ICICI Prudential Life Insurance Company Limited Stock Price Today (NSE: ICICIPRULI)
ICICI Prudential Life Insurance Company Limited
Fundamental Score
ICICI Prudential Life Insurance Company Limited Share Price Live NSE/BSE & Institutional Fundamental Analysis
ICICI Prudential Life Insurance Company Limited share price today is ₹588.70, up +0.00% on NSE/BSE as of 18 March 2026. ICICI Prudential Life Insurance Company Limited (ICICIPRULI) is a Large-cap company in the Life Insurance sector with a market capitalisation of ₹90.05K (Cr). The 52-week high for ICICIPRULI share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 68.90x, ICICIPRULI is currently trading below its industry average P/E of 83.91x. The company has a Return on Equity (ROE) of 10.43% and a debt-to-equity ratio of 0.20.
ICICI Prudential Life Insurance Company Limited Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
ICICI Prudential Life Insurance Company Limited Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
ICICI Prudential Life Insurance Company Share Price: A Financial Analysis
The life insurance industry, often perceived as a slow-moving sector, is undergoing a rapid transformation driven by technological advancements and evolving customer preferences. Understanding these dynamics is crucial when assessing the potential of individual players. This financial analysis focuses on the ICICI Prudential Life Insurance Company share price, currently trading at ₹651.3499755859375, and its position within the competitive landscape.
With a Price-to-Earnings (PE) ratio of 68.9, ICICI Prudential Life Insurance Company Limited appears to be priced at a premium compared to some industry averages. A deeper dive into its growth trajectory and profitability is warranted. We can draw comparisons between
Max Financial Services Ltd and ICICI Prudential Life Insurance Company Limited regarding management quality, potentially analyzing factors like cost efficiency in operations and employee development investments which may contribute to their respective success and differentiate them from peers such as SBI Life Insurance Co Ltd and Canara HSBC.The Return on Capital Employed (ROCE) of 11.94% is a crucial indicator of ICICI Prudential Life Insurance Company's ability to generate profits from its invested capital. A sustained ROCE above the cost of capital suggests a competitive advantage or economic moat. However, investors should carefully consider whether this ROCE is sustainable in the long term, given the inherent risks within the insurance sector, including mortality rates, morbidity trends, and regulatory changes. A higher ROCE, when consistently achieved, can fortify the moat by allowing for reinvestment in growth opportunities and enhanced shareholder value.
This observational analysis is part of a comprehensive 80-parameter fundamental audit conducted under the supervision of Sweta Mishra, ensuring a robust and detailed assessment of ICICI Prudential Life Insurance Company's financial health and market position. It is crucial to remember this is a financial observation and does not constitute investment advice. Investors should conduct their own due diligence and consult with a financial advisor before making any investment decisions.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
ICICI Prudential Life Insurance Company Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ICICIPRULI across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Consistent Growth Track Record (27.48% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Conservative Debt Levels (D/E: 0.20)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (72.93%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Margin Pressure Concerns (-1.13%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 68.90x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Revenue Contraction (-52.56%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Weak Earnings Growth (2.17% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (2.31% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Negative Free Cash Flow (₹-8308.62 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
ICICI Prudential Life Insurance Company Limited Financial Statements
Comprehensive financial data for ICICI Prudential Life Insurance Company Limited including income statement, balance sheet and cash flow
About ICICIPRULI (ICICI Prudential Life Insurance Company Limited)
ICICI Prudential Life Insurance Company Limited (ICICIPRULI) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Life Insurance sector with a current market capitalisation of ₹90.05K (Cr). ICICI Prudential Life Insurance Company Limited has delivered a Return on Equity (ROE) of 10.43% and a ROCE of 11.94%. The debt-to-equity ratio stands at 0.20, reflecting the company's capital structure. Investors tracking ICICIPRULI share price can monitor key metrics including P/E ratio, promoter holding of 72.93%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
ICICIPRULI Share Price: Frequently Asked Questions
What is the current share price of ICICI Prudential Life Insurance Company Limited (ICICIPRULI)?
As of 18 Mar 2026, 10:15 am IST, ICICI Prudential Life Insurance Company Limited share price is ₹588.70. The ICICIPRULI stock has a market capitalisation of ₹90.05K (Cr) on NSE/BSE.
Is ICICIPRULI share price Overvalued or Undervalued?
ICICIPRULI share price is currently trading at a P/E ratio of 68.90x, compared to the industry average of 83.91x. Based on this relative valuation, the ICICI Prudential Life Insurance Company Limited stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of ICICIPRULI share price?
The 52-week high of ICICIPRULI share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the ICICI Prudential Life Insurance Company Limited share price?
Key factors influencing ICICIPRULI share price include quarterly earnings growth (Sales Growth: -52.56%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is ICICI Prudential Life Insurance Company Limited a good stock for long-term investment?
ICICI Prudential Life Insurance Company Limited shows a 5-year Profit Growth of 2.31% and an ROE of 10.43%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.20 before investing in ICICIPRULI shares.
How does ICICI Prudential Life Insurance Company Limited compare with its industry peers?
ICICI Prudential Life Insurance Company Limited competes with major peers in the Life Insurance. Investors should compare ICICIPRULI share price P/E of 68.90x and ROE of 10.43% against the industry averages to determine competitive standing.
What is the P/E ratio of ICICIPRULI and what does it mean?
ICICIPRULI share price has a P/E ratio of 68.90x compared to the industry average of 83.91x. Investors pay ₹69 for every ₹1 of annual earnings.
How is ICICIPRULI performing according to Bull Run's analysis?
ICICIPRULI has a Bull Run fundamental score of 39.8/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does ICICIPRULI belong to?
ICICIPRULI operates in the Life Insurance industry. This classification helps understand the competitive landscape and sector-specific trends affecting ICICI Prudential Life Insurance Company Limited share price.
What is Return on Equity (ROE) and why is it important for ICICIPRULI?
ICICIPRULI has an ROE of 10.43%, which shows decent profitability but room for improvement. ROE measures how efficiently ICICI Prudential Life Insurance Company Limited generates profits from shareholders capital.
How is ICICIPRULI debt-to-equity ratio and what does it indicate?
ICICIPRULI has a debt-to-equity ratio of 0.20, which indicates conservative financing with low financial risk.
What is ICICIPRULI dividend yield and is it a good dividend stock?
ICICIPRULI offers a dividend yield of 0.14%, meaning you receive ₹0.14 annual dividend for every ₹100 invested in ICICI Prudential Life Insurance Company Limited shares.
How has ICICIPRULI share price grown over the past 5 years?
ICICIPRULI has achieved 5-year growth rates of: Sales Growth 27.48%, Profit Growth 2.31%, and EPS Growth 2.17%.
What is the promoter holding in ICICIPRULI and why does it matter?
Promoters hold 72.93% of ICICIPRULI shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in ICICI Prudential Life Insurance Company Limited.
What is ICICIPRULI market capitalisation category?
ICICIPRULI has a market capitalisation of ₹90054 crores, placing it in the Large-cap category.
How volatile is ICICIPRULI stock?
ICICIPRULI has a beta of N/A. A beta > 1 suggests the ICICI Prudential Life Insurance Company Limited stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is ICICIPRULI operating profit margin trend?
ICICIPRULI has a 5-year average Operating Profit Margin (OPM) of -1.13%, indicating the company's operational efficiency.
How is ICICIPRULI quarterly performance?
Recent quarterly performance shows ICICI Prudential Life Insurance Company Limited YoY Sales Growth of -52.56% and YoY Profit Growth of 17.87%.
What is the institutional holding pattern in ICICIPRULI?
ICICIPRULI has FII holding of 13.15% and DII holding of 8.65%. Significant institutional holding often suggests professional confidence in the ICICI Prudential Life Insurance Company Limited stock.