Indian Bank Stock Price Today (NSE: INDIANB)

Indian Bank

876.35+23.05 (+2.70%)
Market Closed

Fundamental Score

...

Indian Bank Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Indian Bank share price today is 876.35, up +2.70% on NSE/BSE as of 17 June 2026. Indian Bank (INDIANB) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of 1.20L (Cr). The 52-week high for INDIANB share price is 1000.90 and the 52-week low is 606.00. At a P/E ratio of 10.14x, INDIANB is currently trading above its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 17.09% and a debt-to-equity ratio of 10.65.

Indian Bank Share Price Chart — NSE/BSE Historical Performance

No data
High
929.85
Low
801.35
Volume
25.7L
Change
-8.69%

Indian Bank share price chart: -8.69% return over the past month. 52-week high ₹1000.90, 52-week low ₹606.00.

Indian Bank — Last 10 Trading Days

DateOpenHighLowCloseVolume
811.85828.00805.85825.5527.49L (Cr)
840.25842.40808.00809.7532.58L (Cr)
837.00853.95817.15833.00345.09L (Cr)
833.35833.35833.35833.350.00 (Cr)
833.55837.85827.10833.3510.27L (Cr)
844.00847.30830.10833.5524.70L (Cr)
839.40849.90835.00840.1526.32L (Cr)
822.90832.00818.10825.9522.75L (Cr)
820.85829.85814.50818.9517.42L (Cr)
810.15818.40803.55810.2018.00L (Cr)

Indian Bank — Last 12 Months Price History

MonthOpenHighLowCloseChange
840.25842.40805.85825.55-1.75%
851.85875.00801.35833.00-2.21%
879.351000.90812.70851.85-3.13%
960.00985.00833.00845.70-11.91%
843.151000.00806.20990.50+17.48%
838.00923.00807.80911.70+8.79%
875.00890.00764.05837.25-4.31%
865.55894.85850.00870.25+0.54%
749.50879.00730.60858.70+14.57%
653.10761.05653.00750.70+14.94%
623.70683.10611.10653.10+4.71%
645.70657.95606.00621.70-3.72%

AI Research Briefing

Powered by Gemini · 2026-04-09

Indian Bank is a mediocre play on Indian growth, capped by PSU drag and global macro risks.

Research Confidence
6.0/10Moderate
RATE PLAYThe stock is up 40.04% over the past 6 months.P/E of 10.14x vs. industry P/E of 8.2x suggests it is fairly valued.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Indian Bank's share price is up 5.71% as of April 8, 2026. Several news items relate to interest rate updates and debt securities. As of March 31, 2026, Indian Bank has in outstanding debt securities. Gross advances are up 13.6% year-over-year as of the end of March, and total deposits are up 12.6% year-over-year.

CORE STORY (THE REAL GAME)

Indian Bank is a play on the continued, if somewhat bumpy, growth of the Indian economy and the government's commitment to public sector banking. It's a bet that a large, established PSB can continue to ride the India growth wave, even if global headwinds create volatility.

Why Now
  • Loan growth at 13.6% YoY
  • Deposit growth at 12.6% YoY
  • Falling NPA
Potential Catalysts
  • RBI policy changes
  • Global economic recovery
  • Significant order wins
Key Risks
  • High debt/equity ratio of 10.65
  • Rising bond yields
  • PSU inefficiencies
Institutional Activity

DII holdings increased by 0.57%

Macro Context

Geopolitical risks and rising bond yields create headwinds for Indian banks.

Cash Flow Quality

Positive free cash flow of ₹24570.38 Cr over 5 years.

3–6 Month Outlook

Indian Bank's near-term performance will depend on its ability to manage asset quality and maintain profitability in a challenging environment. Focus on digital banking and retail expansion could drive future growth.

Primary Thesis Risk

Rising bond yields and geopolitical instability could erode profitability.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Good

Return on Equity (ROE)

17.09%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

6.38%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

58.43%

Average operating profit margin over 5 years

Good

Dividend Yield

1.83%

Annual dividend as % of current share price

Indian Bank Valuation Check

Poor

Price to Earnings (P/E)

10.14x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

8.20x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

73.84%

% shares held by company founders/management

Poor

FII Holding

4.68%

% shares held by foreign institutional investors

Good

DII Holding

18.62%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

11.01%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

8.19%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

23.72%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

42.68%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

67.24%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

10.65x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.42x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

24.57K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Indian Bank Fundamental Analysis & Valuation Benchmarking

Educational evaluation of INDIANB across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Return on Equity (17.09%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (58.43%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Consistent Growth Track Record (23.72% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (42.68% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (67.24% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Cash Generation (₹24570.38 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (73.84%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Suboptimal ROCE (6.38%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Elevated Debt Levels (D/E: 10.65)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.42x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Indian Bank vs Public Sector Bank Peers

Peer Comparison - Public Sector Bank

Compare Indian Bank with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
58.3/100
876
₹119515.98
10.1
Average
17.09%
Good
6.38%
Poor
10.7
Poor
67.24%
Excellent
23.72%
Excellent
1.83%
47.9/100
949
₹897727.05
11.4
Average
17.20%
Good
6.47%
Poor
11.1
Poor
36.29%
Excellent
12.71%
Good
1.63%
Bank of Baroda...
BANKBARODA532134
48.4/100
271
₹152813.25
7.9
Average
15.53%
Good
6.29%
Poor
10.5
Poor
86.18%
Excellent
10.15%
Good
2.83%
54.8/100
101
₹144006.58
8.4
Average
15.17%
Good
6.32%
Poor
12.2
Poor
111.32%
Excellent
17.69%
Excellent
2.31%
59.5/100
134
₹136450.29
7.1
Average
17.75%
Good
6.79%
Poor
14.1
Poor
61.05%
Excellent
19.57%
Excellent
2.66%
53.8/100
159
₹117756.34
6.4
Average
17.05%
Good
6.72%
Poor
10.4
Poor
50.74%
Excellent
23.67%
Excellent
3.08%
47.5/100
34
₹74811.85
17.6
Average
11.02%
Average
5.95%
Poor
11.1
Poor
19.04%
Excellent
10.08%
Good
0.00%
Bank of India...
BANKINDIA532149
49.4/100
147
₹67074.50
6.7
Average
12.35%
Average
6.17%
Poor
11.7
Poor
38.07%
Excellent
10.86%
Good
2.75%
64.9/100
78
₹44341.82
7.3
Average
22.81%
Excellent
5.72%
Poor
10.7
Poor
69.68%
Excellent
16.76%
Excellent
2.60%
UCO Bank...
UCOBANK532505
43.4/100
25
₹38609.30
15.3
Average
8.38%
Poor
5.76%
Poor
10.1
Poor
24.60%
Excellent
10.62%
Good
1.27%
49.9/100
31
₹34775.46
7.7
Average
11.43%
Average
5.48%
Poor
11.9
Poor
39.11%
Excellent
7.38%
Good
1.04%

Indian Bank PE Ratio History

Historical price-to-earnings ratio for INDIANB — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202583.61₹837.2510x
FY 202466.03₹529.958x
FY 202344.74₹420.909.4x
FY 202233.99₹285.358.4x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Indian Bank Dividend History

Annual cash dividends paid by INDIANB — dividend yield 1.83%

Financial YearDividends Paid (₹ Cr)
FY 20251616.36 Cr
FY 20241071.08 Cr
FY 2023809.54 Cr
FY 2022249.09 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Indian Bank Quarterly Performance

Latest quarterly metrics for INDIANB — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

8.19%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

11.01%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

23.72%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

67.24%

Compounded annual net profit growth over 5 years

Indian Bank Technical Indicators

SMA 50, SMA 200, RSI and volume signals for INDIANB — calculated from daily price history

41RSI 14
Neutral — RSI 41

Momentum is balanced — neither overbought nor oversold.

SMA 50
876
▲ Price above SMA 50 — Short-term bullish
SMA 200
825
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
2532K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Indian Bank Financial Statements

Annual income statement, balance sheet and cash flow for Indian Bank (INDIANB) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Indian Bank

About INDIANB (Indian Bank)

Indian Bank is a cornerstone of India's public sector banking landscape, a financial institution steeped in history and committed to serving the nation's diverse populace. Establis...hed decades ago, it stands as a testament to the country's economic evolution, fostering growth across industries and communities. Its enduring presence is visible through a vast network of branches and ATMs, bridging the gap between urban centers and rural hinterlands. Indian Bank distinguishes itself through its customer-centric approach, offering a wide array of banking solutions tailored to meet the unique needs of individuals, businesses, and the agricultural sector, supporting the nation's financial goals. It stands as a reliable and trusted partner for generations of Indians. At the heart of Indian Bank's offerings is a comprehensive suite of financial products. Customers can access a range of deposit accounts, including traditional savings and current accounts designed for everyday transactions, alongside term deposit options for secure investments. Furthermore, Indian Bank caters to the needs of the Indian diaspora with specialized Non-Resident Indian (NRI) accounts. Lending solutions form another vital part of the bank’s portfolio, extending financial assistance to diverse sectors. These include agriculture loans, crucial for supporting farmers and rural economies; Micro, Small, and Medium Enterprise (MSME) loans, fueling entrepreneurial ventures; and corporate loans, powering the growth of larger industries. Indian Bank embraces innovation in its service delivery with a wide array of lending services and digital products tailored to the needs of the modern consumer. Retail customers can benefit from housing and vehicle loans, fulfilling aspirations of homeownership and mobility. Personal and educational loans support individual financial goals, while loans against gold provide flexible financing options. The bank further streamlines business operations with supply chain finance solutions and quick 59-minute loan approvals. In addition, Indian Bank offers loans against secure assets like deposits, NSC/KVP, RBI relief bonds, and LIC policies. Moreover, the bank offers a range of retail and personal loans, along with an expanding suite of cutting-edge digital banking platforms, ensuring convenient and accessible services for a digitally connected world.

Company Details

Symbol:INDIANB
Industry:Public Sector Bank
Sector:Public Sector Bank

Key Leadership

Mr. Binod Kumar
MD & CEO
Mr. Ashutosh Choudhury
Executive Director
Mr. Shiv Bajrang Singh
Executive Director

Corporate Events

Upcoming
Earnings Date
Recent
Ex-Dividend Date

INDIANB Share Price: Frequently Asked Questions

What is the current share price of Indian Bank?

Indian Bank (INDIANB) trades at ₹876.35 on NSE and BSE. Market cap ₹1.20L (Cr). Educational data only.

What is the P/E ratio of Indian Bank?

Indian Bank has a P/E of 10.14x vs industry average 8.20x.

What is the Bull Run score for Indian Bank?

Indian Bank has a Bull Run score of 58.3/100 based on 25+ financial parameters.

Does Indian Bank pay dividends?

Indian Bank has a dividend yield of 1.83%. Past dividends don't guarantee future payments.

What is the ROE of Indian Bank?

Indian Bank has ROE of 17.09%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Indian Bank?

Indian Bank has debt-to-equity of 10.65.

Is Indian Bank a good investment?

Bull Run gives Indian Bank a score of 58.3/100. This is not investment advice — consult a SEBI-registered advisor.