Indian Bank Stock Price Today (NSE: INDIANB)
Fundamental Score
Indian Bank Share Price Live NSE/BSE & Institutional Fundamental Analysis
Indian Bank share price today is ₹888.90, up +0.00% on NSE/BSE as of 18 March 2026. Indian Bank (INDIANB) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹1.20L (Cr). The 52-week high for INDIANB share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 10.14x, INDIANB is currently trading above its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 17.09% and a debt-to-equity ratio of 10.65.
Indian Bank Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Indian Bank Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Indian Bank Share Price: A Financial Analysis of Market Position
Public Sector Banks (PSBs) are currently experiencing a resurgence, driven by improved asset quality and operational efficiencies. This analysis delves into the financial health of Indian Bank, focusing on its current market valuation. The Indian Bank share price currently stands at ₹871.2000122070312. We aim to provide an objective assessment of its performance using publicly available data, forming part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra.
The bank's Price-to-Earnings (PE) ratio of 10.14 suggests a potentially reasonable valuation compared to its earnings. However, a deeper examination against its peers is crucial. For instance, when comparing Indian Bank with peers like
Punjab & Sind Bank, considerations should extend beyond mere financials. Management quality, a less quantifiable but critical factor, plays a significant role in long-term value creation. Factors like strategic decision-making, risk management, and corporate governance influence the sustainability of growth. These elements are crucial for a robust financial evaluation.Indian Bank's Return on Capital Employed (ROCE) of 6.38% is a key indicator of its efficiency in deploying capital. A higher ROCE generally implies a stronger competitive advantage, or “moat.” In Indian Bank's case, a 6.38% ROCE suggests room for improvement. This return impacts its ability to reinvest profits for future growth and defend its market share against competitors like Bank of Baroda and Central Bank of India. A sustained ROCE significantly lower than the cost of capital could hinder the bank's long-term growth prospects and attractiveness to investors.
This financial snapshot aims to provide an observational overview of Indian Bank's current standing. Further analysis, including detailed balance sheet reviews and cash flow analysis, are necessary for a complete understanding. This is not a recommendation to buy, sell, or hold the stock.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Indian Bank Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDIANB across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (17.09%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (58.43%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (23.72% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (42.68% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (67.24% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹24570.38 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (73.84%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (6.38%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 10.65)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.42x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Indian Bank Financial Statements
Comprehensive financial data for Indian Bank including income statement, balance sheet and cash flow
About INDIANB (Indian Bank)
Indian Bank (INDIANB) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Public Sector Bank sector with a current market capitalisation of ₹1.20L (Cr). Indian Bank has delivered a Return on Equity (ROE) of 17.09% and a ROCE of 6.38%. The debt-to-equity ratio stands at 10.65, reflecting the company's capital structure. Investors tracking INDIANB share price can monitor key metrics including P/E ratio, promoter holding of 73.84%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
INDIANB Share Price: Frequently Asked Questions
What is the current share price of Indian Bank (INDIANB)?
As of 18 Mar 2026, 10:16 am IST, Indian Bank share price is ₹888.90. The INDIANB stock has a market capitalisation of ₹1.20L (Cr) on NSE/BSE.
Is INDIANB share price Overvalued or Undervalued?
INDIANB share price is currently trading at a P/E ratio of 10.14x, compared to the industry average of 8.20x. Based on this relative valuation, the Indian Bank stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of INDIANB share price?
The 52-week high of INDIANB share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Indian Bank share price?
Key factors influencing INDIANB share price include quarterly earnings growth (Sales Growth: 8.19%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Indian Bank a good stock for long-term investment?
Indian Bank shows a 5-year Profit Growth of 67.24% and an ROE of 17.09%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 10.65 before investing in INDIANB shares.
How does Indian Bank compare with its industry peers?
Indian Bank competes with major peers in the Public Sector Bank. Investors should compare INDIANB share price P/E of 10.14x and ROE of 17.09% against the industry averages to determine competitive standing.
What is the P/E ratio of INDIANB and what does it mean?
INDIANB share price has a P/E ratio of 10.14x compared to the industry average of 8.20x. Investors pay ₹10 for every ₹1 of annual earnings.
How is INDIANB performing according to Bull Run's analysis?
INDIANB has a Bull Run fundamental score of 58.3/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does INDIANB belong to?
INDIANB operates in the Public Sector Bank industry. This classification helps understand the competitive landscape and sector-specific trends affecting Indian Bank share price.
What is Return on Equity (ROE) and why is it important for INDIANB?
INDIANB has an ROE of 17.09%, which indicates excellent management efficiency. ROE measures how efficiently Indian Bank generates profits from shareholders capital.
How is INDIANB debt-to-equity ratio and what does it indicate?
INDIANB has a debt-to-equity ratio of 10.65, which indicates high leverage that increases financial risk.
What is INDIANB dividend yield and is it a good dividend stock?
INDIANB offers a dividend yield of 1.83%, meaning you receive ₹1.83 annual dividend for every ₹100 invested in Indian Bank shares.
How has INDIANB share price grown over the past 5 years?
INDIANB has achieved 5-year growth rates of: Sales Growth 23.72%, Profit Growth 67.24%, and EPS Growth 42.68%.
What is the promoter holding in INDIANB and why does it matter?
Promoters hold 73.84% of INDIANB shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Indian Bank.
What is INDIANB market capitalisation category?
INDIANB has a market capitalisation of ₹119516 crores, placing it in the Large-cap category.
How volatile is INDIANB stock?
INDIANB has a beta of N/A. A beta > 1 suggests the Indian Bank stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is INDIANB operating profit margin trend?
INDIANB has a 5-year average Operating Profit Margin (OPM) of 58.43%, indicating the company's operational efficiency.
How is INDIANB quarterly performance?
Recent quarterly performance shows Indian Bank YoY Sales Growth of 8.19% and YoY Profit Growth of 11.01%.
What is the institutional holding pattern in INDIANB?
INDIANB has FII holding of 4.68% and DII holding of 18.62%. Significant institutional holding often suggests professional confidence in the Indian Bank stock.