Indian Overseas Bank Stock Price Today (NSE: IOB)

Indian Overseas Bank

32.10+0.01 (+0.03%)
Market Open

Fundamental Score

...

Indian Overseas Bank Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Indian Overseas Bank share price today is 32.10, up +0.03% on NSE/BSE as of 17 September 2026. Indian Overseas Bank (IOB) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of 61.81K (Cr). The 52-week high for IOB share price is 41.80 and the 52-week low is 31.20. At a P/E ratio of 10.49x, IOB is currently trading above its industry average P/E of 7.40x. The company has a Return on Equity (ROE) of 15.65% and a debt-to-equity ratio of N/A.

Indian Overseas Bank Share Price Chart — NSE/BSE Historical Performance

No data
High
34.51
Low
31.83
Volume
22.4L
Change
-1.59%

Indian Overseas Bank share price chart: -1.59% return over the past month. 52-week high ₹41.80, 52-week low ₹31.20.

Indian Overseas Bank — Last 10 Trading Days

DateOpenHighLowCloseVolume
32.0032.5032.0032.1011.12L (Cr)
32.4932.4931.9532.0918.05L (Cr)
33.2433.3032.1232.3821.98L (Cr)
32.7033.1432.5433.0719.27L (Cr)
33.0033.2432.7732.8616.18L (Cr)
33.4333.4332.9232.9814.07L (Cr)
33.1033.4532.9033.3413.97L (Cr)
33.5533.6333.0233.1015.09L (Cr)
33.3133.6433.0233.5526.74L (Cr)
32.7533.4032.6833.2347.47L (Cr)

Indian Overseas Bank — Last 12 Months Price History

MonthOpenHighLowCloseChange
32.5033.6431.8332.10-1.23%
34.2935.0032.4032.47-5.31%
34.1936.2033.2333.90-0.85%
33.6636.5332.2634.09+1.28%
35.0035.5032.9433.42-4.51%
32.4536.3931.4135.00+7.86%
35.0535.6531.2031.38-10.47%
34.3537.3633.7236.45+6.11%
36.0038.0233.5335.63-1.03%
38.9039.3833.7136.13-7.12%
40.3141.1438.0138.79-3.77%
39.5541.8038.4540.11+1.42%

Returns & Performance

Excellent

Return on Equity (ROE)

15.65%

Profit generated per ₹1 of shareholder equity

Average

Return on Assets (ROA)

1.25%

Bank profit generated relative to total assets

Excellent

Net Profit Margin

20.57%

Net profit as a percentage of reported revenue/income

Dividend Yield

0.00%

Annual dividend as % of current share price

Indian Overseas Bank Valuation Check

Poor

Price to Earnings (P/E)

10.49x

Share price ÷ earnings per share. Lower = cheaper

Excellent

Price to Book (P/B)

1.67x

Share price ÷ book value per share — key bank valuation metric

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

92.44%

% shares held by company founders/management

Poor

FII Holding

0.47%

% shares held by foreign institutional investors

Poor

DII Holding

4.29%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

43.23%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

11.21%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

13.46%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

39.87%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

44.37%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Banking balance-sheet metrics

Debt/Equity, interest coverage and industrial free-cash-flow ratios are not shown for banks because deposits and borrowings are part of the core lending business. Bull Run uses ROA, ROE, P/B and net profit margin above for bank analysis.

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Indian Overseas Bank Fundamental Analysis & Valuation Benchmarking

Educational evaluation of IOB across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Return on Equity (15.65%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Robust Profit Growth (43.23%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Consistent Growth Track Record (13.46% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (39.87% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (44.37% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Limited Public Float (92.44% Promoter Holding)

Observation: High promoter holding may restrict liquidity and price discovery.

Analysis: Very high promoter holding can limit trading liquidity.

Limited Institutional Interest (FII+DII: 4.76%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Indian Overseas Bank vs Public Sector Bank Peers

Peer Comparison - Public Sector Bank

Compare Indian Overseas Bank with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
52.9/100
32
₹61813.65
10.5
Average
15.65%
Good
44.37%
Excellent
13.46%
Good
0.00%
47.2/100
1007
₹929798.33
10.8
Average
14.88%
Average
30.01%
Excellent
13.11%
Good
1.68%
56.5/100
183
₹139542.39
6.8
Average
15.72%
Good
46.86%
Excellent
9.03%
Good
2.90%
50.5/100
117
₹134019.29
6.1
Average
12.99%
Average
48.17%
Excellent
9.80%
Good
2.84%
Bank of Baroda...
BANKBARODA532134
51.5/100
236
₹122332.34
6.7
Average
12.47%
Average
72.77%
Excellent
12.56%
Good
3.43%
Indian Bank...
INDIANB532814
57.5/100
862
₹116060.81
9.1
Average
15.45%
Good
30.02%
Excellent
11.54%
Good
2.20%
48.8/100
125
₹113573.61
5.7
Average
16.02%
Good
44.35%
Excellent
12.46%
Good
3.32%
64.9/100
84
₹64586.03
8.6
Average
22.66%
Excellent
65.15%
Excellent
19.80%
Excellent
2.75%
Bank of India...
BANKINDIA532149
49.1/100
141
₹64203.08
5.5
Average
12.08%
Average
39.24%
Excellent
13.10%
Good
3.20%
UCO Bank...
UCOBANK532505
44/100
24
₹30220.34
10.8
Average
8.63%
Poor
110.04%
Excellent
12.71%
Good
1.68%
39.4/100
31
₹27814.95
6.1
Average
11.92%
Average
45.91%
Excellent
9.64%
Good
3.67%

Indian Overseas Bank PE Ratio History

Historical price-to-earnings ratio for IOB — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20251.76₹36.1320.5x
FY 20241.40₹51.7637x
FY 20231.15₹43.3037.7x
FY 20220.92₹32.1034.9x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Indian Overseas Bank Quarterly Performance

Latest quarterly metrics for IOB — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

11.21%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

43.23%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

13.46%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

44.37%

Compounded annual net profit growth over 5 years

Indian Overseas Bank Technical Indicators

SMA 50, SMA 200, RSI and volume signals for IOB — calculated from daily price history

52RSI 14
Neutral — RSI 52

Momentum is balanced — neither overbought nor oversold.

SMA 50
34
▼ Price below SMA 50 — Short-term bearish
SMA 200
35
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
2214K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Indian Overseas Bank Financial Statements

Annual income statement, balance sheet and cash flow for Indian Overseas Bank (IOB) — sourced from NSE/BSE filings.

Financial Results & Statements

Latest quarterly, annual and period-wise financial data for Indian Overseas Bank

Loading latest quarterly results...

About IOB (Indian Overseas Bank)

Indian Overseas Bank is a venerable institution woven into the financial fabric of India, a key player in the nation's public sector banking landscape. Rooted in a history of servi...ng both domestic and international customers, IOB stands as a beacon of financial inclusion, striving to empower individuals and businesses alike. It operates through a diverse range of segments designed to cater to the varying needs of its clientele, these being Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. IOB seeks to be a comprehensive provider of financial services, bridging the gap between aspiration and achievement for a vast spectrum of Indian society. At the heart of IOB's operations lies a commitment to providing accessible and reliable banking solutions. Its deposit offerings are extensive, ranging from easily accessible demand accounts and savings accounts to long-term instruments like fixed and recurring deposits. The bank recognizes the importance of secure and adaptable deposit options in fostering financial stability and growth. Recognizing that loans are vital to progress, IOB's loan portfolio mirrors the diverse needs of its customers, encompassing personal loans for individual needs, loans for education and agriculture, and financing solutions for corporations. Indian Overseas Bank continues to evolve in response to the changing financial landscape, embracing innovation while remaining true to its core values of integrity and customer service. Beyond its traditional banking products, the bank explores new avenues to enhance customer experience and expand its reach. By leveraging technology and fostering a culture of continuous improvement, IOB strives to provide a relevant and reliable platform for financial growth and empowerment, ensuring that individuals and businesses have access to the resources they need to succeed in an ever-changing world.

Company Details

Symbol:IOB
Industry:Public Sector Bank
Sector:Public Sector Bank

Key Leadership

Mr. Ajay Kumar Srivastava
MD, CEO & Executive Director
Mr. Joydeep Dutta Roy
Executive Director
Mr. Dhanaraj T.
Executive Director

IOB Share Price: Frequently Asked Questions

What is the current share price of Indian Overseas Bank?

Indian Overseas Bank (IOB) trades at ₹32.10 on NSE and BSE. Market cap ₹61.81K (Cr). Educational data only.

What is the P/E ratio of Indian Overseas Bank?

Indian Overseas Bank has a P/E of 10.49x vs industry average 7.40x.

What is the Bull Run score for Indian Overseas Bank?

Indian Overseas Bank has a Bull Run score of 52.9/100 based on 25+ financial parameters.

Does Indian Overseas Bank pay dividends?

Indian Overseas Bank has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Indian Overseas Bank?

Indian Overseas Bank has ROE of 15.65%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Indian Overseas Bank?

Indian Overseas Bank has debt-to-equity of N/A.

Is Indian Overseas Bank a good investment?

Bull Run gives Indian Overseas Bank a score of 52.9/100. This is not investment advice — consult a SEBI-registered advisor.