Indo Credit Capital Ltd Stock Price Today (NSE: INDOCRED)
Fundamental Score
Indo Credit Capital Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Indo Credit Capital Ltd share price today is ₹9.98, down 4.95% on NSE/BSE as of 23 June 2026. Indo Credit Capital Ltd (INDOCRED) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹2.47 (Cr). The 52-week high for INDOCRED share price is ₹12.94 and the 52-week low is ₹2.97. The company has a Return on Equity (ROE) of -0.86% and a debt-to-equity ratio of 0.00.
Indo Credit Capital Ltd Share Price Chart — NSE/BSE Historical Performance
Indo Credit Capital Ltd share price chart: -19.77% return over the past month. 52-week high ₹12.94, 52-week low ₹2.97.
Indo Credit Capital Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹9.98 | ₹9.98 | ₹9.98 | ₹9.98 | 3.72K (Cr) | |
| ₹10.50 | ₹10.50 | ₹10.50 | ₹10.50 | 0.00 (Cr) | |
| ₹11.00 | ₹11.00 | ₹9.99 | ₹10.50 | 3.03K (Cr) | |
| ₹11.05 | ₹11.05 | ₹10.50 | ₹10.51 | 881.00 (Cr) | |
| ₹11.70 | ₹11.70 | ₹11.00 | ₹11.05 | 631.00 (Cr) | |
| ₹11.77 | ₹12.35 | ₹11.19 | ₹11.19 | 1.83K (Cr) | |
| ₹11.21 | ₹11.77 | ₹10.65 | ₹11.77 | 2.34K (Cr) | |
| ₹10.45 | ₹11.55 | ₹10.45 | ₹11.55 | 1.57K (Cr) | |
| ₹11.00 | ₹11.00 | ₹11.00 | ₹11.00 | 100.00 (Cr) | |
| ₹10.99 | ₹10.99 | ₹10.99 | ₹10.99 | 612.00 (Cr) |
Indo Credit Capital Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹10.50 | ₹10.50 | ₹9.98 | ₹9.98 | -4.95% | |
| ₹12.46 | ₹12.46 | ₹9.99 | ₹10.50 | -15.73% | |
| ₹7.68 | ₹12.94 | ₹7.68 | ₹12.69 | +65.23% | |
| ₹3.76 | ₹7.32 | ₹3.76 | ₹7.32 | +94.68% | |
| ₹3.59 | ₹3.76 | ₹3.59 | ₹3.76 | +4.74% | |
| ₹3.59 | ₹3.59 | ₹3.59 | ₹3.59 | +0.00% | |
| ₹3.42 | ₹3.59 | ₹3.42 | ₹3.59 | +4.97% | |
| ₹3.26 | ₹3.42 | ₹3.26 | ₹3.42 | +4.91% | |
| ₹3.26 | ₹3.26 | ₹3.26 | ₹3.26 | +0.00% | |
| ₹3.11 | ₹3.26 | ₹3.11 | ₹3.26 | +4.82% | |
| ₹3.11 | ₹3.11 | ₹3.11 | ₹3.11 | +0.00% | |
| ₹3.11 | ₹3.11 | ₹3.11 | ₹3.11 | +0.00% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Micro-cap NBFCs are usually value traps; this one is no different.
WHAT'S HAPPENING NOW (last 2-4 weeks)
No major catalysts found after live search. Recent news focuses on routine board meetings and announcements. Q3 2026 net profit jumped 150% YoY to Cr, but fell 33.33% QoQ.
CORE STORY (THE REAL GAME)
Micro-cap NBFC, likely a restructuring or turnaround play. Market is hoping for a revival in profitability, but the company's tiny size makes it vulnerable.
- Q3 net profit turnaround
- Micro-cap speculative interest
- Successful turnaround
- Significant order wins
- Acquisition by larger NBFC
- Micro/SME cap liquidity risk
- Negative ROE
- Inconsistent profitability
- Tiny market cap of ₹2.47 Cr
No institutional interest. Promoter holding unchanged at 14.51%.
NBFC sector faces tighter RBI scrutiny.
Negative Free Cash Flow 5Y: ₹-0.2 Cr.
Hoping for a turnaround in the next 3-6 months, but the odds are stacked against it. Monitor closely for any signs of distress.
Primary Thesis Risk
Illiquidity will kill this stock.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Indo Credit Capital Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Indo Credit Capital Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of INDOCRED across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Robust Profit Growth (175.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Consistent Growth Track Record (26.58% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (-0.86%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-0.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-190.32%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Negative Free Cash Flow (₹-0.20 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (14.51%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Indo Credit Capital Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Indo Credit Capital Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Indo Credit Capital LtdIndo Credit Cap...Selected✓ INDOCRED • 526887 | 25.9/100 | ₹9.98₹10 | ₹2.47₹2.47 | — — | -0.86%Poor -0.86% Poor | -0.86%Poor -0.86% Poor | 0.00Excellent 0.0 Excellent | 13.13%Good 13.13% Good | 26.58%Excellent 26.58% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹876.80₹877 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹912.95₹913 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3218.30₹3218 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1470.60₹1471 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹596.55₹597 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹267.85₹268 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹648.45₹648 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4169.50₹4170 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹454.50₹455 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹399.30₹399 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
Indo Credit Capital Ltd Quarterly Performance
Latest quarterly metrics for INDOCRED — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
N/A
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
175.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
26.58%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
13.13%
Compounded annual net profit growth over 5 years
Indo Credit Capital Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for INDOCRED — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Indo Credit Capital Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Indo Credit Capital Ltd (INDOCRED) — sourced from NSE/BSE filings.
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Fetching financial data for Indo Credit Capital Ltd
About INDOCRED (Indo Credit Capital Ltd)
Indo Credit Capital Ltd is a Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. Established with the core objective of providing financial soluti...ons, INDOCRED focuses on targeted lending and strategic investments. The company navigates the intricate dynamics of the Indian market by deploying capital to sectors that demonstrate potential for growth and development. The NBFC's operational framework encompasses a range of financial services tailored to meet the diverse needs of businesses and individuals seeking alternative funding avenues beyond traditional banking institutions. Through its activities, INDOCRED plays a role in facilitating economic activity and fostering financial inclusion across different segments of the Indian economy. INDOCRED's approach is rooted in identifying and capitalizing on opportunities present within the Indian investment environment. The company meticulously assesses potential investments, factoring in both risk and return profiles. By conducting in-depth market research and employing robust financial analysis techniques, INDOCRED seeks to make informed decisions that align with its overall strategic objectives. This involves not only evaluating the financial viability of potential investments but also considering the broader macroeconomic trends and regulatory landscape that may impact its operations. The company strives to maintain a balanced portfolio that generates sustainable returns while mitigating potential risks. Headquartered in Ahmedabad, INDOCRED leverages its geographic location to gain insights into regional economic trends and tailor its services to meet local market demands. The company's strategic focus on the Indian market allows it to develop a deep understanding of the specific challenges and opportunities present within different regions and sectors. This localized approach enables INDOCRED to build strong relationships with its clients and partners, fostering trust and collaboration. By remaining attuned to the evolving needs of the Indian economy, INDOCRED seeks to maintain its position as a relevant and impactful player in the NBFC sector.
Company Details
Key Leadership
INDOCRED Share Price: Frequently Asked Questions
What is the current share price of Indo Credit Capital Ltd?
Indo Credit Capital Ltd (INDOCRED) trades at ₹9.98 on NSE and BSE. Market cap ₹2.47 (Cr). Educational data only.
What is the P/E ratio of Indo Credit Capital Ltd?
Indo Credit Capital Ltd has a P/E of N/Ax vs industry average 22.03x.
What is the Bull Run score for Indo Credit Capital Ltd?
Indo Credit Capital Ltd has a Bull Run score of 25.9/100 based on 25+ financial parameters.
Does Indo Credit Capital Ltd pay dividends?
Indo Credit Capital Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Indo Credit Capital Ltd?
Indo Credit Capital Ltd has ROE of -0.86%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Indo Credit Capital Ltd?
Indo Credit Capital Ltd has debt-to-equity of 0.00.
Is Indo Credit Capital Ltd a good investment?
Bull Run gives Indo Credit Capital Ltd a score of 25.9/100. This is not investment advice — consult a SEBI-registered advisor.