IndoStar Capital Finance Limited
Fundamental Score
IndoStar Capital Finance Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of INDOSTAR across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (41.62%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Balanced Promoter Holding (67.59%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Below-Average Return on Equity (-0.45%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.79%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-41.20%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Limited Growth History (-2.49% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Elevated Debt Levels (D/E: 1.43)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (0.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-2967.50 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 4.80%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Financial Statements
Comprehensive financial data for IndoStar Capital Finance Limited
About INDOSTAR
Business Overview
IndoStar Capital Finance Limited, a non-banking financial company, provides various financing services to corporates, small and medium enterprises (SMEs), and individual customers in India. The company offers vehicle finance services, including loans for commercial vehicles, farm equipment, four and two-wheelers, and construction equipment; home finance; and financing for used and new vehicles, as well as insurance products, such as life, motor, and accident cover and critical illness. It also provides small ticket micro loan against property finance services; small business loan for working capital and business expansion; and education, marriage, medical, and corporate lending products. The company was incorporated in 2009 and is based in Mumbai, India. IndoStar Capital Finance Limited operates as a subsidiary of BCP V Multiple Holdings Pte. Ltd.
Company Details
Key Leadership
Corporate Events
INDOSTAR Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of IndoStar Capital Finance Limited (INDOSTAR)?
As of 29 Jan 2026, 10:37 am IST, IndoStar Capital Finance Limited (INDOSTAR) is currently trading at ₹211.22. The stock has a market capitalization of ₹3.32K (Cr).
Is INDOSTAR share price Overvalued or Undervalued?
INDOSTAR is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the IndoStar Capital Finance Limited share price?
Key factors influencing INDOSTAR's price include its quarterly earnings growth (Sales Growth: 1.34%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is IndoStar Capital Finance Limited a good stock for long-term investment?
IndoStar Capital Finance Limited shows a 5-year Profit Growth of 14.31% and an ROE of -0.45%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 1.43 before investing.
How does IndoStar Capital Finance Limited compare with its industry peers?
IndoStar Capital Finance Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare INDOSTAR's P/E of 0.00x and ROE of -0.45% against the industry averages to determine its competitive standing.
What is the P/E ratio of INDOSTAR and what does it mean?
INDOSTAR has a P/E ratio of N/Ax compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is INDOSTAR performing according to Bull Run's analysis?
INDOSTAR has a Bull Run fundamental score of 15.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does INDOSTAR belong to?
INDOSTAR operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting IndoStar Capital Finance Limited.
What is Return on Equity (ROE) and why is it important for INDOSTAR?
INDOSTAR has an ROE of -0.45%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently IndoStar Capital Finance Limited generates profits from shareholders' equity.
How is INDOSTAR's debt-to-equity ratio and what does it indicate?
INDOSTAR has a debt-to-equity ratio of 1.43, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is INDOSTAR's dividend yield and is it a good dividend stock?
INDOSTAR offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has INDOSTAR grown over the past 5 years?
INDOSTAR has achieved 5-year growth rates of: Sales Growth -2.49%, Profit Growth 14.31%, and EPS Growth 14.49%.
What is the promoter holding in INDOSTAR and why does it matter?
Promoters hold 67.59% of INDOSTAR shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is INDOSTAR's market capitalization category?
INDOSTAR has a market capitalization of ₹3322 crores, placing it in the Small-cap category.
How volatile is INDOSTAR stock?
INDOSTAR has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for INDOSTAR?
INDOSTAR has a 52-week high of ₹N/A and low of ₹N/A.
What is INDOSTAR's operating profit margin trend?
INDOSTAR has a 5-year average Operating Profit Margin (OPM) of 41.62%, indicating the company's operational efficiency.
How is INDOSTAR's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 1.34% and YoY Profit Growth of -41.20%.
What is the institutional holding pattern in INDOSTAR?
INDOSTAR has FII holding of 2.51% and DII holding of 2.29%. Significant institutional holding often suggests professional confidence in the stock.