Intec Capital Limited
Fundamental Score
Intec Capital Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of INTECCAP across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Attractive Valuation (P/E: 5.86 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (34.07%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (485.71%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Strong Cash Generation (₹29.66 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (71.05%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
7 factors identified
Below-Average Return on Equity (0.64%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.80%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-39.35%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Limited Growth History (-21.75% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Intec Capital Limited
About INTECCAP
Business Overview
Intec Capital Limited, a non-banking financial company, provides financial services to small and medium enterprises (SME) in India. The company offers business loans comprising unsecured loans to SMEs, corporate, and others, etc.; loans against collateral security of plant and machinery; and commercial loans, such as loans against property. It also provides collateral backed loans comprising mortgage of residential, commercial, industrial, and institutional properties. The company serves the auto and engineering, printing and packaging, plastic and injection molding, food processing, retailer, professional service, education, infrastructure, construction, chemical, leather, textile, metal, rubber, and capital goods and industrial equipment industries, as well as the pharmaceutical, medical, and healthcare industries. The company was formerly known as Intec Securities Ltd. and changed its name to Intec Capital Limited in September 2009. Intec Capital Limited was incorporated in 1994 and is based in New Delhi, India.
Company Details
Key Leadership
Corporate Events
INTECCAP Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Intec Capital Limited (INTECCAP)?
As of 30 Jan 2026, 01:39 pm IST, Intec Capital Limited (INTECCAP) is currently trading at ₹10.21. The stock has a market capitalization of ₹28.27 (Cr).
Is INTECCAP share price Overvalued or Undervalued?
INTECCAP is currently trading at a P/E ratio of 5.86x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Intec Capital Limited share price?
Key factors influencing INTECCAP's price include its quarterly earnings growth (Sales Growth: 485.71%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Intec Capital Limited a good stock for long-term investment?
Intec Capital Limited shows a 5-year Profit Growth of 14.94% and an ROE of 0.64%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.89 before investing.
How does Intec Capital Limited compare with its industry peers?
Intec Capital Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare INTECCAP's P/E of 5.86x and ROE of 0.64% against the industry averages to determine its competitive standing.
What is the P/E ratio of INTECCAP and what does it mean?
INTECCAP has a P/E ratio of 5.86x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹6 for every ₹1 of annual earnings.
How is INTECCAP performing according to Bull Run's analysis?
INTECCAP has a Bull Run fundamental score of 50.3/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does INTECCAP belong to?
INTECCAP operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Intec Capital Limited.
What is Return on Equity (ROE) and why is it important for INTECCAP?
INTECCAP has an ROE of 0.64%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Intec Capital Limited generates profits from shareholders' equity.
How is INTECCAP's debt-to-equity ratio and what does it indicate?
INTECCAP has a debt-to-equity ratio of 0.89, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is INTECCAP's dividend yield and is it a good dividend stock?
INTECCAP offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has INTECCAP grown over the past 5 years?
INTECCAP has achieved 5-year growth rates of: Sales Growth -21.75%, Profit Growth 14.94%, and EPS Growth 14.94%.
What is the promoter holding in INTECCAP and why does it matter?
Promoters hold 71.05% of INTECCAP shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is INTECCAP's market capitalization category?
INTECCAP has a market capitalization of ₹28 crores, placing it in the Small-cap category.
How volatile is INTECCAP stock?
INTECCAP has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for INTECCAP?
INTECCAP has a 52-week high of ₹N/A and low of ₹N/A.
What is INTECCAP's operating profit margin trend?
INTECCAP has a 5-year average Operating Profit Margin (OPM) of -39.35%, indicating the company's operational efficiency.
How is INTECCAP's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 485.71% and YoY Profit Growth of 34.07%.
What is the institutional holding pattern in INTECCAP?
INTECCAP has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.