ISF Ltd Stock Price Today (NSE: ISFL)
Fundamental Score
ISF Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
ISF Ltd share price today is ₹0.89, up +3.49% on NSE/BSE as of 22 June 2026. ISF Ltd (ISFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹8.84 (Cr). The 52-week high for ISFL share price is ₹1.19 and the 52-week low is ₹0.75. At a P/E ratio of 147.33x, ISFL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of -0.07% and a debt-to-equity ratio of 0.21.
ISF Ltd Share Price Chart — NSE/BSE Historical Performance
ISF Ltd share price chart: -12.24% return over the past month. 52-week high ₹1.19, 52-week low ₹0.75.
ISF Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹0.89 | ₹0.99 | ₹0.89 | ₹0.89 | 13.73K (Cr) | |
| ₹0.85 | ₹0.86 | ₹0.85 | ₹0.86 | 43.73K (Cr) | |
| ₹1.00 | ₹1.00 | ₹0.85 | ₹0.85 | 69.23K (Cr) | |
| ₹0.85 | ₹0.86 | ₹0.85 | ₹0.86 | 9.75K (Cr) | |
| ₹0.88 | ₹0.88 | ₹0.88 | ₹0.88 | 16.59K (Cr) | |
| ₹0.88 | ₹0.88 | ₹0.88 | ₹0.88 | 34.12K (Cr) | |
| ₹0.88 | ₹0.95 | ₹0.88 | ₹0.88 | 71.57K (Cr) | |
| ₹0.88 | ₹0.88 | ₹0.88 | ₹0.88 | 1.02L (Cr) | |
| ₹0.93 | ₹0.93 | ₹0.88 | ₹0.88 | 5.72K (Cr) | |
| ₹0.86 | ₹0.94 | ₹0.86 | ₹0.94 | 34.60K (Cr) |
ISF Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹0.85 | ₹0.99 | ₹0.85 | ₹0.89 | +4.71% | |
| ₹0.92 | ₹1.00 | ₹0.85 | ₹0.85 | -7.61% | |
| ₹0.78 | ₹1.00 | ₹0.78 | ₹0.95 | +21.79% | |
| ₹1.00 | ₹1.00 | ₹0.75 | ₹0.76 | -24.00% | |
| ₹1.00 | ₹1.07 | ₹0.80 | ₹1.00 | +0.00% | |
| ₹1.03 | ₹1.17 | ₹0.76 | ₹0.98 | -4.85% | |
| ₹0.93 | ₹1.03 | ₹0.85 | ₹1.03 | +10.75% | |
| ₹1.14 | ₹1.14 | ₹0.89 | ₹0.93 | -18.42% | |
| ₹1.01 | ₹1.04 | ₹0.95 | ₹1.00 | -0.99% | |
| ₹1.03 | ₹1.09 | ₹0.85 | ₹1.01 | -1.94% | |
| ₹1.02 | ₹1.19 | ₹0.85 | ₹1.04 | +1.96% | |
| ₹1.08 | ₹1.10 | ₹1.01 | ₹1.02 | -5.56% |
AI Research Briefing
Powered by Gemini · 2026-04-08
Micro-cap NBFC with stretched valuation and weak financials; liquidity risk is too high to ignore.
WHAT'S HAPPENING NOW (last 2-4 weeks)
ISF Ltd's stock has been volatile, hitting a 52-week low of on March 30, 2026. The company announced the closure of its trading window effective April 1, 2026, until 48 hours after the declaration of audited financial results for the quarter and year ended March 31, 2026. Recent announcements also include disclosures related to SEBI regulations regarding substantial acquisition of shares and insider trading.
CORE STORY (THE REAL GAME)
ISF is a micro-cap NBFC, and the market is treating it as a turnaround play. The hope is that it can improve its financial performance and navigate the challenges facing the NBFC sector.
- Recent 52-week low indicates selling pressure
- Closure of trading window adds uncertainty
- Downgraded to 'Strong Sell'
- Positive earnings surprise
- Significant order win
- Improved macroeconomic conditions for NBFCs
- Micro/SME cap = liquidity risk
- Negative ROE and ROCE
- High P/E ratio compared to industry
No significant FII/DII/Promoter activity observed.
RBI maintaining repo rate at 5.25% presents a mixed bag, with potential inflation risks from geopolitical tensions.
No (Free Cash Flow 5Y: ₹-0.27 Cr)
The company needs to demonstrate significant improvement in financial performance to justify its valuation. Expect continued volatility and downside risk in the next 3-6 months.
Primary Thesis Risk
Inability to improve profitability and manage debt.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
ISF Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
ISF Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of ISFL across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Robust Profit Growth (450.00%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Conservative Debt Levels (D/E: 0.21)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (-0.07%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.93%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (0.83%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 147.33x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Weak Interest Coverage (1.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-0.27 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (0.64%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
ISF Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare ISF Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
ISF LtdISF Ltd...Selected✓ ISFL • 526859 | 11.6/100 | ₹0.89₹1 | ₹8.84₹8.84 | 147.33Average 147.3 Average | -0.07%Poor -0.07% Poor | 1.93%Poor 1.93% Poor | 0.21Excellent 0.2 Excellent | — — | 5.04%Good 5.04% Good | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
- Cholamandalam Investment and Finance Company Limited share price145498.76 Cr
- SBI Cards and Payment Services Ltd share price83417.35 Cr
ISF Ltd Quarterly Performance
Latest quarterly metrics for ISFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
0.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
450.00%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
5.04%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
ISF Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for ISFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
ISF Ltd Financial Statements
Annual income statement, balance sheet and cash flow for ISF Ltd (ISFL) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for ISF Ltd
About ISFL (ISF Ltd)
ISF Ltd is a non-banking financial company deeply rooted in the Indian financial landscape, committed to empowering underserved sectors and driving economic growth from the ground ...up. Founded with a vision to bridge the financial inclusion gap, ISF Ltd offers a comprehensive suite of tailor-made financial solutions designed to meet the unique needs of emerging businesses and individual entrepreneurs. Beyond traditional lending models, ISF Ltd focuses on building long-term partnerships with its clients, providing not only capital but also guidance and support to foster sustainable development and financial stability within their ventures. At the core of ISF Ltd's operations lies a commitment to innovation and accessibility, particularly in sectors vital to India's future. The company specializes in providing loans for electric vehicles (EVs), facilitating the transition to sustainable transportation, alongside tailored micro, small, and medium-sized enterprise (MSME) loans, empowering small businesses to thrive. Recognizing the critical role of agriculture in the Indian economy, ISF Ltd also extends financial support to livestock owners through its cattle loan programs. Furthermore, ISF Ltd is a strong proponent of optimizing supply chains with specialized financing solutions and the facilitation of battery financing to support the green energy ecosystem. Headquartered in Noida, ISF Ltd leverages its decades of experience and deep understanding of the local market to deliver impactful financial solutions. By offering services like invoice discounting, ISF Ltd ensures businesses have access to working capital, fostering healthy cash flow and growth. ISF Ltd’s customer-centric approach and dedication to ethical lending practices make it a trusted partner for individuals and enterprises seeking financial empowerment and a path towards a brighter economic future. The company continues to evolve, adapting to the changing needs of the market while staying true to its core mission of financial inclusion.
Company Details
Key Leadership
ISFL Share Price: Frequently Asked Questions
What is the current share price of ISF Ltd?
ISF Ltd (ISFL) trades at ₹0.89 on NSE and BSE. Market cap ₹8.84 (Cr). Educational data only.
What is the P/E ratio of ISF Ltd?
ISF Ltd has a P/E of 147.33x vs industry average 22.03x.
What is the Bull Run score for ISF Ltd?
ISF Ltd has a Bull Run score of 11.6/100 based on 25+ financial parameters.
Does ISF Ltd pay dividends?
ISF Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of ISF Ltd?
ISF Ltd has ROE of -0.07%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of ISF Ltd?
ISF Ltd has debt-to-equity of 0.21.
Is ISF Ltd a good investment?
Bull Run gives ISF Ltd a score of 11.6/100. This is not investment advice — consult a SEBI-registered advisor.