Jayabharat Credit Limited Stock Price Today (NSE: JAYBHCR)

Jayabharat Credit Limited

19.34+0.00 (+0.00%)
Market Closed

Fundamental Score

...

Jayabharat Credit Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Jayabharat Credit Limited share price today is 19.34, up +0.00% on NSE/BSE as of 22 June 2026. Jayabharat Credit Limited (JAYBHCR) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 12.50 (Cr). The 52-week high for JAYBHCR share price is 33.07 and the 52-week low is 9.49.

Jayabharat Credit Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
22.30
Low
19.34
Volume
97.6
Change
-13.27%

Jayabharat Credit Limited share price chart: -13.27% return over the past month. 52-week high ₹33.07, 52-week low ₹9.49.

Jayabharat Credit Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
19.3419.3419.3419.340.00 (Cr)
19.3419.3419.3419.3490.00 (Cr)
20.3520.3519.3419.34710.00 (Cr)
20.3520.3520.3520.351.00 (Cr)
21.4221.4221.4221.421.00 (Cr)
21.0021.5220.3521.52164.00 (Cr)
21.4221.4221.4221.4211.00 (Cr)
22.0022.0022.0022.0011.00 (Cr)
22.0022.0022.0022.001.00 (Cr)
22.0022.0022.0022.003.00 (Cr)

Jayabharat Credit Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
19.3419.3419.3419.34+0.00%
22.0022.0019.3419.34-12.09%
16.7022.3016.7022.00+31.74%
15.7917.3015.7916.78+6.27%
14.5820.3714.3015.79+8.30%
22.5822.5814.1014.58-35.43%
25.8925.9419.7822.69-12.36%
29.4029.4021.3024.71-15.95%
21.9533.0721.9530.00+36.67%
10.6920.9110.1620.91+95.60%
9.9811.529.4910.69+7.11%
13.0613.069.989.98-23.58%

AI Research Briefing

Powered by Gemini · 2026-04-09

Jayabharat Credit is a zombie NBFC with zero revenue, negative net worth, and dependent on promoter funding — avoid before it collapses.

Research Confidence
8.0/10High
DEBT TRAP TURNAROUNDVolatile. 1M: -16.7%, 3M: 133.77%Expensive. P/E is non-existent due to no profits. Negative book value.

WHAT'S HAPPENING NOW

No major catalysts found after live search. Jayabharat Credit closed its trading window on April 1, 2026, in anticipation of the review and release of FY26 audited financial results. The window will reopen 48 hours after the results are announced.

CORE STORY

Zombie NBFC. This is a story of financial distress and reliance on promoter support, not a turnaround play. The market is likely pricing in near-total collapse risk.

Why Now
  • Trading window closed ahead of FY26 results, likely to be ugly
  • Company is non-operational with zero revenue
  • Reliance on promoter support raises going concern doubts
Potential Catalysts
  • Unexpected infusion of capital
  • Acquisition by another entity
  • Significant regulatory change benefiting NBFCs
Key Risks
  • Micro/SME cap: Illiquidity risk
  • Negative net worth of ₹61.65 Cr
  • Zero revenue generation
Institutional Activity

Promoter holding steady at 15.22%, suggesting no recent change in their stake.

Macro Context

NBFC sector faces headwinds from potential inflation risks and fluctuating repo rates.

Cash Flow Quality

No. Free Cash Flow 5Y: ₹-3.88 Cr

3–6 Month Outlook

Likely continued losses and reliance on promoter funding. Survival depends on external factors.

Primary Thesis Risk

Promoter pulls funding, leading to insolvency.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Return on Equity (ROE)

N/A

Profit generated per ₹1 of shareholder equity

Return on Capital (ROCE)

N/A

Returns generated on total capital deployed

Oper. Profit Margin (5Y Avg)

N/A

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Jayabharat Credit Limited Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Good

Promoter Holding

15.22%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.02%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-14.29%

Net profit growth vs same quarter last year

Revenue Growth (Quarterly YoY)

N/A

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

2.32%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

2.32%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Debt to Equity Ratio

N/A

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-3.88 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Jayabharat Credit Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of JAYBHCR across key market metrics for learning purposes.

Positive Indicators

1 factors identified

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Profit Decline Concern (-14.29%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Weak Earnings Growth (2.32% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (2.32% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Negative Free Cash Flow (₹-3.88 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (15.22%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

Limited Institutional Interest (FII+DII: 0.02%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Jayabharat Credit Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Jayabharat Credit Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
0/100
19
₹12.50
2.32%
Average
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Jayabharat Credit Limited Quarterly Performance

Latest quarterly metrics for JAYBHCR — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

N/A

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-14.29%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

2.32%

Compounded annual net profit growth over 5 years

Jayabharat Credit Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for JAYBHCR — calculated from daily price history

50RSI 14
Neutral — RSI 50

Momentum is balanced — neither overbought nor oversold.

SMA 50
18
▲ Price above SMA 50 — Short-term bullish
SMA 200
18
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Jayabharat Credit Limited Financial Statements

Annual income statement, balance sheet and cash flow for Jayabharat Credit Limited (JAYBHCR) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Jayabharat Credit Limited

About JAYBHCR (Jayabharat Credit Limited)

Jayabharat Credit Limited is a Non-Banking Financial Company (NBFC) rooted in a history spanning several decades. Originally established in 1943 and headquartered in the bustling m...etropolis of New Delhi, India, the company carries the legacy of a bygone era of Indian finance. Its historical presence reflects a commitment to participating in the Indian financial landscape, with its registered office also located in the capital city. The company's longevity speaks to its enduring nature amidst shifting economic conditions and regulatory changes within the NBFC sector. While maintaining its corporate structure, the firm's activities have evolved since its inception, with a focus on adapting to the current market demands. Historically, Jayabharat Credit Limited participated actively in the Indian financial market through hire purchase and leasing operations. This engagement involved providing financial solutions for acquiring assets, particularly in the commercial sector. These operations facilitated the purchase of equipment and vehicles, supporting businesses in expanding their capabilities. The company’s activities aimed to bridge the financial gap, helping companies access necessary resources. However, the NBFC environment is subject to constant flux, impacted by economic trends and regulations. The business and portfolio activities of Jayabharat Credit Limited reflect an evolving strategy in response to these shifting demands and market conditions. Currently, Jayabharat Credit Limited's operational focus has shifted from its earlier activities. The company retains its identity as an NBFC and maintains its presence in New Delhi, signifying its continued commitment to the Indian financial market. While past engagements included hire purchase and leasing, the present status reflects a transition in its operational model. As an organization with a background of financial services, Jayabharat Credit Limited remains an active participant in the NBFC landscape. The company's future trajectory depends on strategic decisions, market adaptations, and its ability to navigate the complexities of the financial sector.

Company Details

Symbol:JAYBHCR
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Bipin Bhalabhai Bhavsar
Chief Executive Officer
Mr. Shreeram G. Garde
VP & CFO
Ms. Hinal Ronak Mehta
Compliance Officer & Company Secretary

Corporate Events

Recent
Ex-Dividend Date

JAYBHCR Share Price: Frequently Asked Questions

What is the current share price of Jayabharat Credit Limited?

Jayabharat Credit Limited (JAYBHCR) trades at ₹19.34 on NSE and BSE. Market cap ₹12.50 (Cr). Educational data only.

What is the P/E ratio of Jayabharat Credit Limited?

Jayabharat Credit Limited has a P/E of N/Ax vs industry average 22.03x.

What is the Bull Run score for Jayabharat Credit Limited?

Jayabharat Credit Limited has a Bull Run score of 0/100 based on 25+ financial parameters.

Does Jayabharat Credit Limited pay dividends?

Jayabharat Credit Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Jayabharat Credit Limited?

Jayabharat Credit Limited has ROE of N/A. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Jayabharat Credit Limited?

Jayabharat Credit Limited has debt-to-equity of N/A.

Is Jayabharat Credit Limited a good investment?

Bull Run gives Jayabharat Credit Limited a score of 0/100. This is not investment advice — consult a SEBI-registered advisor.