Jayabharat Credit Limited
Fundamental Score
Jayabharat Credit Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of JAYBHCR across key market metrics for learning purposes.
Positive Indicators
1 factors identified
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
8 factors identified
Profit Decline Concern (-14.29%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Weak Earnings Growth (2.32% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (2.32% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Negative Free Cash Flow (₹-3.88 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (15.22%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
Limited Institutional Interest (FII+DII: 0.02%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Jayabharat Credit Limited
About JAYBHCR
Business Overview
Jayabharat Credit Limited does not have significant operations. Previously, the company was engaged in the hire purchase and leasing businesses in India. Jayabharat Credit Limited was incorporated in 1943 and is headquartered in New Delhi, India.
Company Details
Key Leadership
Corporate Events
JAYBHCR Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Jayabharat Credit Limited (JAYBHCR)?
As of 29 Jan 2026, 10:32 am IST, Jayabharat Credit Limited (JAYBHCR) is currently trading at ₹14.58. The stock has a market capitalization of ₹12.50 (Cr).
Is JAYBHCR share price Overvalued or Undervalued?
JAYBHCR is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Jayabharat Credit Limited share price?
Key factors influencing JAYBHCR's price include its quarterly earnings growth (Sales Growth: N/A%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Jayabharat Credit Limited a good stock for long-term investment?
Jayabharat Credit Limited shows a 5-year Profit Growth of 2.32% and an ROE of N/A%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of N/A before investing.
How does Jayabharat Credit Limited compare with its industry peers?
Jayabharat Credit Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare JAYBHCR's P/E of 0.00x and ROE of N/A% against the industry averages to determine its competitive standing.
What is the P/E ratio of JAYBHCR and what does it mean?
JAYBHCR has a P/E ratio of N/Ax compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is JAYBHCR performing according to Bull Run's analysis?
JAYBHCR has a Bull Run fundamental score of N/A/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does JAYBHCR belong to?
JAYBHCR operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Jayabharat Credit Limited.
What is Return on Equity (ROE) and why is it important for JAYBHCR?
JAYBHCR has an ROE of N/A%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Jayabharat Credit Limited generates profits from shareholders' equity.
How is JAYBHCR's debt-to-equity ratio and what does it indicate?
JAYBHCR has a debt-to-equity ratio of N/A, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is JAYBHCR's dividend yield and is it a good dividend stock?
JAYBHCR offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has JAYBHCR grown over the past 5 years?
JAYBHCR has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth 2.32%, and EPS Growth 2.32%.
What is the promoter holding in JAYBHCR and why does it matter?
Promoters hold 15.22% of JAYBHCR shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is JAYBHCR's market capitalization category?
JAYBHCR has a market capitalization of ₹13 crores, placing it in the Small-cap category.
How volatile is JAYBHCR stock?
JAYBHCR has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for JAYBHCR?
JAYBHCR has a 52-week high of ₹N/A and low of ₹N/A.
What is JAYBHCR's operating profit margin trend?
JAYBHCR has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is JAYBHCR's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of N/A% and YoY Profit Growth of -14.29%.
What is the institutional holding pattern in JAYBHCR?
JAYBHCR has FII holding of 0.00% and DII holding of 0.02%. Significant institutional holding often suggests professional confidence in the stock.