Jhaveri Credits & Capital Limited Stock Price Today (NSE: JHACC)
Fundamental Score
Jhaveri Credits & Capital Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Jhaveri Credits & Capital Limited share price today is ₹180.95, up +0.36% on NSE/BSE as of 4 August 2026. Jhaveri Credits & Capital Limited (JHACC) is a Small-cap company in the Other Financial Services sector with a market capitalisation of ₹205.72 (Cr). The 52-week high for JHACC share price is ₹270.70 and the 52-week low is ₹146.00. At a P/E ratio of 75.35x, JHACC is currently trading above its industry average P/E of 27.57x. The company has a Return on Equity (ROE) of 2.62% and a debt-to-equity ratio of 0.08.
Jhaveri Credits & Capital Limited Share Price Chart — NSE/BSE Historical Performance
Jhaveri Credits & Capital Limited share price chart: -7.66% return over the past month. 52-week high ₹270.70, 52-week low ₹146.00.
Jhaveri Credits & Capital Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹191.00 | ₹191.00 | ₹180.30 | ₹183.95 | 106.00 (Cr) | |
| ₹194.00 | ₹194.00 | ₹189.20 | ₹189.20 | 28.00 (Cr) | |
| ₹179.00 | ₹184.90 | ₹179.00 | ₹180.30 | 815.00 (Cr) | |
| ₹181.10 | ₹184.95 | ₹179.10 | ₹179.65 | 831.00 (Cr) | |
| ₹182.25 | ₹184.95 | ₹181.10 | ₹181.15 | 627.00 (Cr) | |
| ₹191.50 | ₹191.50 | ₹182.25 | ₹182.25 | 881.00 (Cr) | |
| ₹194.95 | ₹194.95 | ₹181.25 | ₹184.65 | 996.00 (Cr) | |
| ₹181.10 | ₹190.00 | ₹181.10 | ₹187.00 | 909.00 (Cr) | |
| ₹196.00 | ₹196.00 | ₹184.00 | ₹184.05 | 384.00 (Cr) | |
| ₹196.90 | ₹203.85 | ₹186.65 | ₹186.95 | 3.90K (Cr) |
Jhaveri Credits & Capital Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹191.00 | ₹191.00 | ₹180.30 | ₹183.95 | -3.69% | |
| ₹199.00 | ₹210.00 | ₹179.00 | ₹189.20 | -4.92% | |
| ₹178.00 | ₹217.00 | ₹158.00 | ₹197.50 | +10.96% | |
| ₹181.30 | ₹212.00 | ₹170.00 | ₹177.05 | -2.34% | |
| ₹180.10 | ₹210.00 | ₹165.95 | ₹178.00 | -1.17% | |
| ₹146.00 | ₹242.95 | ₹146.00 | ₹189.30 | +29.66% | |
| ₹174.00 | ₹212.00 | ₹158.00 | ₹170.10 | -2.24% | |
| ₹215.10 | ₹218.00 | ₹165.95 | ₹172.15 | -19.97% | |
| ₹181.05 | ₹229.95 | ₹156.00 | ₹219.95 | +21.49% | |
| ₹205.90 | ₹205.90 | ₹166.20 | ₹181.25 | -11.97% | |
| ₹218.50 | ₹219.90 | ₹189.65 | ₹204.90 | -6.22% | |
| ₹249.95 | ₹249.95 | ₹207.75 | ₹214.20 | -14.30% |
AI Research Briefing
Powered by Gemini · 2026-04-15
Micro-cap financial firm pivoting to renewables is a high-risk gamble with weak fundamentals and governance concerns.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Jhaveri Credits published a postal ballot notice on April 8, 2026, regarding board restructuring, with e-voting open from April 9 to May 8. They also filed a SEBI compliance certificate for Q4FY26, confirming proper dematerialization processes. The trading window is closed from April 1, 2026, ahead of FY26 results.
CORE STORY (THE REAL GAME)
A micro-cap financial services firm attempting a pivot into renewables via merger (U R Energy acquisition in March 2024). Market is likely pricing in the potential upside of the renewable energy transition, but heavily discounting execution risk and past regulatory issues.
- Board restructuring postal ballot creates uncertainty
- Trading window closed ahead of FY26 results
- MarketsMojo rates it a 'Strong Sell'
- Successful integration of U R Energy and tangible progress in renewables
- Significant order wins in the renewable energy sector (quantify ₹)
- Improvement in financial performance (sales and profit growth)
- Micro/SME cap = liquidity risk
- Negative Free Cash Flow of ₹-12.53 Cr
- Expensive valuation: P/E 63.54x vs Industry P/E 30.94x
Promoter holding decreased by 2.8%. FII holding decreased by 0.23%.
NBFC sector growth is projected at 15-17%, but smaller players face funding and regulatory challenges.
No - Free Cash Flow 5Y: ₹-12.53 Cr
The next 3-6 months will determine if the renewables pivot is real or just hype. Watch for concrete order wins and improved financial performance; otherwise, expect a correction.
Primary Thesis Risk
Inability to execute the renewables pivot and address underlying financial weaknesses will lead to significant downside.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Jhaveri Credits & Capital Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Jhaveri Credits & Capital Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JHACC across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Consistent Growth Track Record (98.38% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (46.59% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (55.18% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.08)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (7.18x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (64.39%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
9 factors identified
Below-Average Return on Equity (2.62%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (2.63%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (2.60%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 75.35x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-65.22%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-8.52%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Negative Free Cash Flow (₹-16.43 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 3.56%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Jhaveri Credits & Capital Limited vs Other Financial Services Peers
Peer Comparison - Other Financial Services
Compare Jhaveri Credits & Capital Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
37.6/100 | ₹180.95₹181 | ₹205.72₹205.72 | 75.35Average 75.3 Average | 2.62%Poor 2.62% Poor | 2.63%Poor 2.63% Poor | 0.08Excellent 0.1 Excellent | 55.18%Excellent 55.18% Excellent | 98.38%Excellent 98.38% Excellent | 0.00% | |
Crisil LtdCrisil Ltd... CRISIL • 500092 | 66.4/100 | ₹4359.80₹4360 | ₹30810.19₹30810.19 | 36.70Average 36.7 Average | 24.46%Excellent 24.46% Excellent | 32.55%Excellent 32.55% Excellent | 0.10Excellent 0.1 Excellent | 14.40%Good 14.40% Good | 12.99%Good 12.99% Good | 0.59% |
RRPSemiconductorRRPSemiconducto... RRPS • 504346 | 8/100 | ₹8894.60₹8895 | ₹12118.00₹12118.00 | — — | -61.01%Poor -61.01% Poor | -32.66%Poor -32.66% Poor | 0.65Good 0.7 Good | — — | — — | 0.00% |
Dhani Services LtdDhani Services ... DHANI • 532960 | 20.9/100 | ₹51.06₹51 | ₹3896.81₹3896.81 | 114.92Average 114.9 Average | -1.81%Poor -1.81% Poor | 1.39%Poor 1.39% Poor | 0.18Excellent 0.2 Excellent | — — | -32.89%Poor -32.89% Poor | 0.00% |
COLAB PLATFORMS LIMITEDCOLAB PLATFORMS... COLAB • 542866 | 45/100 | ₹140.50₹141 | ₹2923.32₹2923.32 | 619.35Average 619.4 Average | 17.53%Good 17.53% Good | 24.27%Excellent 24.27% Excellent | 0.00Excellent 0.0 Excellent | 198.76%Excellent 198.76% Excellent | 356.32%Excellent 356.32% Excellent | 0.01% |
ALGOQUANTALGOQUANT... ALGOQUANT • 505725 | 57.7/100 | ₹68.24₹68 | ₹1706.53₹1706.53 | 52.12Average 52.1 Average | 27.69%Excellent 27.69% Excellent | 31.43%Excellent 31.43% Excellent | 0.25Excellent 0.3 Excellent | 67.14%Excellent 67.14% Excellent | 111.83%Excellent 111.83% Excellent | 0.00% |
LKP Finance LtdLKP Finance Ltd... LKPFIN • 507912 | 53.9/100 | ₹189.35₹189 | ₹1251.64₹1251.64 | 57.39Average 57.4 Average | 5.24%Poor 5.24% Poor | 6.77%Poor 6.77% Poor | 0.00Excellent 0.0 Excellent | -18.20%Poor -18.20% Poor | 31.70%Excellent 31.70% Excellent | 0.00% |
Centrum Capital LtdCentrum Capital... CENTRUM • 501150 | 0/100 | ₹23.73₹24 | ₹1165.87₹1165.87 | — — | -75.34%Poor -75.34% Poor | 7.45%Poor 7.45% Poor | 51.52Poor 51.5 Poor | — — | 49.24%Excellent 49.24% Excellent | 0.00% |
85/100 | ₹959.05₹959 | ₹1037.75₹1037.75 | 26.84Average 26.8 Average | 27.71%Excellent 27.71% Excellent | 34.63%Excellent 34.63% Excellent | 0.00Excellent 0.0 Excellent | 24.61%Excellent 24.61% Excellent | 22.75%Excellent 22.75% Excellent | 2.10% | |
Prime Securities LtdPrime Securitie... PRIMESECU • 500337 | 35.4/100 | ₹276.90₹277 | ₹936.59₹936.59 | 98.90Average 98.9 Average | 4.09%Poor 4.09% Poor | 8.25%Poor 8.25% Poor | 0.01Excellent 0.0 Excellent | 2.90%Average 2.90% Average | 25.66%Excellent 25.66% Excellent | 0.54% |
63.7/100 | ₹281.55₹282 | ₹614.86₹614.86 | 21.22Average 21.2 Average | 20.57%Excellent 20.57% Excellent | 27.26%Excellent 27.26% Excellent | 0.17Excellent 0.2 Excellent | 31.11%Excellent 31.11% Excellent | 48.53%Excellent 48.53% Excellent | 0.00% | |
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Jhaveri Credits & Capital Limited PE Ratio History
Historical price-to-earnings ratio for JHACC — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹2.68 | ₹219.95 | 82.1x |
| FY 2024 | ₹1.79 | ₹270.00 | 150.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Jhaveri Credits & Capital Limited Quarterly Performance
Latest quarterly metrics for JHACC — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-8.52%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-65.22%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
98.38%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
55.18%
Compounded annual net profit growth over 5 years
Jhaveri Credits & Capital Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for JHACC — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Jhaveri Credits & Capital Limited Financial Statements
Annual income statement, balance sheet and cash flow for Jhaveri Credits & Capital Limited (JHACC) — sourced from NSE/BSE filings.
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About JHACC (Jhaveri Credits & Capital Limited)
Jhaveri Credits & Capital Limited is a multifaceted entity operating within India's Other Financial Services sector, extending beyond traditional lending practices. JHACC facilitat...es strategic partnerships and offers tailored financial solutions designed to empower businesses across diverse industries. They specialize in providing customized credit facilities, acting as a catalyst for growth by bridging financial gaps and nurturing entrepreneurial visions. Their core operations involve providing crucial capital injections, coupled with advisory services that guide clients toward sustainable business models and effective resource management. JHACC positions itself as a trusted partner, fostering long-term relationships built on mutual growth and shared success. JHACC distinguishes itself through its deep understanding of the Indian market and its commitment to supporting emerging businesses. They go beyond simply providing capital, offering bespoke financial engineering solutions that address the specific needs and challenges of each client. With a focus on innovation and sustainability, JHACC actively supports companies looking to embrace future-focused practices. This commitment extends to industries critical for India's economic advancement, promoting technological adoption and infrastructure development. They are actively involved in promoting renewable energy solutions. JHACC is dedicated to helping build a robust and resilient financial ecosystem. JHACC's operational philosophy is rooted in transparency, integrity, and a client-centric approach. They pride themselves on their meticulous due diligence processes and their ability to assess risk effectively, allowing them to make informed investment decisions and mitigate potential challenges. This careful approach ensures they maintain the stability and sustainability of both their own operations and those of their clients. Their team of experienced financial professionals brings a wealth of knowledge and expertise to the table, guiding clients through complex financial landscapes and fostering a culture of responsible financial management. JHACC aims to create lasting value.
Company Details
Key Leadership
JHACC Share Price: Frequently Asked Questions
What is the current share price of Jhaveri Credits & Capital Limited?
Jhaveri Credits & Capital Limited (JHACC) trades at ₹180.95 on NSE and BSE. Market cap ₹205.72 (Cr). Educational data only.
What is the P/E ratio of Jhaveri Credits & Capital Limited?
Jhaveri Credits & Capital Limited has a P/E of 75.35x vs industry average 27.57x.
What is the Bull Run score for Jhaveri Credits & Capital Limited?
Jhaveri Credits & Capital Limited has a Bull Run score of 37.6/100 based on 25+ financial parameters.
Does Jhaveri Credits & Capital Limited pay dividends?
Jhaveri Credits & Capital Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Jhaveri Credits & Capital Limited?
Jhaveri Credits & Capital Limited has ROE of 2.62%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Jhaveri Credits & Capital Limited?
Jhaveri Credits & Capital Limited has debt-to-equity of 0.08.
Is Jhaveri Credits & Capital Limited a good investment?
Bull Run gives Jhaveri Credits & Capital Limited a score of 37.6/100. This is not investment advice — consult a SEBI-registered advisor.