Jhaveri Credits & Capital Limited
Fundamental Score
Jhaveri Credits & Capital Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of JHACC across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Revenue Growth (300.00%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (111.58% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (55.94% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (64.49% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Balanced Promoter Holding (50.45%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
11 factors identified
Below-Average Return on Equity (2.78%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (3.19%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Premium Valuation Risk (P/E: 63.54x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Profit Decline Concern (-12.14%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Negative Free Cash Flow (₹-12.53 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 4.17%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Jhaveri Credits & Capital Limited
About JHACC
Business Overview
Jhaveri Credits and Capital Limited engages in the commodity broking business in India. The company offers inverters; cables and other electronic accessories; and electric and electronic components, including home appliances, as well as trading, exports, and imports solar panels. It also provides engineering services; and designing, procurement, consultation, and maintenance services for related technologies. In addition, the company involved in sale of securities and solar roof top related products; offers share broking activities in cash, derivatives, and currency; and mutual fund, insurance distribution, and agricultural activities. Jhaveri Credits and Capital was incorporated in 1993 and is based in Ahmedabad, India.
Company Details
Key Leadership
JHACC Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Jhaveri Credits & Capital Limited (JHACC)?
As of 29 Jan 2026, 10:37 am IST, Jhaveri Credits & Capital Limited (JHACC) is currently trading at ₹173.75. The stock has a market capitalization of ₹157.57 (Cr).
Is JHACC share price Overvalued or Undervalued?
JHACC is currently trading at a P/E ratio of 63.54x, compared to the industry average of 30.94x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Jhaveri Credits & Capital Limited share price?
Key factors influencing JHACC's price include its quarterly earnings growth (Sales Growth: 300.00%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Jhaveri Credits & Capital Limited a good stock for long-term investment?
Jhaveri Credits & Capital Limited shows a 5-year Profit Growth of 64.49% and an ROE of 2.78%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Jhaveri Credits & Capital Limited compare with its industry peers?
Jhaveri Credits & Capital Limited competes with major peers in the Other Financial Services. Investors should compare JHACC's P/E of 63.54x and ROE of 2.78% against the industry averages to determine its competitive standing.
What is the P/E ratio of JHACC and what does it mean?
JHACC has a P/E ratio of 63.54x compared to the industry average of 30.94x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹64 for every ₹1 of annual earnings.
How is JHACC performing according to Bull Run's analysis?
JHACC has a Bull Run fundamental score of 47.7/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does JHACC belong to?
JHACC operates in the Other Financial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Jhaveri Credits & Capital Limited.
What is Return on Equity (ROE) and why is it important for JHACC?
JHACC has an ROE of 2.78%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Jhaveri Credits & Capital Limited generates profits from shareholders' equity.
How is JHACC's debt-to-equity ratio and what does it indicate?
JHACC has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is JHACC's dividend yield and is it a good dividend stock?
JHACC offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has JHACC grown over the past 5 years?
JHACC has achieved 5-year growth rates of: Sales Growth 111.58%, Profit Growth 64.49%, and EPS Growth 55.94%.
What is the promoter holding in JHACC and why does it matter?
Promoters hold 50.45% of JHACC shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is JHACC's market capitalization category?
JHACC has a market capitalization of ₹158 crores, placing it in the Small-cap category.
How volatile is JHACC stock?
JHACC has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for JHACC?
JHACC has a 52-week high of ₹N/A and low of ₹N/A.
What is JHACC's operating profit margin trend?
JHACC has a 5-year average Operating Profit Margin (OPM) of 9.94%, indicating the company's operational efficiency.
How is JHACC's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 300.00% and YoY Profit Growth of -12.14%.
What is the institutional holding pattern in JHACC?
JHACC has FII holding of 4.17% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.