Jhaveri Credits & Capital Limited Stock Price Today (NSE: JHACC)

Jhaveri Credits & Capital Limited

178.85+5.95 (+3.44%)
Market Closed

Fundamental Score

...

Jhaveri Credits & Capital Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Jhaveri Credits & Capital Limited share price today is 178.85, up +3.44% on NSE/BSE as of 18 June 2026. Jhaveri Credits & Capital Limited (JHACC) is a Small-cap company in the Other Financial Services sector with a market capitalisation of 157.57 (Cr). The 52-week high for JHACC share price is 281.00 and the 52-week low is 146.00. At a P/E ratio of 63.54x, JHACC is currently trading above its industry average P/E of 30.94x. The company has a Return on Equity (ROE) of 2.78% and a debt-to-equity ratio of 0.00.

Jhaveri Credits & Capital Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
212.00
Low
170.00
Volume
2.2K
Change
-0.06%

Jhaveri Credits & Capital Limited share price chart: -0.06% return over the past month. 52-week high ₹281.00, 52-week low ₹146.00.

Jhaveri Credits & Capital Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
179.95179.95170.00178.85569.00 (Cr)
178.00181.50158.00172.901.58K (Cr)
179.75179.75173.10177.051.50K (Cr)
178.00183.95175.00179.751.94K (Cr)
176.00181.80172.00181.152.56K (Cr)
183.50183.50175.50182.7055.00 (Cr)
176.50180.90174.00176.85911.00 (Cr)
176.60178.50172.00177.002.27K (Cr)
183.50183.50176.00176.10202.00 (Cr)
180.00185.00172.60175.101.05K (Cr)

Jhaveri Credits & Capital Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
178.00181.50158.00178.85+0.48%
181.30212.00170.00177.05-2.34%
180.10210.00165.95178.00-1.17%
146.00242.95146.00189.30+29.66%
174.00212.00158.00170.10-2.24%
215.10218.00165.95172.15-19.97%
181.05229.95156.00219.95+21.49%
205.90205.90166.20181.25-11.97%
218.50219.90189.65204.90-6.22%
249.95249.95207.75214.20-14.30%
245.80270.70235.00248.95+1.28%
261.30264.10235.00241.00-7.77%

AI Research Briefing

Powered by Gemini · 2026-04-15

Micro-cap financial firm pivoting to renewables is a high-risk gamble with weak fundamentals and governance concerns.

Research Confidence
7.0/10High
MICRO-CAP DARK HORSEBreakdown - 1M: -14.42%, 3M: -26.94%, 6M: -37.81%Expensive - P/E 63.54x vs Industry P/E 30.94x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Jhaveri Credits published a postal ballot notice on April 8, 2026, regarding board restructuring, with e-voting open from April 9 to May 8. They also filed a SEBI compliance certificate for Q4FY26, confirming proper dematerialization processes. The trading window is closed from April 1, 2026, ahead of FY26 results.

CORE STORY (THE REAL GAME)

A micro-cap financial services firm attempting a pivot into renewables via merger (U R Energy acquisition in March 2024). Market is likely pricing in the potential upside of the renewable energy transition, but heavily discounting execution risk and past regulatory issues.

Why Now
  • Board restructuring postal ballot creates uncertainty
  • Trading window closed ahead of FY26 results
  • MarketsMojo rates it a 'Strong Sell'
Potential Catalysts
  • Successful integration of U R Energy and tangible progress in renewables
  • Significant order wins in the renewable energy sector (quantify ₹)
  • Improvement in financial performance (sales and profit growth)
Key Risks
  • Micro/SME cap = liquidity risk
  • Negative Free Cash Flow of ₹-12.53 Cr
  • Expensive valuation: P/E 63.54x vs Industry P/E 30.94x
Institutional Activity

Promoter holding decreased by 2.8%. FII holding decreased by 0.23%.

Macro Context

NBFC sector growth is projected at 15-17%, but smaller players face funding and regulatory challenges.

Cash Flow Quality

No - Free Cash Flow 5Y: ₹-12.53 Cr

3–6 Month Outlook

The next 3-6 months will determine if the renewables pivot is real or just hype. Watch for concrete order wins and improved financial performance; otherwise, expect a correction.

Primary Thesis Risk

Inability to execute the renewables pivot and address underlying financial weaknesses will lead to significant downside.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

2.78%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

3.19%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

9.94%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Jhaveri Credits & Capital Limited Valuation Check

Poor

Price to Earnings (P/E)

63.54x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

30.94x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

50.45%

% shares held by company founders/management

Poor

FII Holding

4.17%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-12.14%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

300.00%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

111.58%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

55.94%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

64.49%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-12.53 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Jhaveri Credits & Capital Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of JHACC across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Strong Revenue Growth (300.00%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (111.58% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (55.94% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (64.49% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Balanced Promoter Holding (50.45%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (2.78%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (3.19%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 63.54x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-12.14%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Negative Free Cash Flow (₹-12.53 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 4.17%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Jhaveri Credits & Capital Limited vs Other Financial Services Peers

Peer Comparison - Other Financial Services

Compare Jhaveri Credits & Capital Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
47.7/100
179
₹157.57
63.5
Average
2.78%
Poor
3.19%
Poor
0.0
Excellent
64.49%
Excellent
111.58%
Excellent
0.00%
Crisil Ltd...
CRISIL500092
64/100
3987
₹32833.08
43.8
Average
27.81%
Excellent
35.60%
Excellent
0.1
Excellent
14.43%
Good
13.49%
Good
0.56%
21.2/100
11320
₹15422.64
208.63%
Excellent
80.21%
Excellent
1.6
Average
179.71%
Excellent
0.00%
53.3/100
154
₹4011.66
864.6
Average
12.36%
Average
16.59%
Good
0.0
Excellent
79.86%
Excellent
188.59%
Excellent
0.01%
20.9/100
51
₹3896.81
114.9
Average
-1.81%
Poor
1.39%
Poor
0.2
Excellent
-32.89%
Poor
0.00%
ALGOQUANT...
ALGOQUANT505725
6.9/100
57
₹1689.95
102.9
Average
37.55%
Excellent
32.47%
Excellent
0.2
Excellent
0.00%
1.7/100
189
₹1396.38
-0.17%
Poor
-0.83%
Poor
0.1
Excellent
14.57%
Good
-17.45%
Poor
0.00%
0/100
23
₹1369.10
-57.60%
Poor
8.93%
Poor
37.5
Poor
47.25%
Excellent
0.00%
67.9/100
913
₹1086.24
32.8
Average
28.60%
Excellent
37.87%
Excellent
0.0
Excellent
94.13%
Excellent
43.40%
Excellent
1.94%
49/100
285
₹998.77
30.0
Average
19.46%
Good
22.62%
Excellent
0.0
Excellent
34.59%
Excellent
3.63%
Average
0.51%
39.1/100
290
₹890.53
39.0
Average
25.18%
Excellent
29.45%
Excellent
0.3
Excellent
0.00%

Jhaveri Credits & Capital Limited PE Ratio History

Historical price-to-earnings ratio for JHACC — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20252.68₹219.9582.1x
FY 20241.79₹270.00150.8x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Jhaveri Credits & Capital Limited Quarterly Performance

Latest quarterly metrics for JHACC — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

300.00%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-12.14%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

111.58%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

64.49%

Compounded annual net profit growth over 5 years

Jhaveri Credits & Capital Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for JHACC — calculated from daily price history

50RSI 14
Neutral — RSI 50

Momentum is balanced — neither overbought nor oversold.

SMA 50
186
▼ Price below SMA 50 — Short-term bearish
SMA 200
200
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
2K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Jhaveri Credits & Capital Limited Financial Statements

Annual income statement, balance sheet and cash flow for Jhaveri Credits & Capital Limited (JHACC) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Jhaveri Credits & Capital Limited

About JHACC (Jhaveri Credits & Capital Limited)

Jhaveri Credits & Capital Limited is a multifaceted entity operating within India's Other Financial Services sector, extending beyond traditional lending practices. JHACC facilitat...es strategic partnerships and offers tailored financial solutions designed to empower businesses across diverse industries. They specialize in providing customized credit facilities, acting as a catalyst for growth by bridging financial gaps and nurturing entrepreneurial visions. Their core operations involve providing crucial capital injections, coupled with advisory services that guide clients toward sustainable business models and effective resource management. JHACC positions itself as a trusted partner, fostering long-term relationships built on mutual growth and shared success. JHACC distinguishes itself through its deep understanding of the Indian market and its commitment to supporting emerging businesses. They go beyond simply providing capital, offering bespoke financial engineering solutions that address the specific needs and challenges of each client. With a focus on innovation and sustainability, JHACC actively supports companies looking to embrace future-focused practices. This commitment extends to industries critical for India's economic advancement, promoting technological adoption and infrastructure development. They are actively involved in promoting renewable energy solutions. JHACC is dedicated to helping build a robust and resilient financial ecosystem. JHACC's operational philosophy is rooted in transparency, integrity, and a client-centric approach. They pride themselves on their meticulous due diligence processes and their ability to assess risk effectively, allowing them to make informed investment decisions and mitigate potential challenges. This careful approach ensures they maintain the stability and sustainability of both their own operations and those of their clients. Their team of experienced financial professionals brings a wealth of knowledge and expertise to the table, guiding clients through complex financial landscapes and fostering a culture of responsible financial management. JHACC aims to create lasting value.

Company Details

Symbol:JHACC
Industry:Other Financial Services
Sector:Other Financial Services

Key Leadership

Dr. Vishnukumar Vitthaldas Patel
MD & Director
Mr. Parth Sharadkumar Sanghavi
Chief Financial Officer
Mr. Gaurav Pramodkumar Shrimankar
Company Secretary & Compliance Officer

JHACC Share Price: Frequently Asked Questions

What is the current share price of Jhaveri Credits & Capital Limited?

Jhaveri Credits & Capital Limited (JHACC) trades at ₹178.85 on NSE and BSE. Market cap ₹157.57 (Cr). Educational data only.

What is the P/E ratio of Jhaveri Credits & Capital Limited?

Jhaveri Credits & Capital Limited has a P/E of 63.54x vs industry average 30.94x.

What is the Bull Run score for Jhaveri Credits & Capital Limited?

Jhaveri Credits & Capital Limited has a Bull Run score of 47.7/100 based on 25+ financial parameters.

Does Jhaveri Credits & Capital Limited pay dividends?

Jhaveri Credits & Capital Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Jhaveri Credits & Capital Limited?

Jhaveri Credits & Capital Limited has ROE of 2.78%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Jhaveri Credits & Capital Limited?

Jhaveri Credits & Capital Limited has debt-to-equity of 0.00.

Is Jhaveri Credits & Capital Limited a good investment?

Bull Run gives Jhaveri Credits & Capital Limited a score of 47.7/100. This is not investment advice — consult a SEBI-registered advisor.