Jio Financial Services Limited Stock Price Today (NSE: JIOFIN)

Jio Financial Services Limited

237.64+2.69 (+1.14%)
Market Closed

Fundamental Score

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Jio Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Jio Financial Services Limited share price today is 237.64, up +1.14% on NSE/BSE as of 18 June 2026. Jio Financial Services Limited (JIOFIN) is a Large-cap company in the Investment Company sector with a market capitalisation of 1.94L (Cr). The 52-week high for JIOFIN share price is 338.60 and the 52-week low is 223.30. At a P/E ratio of 120.35x, JIOFIN is currently trading above its industry average P/E of 31.61x. The company has a Return on Equity (ROE) of 1.23% and a debt-to-equity ratio of 0.08.

Jio Financial Services Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
257.00
Low
227.21
Volume
1.5Cr
Change
-2.68%

Jio Financial Services Limited share price chart: -2.68% return over the past month. 52-week high ₹338.60, 52-week low ₹223.30.

Jio Financial Services Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
233.75238.50232.26237.64101.73L (Cr)
239.99240.70234.30234.95108.54L (Cr)
244.00245.15238.05238.95225.35L (Cr)
242.89242.89242.89242.890.00 (Cr)
241.00243.86240.71242.8991.35L (Cr)
241.39243.70240.01240.67104.38L (Cr)
241.00243.65240.20241.7498.14L (Cr)
236.11241.00236.11238.19135.17L (Cr)
236.50238.30235.06235.78120.84L (Cr)
230.39235.46229.42234.67113.04L (Cr)

Jio Financial Services Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
239.99240.70232.26237.64-0.98%
248.00254.15227.21238.95-3.65%
233.04257.00223.55246.37+5.72%
246.55252.35223.30224.10-9.11%
242.40274.35237.00255.40+5.36%
295.40306.00249.55254.50-13.85%
307.10308.15288.75294.95-3.96%
306.20316.85293.50306.20+0.00%
294.00315.80293.05306.80+4.35%
311.70321.60292.20293.20-5.94%
329.95338.60309.35311.70-5.53%
328.20335.30306.30329.25+0.32%

AI Research Briefing

Powered by Gemini · 2026-04-10

JIOFIN is a Reliance-fueled hype machine trading at dot-com bubble valuations; avoid until reality catches up.

Research Confidence
6.0/10Moderate
OPERATOR-DRIVENConsolidation - 1M: -0.67%, 3M: -2.25%Expensive - P/E of 120.35x vs industry P/E of 31.61x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Jio Financial Services (JIOFIN) is gearing up to launch its general and life insurance businesses in 2026, pending regulatory approvals. Goldman Sachs acquired stakes in Jio Financial Services via block deals. The trading window for designated personnel closed on April 1st ahead of the FY26 results.

CORE STORY (THE REAL GAME)

Why Now
  • Insurance business launch in 2026
  • Goldman stake acquisition
  • Core business showing growth
Potential Catalysts
  • Successful insurance business launch
  • Significant increase in lending AUM
  • Positive regulatory developments
Key Risks
  • Extremely high P/E ratio
  • Low ROE
  • Execution risk in scaling financial services
Institutional Activity

FII down -0.45%, DII up 0.1% – mixed signals, suggesting some profit-taking but continued domestic interest.

Macro Context

India's financial sector is growing, but increased competition could compress margins.

Cash Flow Quality

No Free Cash Flow reported

3–6 Month Outlook

Next 3-6 months hinge on execution in lending and progress in securing insurance licenses. Watch for AUM growth and asset quality metrics.

Primary Thesis Risk

Failure to achieve exponential growth in lending and insurance will lead to a valuation collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

1.23%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

1.47%

Returns generated on total capital deployed

Oper. Profit Margin (5Y Avg)

N/A

Average operating profit margin over 5 years

Dividend Yield

0.16%

Annual dividend as % of current share price

Jio Financial Services Limited Valuation Check

Poor

Price to Earnings (P/E)

120.35x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

31.61x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

47.12%

% shares held by company founders/management

Good

FII Holding

11.85%

% shares held by foreign institutional investors

Good

DII Holding

14.78%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

0.87%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

41.51%

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.08x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

9.03x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

N/A

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Jio Financial Services Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of JIOFIN across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Revenue Growth (41.51%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Conservative Debt Levels (D/E: 0.08)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (9.03x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Institutional Confidence (FII+DII: 26.63%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Below-Average Return on Equity (1.23%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (1.47%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 120.35x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Jio Financial Services Limited vs Investment Company Peers

Peer Comparison - Investment Company

Compare Jio Financial Services Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
40.3/100
238
₹193584.72
120.3
Average
1.23%
Poor
1.47%
Poor
0.1
Excellent
0.16%
44.4/100
365
₹93136.66
28.5
Average
11.49%
Average
9.33%
Poor
4.9
Poor
28.82%
Excellent
19.47%
Excellent
0.00%
59.4/100
664
₹37690.94
107.1
Average
1.02%
Poor
1.21%
Poor
0.0
Excellent
28.08%
Excellent
16.17%
Excellent
0.36%
59/100
1637
₹35579.07
16.0
Average
19.11%
Good
10.57%
Average
13.7
Poor
31.60%
Excellent
20.37%
Excellent
0.07%
51.9/100
13409
₹30446.99
21.1
Average
30.20%
Excellent
15.21%
Good
6.3
Poor
25.93%
Excellent
17.77%
Excellent
0.62%
33.9/100
12681
₹23436.99
199.0
Average
0.64%
Poor
0.85%
Poor
0.0
Excellent
10.92%
Good
15.44%
Excellent
0.00%
43.3/100
11507
₹16616.68
53.6
Average
0.61%
Poor
0.59%
Poor
0.0
Excellent
-0.55%
Poor
-2.71%
Poor
1.10%
73.8/100
456
₹12947.55
28.1
Average
7.93%
Poor
2.27%
Poor
0.0
Excellent
39.46%
Excellent
10.70%
Good
1.00%
32.9/100
228
₹8051.02
76.7
Average
5.15%
Poor
8.39%
Poor
0.1
Excellent
16.65%
Excellent
25.38%
Excellent
0.00%
43.2/100
5442
₹3476.12
144.5
Average
0.32%
Poor
0.44%
Poor
0.0
Excellent
18.96%
Excellent
16.26%
Excellent
0.00%
42/100
117000
₹2632.80
34.7
Average
1.47%
Poor
1.98%
Poor
0.0
Excellent
15.89%
Excellent
22.19%
Excellent
0.02%

Jio Financial Services Limited PE Ratio History

Historical price-to-earnings ratio for JIOFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20252.54₹294.95116.1x
FY 20242.53₹298.70118.1x
FY 20230.05₹232.954736x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Jio Financial Services Limited Dividend History

Annual cash dividends paid by JIOFIN — dividend yield 0.16%

Financial YearDividends Paid (₹ Cr)
FY 2023888.92 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Jio Financial Services Limited Quarterly Performance

Latest quarterly metrics for JIOFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

41.51%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

0.87%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Jio Financial Services Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for JIOFIN — calculated from daily price history

39RSI 14
Neutral — RSI 39

Momentum is balanced — neither overbought nor oversold.

SMA 50
240
▼ Price below SMA 50 — Short-term bearish
SMA 200
281
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
21881K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Jio Financial Services Limited Financial Statements

Annual income statement, balance sheet and cash flow for Jio Financial Services Limited (JIOFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Jio Financial Services Limited

About JIOFIN (Jio Financial Services Limited)

Jio Financial Services Limited is a relatively new entrant to the Indian financial landscape, positioning itself as a technology-driven disruptor in the sector. Built upon the foun...dation of Reliance Industries' vast technological infrastructure and extensive customer base, JioFin aims to revolutionize financial services through innovative digital solutions. The company is laser-focused on leveraging data analytics and artificial intelligence to offer personalized and accessible financial products to a wide range of customers, particularly those in underserved segments. This strategy hinges on creating a seamless and intuitive user experience, making financial management simpler and more engaging for the modern consumer. JioFin's aspirations extend beyond traditional financial offerings, encompassing a broad spectrum of services designed to empower individuals and businesses alike with greater control over their financial well-being. Central to JioFin's operational model is a network of subsidiaries specializing in diverse areas of the financial ecosystem. These subsidiaries are strategically designed to cater to various customer needs. This multifaceted approach allows JioFin to capture significant market share across different segments. The company emphasizes digital accessibility through user-friendly apps and platforms, aiming to bridge the gap between traditional financial services and the rapidly evolving digital lifestyles of Indian consumers. Furthermore, JioFin is actively forging strategic partnerships with established players in the financial industry to strengthen its capabilities and expand its reach. This collaborative approach enables the company to quickly integrate established expertise and resources, accelerating its growth trajectory in the highly competitive financial sector. Jio Financial Services Limited is seeking to establish itself as a comprehensive financial solutions provider. By offering a multitude of integrated services, JioFin seeks to provide a one-stop shop for customers managing their financial lives. The company's commitment to digital innovation and customer-centricity positions it as a potential game-changer in the Indian financial market. This ambitious vision, coupled with the backing of a major conglomerate, makes JioFin a company to watch as it navigates the dynamic and ever-evolving world of Indian finance.

Company Details

Symbol:JIOFIN
Industry:Investment Company
Sector:Investment Company

Key Leadership

Mr. Hitesh Kumar Sethia
CEO, MD & Director
Mr. Abhishek Haridas Pathak
Group Chief Financial Officer
Ms. Mohana Venkatachalam
Group Company Secretary & Chief Compliance Officer

JIOFIN Share Price: Frequently Asked Questions

What is the current share price of Jio Financial Services Limited?

Jio Financial Services Limited (JIOFIN) trades at ₹237.64 on NSE and BSE. Market cap ₹1.94L (Cr). Educational data only.

What is the P/E ratio of Jio Financial Services Limited?

Jio Financial Services Limited has a P/E of 120.35x vs industry average 31.61x.

What is the Bull Run score for Jio Financial Services Limited?

Jio Financial Services Limited has a Bull Run score of 40.3/100 based on 25+ financial parameters.

Does Jio Financial Services Limited pay dividends?

Jio Financial Services Limited has a dividend yield of 0.16%. Past dividends don't guarantee future payments.

What is the ROE of Jio Financial Services Limited?

Jio Financial Services Limited has ROE of 1.23%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Jio Financial Services Limited?

Jio Financial Services Limited has debt-to-equity of 0.08.

Is Jio Financial Services Limited a good investment?

Bull Run gives Jio Financial Services Limited a score of 40.3/100. This is not investment advice — consult a SEBI-registered advisor.