Jio Financial Services Limited Stock Price Today (NSE: JIOFIN)
Fundamental Score
Jio Financial Services Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Jio Financial Services Limited share price today is ₹264.60, up +0.61% on NSE/BSE as of 4 August 2026. Jio Financial Services Limited (JIOFIN) is a Large-cap company in the Investment Company sector with a market capitalisation of ₹1.56L (Cr). The 52-week high for JIOFIN share price is ₹338.60 and the 52-week low is ₹223.30. At a P/E ratio of 101.61x, JIOFIN is currently trading above its industry average P/E of 32.42x. The company has a Return on Equity (ROE) of 1.19% and a debt-to-equity ratio of 0.16.
Jio Financial Services Limited Share Price Chart — NSE/BSE Historical Performance
Jio Financial Services Limited share price chart: 6.85% return over the past month. 52-week high ₹338.60, 52-week low ₹223.30.
Jio Financial Services Limited — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹260.00 | ₹266.95 | ₹256.30 | ₹263.00 | 365.40L (Cr) | |
| ₹247.50 | ₹257.06 | ₹247.00 | ₹256.46 | 428.26L (Cr) | |
| ₹248.75 | ₹249.90 | ₹245.10 | ₹246.95 | 155.53L (Cr) | |
| ₹238.00 | ₹253.90 | ₹237.51 | ₹249.48 | 489.79L (Cr) | |
| ₹236.00 | ₹239.21 | ₹235.51 | ₹237.08 | 112.63L (Cr) | |
| ₹237.00 | ₹237.40 | ₹235.26 | ₹236.17 | 69.84L (Cr) | |
| ₹232.00 | ₹235.48 | ₹231.21 | ₹234.71 | 102.17L (Cr) | |
| ₹239.48 | ₹241.20 | ₹236.71 | ₹240.03 | 174.60L (Cr) | |
| ₹243.00 | ₹243.11 | ₹238.10 | ₹238.92 | 192.51L (Cr) | |
| ₹247.50 | ₹249.95 | ₹242.00 | ₹242.98 | 959.79L (Cr) |
Jio Financial Services Limited — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹260.00 | ₹266.95 | ₹256.30 | ₹263.00 | +1.15% | |
| ₹236.76 | ₹257.06 | ₹229.00 | ₹256.46 | +8.32% | |
| ₹239.99 | ₹246.85 | ₹227.00 | ₹236.44 | -1.48% | |
| ₹248.00 | ₹254.15 | ₹227.21 | ₹238.95 | -3.65% | |
| ₹233.04 | ₹257.00 | ₹223.55 | ₹246.37 | +5.72% | |
| ₹246.55 | ₹252.35 | ₹223.30 | ₹224.10 | -9.11% | |
| ₹242.40 | ₹274.35 | ₹237.00 | ₹255.40 | +5.36% | |
| ₹295.40 | ₹306.00 | ₹249.55 | ₹254.50 | -13.85% | |
| ₹307.10 | ₹308.15 | ₹288.75 | ₹294.95 | -3.96% | |
| ₹306.20 | ₹316.85 | ₹293.50 | ₹306.20 | +0.00% | |
| ₹294.00 | ₹315.80 | ₹293.05 | ₹306.80 | +4.35% | |
| ₹311.70 | ₹321.60 | ₹292.20 | ₹293.20 | -5.94% |
AI Research Briefing
Powered by Gemini · 2026-04-10
JIOFIN is a Reliance-fueled hype machine trading at dot-com bubble valuations; avoid until reality catches up.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Jio Financial Services (JIOFIN) is gearing up to launch its general and life insurance businesses in 2026, pending regulatory approvals. Goldman Sachs acquired stakes in Jio Financial Services via block deals. The trading window for designated personnel closed on April 1st ahead of the FY26 results.
CORE STORY (THE REAL GAME)
- Insurance business launch in 2026
- Goldman stake acquisition
- Core business showing growth
- Successful insurance business launch
- Significant increase in lending AUM
- Positive regulatory developments
- Extremely high P/E ratio
- Low ROE
- Execution risk in scaling financial services
FII down -0.45%, DII up 0.1% – mixed signals, suggesting some profit-taking but continued domestic interest.
India's financial sector is growing, but increased competition could compress margins.
No Free Cash Flow reported
Next 3-6 months hinge on execution in lending and progress in securing insurance licenses. Watch for AUM growth and asset quality metrics.
Primary Thesis Risk
Failure to achieve exponential growth in lending and insurance will lead to a valuation collapse.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Jio Financial Services Limited Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Jio Financial Services Limited Fundamental Analysis & Valuation Benchmarking
Educational evaluation of JIOFIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Revenue Growth (106.49%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Conservative Debt Levels (D/E: 0.16)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Below-Average Return on Equity (1.19%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.86%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 101.61x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Profit Decline Concern (-13.88%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Jio Financial Services Limited vs Investment Company Peers
Peer Comparison - Investment Company
Compare Jio Financial Services Limited with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Jio Financial Services LimitedJio Financial S...Selected✓ JIOFIN • 543940 | 39.8/100 | ₹264.60₹265 | ₹156236.97₹156236.97 | 101.61Average 101.6 Average | 1.19%Poor 1.19% Poor | 1.86%Poor 1.86% Poor | 0.16Excellent 0.2 Excellent | — — | — — | 0.21% |
Aditya Birla Capital LtdAditya Birla Ca... ABCAPITAL • 540691 | 59/100 | ₹404.30₹404 | ₹110622.91₹110622.91 | 29.09Average 29.1 Average | 11.74%Average 11.74% Average | 8.72%Poor 8.72% Poor | 5.22Poor 5.2 Poor | 27.55%Excellent 27.55% Excellent | 18.77%Excellent 18.77% Excellent | 0.00% |
Tata Investment Corporation LimitedTata Investment... TATAINVEST • 501301 | 62.7/100 | ₹679.45₹679 | ₹34030.36₹34030.36 | 78.47Average 78.5 Average | 1.44%Poor 1.44% Poor | 1.57%Poor 1.57% Poor | 0.00Excellent 0.0 Excellent | 23.01%Excellent 23.01% Excellent | 19.83%Excellent 19.83% Excellent | 0.51% |
Cholamandalam Financial Holdings LimitedCholamandalam F... CHOLAHLDNG • 504973 | 61.2/100 | ₹1534.20₹1534 | ₹30067.34₹30067.34 | 12.32Average 12.3 Average | 17.46%Good 17.46% Good | 9.75%Poor 9.75% Poor | 13.61Poor 13.6 Poor | 24.24%Excellent 24.24% Excellent | 22.96%Excellent 22.96% Excellent | 0.08% |
Tvs Holdings LtdTvs Holdings Lt... TVSHLTD • 520056 | 57.1/100 | ₹14713.00₹14713 | ₹28418.63₹28418.63 | 16.65Average 16.6 Average | 30.61%Excellent 30.61% Excellent | 16.95%Good 16.95% Good | 5.59Poor 5.6 Poor | 38.66%Excellent 38.66% Excellent | 23.37%Excellent 23.37% Excellent | 0.66% |
Maharashtra Scooters LtdMaharashtra Sco... MAHSCOOTER • 500266 | 49/100 | ₹13009.00₹13009 | ₹14898.96₹14898.96 | 47.97Average 48.0 Average | 1.06%Poor 1.06% Poor | 1.06%Poor 1.06% Poor | 0.00Excellent 0.0 Excellent | 104.24%Excellent 104.24% Excellent | 59.38%Excellent 59.38% Excellent | 1.69% |
73.8/100 | ₹455.70₹456 | ₹12947.55₹12947.55 | 28.14Average 28.1 Average | 7.93%Poor 7.93% Poor | 2.27%Poor 2.27% Poor | 0.00Excellent 0.0 Excellent | 39.46%Excellent 39.46% Excellent | 10.70%Good 10.70% Good | 1.00% | |
JSW Holdings LtdJSW Holdings Lt... JSWHL • 532642 | 51.6/100 | ₹11257.00₹11257 | ₹12401.45₹12401.45 | 83.53Average 83.5 Average | 0.46%Poor 0.46% Poor | 0.51%Poor 0.51% Poor | 0.00Excellent 0.0 Excellent | 14.57%Good 14.57% Good | 14.10%Good 14.10% Good | 0.00% |
Religare Enterprises LtdReligare Enterp... RELIGARE • 532915 | 35.6/100 | ₹253.15₹253 | ₹8919.87₹8919.87 | 103.77Average 103.8 Average | 3.17%Poor 3.17% Poor | 3.06%Poor 3.06% Poor | 0.17Excellent 0.2 Excellent | 16.75%Excellent 16.75% Excellent | 27.48%Excellent 27.48% Excellent | 0.00% |
Nalwa Sons Investments LtdNalwa Sons Inve... NSIL • 532256 | 54/100 | ₹5520.00₹5520 | ₹2819.52₹2819.52 | 51.72Average 51.7 Average | 0.34%Poor 0.34% Poor | 0.48%Poor 0.48% Poor | 0.00Excellent 0.0 Excellent | 5.45%Good 5.45% Good | 8.43%Good 8.43% Good | 0.00% |
Kalyani Investment Company LtdKalyani Investm... KICL • 533302 | 27.2/100 | ₹5498.50₹5499 | ₹2384.96₹2384.96 | 64.86Average 64.9 Average | 0.37%Poor 0.37% Poor | 0.49%Poor 0.49% Poor | 0.00Excellent 0.0 Excellent | 1.23%Average 1.23% Average | 57.87%Excellent 57.87% Excellent | 0.00% |
Top Investment Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Aditya Birla Capital Ltd share price110622.91 Cr
- Tata Investment Corporation Limited share price34030.36 Cr
- Cholamandalam Financial Holdings Limited share price30067.34 Cr
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Jio Financial Services Limited PE Ratio History
Historical price-to-earnings ratio for JIOFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹2.54 | ₹294.95 | 116.1x |
| FY 2024 | ₹2.53 | ₹298.70 | 118.1x |
| FY 2023 | ₹0.05 | ₹232.95 | 4736x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Jio Financial Services Limited Dividend History
Annual cash dividends paid by JIOFIN — dividend yield 0.21%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2023 | ₹888.92 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Jio Financial Services Limited Quarterly Performance
Latest quarterly metrics for JIOFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
106.49%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-13.88%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
N/A
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
N/A
Compounded annual net profit growth over 5 years
Jio Financial Services Limited Technical Indicators
SMA 50, SMA 200, RSI and volume signals for JIOFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Jio Financial Services Limited Financial Statements
Annual income statement, balance sheet and cash flow for Jio Financial Services Limited (JIOFIN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Jio Financial Services Limited
About JIOFIN (Jio Financial Services Limited)
Jio Financial Services Limited is a relatively new entrant to the Indian financial landscape, positioning itself as a technology-driven disruptor in the sector. Built upon the foun...dation of Reliance Industries' vast technological infrastructure and extensive customer base, JioFin aims to revolutionize financial services through innovative digital solutions. The company is laser-focused on leveraging data analytics and artificial intelligence to offer personalized and accessible financial products to a wide range of customers, particularly those in underserved segments. This strategy hinges on creating a seamless and intuitive user experience, making financial management simpler and more engaging for the modern consumer. JioFin's aspirations extend beyond traditional financial offerings, encompassing a broad spectrum of services designed to empower individuals and businesses alike with greater control over their financial well-being. Central to JioFin's operational model is a network of subsidiaries specializing in diverse areas of the financial ecosystem. These subsidiaries are strategically designed to cater to various customer needs. This multifaceted approach allows JioFin to capture significant market share across different segments. The company emphasizes digital accessibility through user-friendly apps and platforms, aiming to bridge the gap between traditional financial services and the rapidly evolving digital lifestyles of Indian consumers. Furthermore, JioFin is actively forging strategic partnerships with established players in the financial industry to strengthen its capabilities and expand its reach. This collaborative approach enables the company to quickly integrate established expertise and resources, accelerating its growth trajectory in the highly competitive financial sector. Jio Financial Services Limited is seeking to establish itself as a comprehensive financial solutions provider. By offering a multitude of integrated services, JioFin seeks to provide a one-stop shop for customers managing their financial lives. The company's commitment to digital innovation and customer-centricity positions it as a potential game-changer in the Indian financial market. This ambitious vision, coupled with the backing of a major conglomerate, makes JioFin a company to watch as it navigates the dynamic and ever-evolving world of Indian finance.
Company Details
Key Leadership
Corporate Events
Latest News
JIOFIN Share Price: Frequently Asked Questions
What is the current share price of Jio Financial Services Limited?
Jio Financial Services Limited (JIOFIN) trades at ₹264.60 on NSE and BSE. Market cap ₹1.56L (Cr). Educational data only.
What is the P/E ratio of Jio Financial Services Limited?
Jio Financial Services Limited has a P/E of 101.61x vs industry average 32.42x.
What is the Bull Run score for Jio Financial Services Limited?
Jio Financial Services Limited has a Bull Run score of 39.8/100 based on 25+ financial parameters.
Does Jio Financial Services Limited pay dividends?
Jio Financial Services Limited has a dividend yield of 0.21%. Past dividends don't guarantee future payments.
What is the ROE of Jio Financial Services Limited?
Jio Financial Services Limited has ROE of 1.19%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Jio Financial Services Limited?
Jio Financial Services Limited has debt-to-equity of 0.16.
Is Jio Financial Services Limited a good investment?
Bull Run gives Jio Financial Services Limited a score of 39.8/100. This is not investment advice — consult a SEBI-registered advisor.