KJMC Financial Services Ltd Stock Price Today (NSE: KJMCFIN)
KJMC Financial Services Ltd
Fundamental Score
KJMC Financial Services Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
KJMC Financial Services Ltd share price today is ₹50.00, up +0.00% on NSE/BSE as of 18 February 2026. KJMC Financial Services Ltd (KJMCFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹31.96 (Cr). The 52-week high for KJMCFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 24.77x, KJMCFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 0.56% and a debt-to-equity ratio of 0.09.
KJMC Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
KJMC Financial Services Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
KJMC Financial Services Share Price Analysis: A Growth Strategist Perspective
Within the Non-Banking Financial Company (NBFC) sector, a crucial, often overlooked factor for sustainable growth is effective risk management in loan disbursement, directly impacting asset quality and ultimately, profitability. This analysis delves into the current valuation of KJMC Financial Services share price (₹52.5) and its competitive standing. The Price-to-Earnings (PE) ratio of 24.77 suggests the market has certain expectations for future earnings growth embedded in the current market price. However, a deeper dive is required to understand if those expectations are reasonable.
One critical metric to examine is the Return on Capital Employed (ROCE) which currently sits at a concerning 1.36%. This low ROCE significantly impacts the company's economic moat. A strong moat, or competitive advantage, allows a company to generate excess returns on its invested capital. A ROCE of 1.36% indicates that KJMC Financial Services is struggling to generate substantial profits from its capital employed, suggesting a weak moat. This makes it difficult to sustainably grow and capture market share.
When compared to its peers, such as
Apollo Finvest, differences in management quality and strategic direction become apparent. A comprehensive 80-parameter fundamental audit, verified by Sweta Mishra, would further highlight these differences. Qualitative factors like management's ability to navigate regulatory changes and capitalize on market opportunities play a crucial role in long-term success. Ultimately the market price of a stock will only sustainably increase if the underlying business is strong.Further comparative analysis against sector peers like Bengal & Assam and Fedders Holding Ltd is required to determine whether KJMC Financial Services' valuation is justified, especially considering the current ROCE. A more in-depth analysis focusing on loan book quality, net interest margins, and operational efficiency would provide a more complete picture of the company's financial health and long-term potential.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
KJMC Financial Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of KJMCFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (24.40%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (16.63% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (20.26% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (20.26% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.09)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (74.40%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (0.56%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.36%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-10.81%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Revenue Contraction (-22.28%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Negative Free Cash Flow (₹-0.52 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 1.37%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
KJMC Financial Services Ltd Financial Statements
Comprehensive financial data for KJMC Financial Services Ltd including income statement, balance sheet and cash flow
About KJMCFIN (KJMC Financial Services Ltd)
KJMC Financial Services Ltd (KJMCFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹31.96 (Cr). KJMC Financial Services Ltd has delivered a Return on Equity (ROE) of 0.56% and a ROCE of 1.36%. The debt-to-equity ratio stands at 0.09, reflecting the company's capital structure. Investors tracking KJMCFIN share price can monitor key metrics including P/E ratio, promoter holding of 74.40%, and quarterly earnings growth.
Company Details
Key Leadership
KJMCFIN Share Price: Frequently Asked Questions
What is the current share price of KJMC Financial Services Ltd (KJMCFIN)?
As of 18 Feb 2026, 09:11 am IST, KJMC Financial Services Ltd share price is ₹50.00. The KJMCFIN stock has a market capitalisation of ₹31.96 (Cr) on NSE/BSE.
Is KJMCFIN share price Overvalued or Undervalued?
KJMCFIN share price is currently trading at a P/E ratio of 24.77x, compared to the industry average of 22.03x. Based on this relative valuation, the KJMC Financial Services Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of KJMCFIN share price?
The 52-week high of KJMCFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the KJMC Financial Services Ltd share price?
Key factors influencing KJMCFIN share price include quarterly earnings growth (Sales Growth: -22.28%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is KJMC Financial Services Ltd a good stock for long-term investment?
KJMC Financial Services Ltd shows a 5-year Profit Growth of 20.26% and an ROE of 0.56%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.09 before investing in KJMCFIN shares.
How does KJMC Financial Services Ltd compare with its industry peers?
KJMC Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare KJMCFIN share price P/E of 24.77x and ROE of 0.56% against the industry averages to determine competitive standing.
What is the P/E ratio of KJMCFIN and what does it mean?
KJMCFIN share price has a P/E ratio of 24.77x compared to the industry average of 22.03x. Investors pay ₹25 for every ₹1 of annual earnings.
How is KJMCFIN performing according to Bull Run's analysis?
KJMCFIN has a Bull Run fundamental score of 37/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does KJMCFIN belong to?
KJMCFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting KJMC Financial Services Ltd share price.
What is Return on Equity (ROE) and why is it important for KJMCFIN?
KJMCFIN has an ROE of 0.56%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently KJMC Financial Services Ltd generates profits from shareholders capital.
How is KJMCFIN debt-to-equity ratio and what does it indicate?
KJMCFIN has a debt-to-equity ratio of 0.09, which indicates conservative financing with low financial risk.
What is KJMCFIN dividend yield and is it a good dividend stock?
KJMCFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in KJMC Financial Services Ltd shares.
How has KJMCFIN share price grown over the past 5 years?
KJMCFIN has achieved 5-year growth rates of: Sales Growth 16.63%, Profit Growth 20.26%, and EPS Growth 20.26%.
What is the promoter holding in KJMCFIN and why does it matter?
Promoters hold 74.40% of KJMCFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in KJMC Financial Services Ltd.
What is KJMCFIN market capitalisation category?
KJMCFIN has a market capitalisation of ₹32 crores, placing it in the Small-cap category.
How volatile is KJMCFIN stock?
KJMCFIN has a beta of N/A. A beta > 1 suggests the KJMC Financial Services Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is KJMCFIN operating profit margin trend?
KJMCFIN has a 5-year average Operating Profit Margin (OPM) of 24.40%, indicating the company's operational efficiency.
How is KJMCFIN quarterly performance?
Recent quarterly performance shows KJMC Financial Services Ltd YoY Sales Growth of -22.28% and YoY Profit Growth of -10.81%.
What is the institutional holding pattern in KJMCFIN?
KJMCFIN has FII holding of 0.00% and DII holding of 1.37%. Significant institutional holding often suggests professional confidence in the KJMC Financial Services Ltd stock.