Kreon Financial Services Ltd
Fundamental Score
Kreon Financial Services Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of KREONFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (15.54%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Robust Profit Growth (1181.25%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (65.48%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (90.77% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Balanced Promoter Holding (55.60%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
11 factors identified
Below-Average Return on Equity (-13.32%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-2.17%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Premium Valuation Risk (P/E: 51.54x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Stagnant Profit Growth (0.23% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Weak Interest Coverage (1.97x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-15.81 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Kreon Financial Services Ltd
About KREONFIN
Business Overview
Kreon Finnancial Services Limited, a non-banking financial company, provides financial services in India. It is involved in retail loan lending through StuCred, a digital lending mobile application that provides instant short-term loans to college students. The company was formerly known as Tatia Finnancial Services Limited and changed its name to Kreon Finnancial Services Limited in 2008. Kreon Finnancial Services Limited was incorporated in 1994 and is headquartered in Chennai, India.
Company Details
Key Leadership
KREONFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Kreon Financial Services Ltd (KREONFIN)?
As of 29 Jan 2026, 10:39 am IST, Kreon Financial Services Ltd (KREONFIN) is currently trading at ₹32.99. The stock has a market capitalization of ₹67.52 (Cr).
Is KREONFIN share price Overvalued or Undervalued?
KREONFIN is currently trading at a P/E ratio of 51.54x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Kreon Financial Services Ltd share price?
Key factors influencing KREONFIN's price include its quarterly earnings growth (Sales Growth: 65.48%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Kreon Financial Services Ltd a good stock for long-term investment?
Kreon Financial Services Ltd shows a 5-year Profit Growth of 0.23% and an ROE of -13.32%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.79 before investing.
How does Kreon Financial Services Ltd compare with its industry peers?
Kreon Financial Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare KREONFIN's P/E of 51.54x and ROE of -13.32% against the industry averages to determine its competitive standing.
What is the P/E ratio of KREONFIN and what does it mean?
KREONFIN has a P/E ratio of 51.54x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹52 for every ₹1 of annual earnings.
How is KREONFIN performing according to Bull Run's analysis?
KREONFIN has a Bull Run fundamental score of 42.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does KREONFIN belong to?
KREONFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Kreon Financial Services Ltd.
What is Return on Equity (ROE) and why is it important for KREONFIN?
KREONFIN has an ROE of -13.32%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Kreon Financial Services Ltd generates profits from shareholders' equity.
How is KREONFIN's debt-to-equity ratio and what does it indicate?
KREONFIN has a debt-to-equity ratio of 0.79, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is KREONFIN's dividend yield and is it a good dividend stock?
KREONFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has KREONFIN grown over the past 5 years?
KREONFIN has achieved 5-year growth rates of: Sales Growth 90.77%, Profit Growth 0.23%, and EPS Growth 8.57%.
What is the promoter holding in KREONFIN and why does it matter?
Promoters hold 55.60% of KREONFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is KREONFIN's market capitalization category?
KREONFIN has a market capitalization of ₹68 crores, placing it in the Small-cap category.
How volatile is KREONFIN stock?
KREONFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for KREONFIN?
KREONFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is KREONFIN's operating profit margin trend?
KREONFIN has a 5-year average Operating Profit Margin (OPM) of 15.54%, indicating the company's operational efficiency.
How is KREONFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 65.48% and YoY Profit Growth of 1181.25%.
What is the institutional holding pattern in KREONFIN?
KREONFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.