KZ Leasing & Finance Ltd
Fundamental Score
KZ Leasing & Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of KZLFIN across key market metrics for learning purposes.
Positive Indicators
3 factors identified
Strong Operating Margins (37.19%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Consistent Growth Track Record (15.78% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
9 factors identified
Below-Average Return on Equity (-0.95%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.77%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-173.50%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-44.44%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Weak Interest Coverage (-7.76x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-1.40 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for KZ Leasing & Finance Ltd
About KZLFIN
Business Overview
K Z Leasing and Finance Limited operates as a non-banking financial company in India. It is involved in finance business, as well as offers loans and advances. K Z Leasing and Finance Limited was incorporated in 1986 and is based in Ahmedabad, India.
Company Details
Key Leadership
KZLFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of KZ Leasing & Finance Ltd (KZLFIN)?
As of 30 Jan 2026, 01:39 pm IST, KZ Leasing & Finance Ltd (KZLFIN) is currently trading at ₹21.50. The stock has a market capitalization of ₹6.48 (Cr).
Is KZLFIN share price Overvalued or Undervalued?
KZLFIN is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the KZ Leasing & Finance Ltd share price?
Key factors influencing KZLFIN's price include its quarterly earnings growth (Sales Growth: -44.44%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is KZ Leasing & Finance Ltd a good stock for long-term investment?
KZ Leasing & Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -0.95%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.38 before investing.
How does KZ Leasing & Finance Ltd compare with its industry peers?
KZ Leasing & Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare KZLFIN's P/E of 0.00x and ROE of -0.95% against the industry averages to determine its competitive standing.
What is the P/E ratio of KZLFIN and what does it mean?
KZLFIN has a P/E ratio of N/Ax compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is KZLFIN performing according to Bull Run's analysis?
KZLFIN has a Bull Run fundamental score of 9.5/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does KZLFIN belong to?
KZLFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting KZ Leasing & Finance Ltd.
What is Return on Equity (ROE) and why is it important for KZLFIN?
KZLFIN has an ROE of -0.95%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently KZ Leasing & Finance Ltd generates profits from shareholders' equity.
How is KZLFIN's debt-to-equity ratio and what does it indicate?
KZLFIN has a debt-to-equity ratio of 0.38, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is KZLFIN's dividend yield and is it a good dividend stock?
KZLFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has KZLFIN grown over the past 5 years?
KZLFIN has achieved 5-year growth rates of: Sales Growth 15.78%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in KZLFIN and why does it matter?
Promoters hold 30.25% of KZLFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is KZLFIN's market capitalization category?
KZLFIN has a market capitalization of ₹6 crores, placing it in the Small-cap category.
How volatile is KZLFIN stock?
KZLFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for KZLFIN?
KZLFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is KZLFIN's operating profit margin trend?
KZLFIN has a 5-year average Operating Profit Margin (OPM) of 37.19%, indicating the company's operational efficiency.
How is KZLFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -44.44% and YoY Profit Growth of -173.50%.
What is the institutional holding pattern in KZLFIN?
KZLFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.