Lakshmi Finance & Industrial Corporation Ltd
Fundamental Score
Lakshmi Finance & Industrial Corporation Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of LFIC across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (73.38%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Consistent Growth Track Record (22.83% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (20.53% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (20.53% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
8 factors identified
Below-Average Return on Equity (6.21%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-135.84%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-69.44%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Weak Interest Coverage (-117.50x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-8.65 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 0.03%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Lakshmi Finance & Industrial Corporation Ltd
About LFIC
Business Overview
Lakshmi Finance & Industrial Corporation Limited, a non-banking finance company, invests in equity shares, mutual funds, and other securities in India. The company was formerly known as The Andhra Bank Ltd. and changed its name to Lakshmi Finance & Industrial Corporation Limited in April 1980. Lakshmi Finance & Industrial Corporation Limited was incorporated in 1923 and is based in Hyderabad, India.
Company Details
Key Leadership
Corporate Events
Latest News
LFIC Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Lakshmi Finance & Industrial Corporation Ltd (LFIC)?
As of 30 Jan 2026, 01:36 pm IST, Lakshmi Finance & Industrial Corporation Ltd (LFIC) is currently trading at ₹120.75. The stock has a market capitalization of ₹57.86 (Cr).
Is LFIC share price Overvalued or Undervalued?
LFIC is currently trading at a P/E ratio of 0.00x, compared to the industry average of 31.61x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the Lakshmi Finance & Industrial Corporation Ltd share price?
Key factors influencing LFIC's price include its quarterly earnings growth (Sales Growth: -69.44%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Lakshmi Finance & Industrial Corporation Ltd a good stock for long-term investment?
Lakshmi Finance & Industrial Corporation Ltd shows a 5-year Profit Growth of 20.53% and an ROE of 6.21%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Lakshmi Finance & Industrial Corporation Ltd compare with its industry peers?
Lakshmi Finance & Industrial Corporation Ltd competes with major peers in the Investment Company. Investors should compare LFIC's P/E of 0.00x and ROE of 6.21% against the industry averages to determine its competitive standing.
What is the P/E ratio of LFIC and what does it mean?
LFIC has a P/E ratio of N/Ax compared to the industry average of 31.61x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is LFIC performing according to Bull Run's analysis?
LFIC has a Bull Run fundamental score of 37.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does LFIC belong to?
LFIC operates in the Investment Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Lakshmi Finance & Industrial Corporation Ltd.
What is Return on Equity (ROE) and why is it important for LFIC?
LFIC has an ROE of 6.21%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Lakshmi Finance & Industrial Corporation Ltd generates profits from shareholders' equity.
How is LFIC's debt-to-equity ratio and what does it indicate?
LFIC has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is LFIC's dividend yield and is it a good dividend stock?
LFIC offers a dividend yield of 1.56%, which means you receive ₹1.56 annual dividend for every ₹100 invested.
How has LFIC grown over the past 5 years?
LFIC has achieved 5-year growth rates of: Sales Growth 22.83%, Profit Growth 20.53%, and EPS Growth 20.53%.
What is the promoter holding in LFIC and why does it matter?
Promoters hold 47.00% of LFIC shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is LFIC's market capitalization category?
LFIC has a market capitalization of ₹58 crores, placing it in the Small-cap category.
How volatile is LFIC stock?
LFIC has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for LFIC?
LFIC has a 52-week high of ₹N/A and low of ₹N/A.
What is LFIC's operating profit margin trend?
LFIC has a 5-year average Operating Profit Margin (OPM) of 73.38%, indicating the company's operational efficiency.
How is LFIC's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -69.44% and YoY Profit Growth of -135.84%.
What is the institutional holding pattern in LFIC?
LFIC has FII holding of 0.00% and DII holding of 0.03%. Significant institutional holding often suggests professional confidence in the stock.