L&T Finance Ltd Stock Price Today (NSE: LTF)
Fundamental Score
L&T Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
L&T Finance Ltd share price today is ₹318.00, up +3.84% on NSE/BSE as of 3 August 2026. L&T Finance Ltd (LTF) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹78.30K (Cr). The 52-week high for LTF share price is ₹338.60 and the 52-week low is ₹194.40. At a P/E ratio of 24.45x, LTF is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 11.22% and a debt-to-equity ratio of 3.94.
L&T Finance Ltd Share Price Chart — NSE/BSE Historical Performance
L&T Finance Ltd share price chart: -0.46% return over the past month. 52-week high ₹338.60, 52-week low ₹194.40.
L&T Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹314.55 | ₹324.10 | ₹314.10 | ₹318.00 | 88.68L (Cr) | |
| ₹307.45 | ₹314.05 | ₹306.65 | ₹311.25 | 53.29L (Cr) | |
| ₹308.90 | ₹309.70 | ₹303.80 | ₹306.25 | 29.02L (Cr) | |
| ₹313.00 | ₹313.05 | ₹301.05 | ₹309.15 | 144.31L (Cr) | |
| ₹312.20 | ₹313.85 | ₹308.00 | ₹311.00 | 28.57L (Cr) | |
| ₹305.00 | ₹312.85 | ₹305.00 | ₹312.25 | 59.22L (Cr) | |
| ₹303.00 | ₹304.80 | ₹297.15 | ₹302.40 | 28.37L (Cr) | |
| ₹305.70 | ₹309.80 | ₹300.45 | ₹306.75 | 69.19L (Cr) | |
| ₹307.05 | ₹308.45 | ₹302.55 | ₹305.85 | 67.98L (Cr) | |
| ₹311.45 | ₹311.45 | ₹307.10 | ₹310.05 | 19.13L (Cr) |
L&T Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹314.55 | ₹324.10 | ₹314.10 | ₹318.00 | +1.10% | |
| ₹312.70 | ₹338.60 | ₹297.15 | ₹311.25 | -0.46% | |
| ₹282.00 | ₹312.00 | ₹256.10 | ₹310.75 | +10.20% | |
| ₹279.73 | ₹305.20 | ₹262.75 | ₹286.60 | +2.46% | |
| ₹248.86 | ₹300.83 | ₹234.90 | ₹279.73 | +12.40% | |
| ₹273.65 | ₹282.00 | ₹238.95 | ₹240.20 | -12.22% | |
| ₹279.00 | ₹310.50 | ₹269.00 | ₹283.95 | +1.77% | |
| ₹315.95 | ₹329.45 | ₹276.75 | ₹286.35 | -9.37% | |
| ₹313.75 | ₹316.60 | ₹294.80 | ₹315.95 | +0.70% | |
| ₹270.50 | ₹315.35 | ₹269.90 | ₹312.35 | +15.47% | |
| ₹249.99 | ₹273.57 | ₹246.94 | ₹270.49 | +8.20% | |
| ₹218.00 | ₹252.20 | ₹216.60 | ₹249.28 | +14.35% |
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
L&T Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
L&T Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of LTF across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (55.20%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (28.72%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (22.38%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Excellent EPS Growth (31.98% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (32.35% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Balanced Promoter Holding (65.96%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
4 factors identified
Suboptimal ROCE (8.40%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 3.94)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.61x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-17240.29 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
L&T Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare L&T Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
L&T Finance LtdL&T Finance Ltd...Selected✓ LTF • 533519 | 55.2/100 | ₹318.00₹318 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Manappuram Finance LtdManappuram Fina... MANAPPURAM • 531213 | 23/100 | ₹371.85₹372 | ₹30890.12₹30890.12 | 30.79Average 30.8 Average | 7.04%Poor 7.04% Poor | 8.26%Poor 8.26% Poor | 3.60Poor 3.6 Poor | -10.26%Poor -10.26% Poor | 8.48%Good 8.48% Good | 1.07% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- HDB Financial Services Limited share price62415.22 Cr
L&T Finance Ltd PE Ratio History
Historical price-to-earnings ratio for LTF — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹10.57 | ₹315.95 | 29.9x |
| FY 2024 | ₹9.30 | ₹135.63 | 14.6x |
| FY 2023 | ₹6.54 | ₹165.05 | 25.2x |
| FY 2022 | ₹4.32 | ₹87.25 | 20.2x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
L&T Finance Ltd Dividend History
Annual cash dividends paid by LTF — dividend yield 0.88%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹622.46 Cr |
| FY 2024 | ₹496.61 Cr |
| FY 2023 | ₹123.75 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
L&T Finance Ltd Quarterly Performance
Latest quarterly metrics for LTF — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
22.38%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
28.72%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
6.05%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
32.35%
Compounded annual net profit growth over 5 years
L&T Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for LTF — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
L&T Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for L&T Finance Ltd (LTF) — sourced from NSE/BSE filings.
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About LTF (L&T Finance Ltd)
L&T Finance Ltd is a prominent Non-Banking Financial Company (NBFC) operating within the Indian financial landscape, acting as a crucial intermediary between savers and borrowers. ...It channels funds to various sectors, bolstering economic activities across diverse segments of the population. The company strategically focuses on delivering a wide spectrum of financial solutions designed to cater to the evolving needs of individuals, businesses, and rural communities. By diligently assessing risk and deploying capital effectively, L&T Finance contributes to overall financial inclusion and sustainable growth, furthering development across various economic tiers. The NBFC plays a pivotal role in bridging the gap between traditional banking services and underserved populations, thereby driving inclusive and balanced economic progress. L&T Finance extends its financial reach through a diverse product portfolio, encompassing retail and wholesale financing solutions. Retail offerings include an array of loan products such as housing finance, personal loans, two-wheeler loans, and rural lending options tailored to the specific needs of agricultural communities. Business and SME financing solutions cover term loans, working capital financing, and supply chain finance designed to support entrepreneurial ventures. Its structured finance division focuses on renewable energy projects and infrastructure development. The company leverages technological advancements to streamline operations, enhance customer experiences, and optimize risk management strategies, thereby maintaining its competitiveness in the ever-evolving financial services sector. The NBFC's focus extends beyond merely providing financial products; it also incorporates a strong emphasis on ethical practices and sustainable development. This commitment translates to responsible lending, transparent operations, and a focus on long-term value creation for its stakeholders. By adhering to stringent regulatory norms and fostering a culture of compliance, L&T Finance demonstrates its dedication to maintaining the highest standards of corporate governance. Its rural finance segment showcases its commitment to the upliftment of underserved communities through loans and financing programs to enhance agricultural productivity. It contributes to the overall socio-economic development of the nation.
Company Details
Key Leadership
Corporate Events
LTF Share Price: Frequently Asked Questions
What is the current share price of L&T Finance Ltd?
L&T Finance Ltd (LTF) trades at ₹318.00 on NSE and BSE. Market cap ₹78.30K (Cr). Educational data only.
What is the P/E ratio of L&T Finance Ltd?
L&T Finance Ltd has a P/E of 24.45x vs industry average 22.18x.
What is the Bull Run score for L&T Finance Ltd?
L&T Finance Ltd has a Bull Run score of 55.2/100 based on 25+ financial parameters.
Does L&T Finance Ltd pay dividends?
L&T Finance Ltd has a dividend yield of 0.88%. Past dividends don't guarantee future payments.
What is the ROE of L&T Finance Ltd?
L&T Finance Ltd has ROE of 11.22%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of L&T Finance Ltd?
L&T Finance Ltd has debt-to-equity of 3.94.
Is L&T Finance Ltd a good investment?
Bull Run gives L&T Finance Ltd a score of 55.2/100. This is not investment advice — consult a SEBI-registered advisor.