Laxmi India Finance Limited
Fundamental Score
Laxmi India Finance Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of LAXMIINDIA across key market metrics for learning purposes.
Positive Indicators
5 factors identified
Strong Return on Equity (15.66%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (67.64%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Strong Revenue Growth (27.35%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Balanced Promoter Holding (60.45%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
7 factors identified
Elevated Debt Levels (D/E: 2.57)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.41x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-739.83 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 9.63%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for Laxmi India Finance Limited
About LAXMIINDIA
Business Overview
Laxmi India Finance Limited, a non-banking finance company, provides financial products and services to individuals, businesses, and institutions in India. It offers MSME, wholesale, business, personal, and residential construction loans, as well as vehicle loan includes two-wheeler, tractor, commercial vehicle, and electric vehicle loan. The company was incorporated in 1996 and is based in Jaipur, India.
Company Details
Key Leadership
Latest News
LAXMIINDIA Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Laxmi India Finance Limited (LAXMIINDIA)?
As of 30 Jan 2026, 01:39 pm IST, Laxmi India Finance Limited (LAXMIINDIA) is currently trading at ₹92.02. The stock has a market capitalization of ₹712.44 (Cr).
Is LAXMIINDIA share price Overvalued or Undervalued?
LAXMIINDIA is currently trading at a P/E ratio of 17.86x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Laxmi India Finance Limited share price?
Key factors influencing LAXMIINDIA's price include its quarterly earnings growth (Sales Growth: 27.35%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Laxmi India Finance Limited a good stock for long-term investment?
Laxmi India Finance Limited shows a 5-year Profit Growth of N/A% and an ROE of 15.66%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.57 before investing.
How does Laxmi India Finance Limited compare with its industry peers?
Laxmi India Finance Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare LAXMIINDIA's P/E of 17.86x and ROE of 15.66% against the industry averages to determine its competitive standing.
What is the P/E ratio of LAXMIINDIA and what does it mean?
LAXMIINDIA has a P/E ratio of 17.86x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹18 for every ₹1 of annual earnings.
How is LAXMIINDIA performing according to Bull Run's analysis?
LAXMIINDIA has a Bull Run fundamental score of 34.5/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does LAXMIINDIA belong to?
LAXMIINDIA operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Laxmi India Finance Limited.
What is Return on Equity (ROE) and why is it important for LAXMIINDIA?
LAXMIINDIA has an ROE of 15.66%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Laxmi India Finance Limited generates profits from shareholders' equity.
How is LAXMIINDIA's debt-to-equity ratio and what does it indicate?
LAXMIINDIA has a debt-to-equity ratio of 2.57, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is LAXMIINDIA's dividend yield and is it a good dividend stock?
LAXMIINDIA offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has LAXMIINDIA grown over the past 5 years?
LAXMIINDIA has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in LAXMIINDIA and why does it matter?
Promoters hold 60.45% of LAXMIINDIA shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is LAXMIINDIA's market capitalization category?
LAXMIINDIA has a market capitalization of ₹712 crores, placing it in the Small-cap category.
How volatile is LAXMIINDIA stock?
LAXMIINDIA has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for LAXMIINDIA?
LAXMIINDIA has a 52-week high of ₹N/A and low of ₹N/A.
What is LAXMIINDIA's operating profit margin trend?
LAXMIINDIA has a 5-year average Operating Profit Margin (OPM) of 67.64%, indicating the company's operational efficiency.
How is LAXMIINDIA's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 27.35% and YoY Profit Growth of 8.55%.
What is the institutional holding pattern in LAXMIINDIA?
LAXMIINDIA has FII holding of 4.61% and DII holding of 5.02%. Significant institutional holding often suggests professional confidence in the stock.