Laxmi India Finance Limited Stock Price Today (NSE: LAXMIINDIA)

Laxmi India Finance Limited

108.700.66 (0.60%)
Market Closed

Fundamental Score

...

Laxmi India Finance Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Laxmi India Finance Limited share price today is 108.70, down 0.60% on NSE/BSE as of 19 June 2026. Laxmi India Finance Limited (LAXMIINDIA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 712.44 (Cr). The 52-week high for LAXMIINDIA share price is 180.90 and the 52-week low is 71.06. At a P/E ratio of 17.86x, LAXMIINDIA is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 15.66% and a debt-to-equity ratio of 2.57.

Laxmi India Finance Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
141.90
Low
108.70
Volume
2.9L
Change
-2.66%

Laxmi India Finance Limited share price chart: -2.66% return over the past month. 52-week high ₹180.90, 52-week low ₹71.06.

Laxmi India Finance Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
108.95109.59105.10108.7041.27K (Cr)
113.48114.00108.00109.361.62L (Cr)
113.00114.90111.02113.2455.60K (Cr)
114.00115.94112.50112.9232.92K (Cr)
114.00116.00112.50114.7296.86K (Cr)
116.61118.58113.71114.621.05L (Cr)
115.40118.99114.99116.2669.15K (Cr)
115.00122.60115.00117.991.22L (Cr)
113.33117.00113.33116.7731.63K (Cr)
120.00125.00114.99116.3399.51K (Cr)

Laxmi India Finance Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
113.48114.00105.10108.70-4.21%
112.50141.90111.02113.24+0.66%
73.31125.1273.31112.23+53.09%
88.2092.7971.0671.65-18.76%
92.00112.6587.3094.25+2.45%
125.92129.3585.8792.02-26.92%
140.00142.89120.92124.92-10.77%
151.50154.44128.50138.87-8.34%
149.97159.59139.41151.80+1.22%
128.72180.90128.72148.70+15.52%
137.52173.80116.05129.72-5.67%

Returns & Performance

Average

Return on Equity (ROE)

15.66%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

13.71%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

67.64%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Laxmi India Finance Limited Valuation Check

Good

Price to Earnings (P/E)

17.86x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

60.45%

% shares held by company founders/management

Poor

FII Holding

4.61%

% shares held by foreign institutional investors

Average

DII Holding

5.02%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

8.55%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

27.35%

Revenue growth vs same quarter last year

Revenue Growth (5-Year CAGR)

N/A

Compounded annual revenue growth over 5 years

EPS Growth (5-Year CAGR)

N/A

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

2.57x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.41x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-739.83 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Laxmi India Finance Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of LAXMIINDIA across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Return on Equity (15.66%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Strong Operating Margins (67.64%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Revenue Growth (27.35%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Balanced Promoter Holding (60.45%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Elevated Debt Levels (D/E: 2.57)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.41x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-739.83 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 9.63%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Laxmi India Finance Limited vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Laxmi India Finance Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
34.5/100
109
₹712.44
17.9
Average
15.66%
Good
13.71%
Average
2.6
Poor
0.00%
61.2/100
889
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
919
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3246
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1493
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
616
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
271
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
660
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4213
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
458
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
392
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Laxmi India Finance Limited Quarterly Performance

Latest quarterly metrics for LAXMIINDIA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

27.35%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

8.55%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

N/A

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Laxmi India Finance Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for LAXMIINDIA — calculated from daily price history

24RSI 14
Oversold — RSI 24

Selling pressure is heavy — potential reversal zone.

SMA 50
106
▲ Price above SMA 50 — Short-term bullish
SMA 200
124
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
294K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Laxmi India Finance Limited Financial Statements

Annual income statement, balance sheet and cash flow for Laxmi India Finance Limited (LAXMIINDIA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Laxmi India Finance Limited

About LAXMIINDIA (Laxmi India Finance Limited)

Laxmi India Finance Limited is a Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established with a vision to empower individuals and business...es, LAXMIINDIA focuses on providing accessible and customized financial solutions. The company operates with a strong understanding of the diverse needs across different sectors, offering a comprehensive suite of loan products. Their portfolio encompasses funding options for Micro, Small, and Medium Enterprises (MSMEs), supporting their growth and expansion. LAXMIINDIA also caters to the financing requirements of larger businesses through its wholesale lending operations. Through a commitment to fostering financial inclusion, LAXMIINDIA strives to be a catalyst for economic development within the communities it serves. LAXMIINDIA extends its financial expertise to individual borrowers, offering personal loans tailored to their unique circumstances. Understanding the growing demand for housing and infrastructure, the company provides specialized loans for residential construction projects. Recognizing the crucial role of transportation in economic progress, LAXMIINDIA features a wide array of vehicle financing options. This includes loans for two-wheelers, essential for personal mobility, as well as tractors and commercial vehicles that power the agricultural and logistical sectors. Furthermore, staying ahead of the curve, the company actively supports sustainable transportation by offering financing solutions for electric vehicles, contributing to a greener future. LAXMIINDIA believes in providing comprehensive financial support across all segments of society. Headquartered in Jaipur, India, LAXMIINDIA has built a reputation for integrity and reliability since its inception. The company's operational strategies are designed to provide efficient and transparent services to its customers. With a strong emphasis on customer satisfaction, LAXMIINDIA aims to build long-lasting relationships with its clients, built on mutual trust and understanding. Its commitment to ethical business practices and regulatory compliance ensures a stable and secure financial environment for all stakeholders. By combining local insights with national reach, LAXMIINDIA is dedicated to empowering its customers and contributing to India's continued economic progress.

Company Details

Symbol:LAXMIINDIA
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Deepak Baid
Chairman & MD
Mr. Gopal Krishan Sain
Chief Financial Officer
Mr. Sourabh Mishra
Company Secretary & Chief Compliance Officer

LAXMIINDIA Share Price: Frequently Asked Questions

What is the current share price of Laxmi India Finance Limited?

Laxmi India Finance Limited (LAXMIINDIA) trades at ₹108.70 on NSE and BSE. Market cap ₹712.44 (Cr). Educational data only.

What is the P/E ratio of Laxmi India Finance Limited?

Laxmi India Finance Limited has a P/E of 17.86x vs industry average 22.03x.

What is the Bull Run score for Laxmi India Finance Limited?

Laxmi India Finance Limited has a Bull Run score of 34.5/100 based on 25+ financial parameters.

Does Laxmi India Finance Limited pay dividends?

Laxmi India Finance Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Laxmi India Finance Limited?

Laxmi India Finance Limited has ROE of 15.66%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Laxmi India Finance Limited?

Laxmi India Finance Limited has debt-to-equity of 2.57.

Is Laxmi India Finance Limited a good investment?

Bull Run gives Laxmi India Finance Limited a score of 34.5/100. This is not investment advice — consult a SEBI-registered advisor.