Leading Leasing Finance and Investment Company Limited

LLFICLNon Banking Financial Company (NBFC)
3.26+0.00 (+0.00%)
As on 30 Jan 2026, 01:37 pmMarket Closed

Fundamental Score

...

Leading Leasing Finance and Investment Company Limited Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

5.56%
Poor

Return on Capital Employed

7.82%
Excellent

Operating Profit Margin (5Y)

92.46%
Poor

Dividend Yield

0.00%

Valuation Metrics

Poor

Price to Earnings

27.76x

Market Capitalization

258.74 (Cr)

Industry P/E

22.03x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

839.13%
Excellent

YoY Quarterly Sales Growth

73.01%
Excellent

Sales Growth (5Y)

47.52%
Poor

EPS Growth (5Y)

-7.75%
Excellent

Profit Growth (5Y)

22.38%

Financial Health

Poor

Debt to Equity

2.44x
Poor

Interest Coverage

1.33x
Poor

Free Cash Flow (5Y)

-418.50 (Cr)

Ownership Structure

Poor

Promoter Holding

0.00%
Excellent

FII Holding

54.08%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
0.00%
Promoter Holding
258.74 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of LLFICL across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Strong Operating Margins (92.46%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.

Robust Profit Growth (839.13%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Strong Revenue Growth (73.01%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Consistent Growth Track Record (47.52% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.

Strong Profit Growth Track Record (22.38% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Strong Institutional Confidence (FII+DII: 54.08%)

Observation: Significant professional investor participation indicates quality recognition.

Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

11 factors identified

Below-Average Return on Equity (5.56%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (7.82%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Weak Earnings Growth (-7.75% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.

Elevated Debt Levels (D/E: 2.44)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.

Weak Interest Coverage (1.33x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

Negative Free Cash Flow (₹-418.50 Cr over 5Y)

Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.

Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

High Debt-to-Equity Ratio

Observation: Elevated financial risk due to high leverage.

Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.

Very High Debt Levels

Observation: Excessive leverage may strain cash flows.

Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

Financial Statements

Comprehensive financial data for Leading Leasing Finance and Investment Company Limited

About LLFICL

Business Overview

Leading Leasing Finance and Investment Company Limited engages in the investment, leasing, and financing businesses in India. The company finances industrial enterprises; and invests in, buys, sells, transfers, hypothecates, deals in, and disposes shares, stock debentures, debenture stocks, securities, securities of government and local authorities, bonds, and certificates. It also offers leasing and hire purchase and/or hire purchase financing to acquire industrial and office plants, equipment, machineries, vehicles, buildings, and real estates for manufacturing, processing, transportation, and trading businesses, as well as for other commercial and service businesses. Leading Leasing Finance and Investment Company Limited was incorporated in 1983 and is based in Mumbai, India.

Company Details

Symbol:LLFICL
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Kurjibhai Premjibhai Rupareliya
MD & Director
Ms. Meenu Balani
Company Secretary & Compliance Officer

LLFICL Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)5.56%
Return on Capital Employed7.82%
Operating Profit Margin (5Y)92.46%
Debt to Equity Ratio2.44
Interest Coverage Ratio1.33

Growth & Valuation

Sales Growth (5Y)47.52%
Profit Growth (5Y)22.38%
EPS Growth (5Y)-7.75%
YoY Quarterly Profit Growth839.13%
YoY Quarterly Sales Growth73.01%

Frequently Asked Questions

What is the current price of Leading Leasing Finance and Investment Company Limited (LLFICL)?

As of 30 Jan 2026, 01:37 pm IST, Leading Leasing Finance and Investment Company Limited (LLFICL) is currently trading at ₹3.26. The stock has a market capitalization of ₹258.74 (Cr).

Is LLFICL share price Overvalued or Undervalued?

LLFICL is currently trading at a P/E ratio of 27.76x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.

What factors affect the Leading Leasing Finance and Investment Company Limited share price?

Key factors influencing LLFICL's price include its quarterly earnings growth (Sales Growth: 73.01%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Leading Leasing Finance and Investment Company Limited a good stock for long-term investment?

Leading Leasing Finance and Investment Company Limited shows a 5-year Profit Growth of 22.38% and an ROE of 5.56%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.44 before investing.

How does Leading Leasing Finance and Investment Company Limited compare with its industry peers?

Leading Leasing Finance and Investment Company Limited competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare LLFICL's P/E of 27.76x and ROE of 5.56% against the industry averages to determine its competitive standing.

What is the P/E ratio of LLFICL and what does it mean?

LLFICL has a P/E ratio of 27.76x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹28 for every ₹1 of annual earnings.

How is LLFICL performing according to Bull Run's analysis?

LLFICL has a Bull Run fundamental score of 43.9/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does LLFICL belong to?

LLFICL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Leading Leasing Finance and Investment Company Limited.

What is Return on Equity (ROE) and why is it important for LLFICL?

LLFICL has an ROE of 5.56%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Leading Leasing Finance and Investment Company Limited generates profits from shareholders' equity.

How is LLFICL's debt-to-equity ratio and what does it indicate?

LLFICL has a debt-to-equity ratio of 2.44, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.

What is LLFICL's dividend yield and is it a good dividend stock?

LLFICL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has LLFICL grown over the past 5 years?

LLFICL has achieved 5-year growth rates of: Sales Growth 47.52%, Profit Growth 22.38%, and EPS Growth -7.75%.

What is the promoter holding in LLFICL and why does it matter?

Promoters hold 0.00% of LLFICL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is LLFICL's market capitalization category?

LLFICL has a market capitalization of ₹259 crores, placing it in the Small-cap category.

How volatile is LLFICL stock?

LLFICL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for LLFICL?

LLFICL has a 52-week high of ₹N/A and low of ₹N/A.

What is LLFICL's operating profit margin trend?

LLFICL has a 5-year average Operating Profit Margin (OPM) of 92.46%, indicating the company's operational efficiency.

How is LLFICL's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of 73.01% and YoY Profit Growth of 839.13%.

What is the institutional holding pattern in LLFICL?

LLFICL has FII holding of 54.08% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.