Life Insurance Corporation of India Stock Price Today (NSE: LICI)
Fundamental Score
Life Insurance Corporation of India Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Life Insurance Corporation of India share price today is ₹400.70, down 1.03% on NSE/BSE as of 18 June 2026. Life Insurance Corporation of India (LICI) is a Large-cap company in the Life Insurance sector with a market capitalisation of ₹5.58L (Cr). The 52-week high for LICI share price is ₹980.00 and the 52-week low is ₹397.10. At a P/E ratio of 10.92x, LICI is currently trading below its industry average P/E of 83.91x. The company has a Return on Equity (ROE) of 45.72% and a debt-to-equity ratio of 0.00.
Life Insurance Corporation of India Share Price Chart — NSE/BSE Historical Performance
Life Insurance Corporation of India share price chart: 1.28% return over the past month. 52-week high ₹980.00, 52-week low ₹397.10.
Life Insurance Corporation of India — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹401.00 | ₹403.25 | ₹397.10 | ₹400.70 | 38.70L (Cr) | |
| ₹413.40 | ₹414.35 | ₹403.60 | ₹404.85 | 41.06L (Cr) | |
| ₹417.60 | ₹421.45 | ₹410.00 | ₹411.35 | 52.48L (Cr) | |
| ₹415.00 | ₹415.00 | ₹415.00 | ₹415.00 | 0.00 (Cr) | |
| ₹855.00 | ₹855.00 | ₹818.85 | ₹830.00 | 56.34L (Cr) | |
| ₹841.70 | ₹857.10 | ₹834.25 | ₹854.90 | 40.73L (Cr) | |
| ₹827.85 | ₹846.50 | ₹821.45 | ₹837.35 | 49.46L (Cr) | |
| ₹835.00 | ₹839.00 | ₹809.65 | ₹812.95 | 188.03L (Cr) | |
| ₹808.00 | ₹812.00 | ₹798.90 | ₹800.20 | 40.74L (Cr) | |
| ₹802.80 | ₹807.60 | ₹796.30 | ₹800.55 | 15.69L (Cr) |
Life Insurance Corporation of India — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹413.40 | ₹414.35 | ₹397.10 | ₹400.70 | -3.07% | |
| ₹797.90 | ₹857.10 | ₹410.00 | ₹411.35 | -48.45% | |
| ₹745.00 | ₹856.35 | ₹721.50 | ₹797.90 | +7.10% | |
| ₹824.00 | ₹845.00 | ₹722.65 | ₹725.65 | -11.94% | |
| ₹800.00 | ₹908.00 | ₹788.45 | ₹849.40 | +6.17% | |
| ₹855.00 | ₹863.60 | ₹797.65 | ₹824.50 | -3.57% | |
| ₹896.95 | ₹899.85 | ₹835.80 | ₹854.90 | -4.69% | |
| ₹894.70 | ₹936.95 | ₹888.15 | ₹894.45 | -0.03% | |
| ₹900.35 | ₹920.60 | ₹884.10 | ₹894.70 | -0.63% | |
| ₹853.80 | ₹913.80 | ₹852.15 | ₹900.35 | +5.45% | |
| ₹895.00 | ₹928.00 | ₹850.10 | ₹852.15 | -4.79% | |
| ₹977.00 | ₹977.90 | ₹880.05 | ₹895.00 | -8.39% |
AI Research Briefing
Powered by Gemini · 2026-04-10
LIC's bonus issue is a sugar rush; real value unlock needs government commitment, not just board meetings.
WHAT'S HAPPENING NOW (last 2-4 weeks)
LIC is considering its first-ever bonus share issue, with the board meeting scheduled for April 13, 2026, to evaluate the proposal. News of the potential bonus issue triggered a surge in the stock price. On April 8, 2026, LIC's open interest (OI) rose sharply by 2,311 contracts, an 11.65% increase from the previous day.
CORE STORY (THE REAL GAME)
- Bonus share issue on the table
- Q3FY26 profit jump of 17%
- Surge in derivatives open interest
- Approval of bonus share issue
- Further government policy changes to increase retail participation
- Successful launch of innovative new products
- Government interference in operations
- Inability to compete with private players
- Slow decision-making
FII: 0.13% (Δ 0.02%) | DII: 1.35% (Δ -0.02%) - DIIs trimming positions slightly, FIIs barely present. No conviction from the smart money.
India's resilient domestic economy and easing inflation are tailwinds, but global uncertainty remains a headwind.
LIC won a tender for Televisions worth ₹325,000 on 2026-04-06.
Free Cash Flow 5Y: ₹152837.83 Cr - Yes, profit converting to cash.
Next 3-6 months hinge on the bonus issue and government's reform appetite. Without structural changes, LIC remains a lumbering giant.
Primary Thesis Risk
Government policy U-turn crushes the entire thesis.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Life Insurance Corporation of India Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Life Insurance Corporation of India Fundamental Analysis & Valuation Benchmarking
Educational evaluation of LICI across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (45.72%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (53.13%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance.
Attractive Valuation (P/E: 10.92 vs Industry: 83.91)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Robust Profit Growth (30.66%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Profit Growth Track Record (77.68% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹152837.83 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Margin Pressure Concerns (3.13%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Limited Public Float (96.50% Promoter Holding)
Observation: High promoter holding may restrict liquidity and price discovery.
Analysis: Very high promoter holding can limit trading liquidity.
Limited Institutional Interest (FII+DII: 1.48%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
Life Insurance Corporation of India vs Life Insurance Peers
Peer Comparison - Life Insurance
Compare Life Insurance Corporation of India with 4 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
64.3/100 | ₹400.70₹401 | ₹558084.03₹558084.03 | 10.92Average 10.9 Average | 45.72%Excellent 45.72% Excellent | 53.13%Excellent 53.13% Excellent | 0.00Excellent 0.0 Excellent | 77.68%Excellent 77.68% Excellent | 7.22%Good 7.22% Good | 1.36% | |
SBI Life Insurance Co LtdSBI Life Insura... SBILIFE • 540719 | 47.1/100 | ₹1881.40₹1881 | ₹197472.38₹197472.38 | 80.49Average 80.5 Average | 15.13%Good 15.13% Good | 16.88%Good 16.88% Good | 0.00Excellent 0.0 Excellent | 11.28%Good 11.28% Good | 21.69%Excellent 21.69% Excellent | 0.14% |
HDFC Life Insurance Company LimitedHDFC Life Insur... HDFCLIFE • 540777 | 40.7/100 | ₹610.40₹610 | ₹165332.90₹165332.90 | 87.32Average 87.3 Average | 10.80%Average 10.80% Average | 6.58%Poor 6.58% Poor | 0.14Excellent 0.1 Excellent | 5.10%Good 5.10% Good | 25.90%Excellent 25.90% Excellent | 0.27% |
ICICI Prudential Life Insurance Company LimitedICICI Prudentia... ICICIPRULI • 540133 | 39.8/100 | ₹522.15₹522 | ₹90053.94₹90053.94 | 68.90Average 68.9 Average | 10.43%Average 10.43% Average | 11.94%Average 11.94% Average | 0.20Excellent 0.2 Excellent | 2.31%Average 2.31% Average | 27.48%Excellent 27.48% Excellent | 0.14% |
Max Financial Services LtdMax Financial S... MFSL • 500271 | 29.1/100 | ₹1617.90₹1618 | ₹59142.39₹59142.39 | 362.14Average 362.1 Average | 7.26%Poor 7.26% Poor | 8.13%Poor 8.13% Poor | 0.34Excellent 0.3 Excellent | 18.01%Excellent 18.01% Excellent | 20.57%Excellent 20.57% Excellent | 0.00% |
Top Life Insurance Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- SBI Life Insurance Co Ltd share price197472.38 Cr
- HDFC Life Insurance Company Limited share price165332.90 Cr
- ICICI Prudential Life Insurance Company Limited share price90053.94 Cr
- Max Financial Services Ltd share price59142.39 Cr
Life Insurance Corporation of India PE Ratio History
Historical price-to-earnings ratio for LICI — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹76.40 | ₹854.90 | 11.2x |
| FY 2024 | ₹64.69 | ₹892.00 | 13.8x |
| FY 2023 | ₹56.91 | ₹832.50 | 14.6x |
| FY 2022 | ₹6.52 | ₹684.60 | 105x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Life Insurance Corporation of India Quarterly Performance
Latest quarterly metrics for LICI — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
4.50%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
30.66%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
7.22%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
77.68%
Compounded annual net profit growth over 5 years
Life Insurance Corporation of India Technical Indicators
SMA 50, SMA 200, RSI and volume signals for LICI — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Life Insurance Corporation of India Financial Statements
Annual income statement, balance sheet and cash flow for Life Insurance Corporation of India (LICI) — sourced from NSE/BSE filings.
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About LICI (Life Insurance Corporation of India)
Life Insurance Corporation of India is an enduring institution woven into the fabric of Indian society, its name synonymous with financial security and peace of mind for generation...s. Emerging from the nationalization of the insurance sector, LIC embarked on a mission to extend the protective umbrella of life insurance to every corner of the nation. Its extensive network, reaching even the most remote villages, has made insurance accessible to a vast populace, fostering a culture of savings and long-term planning. Beyond mere policy sales, LIC has positioned itself as a trusted partner in its customers' life journeys, a steadfast presence offering financial solutions tailored to diverse needs and aspirations. LIC's repertoire extends across a wide spectrum of life insurance products, designed to cater to every stage of life and financial objective. From traditional plans providing guaranteed returns to market-linked options offering growth potential, LIC provides a versatile selection for individuals seeking varied risk appetites. The offerings go beyond basic protection, including provisions for retirement planning, children's education, and wealth creation, all within the framework of life insurance. With a keen focus on innovation and evolving customer needs, LIC continuously adapts its products and services to remain a relevant and reliable financial partner in a dynamic world. Furthermore, LIC's commitment transcends individual policies, encompassing a significant role in the realm of group insurance and social security. It provides schemes catering to organized and unorganized sectors, ensuring that even vulnerable populations have access to life cover and financial support. By partnering with employers and government entities, LIC extends its protective reach to a wider segment of society, contributing to national economic development and the welfare of its citizens. Beyond its core business, LIC actively engages in social initiatives, reinforcing its dedication to creating a positive impact on the communities it serves.
Company Details
Key Leadership
Corporate Events
Latest News
LICI Share Price: Frequently Asked Questions
What is the current share price of Life Insurance Corporation of India?
Life Insurance Corporation of India (LICI) trades at ₹400.70 on NSE and BSE. Market cap ₹5.58L (Cr). Educational data only.
What is the P/E ratio of Life Insurance Corporation of India?
Life Insurance Corporation of India has a P/E of 10.92x vs industry average 83.91x.
What is the Bull Run score for Life Insurance Corporation of India?
Life Insurance Corporation of India has a Bull Run score of 64.3/100 based on 25+ financial parameters.
Does Life Insurance Corporation of India pay dividends?
Life Insurance Corporation of India has a dividend yield of 1.36%. Past dividends don't guarantee future payments.
What is the ROE of Life Insurance Corporation of India?
Life Insurance Corporation of India has ROE of 45.72%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Life Insurance Corporation of India?
Life Insurance Corporation of India has debt-to-equity of 0.00.
Is Life Insurance Corporation of India a good investment?
Bull Run gives Life Insurance Corporation of India a score of 64.3/100. This is not investment advice — consult a SEBI-registered advisor.