L&T Finance Ltd Stock Price Today (NSE: LTF)

L&T Finance Ltd

294.150.10 (0.03%)
Market Closed

Fundamental Score

...

L&T Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

L&T Finance Ltd share price today is 294.15, down 0.03% on NSE/BSE as of 17 June 2026. L&T Finance Ltd (LTF) is a Large-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 77.42K (Cr). The 52-week high for LTF share price is 329.45 and the 52-week low is 185.90. At a P/E ratio of 28.69x, LTF is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 10.79% and a debt-to-equity ratio of 3.72.

L&T Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
305.20
Low
262.75
Volume
50.4L
Change
-2.12%

L&T Finance Ltd share price chart: -2.12% return over the past month. 52-week high ₹329.45, 52-week low ₹185.90.

L&T Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
267.00272.90264.30270.7043.31L (Cr)
282.00285.45270.00271.2564.78L (Cr)
285.00289.40281.10286.60101.47L (Cr)
281.70281.70281.70281.700.00 (Cr)
280.90284.60280.50281.7019.09L (Cr)
280.10284.65278.65282.7040.67L (Cr)
272.50280.80272.50279.3544.99L (Cr)
269.05271.55262.75270.1569.58L (Cr)
276.21278.33265.37267.1061.42L (Cr)
272.25273.78269.08272.8441.51L (Cr)

L&T Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
282.00285.45264.30270.70-4.01%
279.73305.20262.75286.60+2.46%
248.86300.83234.90279.73+12.40%
273.65282.00238.95240.20-12.22%
279.00310.50269.00283.95+1.77%
315.95329.45276.75286.35-9.37%
313.75316.60294.80315.95+0.70%
270.50315.35269.90312.35+15.47%
249.99273.57246.94270.49+8.20%
218.00252.20216.60249.28+14.35%
202.80225.48194.40217.16+7.08%
207.50214.80198.75202.59-2.37%

Returns & Performance

Poor

Return on Equity (ROE)

10.79%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

8.71%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

54.46%

Average operating profit margin over 5 years

Dividend Yield

0.89%

Annual dividend as % of current share price

L&T Finance Ltd Valuation Check

Poor

Price to Earnings (P/E)

28.69x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Excellent

Promoter Holding

66.10%

% shares held by company founders/management

Average

FII Holding

6.40%

% shares held by foreign institutional investors

Good

DII Holding

14.33%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

5.64%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

7.87%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

2.46%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

8.97%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

9.23%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

3.72x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.55x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

1.83K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

L&T Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of LTF across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Strong Operating Margins (54.46%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Cash Generation (₹1830.43 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (66.10%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

4 factors identified

Suboptimal ROCE (8.71%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Limited Growth History (2.46% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Elevated Debt Levels (D/E: 3.72)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.55x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

L&T Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare L&T Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
35/100
294
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
927
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3304
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
624
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
25.3/100
675
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4559
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
405
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%
54.1/100
1124
₹25483.11
49.0
Average
1.63%
Poor
6.78%
Poor
2.4
Poor
102.01%
Excellent
-4.51%
Poor
0.98%

L&T Finance Ltd PE Ratio History

Historical price-to-earnings ratio for LTF — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202510.57₹315.9529.9x
FY 20249.30₹135.6314.6x
FY 20236.54₹165.0525.2x
FY 20224.32₹87.2520.2x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

L&T Finance Ltd Dividend History

Annual cash dividends paid by LTF — dividend yield 0.89%

Financial YearDividends Paid (₹ Cr)
FY 2025622.46 Cr
FY 2024496.61 Cr
FY 2023123.75 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

L&T Finance Ltd Quarterly Performance

Latest quarterly metrics for LTF — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

7.87%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

5.64%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

2.46%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

9.23%

Compounded annual net profit growth over 5 years

L&T Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for LTF — calculated from daily price history

30RSI 14
Neutral — RSI 30

Momentum is balanced — neither overbought nor oversold.

SMA 50
275
▲ Price above SMA 50 — Short-term bullish
SMA 200
273
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
4840K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

L&T Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for L&T Finance Ltd (LTF) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for L&T Finance Ltd

About LTF (L&T Finance Ltd)

L&T Finance Ltd is a prominent Non-Banking Financial Company (NBFC) operating within the Indian financial landscape, acting as a crucial intermediary between savers and borrowers. ...It channels funds to various sectors, bolstering economic activities across diverse segments of the population. The company strategically focuses on delivering a wide spectrum of financial solutions designed to cater to the evolving needs of individuals, businesses, and rural communities. By diligently assessing risk and deploying capital effectively, L&T Finance contributes to overall financial inclusion and sustainable growth, furthering development across various economic tiers. The NBFC plays a pivotal role in bridging the gap between traditional banking services and underserved populations, thereby driving inclusive and balanced economic progress. L&T Finance extends its financial reach through a diverse product portfolio, encompassing retail and wholesale financing solutions. Retail offerings include an array of loan products such as housing finance, personal loans, two-wheeler loans, and rural lending options tailored to the specific needs of agricultural communities. Business and SME financing solutions cover term loans, working capital financing, and supply chain finance designed to support entrepreneurial ventures. Its structured finance division focuses on renewable energy projects and infrastructure development. The company leverages technological advancements to streamline operations, enhance customer experiences, and optimize risk management strategies, thereby maintaining its competitiveness in the ever-evolving financial services sector. The NBFC's focus extends beyond merely providing financial products; it also incorporates a strong emphasis on ethical practices and sustainable development. This commitment translates to responsible lending, transparent operations, and a focus on long-term value creation for its stakeholders. By adhering to stringent regulatory norms and fostering a culture of compliance, L&T Finance demonstrates its dedication to maintaining the highest standards of corporate governance. Its rural finance segment showcases its commitment to the upliftment of underserved communities through loans and financing programs to enhance agricultural productivity. It contributes to the overall socio-economic development of the nation.

Company Details

Symbol:LTF
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Sudipta Roy
MD, CEO & Director
Mr. Sachinn Roopnarayan Joshi
Group Chief Financial Officer
Mr. Raju Dodti
Chief Operating Officer

LTF Share Price: Frequently Asked Questions

What is the current share price of L&T Finance Ltd?

L&T Finance Ltd (LTF) trades at ₹294.15 on NSE and BSE. Market cap ₹77.42K (Cr). Educational data only.

What is the P/E ratio of L&T Finance Ltd?

L&T Finance Ltd has a P/E of 28.69x vs industry average 22.03x.

What is the Bull Run score for L&T Finance Ltd?

L&T Finance Ltd has a Bull Run score of 35/100 based on 25+ financial parameters.

Does L&T Finance Ltd pay dividends?

L&T Finance Ltd has a dividend yield of 0.89%. Past dividends don't guarantee future payments.

What is the ROE of L&T Finance Ltd?

L&T Finance Ltd has ROE of 10.79%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of L&T Finance Ltd?

L&T Finance Ltd has debt-to-equity of 3.72.

Is L&T Finance Ltd a good investment?

Bull Run gives L&T Finance Ltd a score of 35/100. This is not investment advice — consult a SEBI-registered advisor.