Margo Finance Ltd Stock Price Today (NSE: MARGOFIN)
Fundamental Score
Margo Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Margo Finance Ltd share price today is ₹66.04, down 4.29% on NSE/BSE as of 7 August 2026. Margo Finance Ltd (MARGOFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹28.66 (Cr). The 52-week high for MARGOFIN share price is ₹90.00 and the 52-week low is ₹54.00. At a P/E ratio of 26.79x, MARGOFIN is currently trading above its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 0.86% and a debt-to-equity ratio of 0.00.
Margo Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Margo Finance Ltd share price chart: -3.35% return over the past month. 52-week high ₹90.00, 52-week low ₹54.00.
Margo Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹69.00 | ₹69.10 | ₹65.30 | ₹66.04 | 3.00K (Cr) | |
| ₹66.31 | ₹69.00 | ₹65.05 | ₹69.00 | 744.00 (Cr) | |
| ₹67.66 | ₹67.66 | ₹65.00 | ₹66.31 | 658.00 (Cr) | |
| ₹62.11 | ₹70.00 | ₹62.11 | ₹69.61 | 1.34K (Cr) | |
| ₹66.00 | ₹66.00 | ₹62.50 | ₹64.95 | 1.10K (Cr) | |
| ₹63.00 | ₹64.00 | ₹63.00 | ₹64.00 | 1.95K (Cr) | |
| ₹63.01 | ₹63.01 | ₹62.26 | ₹63.00 | 403.00 (Cr) | |
| ₹60.10 | ₹63.84 | ₹60.10 | ₹63.01 | 715.00 (Cr) | |
| ₹63.99 | ₹63.99 | ₹62.05 | ₹63.25 | 72.00 (Cr) | |
| ₹65.32 | ₹65.99 | ₹62.31 | ₹63.99 | 876.00 (Cr) |
Margo Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹66.00 | ₹70.00 | ₹62.11 | ₹66.04 | +0.06% | |
| ₹76.90 | ₹76.90 | ₹59.01 | ₹64.00 | -16.78% | |
| ₹67.95 | ₹72.00 | ₹55.80 | ₹65.50 | -3.61% | |
| ₹71.00 | ₹78.00 | ₹60.00 | ₹65.27 | -8.07% | |
| ₹62.00 | ₹76.65 | ₹58.81 | ₹71.00 | +14.52% | |
| ₹56.00 | ₹75.00 | ₹54.00 | ₹59.97 | +7.09% | |
| ₹60.30 | ₹76.50 | ₹57.01 | ₹62.93 | +4.36% | |
| ₹75.60 | ₹77.97 | ₹56.00 | ₹59.50 | -21.30% | |
| ₹75.22 | ₹87.90 | ₹65.70 | ₹75.60 | +0.51% | |
| ₹79.34 | ₹87.12 | ₹72.50 | ₹76.75 | -3.26% | |
| ₹80.00 | ₹85.00 | ₹70.05 | ₹79.27 | -0.91% | |
| ₹76.45 | ₹86.00 | ₹70.00 | ₹77.36 | +1.19% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Margo Finance is a micro-cap NBFC with stretched valuation and weak profitability; this is a value trap, not a growth story.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Margo Finance announced Unaudited Financial Results for the quarter ended December 31, 2025, on February 10, 2026. The company also held a board meeting on the same day. Trading window closure for quarter and year ended March 31, 2026.
CORE STORY (THE REAL GAME)
Micro-cap NBFC trading on hope, not earnings. Market is likely pricing in a turnaround story based on historical growth, but current profitability is weak.
- High historical growth rates
- Share price increased by 10.40% on April 10, 2026
- Microfinance sector recovery could be a tailwind
- Significant earnings turnaround
- Acquisition by a larger NBFC
- Government policy changes favoring microfinance
- Micro/SME cap exposes to liquidity risk
- P/E of 863.96x versus industry P/E of 22.03x signals extreme overvaluation [cite: brief]
- Negative free cash flow of ₹-0.05 Cr [cite: brief]
Promoter holding steady at 53.41% [cite: brief]. No FII/DII activity [cite: brief].
RBI's new regulations aim to reduce compliance burden on smaller NBFCs, but Margo's weak financials remain a concern.
No. Free Cash Flow 5Y: ₹-0.05 Cr [cite: brief]
Expect a correction if the company fails to deliver substantial earnings growth in the next two quarters. Focus on profitability, not just revenue.
Primary Thesis Risk
Overvaluation combined with poor profitability makes this a high-risk investment.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Margo Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Margo Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MARGOFIN across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (48.30%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (438.10%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (872.73%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (28.02% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (44.47% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (44.47% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Balanced Promoter Holding (53.41%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Below-Average Return on Equity (0.86%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.28%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Margo Finance Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Margo Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Margo Finance LtdMargo Finance L...Selected✓ MARGOFIN • 500206 | 62.8/100 | ₹66.04₹66 | ₹28.66₹28.66 | 26.79Average 26.8 Average | 0.86%Poor 0.86% Poor | 1.28%Poor 1.28% Poor | 0.00Excellent 0.0 Excellent | 44.47%Excellent 44.47% Excellent | 28.02%Excellent 28.02% Excellent | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 62.4/100 | ₹1141.20₹1141 | ₹635919.89₹635919.89 | 33.08Average 33.1 Average | 18.25%Good 18.25% Good | 10.87%Average 10.87% Average | 3.82Poor 3.8 Poor | 34.15%Excellent 34.15% Excellent | 25.18%Excellent 25.18% Excellent | 0.53% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.8/100 | ₹1046.70₹1047 | ₹243379.83₹243379.83 | 24.27Average 24.3 Average | 16.39%Good 16.39% Good | 11.49%Average 11.49% Average | 3.80Poor 3.8 Poor | 32.03%Excellent 32.03% Excellent | 22.54%Excellent 22.54% Excellent | 1.04% |
65.8/100 | ₹1849.90₹1850 | ₹153802.44₹153802.44 | 29.36Average 29.4 Average | 19.35%Good 19.35% Good | 9.71%Poor 9.71% Poor | 6.93Poor 6.9 Poor | 28.05%Excellent 28.05% Excellent | 26.56%Excellent 26.56% Excellent | 0.11% | |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 73.9/100 | ₹3119.60₹3120 | ₹121113.00₹121113.00 | 11.44Average 11.4 Average | 30.92%Excellent 30.92% Excellent | 15.77%Good 15.77% Good | 3.88Poor 3.9 Poor | 22.71%Excellent 22.71% Excellent | 22.03%Excellent 22.03% Excellent | 0.99% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 55.2/100 | ₹311.25₹311 | ₹78301.66₹78301.66 | 24.45Average 24.4 Average | 11.22%Average 11.22% Average | 8.40%Poor 8.40% Poor | 3.94Poor 3.9 Poor | 32.35%Excellent 32.35% Excellent | 6.05%Good 6.05% Good | 0.88% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 54.3/100 | ₹686.35₹686 | ₹62415.22₹62415.22 | 22.61Average 22.6 Average | 13.94%Average 13.94% Average | 9.09%Poor 9.09% Poor | 4.80Poor 4.8 Poor | 45.37%Excellent 45.37% Excellent | 10.99%Good 10.99% Good | 0.53% |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 43.9/100 | ₹660.15₹660 | ₹60979.59₹60979.59 | 28.14Average 28.1 Average | 14.69%Average 14.69% Average | 10.10%Average 10.10% Average | 2.80Poor 2.8 Poor | 17.08%Excellent 17.08% Excellent | 16.43%Excellent 16.43% Excellent | 0.39% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 29.5/100 | ₹4665.60₹4666 | ₹50074.63₹50074.63 | 23.75Average 23.8 Average | 15.01%Good 15.01% Good | 9.44%Poor 9.44% Poor | 4.68Poor 4.7 Poor | 12.69%Good 12.69% Good | 13.23%Good 13.23% Good | 0.89% |
23.9/100 | ₹539.30₹539 | ₹42560.25₹42560.25 | 22.04Average 22.0 Average | 13.13%Average 13.13% Average | 13.67%Average 13.67% Average | 0.23Excellent 0.2 Excellent | — — | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 54.9/100 | ₹463.55₹464 | ₹41881.04₹41881.04 | 77.14Average 77.1 Average | 5.86%Poor 5.86% Poor | 7.51%Poor 7.51% Poor | 4.68Poor 4.7 Poor | 24.33%Excellent 24.33% Excellent | 23.97%Excellent 23.97% Excellent | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635919.89 Cr
- Shriram Finance Ltd share price243379.83 Cr
- Cholamandalam Investment and Finance Company Limited share price153802.44 Cr
- Muthoot Finance Ltd share price121113.00 Cr
- L&T Finance Ltd share price78301.66 Cr
Margo Finance Ltd PE Ratio History
Historical price-to-earnings ratio for MARGOFIN — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹0.76 | ₹75.60 | 99.5x |
| FY 2024 | ₹0.53 | ₹136.22 | 257x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Margo Finance Ltd Quarterly Performance
Latest quarterly metrics for MARGOFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
872.73%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
438.10%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
28.02%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
44.47%
Compounded annual net profit growth over 5 years
Margo Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for MARGOFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Margo Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Margo Finance Ltd (MARGOFIN) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Margo Finance Ltd
About MARGOFIN (Margo Finance Ltd)
Margo Finance Ltd is a Non-Banking Financial Company (NBFC) rooted in the Indian financial landscape, focusing on delivering credit and financial services to specific segments. Reg...istered and regulated by the Reserve Bank of India (RBI), the company operates without accepting public deposits, differentiating it from traditional banks. The core business revolves around providing tailored loan products and financial solutions, which may include secured and unsecured lending options, catering to the diverse needs of individuals and businesses. Margo Finance Ltd contributes to financial inclusion by serving clients who may have limited access to conventional banking services, thus playing a vital role in supporting economic growth at the grassroot level. Established with a clear vision, Margo Finance Ltd is dedicated to fostering financial empowerment through strategic investments and lending practices. The company's operational framework is built on rigorous risk management principles and adherence to regulatory guidelines. Margo Finance Ltd focuses on nurturing long-term relationships with its clientele by providing transparent and customer-centric services. The company aims to bridge the financial gap by offering customized financial products. Margo Finance Ltd works with various businesses and individuals looking for credit services. Margo Finance Ltd's presence in the NBFC sector reflects its commitment to enhancing financial accessibility and driving economic progress. The company continually strives to strengthen its operational efficiency and expand its reach to better serve its target markets. Through innovative financial solutions and a customer-focused approach, Margo Finance Ltd remains committed to its mission of empowering individuals and businesses, solidifying its position as a key player in the Indian financial ecosystem.
Company Details
Key Leadership
MARGOFIN Share Price: Frequently Asked Questions
What is the current share price of Margo Finance Ltd?
Margo Finance Ltd (MARGOFIN) trades at ₹66.04 on NSE and BSE. Market cap ₹28.66 (Cr). Educational data only.
What is the P/E ratio of Margo Finance Ltd?
Margo Finance Ltd has a P/E of 26.79x vs industry average 22.18x.
What is the Bull Run score for Margo Finance Ltd?
Margo Finance Ltd has a Bull Run score of 62.8/100 based on 25+ financial parameters.
Does Margo Finance Ltd pay dividends?
Margo Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Margo Finance Ltd?
Margo Finance Ltd has ROE of 0.86%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Margo Finance Ltd?
Margo Finance Ltd has debt-to-equity of 0.00.
Is Margo Finance Ltd a good investment?
Bull Run gives Margo Finance Ltd a score of 62.8/100. This is not investment advice — consult a SEBI-registered advisor.