Mas Financial Services Ltd Stock Price Today (NSE: MASFIN)

Mas Financial Services Ltd

310.858.65 (2.71%)
Market Closed

Fundamental Score

...

Mas Financial Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Mas Financial Services Ltd share price today is 310.85, down 2.71% on NSE/BSE as of 4 August 2026. Mas Financial Services Ltd (MASFIN) is a Mid-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 5.88K (Cr). The 52-week high for MASFIN share price is 358.85 and the 52-week low is 277.35. At a P/E ratio of 15.70x, MASFIN is currently trading below its industry average P/E of 22.18x. The company has a Return on Equity (ROE) of 13.42% and a debt-to-equity ratio of 3.47.

Mas Financial Services Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
334.00
Low
305.00
Volume
1.5L
Change
+3.21%

Mas Financial Services Ltd share price chart: 3.21% return over the past month. 52-week high ₹358.85, 52-week low ₹277.35.

Mas Financial Services Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
326.35326.35315.10317.651.21L (Cr)
319.75329.90318.80319.802.59L (Cr)
324.90327.40316.20319.501.94L (Cr)
315.05330.20306.50325.305.69L (Cr)
319.95320.95313.75314.7576.28K (Cr)
316.95323.80315.15318.3089.22K (Cr)
311.10314.80309.10313.5595.02K (Cr)
319.80325.60316.55320.951.11L (Cr)
315.05319.90310.45318.2541.76K (Cr)
316.75320.40309.20313.801.05L (Cr)

Mas Financial Services Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
326.35326.35315.10317.65-2.67%
309.00334.00305.00319.80+3.50%
310.00323.70290.10309.60-0.13%
339.90358.85300.20308.95-9.11%
282.95344.20282.95339.90+20.13%
315.00322.00277.35279.65-11.22%
313.35352.80297.60324.35+3.51%
323.00344.00293.85325.30+0.71%
309.85332.80306.35323.60+4.44%
307.10323.50297.75308.80+0.55%
301.40314.00293.50305.45+1.34%
308.00324.50295.25301.90-1.98%

Returns & Performance

Poor

Return on Equity (ROE)

13.42%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

11.26%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

75.27%

Average operating profit margin over 5 years

Dividend Yield

0.53%

Annual dividend as % of current share price

Mas Financial Services Ltd Valuation Check

Good

Price to Earnings (P/E)

15.70x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.18x

Average P/E of all peers in this sector

Market-cap Classification
Mid-cap
Balance of growth potential and stability.

Shareholding Pattern

Excellent

Promoter Holding

66.65%

% shares held by company founders/management

Poor

FII Holding

3.46%

% shares held by foreign institutional investors

Excellent

DII Holding

20.04%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

25.04%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

23.54%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

26.04%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

18.59%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

21.01%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

3.47x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.56x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-6.74K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Mas Financial Services Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of MASFIN across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Operating Margins (75.27%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 15.70 vs Industry: 22.18)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Robust Profit Growth (25.04%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (23.54%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (26.04% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (18.59% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (21.01% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Balanced Promoter Holding (66.65%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Elevated Debt Levels (D/E: 3.47)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.56x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-6738.94 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Mas Financial Services Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Mas Financial Services Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
61.2/100
311
₹5882.93
15.7
Average
13.42%
Average
11.26%
Average
3.5
Poor
21.01%
Excellent
26.04%
Excellent
0.53%
62.4/100
1141
₹635919.89
33.1
Average
18.25%
Good
10.87%
Average
3.8
Poor
34.15%
Excellent
25.18%
Excellent
0.53%
48.8/100
1047
₹243379.83
24.3
Average
16.39%
Good
11.49%
Average
3.8
Poor
32.03%
Excellent
22.54%
Excellent
1.04%
65.8/100
1850
₹153802.44
29.4
Average
19.35%
Good
9.71%
Poor
6.9
Poor
28.05%
Excellent
26.56%
Excellent
0.11%
73.9/100
3120
₹121113.00
11.4
Average
30.92%
Excellent
15.77%
Good
3.9
Poor
22.71%
Excellent
22.03%
Excellent
0.99%
55.2/100
311
₹78301.66
24.4
Average
11.22%
Average
8.40%
Poor
3.9
Poor
32.35%
Excellent
6.05%
Good
0.88%
54.3/100
686
₹62415.22
22.6
Average
13.94%
Average
9.09%
Poor
4.8
Poor
45.37%
Excellent
10.99%
Good
0.53%
43.9/100
660
₹60979.59
28.1
Average
14.69%
Average
10.10%
Average
2.8
Poor
17.08%
Excellent
16.43%
Excellent
0.39%
29.5/100
4666
₹50074.63
23.8
Average
15.01%
Good
9.44%
Poor
4.7
Poor
12.69%
Good
13.23%
Good
0.89%
23.9/100
539
₹42560.25
22.0
Average
13.13%
Average
13.67%
Average
0.2
Excellent
0.04%
54.9/100
464
₹41881.04
77.1
Average
5.86%
Poor
7.51%
Poor
4.7
Poor
24.33%
Excellent
23.97%
Excellent
0.00%

Mas Financial Services Ltd PE Ratio History

Historical price-to-earnings ratio for MASFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202517.48₹323.6018.5x
FY 202415.31₹275.3018x
FY 202312.39₹869.7670.2x
FY 20229.71₹810.6983.5x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Mas Financial Services Ltd Dividend History

Annual cash dividends paid by MASFIN — dividend yield 0.53%

Financial YearDividends Paid (₹ Cr)
FY 202527.43 Cr
FY 202426.55 Cr
FY 202319.45 Cr
FY 202215.07 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Mas Financial Services Ltd Quarterly Performance

Latest quarterly metrics for MASFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

23.54%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

25.04%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

26.04%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

21.01%

Compounded annual net profit growth over 5 years

Mas Financial Services Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for MASFIN — calculated from daily price history

54RSI 14
Neutral — RSI 54

Momentum is balanced — neither overbought nor oversold.

SMA 50
313
▼ Price below SMA 50 — Short-term bearish
SMA 200
315
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
140K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Mas Financial Services Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Mas Financial Services Ltd (MASFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Mas Financial Services Ltd

About MASFIN (Mas Financial Services Ltd)

MAS Financial Services Ltd is a prominent Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Established with the vision of empowering underserve...d communities, MASFIN plays a vital role in extending credit access to those often excluded from traditional banking systems. The company's core business revolves around providing a diverse range of financial products and services tailored to the specific needs of micro and small enterprises, as well as individual borrowers. Through strategic partnerships and a commitment to responsible lending practices, MASFIN has steadily built a strong reputation as a trusted and reliable financial partner, contributing significantly to economic growth and financial inclusion. MASFIN distinguishes itself through its comprehensive suite of loan offerings designed to cater to various segments of the population. This includes specialized financing solutions for micro-enterprises and small businesses, facilitating their growth and expansion. Furthermore, MASFIN offers loans for the acquisition of two-wheelers and commercial vehicles, empowering individuals to enhance their livelihoods. Recognizing the importance of homeownership, the company also provides accessible housing loans. The diversity of MASFIN's product portfolio reflects its dedication to addressing the varied financial needs of its target customer base and its commitment to fostering financial empowerment across different socio-economic levels. Leveraging a well-established network of microfinance institutions, NBFCs, housing finance companies, and franchisees, MASFIN has successfully expanded its reach to even the most remote and underserved regions of India. This distribution model allows the company to provide localized and personalized financial services, ensuring that its offerings are tailored to the unique circumstances of each community. MASFIN's commitment to building strong and sustainable partnerships further strengthens its ability to deliver financial inclusion and drive positive socio-economic impact. The company's strategic approach to distribution reflects its understanding of the nuances of the Indian market and its dedication to serving as a catalyst for financial empowerment at the grassroots level.

Company Details

Symbol:MASFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Kamlesh Chimanlal Gandhi
Founder, Chairman & MD
Ms. Darshana Saumil Pandya
CEO & Whole Time Director
Mr. Saumil Dipakbhai Pandya
President & Head of Retail Assets

Corporate Events

Recent
Ex-Dividend Date

MASFIN Share Price: Frequently Asked Questions

What is the current share price of Mas Financial Services Ltd?

Mas Financial Services Ltd (MASFIN) trades at ₹310.85 on NSE and BSE. Market cap ₹5.88K (Cr). Educational data only.

What is the P/E ratio of Mas Financial Services Ltd?

Mas Financial Services Ltd has a P/E of 15.70x vs industry average 22.18x.

What is the Bull Run score for Mas Financial Services Ltd?

Mas Financial Services Ltd has a Bull Run score of 61.2/100 based on 25+ financial parameters.

Does Mas Financial Services Ltd pay dividends?

Mas Financial Services Ltd has a dividend yield of 0.53%. Past dividends don't guarantee future payments.

What is the ROE of Mas Financial Services Ltd?

Mas Financial Services Ltd has ROE of 13.42%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Mas Financial Services Ltd?

Mas Financial Services Ltd has debt-to-equity of 3.47.

Is Mas Financial Services Ltd a good investment?

Bull Run gives Mas Financial Services Ltd a score of 61.2/100. This is not investment advice — consult a SEBI-registered advisor.