Money Masters Leasing & Finance Inc
Fundamental Score
Money Masters Leasing & Finance Inc Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of MMLF across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Strong Operating Margins (61.89%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
10 factors identified
Below-Average Return on Equity (3.94%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.42%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-120.00%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-68.92%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Limited Growth History (-2.51% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Weak Earnings Growth (1.22% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (1.22% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Money Masters Leasing & Finance Inc
About MMLF
Business Overview
Money Masters Leasing & Finance Limited, a non-banking financial company, engages in leasing and finance business in India. The company offers hire-purchase loans for vehicles, auto rickshaws, equipment, and small-ticket assets. It is also involved in the acceptance of deposits and lending for retail, SMEs, and commercial customers. Money Masters Leasing & Finance Limited was incorporated in 1994 and is based in Mumbai, India.
Company Details
Key Leadership
MMLF Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Money Masters Leasing & Finance Inc (MMLF)?
As of 30 Jan 2026, 01:38 pm IST, Money Masters Leasing & Finance Inc (MMLF) is currently trading at ₹0.69. The stock has a market capitalization of ₹9.03 (Cr).
Is MMLF share price Overvalued or Undervalued?
MMLF is currently trading at a P/E ratio of 26.56x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Money Masters Leasing & Finance Inc share price?
Key factors influencing MMLF's price include its quarterly earnings growth (Sales Growth: -68.92%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Money Masters Leasing & Finance Inc a good stock for long-term investment?
Money Masters Leasing & Finance Inc shows a 5-year Profit Growth of 1.22% and an ROE of 3.94%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.81 before investing.
How does Money Masters Leasing & Finance Inc compare with its industry peers?
Money Masters Leasing & Finance Inc competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare MMLF's P/E of 26.56x and ROE of 3.94% against the industry averages to determine its competitive standing.
What is the P/E ratio of MMLF and what does it mean?
MMLF has a P/E ratio of 26.56x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹27 for every ₹1 of annual earnings.
How is MMLF performing according to Bull Run's analysis?
MMLF has a Bull Run fundamental score of 8/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does MMLF belong to?
MMLF operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Money Masters Leasing & Finance Inc.
What is Return on Equity (ROE) and why is it important for MMLF?
MMLF has an ROE of 3.94%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Money Masters Leasing & Finance Inc generates profits from shareholders' equity.
How is MMLF's debt-to-equity ratio and what does it indicate?
MMLF has a debt-to-equity ratio of 0.81, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is MMLF's dividend yield and is it a good dividend stock?
MMLF offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has MMLF grown over the past 5 years?
MMLF has achieved 5-year growth rates of: Sales Growth -2.51%, Profit Growth 1.22%, and EPS Growth 1.22%.
What is the promoter holding in MMLF and why does it matter?
Promoters hold 34.65% of MMLF shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is MMLF's market capitalization category?
MMLF has a market capitalization of ₹9 crores, placing it in the Small-cap category.
How volatile is MMLF stock?
MMLF has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for MMLF?
MMLF has a 52-week high of ₹N/A and low of ₹N/A.
What is MMLF's operating profit margin trend?
MMLF has a 5-year average Operating Profit Margin (OPM) of 61.89%, indicating the company's operational efficiency.
How is MMLF's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -68.92% and YoY Profit Growth of -120.00%.
What is the institutional holding pattern in MMLF?
MMLF has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.