Moongipa Capital Finance Ltd Stock Price Today (NSE: MONGIPA)

Moongipa Capital Finance Ltd

16.49+0.49 (+3.06%)
Market Closed

Fundamental Score

...

Moongipa Capital Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Moongipa Capital Finance Ltd share price today is 16.49, up +3.06% on NSE/BSE as of 23 June 2026. Moongipa Capital Finance Ltd (MONGIPA) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 14.26 (Cr). The 52-week high for MONGIPA share price is 22.49 and the 52-week low is 12.00. At a P/E ratio of 10.64x, MONGIPA is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 9.43% and a debt-to-equity ratio of 0.31.

Moongipa Capital Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
17.50
Low
15.00
Volume
5.6K
Change
+2.24%

Moongipa Capital Finance Ltd share price chart: 2.24% return over the past month. 52-week high ₹22.49, 52-week low ₹12.00.

Moongipa Capital Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
16.0916.4916.0116.49279.00 (Cr)
16.0016.0016.0016.000.00 (Cr)
16.0116.0116.0016.004.32K (Cr)
16.3817.5016.0016.0011.80K (Cr)
16.4216.4216.0116.421.04K (Cr)
16.4616.4616.0016.4330.03K (Cr)
16.1917.0016.0016.4616.98K (Cr)
16.5016.5015.5016.253.28K (Cr)
15.0416.2415.0415.712.07K (Cr)
15.7515.7515.0315.04201.00 (Cr)

Moongipa Capital Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
16.0016.4916.0016.49+3.06%
15.5017.5015.0016.00+3.23%
13.0017.6912.7515.89+22.23%
16.0016.0012.0013.08-18.25%
15.1517.0015.0115.97+5.41%
16.0117.2015.0015.12-5.56%
16.2418.4915.5016.56+1.97%
19.4919.4915.0015.60-19.96%
19.2020.4918.0018.94-1.35%
18.4320.5018.0119.00+3.09%
18.8919.9817.5118.07-4.34%
19.0022.4918.0118.51-2.58%

AI Research Briefing

Powered by Gemini · 2026-04-20

Micro-cap NBFC with negative FCF, downgraded rating, and declining price momentum; stay away.

Research Confidence
7.0/10High
MICRO-CAP DARK HORSEBreakdown - 1M: -17.85%, 3M: -18.92%, 6M: -20.61%Cheap - P/E 10.64x vs Industry P/E 22.03x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Moongipa Capital Finance reported Q3FY26 results with a net profit of s and total income of s. The company submitted a compliance certificate under SEBI regulations for the quarter ended March 31, 2026. The stock price has declined 20.39% year-on-year.

CORE STORY (THE REAL GAME)

Moongipa is a micro-cap NBFC trading on hopes of benefiting from the overall growth in the Indian NBFC sector, specifically in microfinance and retail loans. The market is likely viewing it as a high-growth, high-risk play in the financial inclusion theme.

Why Now
  • NBFC sector growth
  • Microfinance push
  • Discount to industry P/E
Potential Catalysts
  • Significant order wins
  • Earnings beat expectations
  • Positive change in investment rating
Key Risks
  • Micro/SME cap - liquidity risk
  • Negative free cash flow
  • Investment rating downgraded to Strong Sell
Institutional Activity

Promoter holding steady at 37.39%. No FII/DII activity.

Macro Context

NBFC sector projected to grow at 15-17% in FY26.

Cash Flow Quality

No - Free Cash Flow 5Y: ₹-21.35 Cr

3–6 Month Outlook

The company's future hinges on its ability to improve its financial performance and capitalize on the growth in the microfinance sector. However, current trends suggest significant challenges ahead.

Primary Thesis Risk

Inability to generate positive free cash flow and reverse the negative price momentum.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

9.43%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

12.08%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

20.85%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Moongipa Capital Finance Ltd Valuation Check

Excellent

Price to Earnings (P/E)

10.64x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

37.39%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

1.79%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

70.26%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

71.60%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

33.69%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

33.64%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.31x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

6.18x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-21.35 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Moongipa Capital Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of MONGIPA across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Strong Operating Margins (20.85%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Attractive Valuation (P/E: 10.64 vs Industry: 22.03)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity.

Strong Revenue Growth (70.26%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (71.60% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (33.69% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (33.64% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Strong Interest Coverage (6.18x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

3 factors identified

Below-Average Return on Equity (9.43%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Negative Free Cash Flow (₹-21.35 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Moongipa Capital Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Moongipa Capital Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
54.5/100
16
₹14.26
10.6
Average
9.43%
Poor
12.08%
Average
0.3
Excellent
33.64%
Excellent
71.60%
Excellent
0.00%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Moongipa Capital Finance Ltd PE Ratio History

Historical price-to-earnings ratio for MONGIPA — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20253.01₹16.565.5x
FY 20245.71₹32.045.6x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Moongipa Capital Finance Ltd Quarterly Performance

Latest quarterly metrics for MONGIPA — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

70.26%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

1.79%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

71.60%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

33.64%

Compounded annual net profit growth over 5 years

Moongipa Capital Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for MONGIPA — calculated from daily price history

54RSI 14
Neutral — RSI 54

Momentum is balanced — neither overbought nor oversold.

SMA 50
15
▲ Price above SMA 50 — Short-term bullish
SMA 200
17
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
6K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Moongipa Capital Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Moongipa Capital Finance Ltd (MONGIPA) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Moongipa Capital Finance Ltd

About MONGIPA (Moongipa Capital Finance Ltd)

Moongipa Capital Finance Ltd is a registered Non-Banking Financial Company (NBFC) operating within the Indian financial landscape. Focusing primarily on investment and strategic fi...nancial maneuvers, Moongipa actively participates in the dynamic world of portfolio management. The company’s core business model revolves around navigating the complexities of various financial instruments, seeking opportunities for capital appreciation and sustainable growth. Through carefully considered strategies and a deep understanding of market dynamics, Moongipa aims to provide value to its stakeholders by effectively deploying capital across a diverse range of asset classes. The company operates under the regulatory framework established for NBFCs, adhering to industry best practices and maintaining transparency in its operations. Moongipa Capital Finance also navigates the markets by engaging in trading activities across a spectrum of securities. This includes trading in equity and preference shares, navigating the fluctuations of stock markets, and strategically investing in debentures. Further diversifying its approach, the company actively deals in government securities, which encompasses government bonds, loans, and units. This multifaceted approach allows Moongipa to tap into both private and public sectors, aiming to create a well-balanced investment portfolio. Through astute market analysis and risk management practices, the company seeks to maximize returns while prudently managing potential downside. The active trading activities ensure adaptability to changing economic conditions and market trends. Beyond traditional investment and trading, Moongipa Capital Finance extends its services to cater to a wider segment of the market. It offers consumer and retail loans, providing individuals with access to finance for various personal needs and aspirations. The company also has a footprint in the micro-finance sector, aiming to reach underserved communities and facilitate financial inclusion. This commitment to offering diversified products and services showcases the company’s goal to not only maximize profits, but also provide value to a wide variety of clients. Moongipa Capital Finance, based in New Delhi, has been incorporated since 1987, has been navigating the complexities of the Indian financial market for several decades.

Company Details

Symbol:MONGIPA
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Piyush Jain
Chief Executive Officer
Mr. Mohd. Javed Qureshi
Chief Financial Officer
Mr. Sandeep Singh
Company Secretary & Compliance Officer

MONGIPA Share Price: Frequently Asked Questions

What is the current share price of Moongipa Capital Finance Ltd?

Moongipa Capital Finance Ltd (MONGIPA) trades at ₹16.49 on NSE and BSE. Market cap ₹14.26 (Cr). Educational data only.

What is the P/E ratio of Moongipa Capital Finance Ltd?

Moongipa Capital Finance Ltd has a P/E of 10.64x vs industry average 22.03x.

What is the Bull Run score for Moongipa Capital Finance Ltd?

Moongipa Capital Finance Ltd has a Bull Run score of 54.5/100 based on 25+ financial parameters.

Does Moongipa Capital Finance Ltd pay dividends?

Moongipa Capital Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Moongipa Capital Finance Ltd?

Moongipa Capital Finance Ltd has ROE of 9.43%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Moongipa Capital Finance Ltd?

Moongipa Capital Finance Ltd has debt-to-equity of 0.31.

Is Moongipa Capital Finance Ltd a good investment?

Bull Run gives Moongipa Capital Finance Ltd a score of 54.5/100. This is not investment advice — consult a SEBI-registered advisor.