Motor & General Finance Ltd Stock Price Today (NSE: MOTOGENFIN)
Motor & General Finance Ltd
Fundamental Score
Motor & General Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Motor & General Finance Ltd share price today is ₹20.70, up +0.00% on NSE/BSE as of 18 March 2026. Motor & General Finance Ltd (MOTOGENFIN) is a Small-cap company in the Diversified Commercial Services sector with a market capitalisation of ₹100.83 (Cr). The 52-week high for MOTOGENFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 66.34x, MOTOGENFIN is currently trading above its industry average P/E of 23.64x. The company has a Return on Equity (ROE) of 1.07% and a debt-to-equity ratio of 0.00.
Motor & General Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Motor & General Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Motor & General Finance Share Price: A ROCE Efficiency Perspective
The diversified commercial services sector is currently experiencing a surge in demand for specialized financing solutions, particularly those tailored to niche industries. This analysis examines the financial health of Motor & General Finance Ltd, focusing on its Return on Capital Employed (ROCE) efficiency, and its impact on the Motor & General Finance share price. The current share price is ₹21.360001, with a Price-to-Earnings (PE) ratio of 66.34.
A critical metric for assessing a company's profitability is ROCE. Motor & General Finance Ltd currently reports a ROCE of 1.32%. This relatively low figure suggests that for every rupee of capital employed, the company generates only ₹0.0132 in earnings before interest and taxes. This level of return might be insufficient to attract significant investor interest, especially when compared to alternative investment options. It also signals potential challenges in efficiently utilizing capital to generate profits.
Comparing Motor & General Finance Ltd with its peers offers valuable insights. For example, while we cannot directly comment on the specific management qualities of
Nirmitee Robotics India Ltd, a comparative analysis of operational efficiency between the companies – factoring in metrics beyond simple revenue growth – can highlight areas where Motor & General Finance could potentially improve. Such analysis must include evaluating factors like overhead costs, streamlined processes, and innovation adoption. If Nirmitee Robotics India Ltd demonstrates significantly higher operational efficiency relative to market growth, this might indicate superior management quality driving their decisions.The low ROCE significantly impacts Motor & General Finance's competitive moat. A strong moat, protecting the company from competition, is often built on factors like brand reputation, cost advantages, or unique services. However, a low ROCE can weaken this moat. It suggests the company may struggle to reinvest earnings effectively to maintain a competitive edge or to adapt to changing market conditions. A sustained low ROCE might limit the company's ability to innovate and expand, making it vulnerable to more efficient competitors.
It's important to note that this analysis is part of a comprehensive 80-parameter fundamental audit of Motor & General Finance Ltd, verified by Sweta Mishra, focusing on key financial ratios and operational efficiencies. This is purely an observational analysis of publicly available data and should not be construed as investment advice.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Motor & General Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MOTOGENFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Robust Profit Growth (258.06%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Excellent EPS Growth (17.42% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (17.42% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (9.39x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (69.60%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (1.07%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.32%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-37.85%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 66.34x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Growth History (2.34% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Limited Institutional Interest (FII+DII: 2.70%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Motor & General Finance Ltd Financial Statements
Comprehensive financial data for Motor & General Finance Ltd including income statement, balance sheet and cash flow
About MOTOGENFIN (Motor & General Finance Ltd)
Motor & General Finance Ltd (MOTOGENFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Diversified Commercial Services sector with a current market capitalisation of ₹100.83 (Cr). Motor & General Finance Ltd has delivered a Return on Equity (ROE) of 1.07% and a ROCE of 1.32%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking MOTOGENFIN share price can monitor key metrics including P/E ratio, promoter holding of 69.60%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
MOTOGENFIN Share Price: Frequently Asked Questions
What is the current share price of Motor & General Finance Ltd (MOTOGENFIN)?
As of 18 Mar 2026, 09:16 am IST, Motor & General Finance Ltd share price is ₹20.70. The MOTOGENFIN stock has a market capitalisation of ₹100.83 (Cr) on NSE/BSE.
Is MOTOGENFIN share price Overvalued or Undervalued?
MOTOGENFIN share price is currently trading at a P/E ratio of 66.34x, compared to the industry average of 23.64x. Based on this relative valuation, the Motor & General Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of MOTOGENFIN share price?
The 52-week high of MOTOGENFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Motor & General Finance Ltd share price?
Key factors influencing MOTOGENFIN share price include quarterly earnings growth (Sales Growth: -3.45%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Motor & General Finance Ltd a good stock for long-term investment?
Motor & General Finance Ltd shows a 5-year Profit Growth of 17.42% and an ROE of 1.07%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in MOTOGENFIN shares.
How does Motor & General Finance Ltd compare with its industry peers?
Motor & General Finance Ltd competes with major peers in the Diversified Commercial Services. Investors should compare MOTOGENFIN share price P/E of 66.34x and ROE of 1.07% against the industry averages to determine competitive standing.
What is the P/E ratio of MOTOGENFIN and what does it mean?
MOTOGENFIN share price has a P/E ratio of 66.34x compared to the industry average of 23.64x. Investors pay ₹66 for every ₹1 of annual earnings.
How is MOTOGENFIN performing according to Bull Run's analysis?
MOTOGENFIN has a Bull Run fundamental score of 33.8/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does MOTOGENFIN belong to?
MOTOGENFIN operates in the Diversified Commercial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Motor & General Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for MOTOGENFIN?
MOTOGENFIN has an ROE of 1.07%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Motor & General Finance Ltd generates profits from shareholders capital.
How is MOTOGENFIN debt-to-equity ratio and what does it indicate?
MOTOGENFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is MOTOGENFIN dividend yield and is it a good dividend stock?
MOTOGENFIN offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Motor & General Finance Ltd shares.
How has MOTOGENFIN share price grown over the past 5 years?
MOTOGENFIN has achieved 5-year growth rates of: Sales Growth 2.34%, Profit Growth 17.42%, and EPS Growth 17.42%.
What is the promoter holding in MOTOGENFIN and why does it matter?
Promoters hold 69.60% of MOTOGENFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Motor & General Finance Ltd.
What is MOTOGENFIN market capitalisation category?
MOTOGENFIN has a market capitalisation of ₹101 crores, placing it in the Small-cap category.
How volatile is MOTOGENFIN stock?
MOTOGENFIN has a beta of N/A. A beta > 1 suggests the Motor & General Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is MOTOGENFIN operating profit margin trend?
MOTOGENFIN has a 5-year average Operating Profit Margin (OPM) of -37.85%, indicating the company's operational efficiency.
How is MOTOGENFIN quarterly performance?
Recent quarterly performance shows Motor & General Finance Ltd YoY Sales Growth of -3.45% and YoY Profit Growth of 258.06%.
What is the institutional holding pattern in MOTOGENFIN?
MOTOGENFIN has FII holding of 2.66% and DII holding of 0.04%. Significant institutional holding often suggests professional confidence in the Motor & General Finance Ltd stock.