Motor & General Finance Ltd
Fundamental Score
Motor & General Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of MOTOGENFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Robust Profit Growth (258.06%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Excellent EPS Growth (17.42% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (17.42% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (9.39x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Balanced Promoter Holding (69.60%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
11 factors identified
Below-Average Return on Equity (1.07%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (1.32%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-37.85%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Premium Valuation Risk (P/E: 66.34x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Limited Growth History (2.34% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Limited Institutional Interest (FII+DII: 2.70%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Motor & General Finance Ltd
About MOTOGENFIN
Business Overview
The Motor & General Finance Limited, Non-Banking Finance Company engages in the leasing and development of real estate properties in India. The company was incorporated in 1930 and is headquartered in New Delhi, India.
Company Details
Key Leadership
Corporate Events
MOTOGENFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Motor & General Finance Ltd (MOTOGENFIN)?
As of 30 Jan 2026, 01:35 pm IST, Motor & General Finance Ltd (MOTOGENFIN) is currently trading at ₹21.93. The stock has a market capitalization of ₹100.83 (Cr).
Is MOTOGENFIN share price Overvalued or Undervalued?
MOTOGENFIN is currently trading at a P/E ratio of 66.34x, compared to the industry average of 23.64x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Motor & General Finance Ltd share price?
Key factors influencing MOTOGENFIN's price include its quarterly earnings growth (Sales Growth: -3.45%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Motor & General Finance Ltd a good stock for long-term investment?
Motor & General Finance Ltd shows a 5-year Profit Growth of 17.42% and an ROE of 1.07%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Motor & General Finance Ltd compare with its industry peers?
Motor & General Finance Ltd competes with major peers in the Diversified Commercial Services. Investors should compare MOTOGENFIN's P/E of 66.34x and ROE of 1.07% against the industry averages to determine its competitive standing.
What is the P/E ratio of MOTOGENFIN and what does it mean?
MOTOGENFIN has a P/E ratio of 66.34x compared to the industry average of 23.64x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹66 for every ₹1 of annual earnings.
How is MOTOGENFIN performing according to Bull Run's analysis?
MOTOGENFIN has a Bull Run fundamental score of 33.8/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does MOTOGENFIN belong to?
MOTOGENFIN operates in the Diversified Commercial Services industry. This classification helps understand the competitive landscape and sector-specific trends affecting Motor & General Finance Ltd.
What is Return on Equity (ROE) and why is it important for MOTOGENFIN?
MOTOGENFIN has an ROE of 1.07%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Motor & General Finance Ltd generates profits from shareholders' equity.
How is MOTOGENFIN's debt-to-equity ratio and what does it indicate?
MOTOGENFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is MOTOGENFIN's dividend yield and is it a good dividend stock?
MOTOGENFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has MOTOGENFIN grown over the past 5 years?
MOTOGENFIN has achieved 5-year growth rates of: Sales Growth 2.34%, Profit Growth 17.42%, and EPS Growth 17.42%.
What is the promoter holding in MOTOGENFIN and why does it matter?
Promoters hold 69.60% of MOTOGENFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is MOTOGENFIN's market capitalization category?
MOTOGENFIN has a market capitalization of ₹101 crores, placing it in the Small-cap category.
How volatile is MOTOGENFIN stock?
MOTOGENFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for MOTOGENFIN?
MOTOGENFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is MOTOGENFIN's operating profit margin trend?
MOTOGENFIN has a 5-year average Operating Profit Margin (OPM) of -37.85%, indicating the company's operational efficiency.
How is MOTOGENFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -3.45% and YoY Profit Growth of 258.06%.
What is the institutional holding pattern in MOTOGENFIN?
MOTOGENFIN has FII holding of 2.66% and DII holding of 0.04%. Significant institutional holding often suggests professional confidence in the stock.