Muthoot Capital Services Ltd Stock Price Today (NSE: MUTHOOTCAP)
Muthoot Capital Services Ltd
Fundamental Score
Muthoot Capital Services Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Muthoot Capital Services Ltd share price today is ₹198.57, up +0.20% on NSE/BSE as of 22 June 2026. Muthoot Capital Services Ltd (MUTHOOTCAP) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹459.63 (Cr). The 52-week high for MUTHOOTCAP share price is ₹366.30 and the 52-week low is ₹175.25. At a P/E ratio of 26.82x, MUTHOOTCAP is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 7.19% and a debt-to-equity ratio of 4.56.
Muthoot Capital Services Ltd Share Price Chart — NSE/BSE Historical Performance
Muthoot Capital Services Ltd share price chart: -1.26% return over the past month. 52-week high ₹366.30, 52-week low ₹175.25.
Muthoot Capital Services Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹197.10 | ₹201.28 | ₹197.10 | ₹198.57 | 10.27K (Cr) | |
| ₹200.97 | ₹200.97 | ₹196.20 | ₹198.18 | 17.04K (Cr) | |
| ₹200.98 | ₹203.55 | ₹198.25 | ₹198.98 | 11.63K (Cr) | |
| ₹203.65 | ₹203.65 | ₹195.00 | ₹201.05 | 57.15K (Cr) | |
| ₹205.50 | ₹207.59 | ₹194.02 | ₹199.11 | 96.30K (Cr) | |
| ₹200.70 | ₹207.80 | ₹199.50 | ₹205.19 | 28.24K (Cr) | |
| ₹206.07 | ₹206.07 | ₹195.10 | ₹197.78 | 56.40K (Cr) | |
| ₹204.00 | ₹207.62 | ₹198.00 | ₹198.62 | 17.85K (Cr) | |
| ₹200.00 | ₹204.00 | ₹200.00 | ₹203.50 | 10.62K (Cr) | |
| ₹197.00 | ₹201.80 | ₹195.51 | ₹200.46 | 8.33K (Cr) |
Muthoot Capital Services Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹200.97 | ₹201.28 | ₹196.20 | ₹198.57 | -1.19% | |
| ₹207.98 | ₹230.00 | ₹194.02 | ₹198.98 | -4.33% | |
| ₹180.00 | ₹222.25 | ₹176.00 | ₹204.10 | +13.39% | |
| ₹227.70 | ₹234.28 | ₹175.25 | ₹178.95 | -21.41% | |
| ₹233.35 | ₹250.00 | ₹225.30 | ₹230.63 | -1.17% | |
| ₹272.00 | ₹291.20 | ₹214.10 | ₹229.10 | -15.77% | |
| ₹273.60 | ₹286.20 | ₹263.00 | ₹274.05 | +0.16% | |
| ₹289.15 | ₹303.00 | ₹260.35 | ₹272.15 | -5.88% | |
| ₹280.20 | ₹299.70 | ₹248.00 | ₹288.15 | +2.84% | |
| ₹275.10 | ₹290.00 | ₹269.20 | ₹278.70 | +1.31% | |
| ₹310.80 | ₹313.00 | ₹265.00 | ₹275.10 | -11.49% | |
| ₹321.70 | ₹366.30 | ₹305.00 | ₹311.15 | -3.28% |
AI Research Briefing
Powered by Gemini · 2026-04-10
A micro-cap NBFC swimming in debt and relying on securitization to stay afloat in the risky two-wheeler finance market.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Muthoot Capital Services closed its trading window on April 1, 2026, in anticipation of its FY26 financial results. The company successfully completed two securitization transactions on March 30, 2026, raising s through the assignment of two-wheeler loan receivables. These deals involved raising s and s respectively, representing the seventh and eighth such transactions during FY 2025-26.
CORE STORY (THE REAL GAME)
Muthoot Capital is playing the two-wheeler finance game, using securitization to keep the funding flowing. It's about volume and managing asset quality in a high-risk segment.
- ₹176.37 Cr raised via securitization
- Trading window closed ahead of FY26 results
- Strategic focus on two-wheeler loans
- Improvement in GNPA ratio
- Increase in interest coverage ratio
- RBI policy changes impacting NBFCs
- Micro/SME cap = liquidity risk
- High Debt/Equity: 4.56
- Low Interest Coverage: 1.08x
FII down 0.51%, DII down 0.02%
RBI's focus on growth and new NBFC framework could strengthen the sector.
No - Free Cash Flow 5Y: ₹-418.94 Cr
Next 3-6 months hinge on asset quality and securitization success. If GNPA doesn't improve, expect further derating.
Primary Thesis Risk
Reliance on securitization exposes vulnerability to loan pool performance.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Muthoot Capital Services Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Muthoot Capital Services Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of MUTHOOTCAP across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (54.23%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Strong Revenue Growth (41.33%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Balanced Promoter Holding (63.33%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
10 factors identified
Below-Average Return on Equity (7.19%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Profit Decline Concern (-82.28%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Limited Growth History (-4.18% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-5.48% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-5.48% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 4.56)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.08x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-418.94 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 3.42%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Muthoot Capital Services Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Muthoot Capital Services Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Muthoot Capital Services LtdMuthoot Capital...Selected✓ MUTHOOTCAP • 511766 | 26.4/100 | ₹198.57₹199 | ₹459.63₹459.63 | 26.82Average 26.8 Average | 7.19%Poor 7.19% Poor | 11.01%Average 11.01% Average | 4.56Poor 4.6 Poor | -5.48%Poor -5.48% Poor | -4.18%Poor -4.18% Poor | 0.00% |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
Top Non Banking Financial Company (NBFC) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Finance Ltd share price635285.77 Cr
- Shriram Finance Ltd share price160454.76 Cr
- Muthoot Finance Ltd share price153050.66 Cr
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- SBI Cards and Payment Services Ltd share price83417.35 Cr
Muthoot Capital Services Ltd PE Ratio History
Historical price-to-earnings ratio for MUTHOOTCAP — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹27.81 | ₹274.05 | 9.9x |
| FY 2024 | ₹74.58 | ₹333.75 | 4.5x |
| FY 2023 | ₹47.84 | ₹375.15 | 7.8x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Muthoot Capital Services Ltd Quarterly Performance
Latest quarterly metrics for MUTHOOTCAP — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
41.33%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-82.28%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-4.18%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-5.48%
Compounded annual net profit growth over 5 years
Muthoot Capital Services Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for MUTHOOTCAP — calculated from daily price history
Selling pressure is heavy — potential reversal zone.
Technical indicators are for educational purposes only. Not investment advice.
Muthoot Capital Services Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Muthoot Capital Services Ltd (MUTHOOTCAP) — sourced from NSE/BSE filings.
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About MUTHOOTCAP (Muthoot Capital Services Ltd)
Muthoot Capital Services Ltd is a prominent player in India's Non-Banking Financial Company (NBFC) sector, distinguished by its comprehensive suite of financial solutions designed ...to meet the diverse needs of its clientele. Operating from its headquarters in Kochi, the company navigates the financial landscape by offering a range of loan products, including specialized financing options for two-wheelers and pre-owned vehicles. Beyond lending, Muthoot Capital Services extends its financial instruments to include fixed deposits and debt securities, providing avenues for both investment and capital raising. This diversified approach underscores its commitment to financial inclusion and caters to both individual consumers and business entities. The company's strength lies in its commitment to providing accessible financial solutions to retail, corporate and institutional clients. Muthoot Capital Services has strategically built a robust network of branches across India, enabling widespread accessibility to its products and services. By focusing on loan products such as secured business loans and financing for used commercial vehicles, the company directly supports entrepreneurial ventures and contributes to the growth of small and medium-sized enterprises. This strategic approach allows Muthoot Capital Services to cater to a wide range of customers, from individuals seeking personal transportation to established businesses seeking capital for expansion. Since its inception in 1994, Muthoot Capital Services has consistently demonstrated its commitment to driving financial empowerment and growth across India. As an NBFC, it operates within a regulated framework, ensuring transparency and stability in its operations. By offering a blend of lending and investment opportunities, Muthoot Capital Services plays a significant role in bridging the financial gap for individuals and businesses alike. The company's sustained presence and continued expansion is a testament to its ability to adapt to evolving market demands and maintain its position as a trusted financial partner.
Company Details
Key Leadership
Corporate Events
MUTHOOTCAP Share Price: Frequently Asked Questions
What is the current share price of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd (MUTHOOTCAP) trades at ₹198.57 on NSE and BSE. Market cap ₹459.63 (Cr). Educational data only.
What is the P/E ratio of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd has a P/E of 26.82x vs industry average 22.03x.
What is the Bull Run score for Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd has a Bull Run score of 26.4/100 based on 25+ financial parameters.
Does Muthoot Capital Services Ltd pay dividends?
Muthoot Capital Services Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd has ROE of 7.19%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Muthoot Capital Services Ltd?
Muthoot Capital Services Ltd has debt-to-equity of 4.56.
Is Muthoot Capital Services Ltd a good investment?
Bull Run gives Muthoot Capital Services Ltd a score of 26.4/100. This is not investment advice — consult a SEBI-registered advisor.