Muthoot Capital Services Ltd
Fundamental Score
Muthoot Capital Services Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of MUTHOOTCAP across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (54.23%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Strong Revenue Growth (41.33%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Balanced Promoter Holding (63.33%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
13 factors identified
Below-Average Return on Equity (7.19%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Profit Decline Concern (-82.28%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Limited Growth History (-4.18% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Weak Earnings Growth (-5.48% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (-5.48% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Elevated Debt Levels (D/E: 4.56)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.08x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-418.94 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 3.42%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Muthoot Capital Services Ltd
About MUTHOOTCAP
Business Overview
Muthoot Capital Services Limited, a non-banking finance company, provides fund and non-fund based financial services in India. The company offers two-wheeler, used car, secured business, used commercial vehicle loans, and loyalty loans; fixed deposits; and subordinated debentures. It serves retail, corporate, and institutional clients through a network of branches. Muthoot Capital Services Limited was incorporated in 1994 and is based in Kochi, India.
Company Details
Key Leadership
Corporate Events
MUTHOOTCAP Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Muthoot Capital Services Ltd (MUTHOOTCAP)?
As of 09 Feb 2026, 09:19 am IST, Muthoot Capital Services Ltd (MUTHOOTCAP) is currently trading at ₹243.90. The stock has a market capitalization of ₹459.63 (Cr).
Is MUTHOOTCAP share price Overvalued or Undervalued?
MUTHOOTCAP is currently trading at a P/E ratio of 26.82x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Muthoot Capital Services Ltd share price?
Key factors influencing MUTHOOTCAP's price include its quarterly earnings growth (Sales Growth: 41.33%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Muthoot Capital Services Ltd a good stock for long-term investment?
Muthoot Capital Services Ltd shows a 5-year Profit Growth of -5.48% and an ROE of 7.19%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 4.56 before investing.
How does Muthoot Capital Services Ltd compare with its industry peers?
Muthoot Capital Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare MUTHOOTCAP's P/E of 26.82x and ROE of 7.19% against the industry averages to determine its competitive standing.
What is the P/E ratio of MUTHOOTCAP and what does it mean?
MUTHOOTCAP has a P/E ratio of 26.82x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹27 for every ₹1 of annual earnings.
How is MUTHOOTCAP performing according to Bull Run's analysis?
MUTHOOTCAP has a Bull Run fundamental score of 26.4/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does MUTHOOTCAP belong to?
MUTHOOTCAP operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Muthoot Capital Services Ltd.
What is Return on Equity (ROE) and why is it important for MUTHOOTCAP?
MUTHOOTCAP has an ROE of 7.19%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Muthoot Capital Services Ltd generates profits from shareholders' equity.
How is MUTHOOTCAP's debt-to-equity ratio and what does it indicate?
MUTHOOTCAP has a debt-to-equity ratio of 4.56, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is MUTHOOTCAP's dividend yield and is it a good dividend stock?
MUTHOOTCAP offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has MUTHOOTCAP grown over the past 5 years?
MUTHOOTCAP has achieved 5-year growth rates of: Sales Growth -4.18%, Profit Growth -5.48%, and EPS Growth -5.48%.
What is the promoter holding in MUTHOOTCAP and why does it matter?
Promoters hold 63.33% of MUTHOOTCAP shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is MUTHOOTCAP's market capitalization category?
MUTHOOTCAP has a market capitalization of ₹460 crores, placing it in the Small-cap category.
How volatile is MUTHOOTCAP stock?
MUTHOOTCAP has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for MUTHOOTCAP?
MUTHOOTCAP has a 52-week high of ₹N/A and low of ₹N/A.
What is MUTHOOTCAP's operating profit margin trend?
MUTHOOTCAP has a 5-year average Operating Profit Margin (OPM) of 54.23%, indicating the company's operational efficiency.
How is MUTHOOTCAP's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 41.33% and YoY Profit Growth of -82.28%.
What is the institutional holding pattern in MUTHOOTCAP?
MUTHOOTCAP has FII holding of 1.99% and DII holding of 1.43%. Significant institutional holding often suggests professional confidence in the stock.