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My Mudra Fin.

MYMUDRAFinance

Fundamental Score

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My Mudra Fin. Share Price & Market Analysis

Current Market Price (CMP)
107.15
No change data available
Market Cap
111.70 (Cr)
Industry
Finance

Profitability Metrics

Excellent

Return on Equity

25.81%
Excellent

Return on Capital Employed

31.35%

Operating Profit Margin (5Y)

N/A
Poor

Dividend Yield

0.00%

Valuation Metrics

Excellent

Price to Earnings

12.40x

Market Capitalization

111.70 (Cr)

Industry P/E

34.35x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

41.47%
Excellent

YoY Quarterly Sales Growth

19.56%

Sales Growth (5Y)

N/A

EPS Growth (5Y)

N/A

Profit Growth (5Y)

N/A

Financial Health

Excellent

Debt to Equity

0.07x
Excellent

Interest Coverage

14.46x

Free Cash Flow (5Y)

N/A

Ownership Structure

Good

Promoter Holding

57.83%
Poor

FII Holding

0.96%
Poor

DII Holding

0.37%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
57.83%
Promoter Holding
111.70 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of MYMUDRA across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Strong Return on Equity (25.81%)

Observation: Efficient use of shareholders' capital generating superior returns.

Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.

Excellent ROCE Performance (31.35%)

Observation: Superior returns on capital employed across business operations.

Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.

Attractive Valuation (P/E: 12.40 vs Industry: 34.35)

Observation: Trading at discount to industry peers.

Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.

Robust Profit Growth (41.47%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Strong Revenue Growth (19.56%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Conservative Debt Levels (D/E: 0.07)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Strong Interest Coverage (14.46x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.

Balanced Promoter Holding (57.83%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

3 factors identified

Limited Institutional Interest (FII+DII: 1.33%)

Observation: Low institutional participation may affect liquidity and visibility.

Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

📊 Educational Market Overview

Disclaimer: The ratings and scores are generated algorithmically from publicly available market data and are provided for educational and informational purposes only. They do not constitute investment advice, recommendation, or solicitation to buy/sell any securities.

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Financial Statements

Comprehensive financial data for My Mudra Fin.

About MYMUDRA

Company Details

Symbol:MYMUDRA
Industry:Finance
Sector:Other Financial Services

Market Information

Market Cap:111.70 (Cr)
P/E Ratio:12.40
Beta:N/A

Performance

52W High:N/A
52W Low:N/A
Dividend Yield:0.00%

MYMUDRA Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)25.81%
Return on Capital Employed31.35%
Operating Profit Margin (5Y)N/A%
Debt to Equity Ratio0.07
Interest Coverage Ratio14.46

Growth & Valuation

Sales Growth (5Y)N/A%
Profit Growth (5Y)N/A%
EPS Growth (5Y)N/A%
YoY Quarterly Profit Growth41.47%
YoY Quarterly Sales Growth19.56%

Frequently Asked Questions

What is the current price of MYMUDRA?

MYMUDRA is currently trading at ₹107.15 with a gain of 0.00% today. The current market price (CMP) represents the last traded price of MYMUDRA shares on the stock exchange. This price fluctuates throughout trading hours based on supply and demand. You can track real-time price movements, percentage changes, and trading volume in the header section.

What is the P/E ratio of MYMUDRA and what does it mean?

MYMUDRA has a P/E ratio of 12.40x compared to the industry average of 34.35x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹12 for every ₹1 of annual earnings. This is lower than the industry average, which might indicate undervaluation or slower growth expectations.

How is MYMUDRA performing according to Bull Run's analysis?

MYMUDRA has a Bull Run fundamental score of 47.8/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability (ROE: 25.81%), growth metrics, valuation ratios, and financial health indicators. The score updates quarterly with new financial data and helps you quickly assess overall investment quality.

What sector and industry does MYMUDRA belong to?

MYMUDRA operates in the Finance industry. This sector classification helps understand the broader economic trends, regulatory framework, and competitive landscape affecting My Mudra Fin.. Companies in this industry typically face similar market dynamics, cyclical patterns, and macroeconomic factors. Understanding the industry context is crucial for peer comparison and assessing how sector-specific trends might impact the stock's performance.

What is Return on Equity (ROE) and why is it important for MYMUDRA?

MYMUDRA has an ROE of 25.81%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently My Mudra Fin. generates profits from shareholders' equity. An ROE of 26% means the company generates ₹26 profit for every ₹100 of shareholders' equity. This metric is crucial for assessing management's ability to create value for shareholders.

How is MYMUDRA's debt-to-equity ratio and what does it indicate?

MYMUDRA has a debt-to-equity ratio of 0.07, which indicates conservative financing with low financial risk. This means the company has ₹7 of debt for every ₹100 of equity. This conservative approach provides financial stability but may limit growth potential.

What is MYMUDRA's dividend yield and is it a good dividend stock?

MYMUDRA offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested. The focus appears to be more on growth rather than dividend income. Dividend yield is calculated as annual dividend per share ÷ current share price × 100. Evaluate dividend consistency over 5+ years and free cash flow coverage for sustainability.

How has MYMUDRA grown over the past 5 years?

MYMUDRA has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%. These growth metrics show the company's ability to expand its business and improve profitability over time. Sales growth indicates market expansion, profit growth shows operational efficiency, and EPS growth directly impacts share price appreciation potential.

What is the promoter holding in MYMUDRA and why does it matter?

Promoters hold 57.83% of MYMUDRA shares, with 0.00% of promoter shares pledged. This high promoter holding indicates strong management confidence and alignment with shareholders. Low pledging indicates financial stability of promoters. Recent change in promoter holding: 0.00%.

How does MYMUDRA compare with its industry peers?

MYMUDRA trades at P/E 12.40x vs industry average 34.35x, with ROE of 25.81% and ROCE of 31.35%. The stock appears undervalued relative to peers based on P/E ratio. Peer comparison helps identify whether MYMUDRA is outperforming its competitive set in profitability, growth, and valuation metrics.

What is MYMUDRA's market capitalization and what category does it fall into?

MYMUDRA has a market capitalization of ₹112 crores, making it a Mid-cap stock. Mid-cap stocks balance growth potential with moderate risk. Market cap is calculated as current share price × total outstanding shares, representing the company's total market value.

What are the key financial ratios to consider for MYMUDRA?

Key ratios for MYMUDRA: ROE 25.81% (Excellent), ROCE 31.35%, P/E 12.40x, Debt-to-Equity 0.07, Interest Coverage 14.46x. These ratios help assess profitability (ROE, ROCE), valuation (P/E), financial health (D/E, Interest Coverage), and overall investment quality. Compare these with industry medians and historical trends for meaningful analysis.

How volatile is MYMUDRA stock and what is its beta?

MYMUDRA has a beta of N/A, which means it is less volatile than the market and offers defensive characteristics. Beta measures price volatility relative to the Nifty 50. Lower beta stocks provide stability during uncertain market conditions. Consider beta alongside your risk tolerance and portfolio diversification strategy.

What is the 52-week high and low for MYMUDRA?

MYMUDRA has a 52-week high of ₹N/A and low of ₹N/A. Currently trading at ₹107.15, the stock is within its annual trading range. Trading near highs indicates strong momentum but limited upside potential.

What are the key risks associated with investing in MYMUDRA?

Key risks for MYMUDRA include: Market volatility (Beta: N/A), financial leverage (Debt-to-Equity: 0.07), and operational challenges. The stock has a Fundamental Score of 47.8/100, indicating higher risk requiring thorough due diligence. Sector-specific risks in Finance include regulatory changes, economic cycles, and competitive pressures. Consider your risk tolerance, investment horizon, and portfolio diversification before investing. Past performance doesn't guarantee future results.

What is MYMUDRA's operating profit margin and how has it trended?

MYMUDRA has a 5-year average Operating Profit Margin (OPM) of N/A%, which suggests room for improvement in operational efficiency. Operating Profit Margin shows operational efficiency by measuring operating profit as a percentage of revenue. Monitor margin trends to assess management's ability to control costs and improve efficiency. Compare with industry peers to understand relative performance.

How is MYMUDRA's quarterly performance in terms of sales and profit growth?

MYMUDRA's recent quarterly performance shows YoY Sales Growth of 19.56% and YoY Profit Growth of 41.47%. This strong double-digit growth indicates excellent business momentum and management execution. Sales growth shows market demand while profit growth reveals operational efficiency and margin management.

What is the FII and DII holding pattern in MYMUDRA?

MYMUDRA has FII holding of 0.96% and DII holding of 0.37%, totaling 1.33% institutional ownership. This institutional participation level shows the confidence of professional money managers. Monitor quarterly changes in institutional holdings for investment flow trends and sentiment.