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Nalin Lease Fin.
Fundamental Score
Nalin Lease Fin. Share Price & Market Analysis
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of NLFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (71.07%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 10.32 vs Industry: 23.38)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Conservative Debt Levels (D/E: 0.04)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (13.11x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Balanced Promoter Holding (71.90%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
3 factors identified
Profit Decline Concern (-26.98%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
📊 Educational Market Overview
Disclaimer: The ratings and scores are generated algorithmically from publicly available market data and are provided for educational and informational purposes only. They do not constitute investment advice, recommendation, or solicitation to buy/sell any securities.
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Financial Statements
Comprehensive financial data for Nalin Lease Fin.
About NLFL
Company Details
Market Information
Performance
NLFL Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of NLFL?
NLFL is currently trading at ₹48.25 with a gain of 0.00% today. The current market price (CMP) represents the last traded price of NLFL shares on the stock exchange. This price fluctuates throughout trading hours based on supply and demand. You can track real-time price movements, percentage changes, and trading volume in the header section.
What is the P/E ratio of NLFL and what does it mean?
NLFL has a P/E ratio of 10.32x compared to the industry average of 23.38x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹10 for every ₹1 of annual earnings. This is lower than the industry average, which might indicate undervaluation or slower growth expectations.
How is NLFL performing according to Bull Run's analysis?
NLFL has a Bull Run fundamental score of 46.2/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability (ROE: 10.60%), growth metrics, valuation ratios, and financial health indicators. The score updates quarterly with new financial data and helps you quickly assess overall investment quality.
What sector and industry does NLFL belong to?
NLFL operates in the Finance industry. This sector classification helps understand the broader economic trends, regulatory framework, and competitive landscape affecting Nalin Lease Fin.. Companies in this industry typically face similar market dynamics, cyclical patterns, and macroeconomic factors. Understanding the industry context is crucial for peer comparison and assessing how sector-specific trends might impact the stock's performance.
What is Return on Equity (ROE) and why is it important for NLFL?
NLFL has an ROE of 10.60%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Nalin Lease Fin. generates profits from shareholders' equity. An ROE of 11% means the company generates ₹11 profit for every ₹100 of shareholders' equity. This metric is crucial for assessing management's ability to create value for shareholders.
How is NLFL's debt-to-equity ratio and what does it indicate?
NLFL has a debt-to-equity ratio of 0.04, which indicates conservative financing with low financial risk. This means the company has ₹4 of debt for every ₹100 of equity. This conservative approach provides financial stability but may limit growth potential.
What is NLFL's dividend yield and is it a good dividend stock?
NLFL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested. The focus appears to be more on growth rather than dividend income. Dividend yield is calculated as annual dividend per share ÷ current share price × 100. Evaluate dividend consistency over 5+ years and free cash flow coverage for sustainability.
How has NLFL grown over the past 5 years?
NLFL has achieved 5-year growth rates of: Sales Growth 7.56%, Profit Growth 13.92%, and EPS Growth 13.92%. These growth metrics show the company's ability to expand its business and improve profitability over time. Sales growth indicates market expansion, profit growth shows operational efficiency, and EPS growth directly impacts share price appreciation potential.
What is the promoter holding in NLFL and why does it matter?
Promoters hold 71.90% of NLFL shares, with 0.00% of promoter shares pledged. This high promoter holding indicates strong management confidence and alignment with shareholders. Low pledging indicates financial stability of promoters. Recent change in promoter holding: 0.51%.
How does NLFL compare with its industry peers?
NLFL trades at P/E 10.32x vs industry average 23.38x, with ROE of 10.60% and ROCE of 13.42%. The stock appears undervalued relative to peers based on P/E ratio. Peer comparison helps identify whether NLFL is outperforming its competitive set in profitability, growth, and valuation metrics.
What is NLFL's market capitalization and what category does it fall into?
NLFL has a market capitalization of ₹33 crores, making it a Small-cap stock. Small-cap stocks offer high growth potential but with higher volatility and risk. Market cap is calculated as current share price × total outstanding shares, representing the company's total market value.
What are the key financial ratios to consider for NLFL?
Key ratios for NLFL: ROE 10.60% (Good), ROCE 13.42%, P/E 10.32x, Debt-to-Equity 0.04, Interest Coverage 13.11x. These ratios help assess profitability (ROE, ROCE), valuation (P/E), financial health (D/E, Interest Coverage), and overall investment quality. Compare these with industry medians and historical trends for meaningful analysis.
How volatile is NLFL stock and what is its beta?
NLFL has a beta of N/A, which means it is less volatile than the market and offers defensive characteristics. Beta measures price volatility relative to the Nifty 50. Lower beta stocks provide stability during uncertain market conditions. Consider beta alongside your risk tolerance and portfolio diversification strategy.
What is the 52-week high and low for NLFL?
NLFL has a 52-week high of ₹N/A and low of ₹N/A. Currently trading at ₹48.25, the stock is within its annual trading range. Trading near highs indicates strong momentum but limited upside potential.
What are the key risks associated with investing in NLFL?
Key risks for NLFL include: Market volatility (Beta: N/A), financial leverage (Debt-to-Equity: 0.04), and operational challenges. The stock has a Fundamental Score of 46.2/100, indicating higher risk requiring thorough due diligence. Sector-specific risks in Finance include regulatory changes, economic cycles, and competitive pressures. Consider your risk tolerance, investment horizon, and portfolio diversification before investing. Past performance doesn't guarantee future results.
What is NLFL's operating profit margin and how has it trended?
NLFL has a 5-year average Operating Profit Margin (OPM) of 71.07%, which is excellent and indicates strong pricing power and cost control. Operating Profit Margin shows operational efficiency by measuring operating profit as a percentage of revenue. This strong margin indicates competitive advantages and operational leverage. Compare with industry peers to understand relative performance.
How is NLFL's quarterly performance in terms of sales and profit growth?
NLFL's recent quarterly performance shows YoY Sales Growth of 10.81% and YoY Profit Growth of -26.98%. This shows decent growth momentum in the business. Sales growth shows market demand while profit growth reveals operational efficiency and margin management.
What is the FII and DII holding pattern in NLFL?
NLFL has FII holding of 0.00% and DII holding of 0.00%, totaling 0.00% institutional ownership. This institutional participation level shows the confidence of professional money managers. Monitor quarterly changes in institutional holdings for investment flow trends and sentiment.