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Nalin Lease Finance Ltd
Fundamental Score
Nalin Lease Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of NLFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (71.07%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 9.67 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Conservative Debt Levels (D/E: 0.16)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (13.97x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Balanced Promoter Holding (72.06%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
2 factors identified
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
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Financial Statements
Comprehensive financial data for Nalin Lease Finance Ltd
About NLFL
Business Overview
Nalin Lease Finance Limited, a non-banking financing company, provides fund based services in India. The company offers financial services, which includes gold loans, vehicle loans, business loans, lease financing, and hire purchase. Nalin Lease Finance Limited was incorporated in 1990 and is based in Himatnagar, India.
Company Details
Key Leadership
Corporate Events
Latest News
NLFL Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Nalin Lease Finance Ltd (NLFL)?
As of 16 Jan 2026, 10:14 am IST, Nalin Lease Finance Ltd (NLFL) is currently trading at ₹47.35. The stock has a market capitalization of ₹31.44 (Cr).
Is NLFL share price Overvalued or Undervalued?
NLFL is currently trading at a P/E ratio of 9.67x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Nalin Lease Finance Ltd share price?
Key factors influencing NLFL's price include its quarterly earnings growth (Sales Growth: 2.30%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Nalin Lease Finance Ltd a good stock for long-term investment?
Nalin Lease Finance Ltd shows a 5-year Profit Growth of 13.92% and an ROE of 10.60%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.16 before investing.
How does Nalin Lease Finance Ltd compare with its industry peers?
Nalin Lease Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare NLFL's P/E of 9.67x and ROE of 10.60% against the industry averages to determine its competitive standing.
What is the P/E ratio of NLFL and what does it mean?
NLFL has a P/E ratio of 9.67x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹10 for every ₹1 of annual earnings.
How is NLFL performing according to Bull Run's analysis?
NLFL has a Bull Run fundamental score of 47.6/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does NLFL belong to?
NLFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Nalin Lease Finance Ltd.
What is Return on Equity (ROE) and why is it important for NLFL?
NLFL has an ROE of 10.60%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Nalin Lease Finance Ltd generates profits from shareholders' equity.
How is NLFL's debt-to-equity ratio and what does it indicate?
NLFL has a debt-to-equity ratio of 0.16, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is NLFL's dividend yield and is it a good dividend stock?
NLFL offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has NLFL grown over the past 5 years?
NLFL has achieved 5-year growth rates of: Sales Growth 7.56%, Profit Growth 13.92%, and EPS Growth 13.92%.
What is the promoter holding in NLFL and why does it matter?
Promoters hold 72.06% of NLFL shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is NLFL's market capitalization category?
NLFL has a market capitalization of ₹31 crores, placing it in the Small-cap category.
How volatile is NLFL stock?
NLFL has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for NLFL?
NLFL has a 52-week high of ₹N/A and low of ₹N/A.
What is NLFL's operating profit margin trend?
NLFL has a 5-year average Operating Profit Margin (OPM) of 71.07%, indicating the company's operational efficiency.
How is NLFL's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 2.30% and YoY Profit Growth of 10.14%.
What is the institutional holding pattern in NLFL?
NLFL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.