Nalin Lease Finance Ltd Stock Price Today (NSE: NLFL)
Fundamental Score
Nalin Lease Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Nalin Lease Finance Ltd share price today is ₹48.25, up +0.00% on NSE/BSE as of 17 February 2026. Nalin Lease Finance Ltd (NLFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹31.44 (Cr). The 52-week high for NLFL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 9.67x, NLFL is currently trading below its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 10.60% and a debt-to-equity ratio of 0.16.
Nalin Lease Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Nalin Lease Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Nalin Lease Finance Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector, especially smaller players, often faces cyclical challenges due to fluctuating interest rates and regulatory changes, demanding meticulous risk management. This analysis examines the Nalin Lease Finance share price, currently at ₹50.900002, through the lens of a conservative value investor prioritizing capital safety. This assessment is part of a comprehensive 80-parameter fundamental audit personally verified by Sweta Mishra.
Nalin Lease Finance Ltd boasts a Price-to-Earnings (PE) ratio of 9.67. Compared to its sector peers like
Apollo Finvest, a key consideration is the consistency and quality of management decisions. While financial ratios offer a snapshot, understanding management's track record in navigating economic downturns is paramount for long-term capital preservation. A deeper dive into Nalin's management philosophy and shareholder communication would offer greater clarity.A Return on Capital Employed (ROCE) of 13.42% is a positive indicator. This reflects the company's efficiency in generating profits from its capital base. Consistently high ROCE values contribute to the development of an economic "moat," signifying a competitive advantage. However, the sustainability of this ROCE must be assessed. Is it driven by a unique service offering, efficient operations, or perhaps a temporary market anomaly? Analyzing the sources of this return is critical.
Furthermore, comparing Nalin Lease Finance Ltd with peers like Bengal & Assam and Fedders Holding Ltd based on their debt-to-equity ratios and asset quality would provide a clearer picture of Nalin's financial stability. A low PE ratio can be attractive, but it's crucial to understand if it reflects underlying risks. This analysis observes that the current valuation warrants further investigation into the company’s operational efficiency, risk management practices and long-term growth prospects. Due diligence should also include evaluating the company's ability to maintain its ROCE in a challenging economic environment.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Nalin Lease Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of NLFL across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Operating Margins (71.07%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 9.67 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Conservative Debt Levels (D/E: 0.16)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (13.97x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (72.06%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
1 factors identified
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Nalin Lease Finance Ltd Financial Statements
Comprehensive financial data for Nalin Lease Finance Ltd including income statement, balance sheet and cash flow
About NLFL (Nalin Lease Finance Ltd)
Nalin Lease Finance Ltd (NLFL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹31.44 (Cr). Nalin Lease Finance Ltd has delivered a Return on Equity (ROE) of 10.60% and a ROCE of 13.42%. The debt-to-equity ratio stands at 0.16, reflecting the company's capital structure. Investors tracking NLFL share price can monitor key metrics including P/E ratio, promoter holding of 72.06%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
Latest News
NLFL Share Price: Frequently Asked Questions
What is the current share price of Nalin Lease Finance Ltd (NLFL)?
As of 17 Feb 2026, 10:17 am IST, Nalin Lease Finance Ltd share price is ₹48.25. The NLFL stock has a market capitalisation of ₹31.44 (Cr) on NSE/BSE.
Is NLFL share price Overvalued or Undervalued?
NLFL share price is currently trading at a P/E ratio of 9.67x, compared to the industry average of 22.03x. Based on this relative valuation, the Nalin Lease Finance Ltd stock appears to be Undervalued against its sector peers.
What is the 52-week high and low of NLFL share price?
The 52-week high of NLFL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Nalin Lease Finance Ltd share price?
Key factors influencing NLFL share price include quarterly earnings growth (Sales Growth: 2.30%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Nalin Lease Finance Ltd a good stock for long-term investment?
Nalin Lease Finance Ltd shows a 5-year Profit Growth of 13.92% and an ROE of 10.60%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.16 before investing in NLFL shares.
How does Nalin Lease Finance Ltd compare with its industry peers?
Nalin Lease Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare NLFL share price P/E of 9.67x and ROE of 10.60% against the industry averages to determine competitive standing.
What is the P/E ratio of NLFL and what does it mean?
NLFL share price has a P/E ratio of 9.67x compared to the industry average of 22.03x. Investors pay ₹10 for every ₹1 of annual earnings.
How is NLFL performing according to Bull Run's analysis?
NLFL has a Bull Run fundamental score of 47.6/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does NLFL belong to?
NLFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Nalin Lease Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for NLFL?
NLFL has an ROE of 10.60%, which shows decent profitability but room for improvement. ROE measures how efficiently Nalin Lease Finance Ltd generates profits from shareholders capital.
How is NLFL debt-to-equity ratio and what does it indicate?
NLFL has a debt-to-equity ratio of 0.16, which indicates conservative financing with low financial risk.
What is NLFL dividend yield and is it a good dividend stock?
NLFL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Nalin Lease Finance Ltd shares.
How has NLFL share price grown over the past 5 years?
NLFL has achieved 5-year growth rates of: Sales Growth 7.56%, Profit Growth 13.92%, and EPS Growth 13.92%.
What is the promoter holding in NLFL and why does it matter?
Promoters hold 72.06% of NLFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Nalin Lease Finance Ltd.
What is NLFL market capitalisation category?
NLFL has a market capitalisation of ₹31 crores, placing it in the Small-cap category.
How volatile is NLFL stock?
NLFL has a beta of N/A. A beta > 1 suggests the Nalin Lease Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is NLFL operating profit margin trend?
NLFL has a 5-year average Operating Profit Margin (OPM) of 71.07%, indicating the company's operational efficiency.
How is NLFL quarterly performance?
Recent quarterly performance shows Nalin Lease Finance Ltd YoY Sales Growth of 2.30% and YoY Profit Growth of 10.14%.
What is the institutional holding pattern in NLFL?
NLFL has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Nalin Lease Finance Ltd stock.