NBI Industrial Finance Co Ltd Stock Price Today (NSE: NBIFIN)

NBI Industrial Finance Co Ltd

1864.8033.10 (1.74%)
Market Closed

Fundamental Score

...

NBI Industrial Finance Co Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

NBI Industrial Finance Co Ltd share price today is 1864.80, down 1.74% on NSE/BSE as of 17 June 2026. NBI Industrial Finance Co Ltd (NBIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 679.23 (Cr). The 52-week high for NBIFIN share price is N/A and the 52-week low is 1539.00. At a P/E ratio of 67.72x, NBIFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 0.27% and a debt-to-equity ratio of 0.00.

NBI Industrial Finance Co Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
2225.00
Low
1852.10
Volume
391.72727272727275
Change
-8.72%

NBI Industrial Finance Co Ltd share price chart: -8.72% return over the past month. 52-week high ₹N/A, 52-week low ₹1539.00.

NBI Industrial Finance Co Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
1850.001899.901825.001868.60151.00 (Cr)
1875.001899.801851.001851.00187.00 (Cr)
1870.301900.001870.301890.1059.00 (Cr)
1967.901967.901865.001870.30480.00 (Cr)
1955.001969.501911.001961.3042.00 (Cr)
1999.001999.001911.101956.90598.00 (Cr)
1861.001902.101861.001900.1084.00 (Cr)
1885.501915.001855.001861.20354.00 (Cr)
1880.101909.001852.201876.20424.00 (Cr)
1900.001931.001852.101880.10398.00 (Cr)

NBI Industrial Finance Co Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
1875.001899.901825.001868.60-0.34%
2074.802225.001852.101890.10-8.90%
1600.000.000.002047.60+27.97%
1911.901947.701539.001583.50-17.18%
1993.902198.001805.101902.40-4.59%
2210.002298.701911.002010.70-9.02%
2397.902399.802111.002230.80-6.97%
2560.402620.002226.002306.00-9.94%
2465.002991.002440.202560.20+3.86%
2409.002640.002409.002521.80+4.68%
2784.302835.002240.002435.40-12.53%
3040.103049.902751.102813.00-7.47%

AI Research Briefing

Powered by Gemini · 2026-04-10

NBIFIN is a micro-cap NBFC trading at nosebleed valuations with no fundamental support; avoid before the inevitable crash.

Research Confidence
8.0/10High
DEBT TRAP TURNAROUNDBreakdown: 1M: -10.21%, 3M: -7.32%, 6M: -10.43%Expensive: P/E of 67.72x vs. industry P/E of 22.03x

WHAT'S HAPPENING NOW (last 2-4 weeks)

NBI Industrial Finance (NBIFIN) closed its trading window on April 1, 2026, ahead of its FY26 results, to prevent insider trading. No major catalysts found after live search.

CORE STORY (THE REAL GAME)

NBIFIN is a micro-cap NBFC trading on hopes of a turnaround, driven by cost-cutting (low employee expense) and a merger. The market is betting on operational efficiencies and inorganic growth to offset negative sales and profit CAGR.

Why Now
  • Closed trading window ahead of FY26 results
  • Hopes of turnaround driven by merger
  • Low employee costs
Potential Catalysts
  • Strong Q4 and FY26 results
  • Significant synergy realization from the merger
  • New order wins
Key Risks
  • Micro-cap: Liquidity risk
  • Negative sales and profit CAGR
  • Extremely high P/E ratio compared to industry
Institutional Activity

Promoter holding is high at 74.17%, but no recent change. FII and DII holdings are negligible.

Macro Context

NBFC sector is facing increased regulatory scrutiny with RBI introducing a new framework for NBFC classification.

Cash Flow Quality

Poor: Operating cash flow of ₹4.97 Cr is 0.59 times compared to the reported net profit of ₹8.48 Cr.

3–6 Month Outlook

In the next 3-6 months, the market will likely realize that the turnaround story is overblown, leading to a significant correction. Expect further price declines.

Primary Thesis Risk

Failure to achieve turnaround will lead to stock collapse.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

0.27%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

0.35%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

81.23%

Average operating profit margin over 5 years

Dividend Yield

0.02%

Annual dividend as % of current share price

NBI Industrial Finance Co Ltd Valuation Check

Poor

Price to Earnings (P/E)

67.72x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

74.17%

% shares held by company founders/management

Poor

FII Holding

0.17%

% shares held by foreign institutional investors

Poor

DII Holding

2.46%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

36.73%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

26.51%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

-0.62%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-11.44%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-8.11%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.00x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

25.90 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

NBI Industrial Finance Co Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of NBIFIN across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Strong Operating Margins (81.23%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (36.73%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (26.51%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Debt-Free Balance Sheet (D/E: 0.00)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Cash Generation (₹25.90 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (74.17%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (0.27%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (0.35%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 67.72x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Limited Growth History (-0.62% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Weak Earnings Growth (-11.44% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-8.11% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Limited Institutional Interest (FII+DII: 2.63%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

NBI Industrial Finance Co Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare NBI Industrial Finance Co Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
39.8/100
1865
₹679.23
67.7
Average
0.27%
Poor
0.35%
Poor
0.0
Excellent
-8.11%
Poor
-0.62%
Poor
0.02%
61.2/100
931
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
963
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3307
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1553
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
625
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
282
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
674
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4355
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
497
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
395
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

NBI Industrial Finance Co Ltd PE Ratio History

Historical price-to-earnings ratio for NBIFIN — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 202528.71₹2230.8077.7x
FY 202432.02₹3258.85101.8x
FY 202321.46₹1853.2586.4x
FY 202232.34₹1621.1550.1x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

NBI Industrial Finance Co Ltd Quarterly Performance

Latest quarterly metrics for NBIFIN — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

26.51%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

36.73%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

-0.62%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-8.11%

Compounded annual net profit growth over 5 years

NBI Industrial Finance Co Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for NBIFIN — calculated from daily price history

23RSI 14
Oversold — RSI 23

Selling pressure is heavy — potential reversal zone.

SMA 50
NaN
▼ Price below SMA 50 — Short-term bearish
SMA 200
NaN
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

NBI Industrial Finance Co Ltd Financial Statements

Annual income statement, balance sheet and cash flow for NBI Industrial Finance Co Ltd (NBIFIN) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for NBI Industrial Finance Co Ltd

About NBIFIN (NBI Industrial Finance Co Ltd)

NBI Industrial Finance Co Ltd is a seasoned Non-Banking Financial Company (NBFC) deeply rooted in the Indian financial landscape. Founded decades ago, the institution has evolved t...o specialize in strategic investments across a diverse portfolio of shares and securities. With a strong focus on financial activities, NBIFIN seeks to identify and cultivate opportunities for growth and value creation within the dynamic Indian market. The company leverages its extensive experience and knowledge to navigate the complexities of the financial sector, contributing to the overall economic development of the nation. NBIFIN is a testament to resilience and adaptation in a constantly evolving financial environment. NBIFIN operates from its base in Kolkata, a city renowned for its rich history and significant contribution to India's financial heritage. This strategic location provides the company with access to a vibrant ecosystem of businesses and institutions, fostering valuable partnerships and collaborations. NBIFIN's core mission is to facilitate capital flow and support sustainable growth through its investment strategies. The company's longevity in the market reflects its commitment to sound financial practices and responsible investment principles, emphasizing long-term value creation for its stakeholders. Its investment decisions are guided by a thorough understanding of market dynamics and a commitment to prudent risk management. NBIFIN's journey reflects a continuous pursuit of excellence and innovation in the NBFC sector. With a legacy built on integrity and a forward-looking approach, the company aims to play a vital role in shaping the future of finance in India. The institution's commitment to ethical business practices and its unwavering focus on delivering value makes it a significant player in the financial landscape. NBIFIN's activities contribute to the overall health and stability of the Indian financial system, demonstrating its dedication to responsible growth and long-term sustainability. It continues to seek new avenues for investment and growth, adapting to the ever-changing demands of the Indian market.

Company Details

Symbol:NBIFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Sundrapandiyapuram Pichumani Kumar
Manager & CFO
Mr. Ashish Kedia
Company Secretary & Compliance Officer

Corporate Events

Recent
Ex-Dividend Date

NBIFIN Share Price: Frequently Asked Questions

What is the current share price of NBI Industrial Finance Co Ltd?

NBI Industrial Finance Co Ltd (NBIFIN) trades at ₹1864.80 on NSE. Market cap ₹679.23 (Cr). Educational data only.

What is the P/E ratio of NBI Industrial Finance Co Ltd?

NBI Industrial Finance Co Ltd has a P/E of 67.72x vs industry average 22.03x.

What is the Bull Run score for NBI Industrial Finance Co Ltd?

NBI Industrial Finance Co Ltd has a Bull Run score of 39.8/100 based on 25+ financial parameters.

Does NBI Industrial Finance Co Ltd pay dividends?

NBI Industrial Finance Co Ltd has a dividend yield of 0.02%. Past dividends don't guarantee future payments.

What is the ROE of NBI Industrial Finance Co Ltd?

NBI Industrial Finance Co Ltd has ROE of 0.27%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of NBI Industrial Finance Co Ltd?

NBI Industrial Finance Co Ltd has debt-to-equity of 0.00.

Is NBI Industrial Finance Co Ltd a good investment?

Bull Run gives NBI Industrial Finance Co Ltd a score of 39.8/100. This is not investment advice — consult a SEBI-registered advisor.