NBI Industrial Finance Co Ltd Stock Price Today (NSE: NBIFIN)
NBI Industrial Finance Co Ltd
Fundamental Score
NBI Industrial Finance Co Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
NBI Industrial Finance Co Ltd share price today is ₹1952.60, up +0.00% on NSE/BSE as of 17 February 2026. NBI Industrial Finance Co Ltd (NBIFIN) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹679.23 (Cr). The 52-week high for NBIFIN share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 67.72x, NBIFIN is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 0.27% and a debt-to-equity ratio of 0.00.
NBI Industrial Finance Co Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
NBI Industrial Finance Co Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Analysis of NBI Industrial Finance Co Share Price: A Value Investor's Perspective
The landscape of Non-Banking Financial Companies (NBFCs) in India is often characterized by rapid growth followed by periods of consolidation, highlighting the crucial importance of prudent risk management and sustainable profitability. This analysis focuses on the NBI Industrial Finance Co share price, currently at ₹1996.20. Given my investment philosophy rooted in capital preservation and intrinsic value, a cautious approach is warranted. The company's reported Price-to-Earnings (PE) ratio of 67.72 raises concerns about potential overvaluation, especially when considered in light of its Return on Capital Employed (ROCE).
The most concerning metric for a value investor is NBI Industrial Finance Co Ltd's ROCE of 0.35%. This exceedingly low return indicates a significant challenge in generating profits from invested capital. A healthy ROCE is a cornerstone of a company's economic moat, its ability to fend off competition and sustain profitability. With such a low ROCE, NBI Industrial Finance Co faces a difficult path in creating a lasting competitive advantage. While operational turnarounds are possible, they require strong and effective management. When compared to sector peers like
Apollo Finvest, a critical analysis of NBI's management quality and strategic direction becomes crucial to ascertain if a sustainable improvement in ROCE is achievable.A high PE ratio coupled with a low ROCE suggests the market may be pricing in future growth potential. However, for a conservative value investor, relying solely on future projections without a strong foundation of current profitability is a risky proposition. Further investigation into the company's asset quality, cost of funds, and operational efficiency is necessary to understand the drivers behind the low ROCE and assess the feasibility of improvement. Comparing these factors against peers like Bengal & Assam and Fedders Holding Ltd would provide valuable context.
This analysis of NBI Industrial Finance Co share price is part of a comprehensive 80-parameter fundamental audit verified by Sweta Mishra, focusing on observable data and financial ratios. It is intended for informational purposes only and should not be construed as investment advice. This analysis is strictly observational and does not provide any buy or sell recommendations for NBI Industrial Finance Co Ltd's stock.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
NBI Industrial Finance Co Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of NBIFIN across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Strong Operating Margins (81.23%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (36.73%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (26.51%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Cash Generation (₹25.90 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (74.17%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (0.27%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (0.35%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 67.72x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Growth History (-0.62% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Earnings Growth (-11.44% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-8.11% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Limited Institutional Interest (FII+DII: 2.63%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
NBI Industrial Finance Co Ltd Financial Statements
Comprehensive financial data for NBI Industrial Finance Co Ltd including income statement, balance sheet and cash flow
About NBIFIN (NBI Industrial Finance Co Ltd)
NBI Industrial Finance Co Ltd (NBIFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹679.23 (Cr). NBI Industrial Finance Co Ltd has delivered a Return on Equity (ROE) of 0.27% and a ROCE of 0.35%. The debt-to-equity ratio stands at 0.00, reflecting the company's capital structure. Investors tracking NBIFIN share price can monitor key metrics including P/E ratio, promoter holding of 74.17%, and quarterly earnings growth.
Company Details
Key Leadership
Corporate Events
NBIFIN Share Price: Frequently Asked Questions
What is the current share price of NBI Industrial Finance Co Ltd (NBIFIN)?
As of 17 Feb 2026, 10:17 am IST, NBI Industrial Finance Co Ltd share price is ₹1952.60. The NBIFIN stock has a market capitalisation of ₹679.23 (Cr) on NSE/BSE.
Is NBIFIN share price Overvalued or Undervalued?
NBIFIN share price is currently trading at a P/E ratio of 67.72x, compared to the industry average of 22.03x. Based on this relative valuation, the NBI Industrial Finance Co Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of NBIFIN share price?
The 52-week high of NBIFIN share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the NBI Industrial Finance Co Ltd share price?
Key factors influencing NBIFIN share price include quarterly earnings growth (Sales Growth: 26.51%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is NBI Industrial Finance Co Ltd a good stock for long-term investment?
NBI Industrial Finance Co Ltd shows a 5-year Profit Growth of -8.11% and an ROE of 0.27%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing in NBIFIN shares.
How does NBI Industrial Finance Co Ltd compare with its industry peers?
NBI Industrial Finance Co Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare NBIFIN share price P/E of 67.72x and ROE of 0.27% against the industry averages to determine competitive standing.
What is the P/E ratio of NBIFIN and what does it mean?
NBIFIN share price has a P/E ratio of 67.72x compared to the industry average of 22.03x. Investors pay ₹68 for every ₹1 of annual earnings.
How is NBIFIN performing according to Bull Run's analysis?
NBIFIN has a Bull Run fundamental score of 39.8/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does NBIFIN belong to?
NBIFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting NBI Industrial Finance Co Ltd share price.
What is Return on Equity (ROE) and why is it important for NBIFIN?
NBIFIN has an ROE of 0.27%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently NBI Industrial Finance Co Ltd generates profits from shareholders capital.
How is NBIFIN debt-to-equity ratio and what does it indicate?
NBIFIN has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk.
What is NBIFIN dividend yield and is it a good dividend stock?
NBIFIN offers a dividend yield of 0.02%, meaning you receive ₹0.02 annual dividend for every ₹100 invested in NBI Industrial Finance Co Ltd shares.
How has NBIFIN share price grown over the past 5 years?
NBIFIN has achieved 5-year growth rates of: Sales Growth -0.62%, Profit Growth -8.11%, and EPS Growth -11.44%.
What is the promoter holding in NBIFIN and why does it matter?
Promoters hold 74.17% of NBIFIN shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in NBI Industrial Finance Co Ltd.
What is NBIFIN market capitalisation category?
NBIFIN has a market capitalisation of ₹679 crores, placing it in the Small-cap category.
How volatile is NBIFIN stock?
NBIFIN has a beta of N/A. A beta > 1 suggests the NBI Industrial Finance Co Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is NBIFIN operating profit margin trend?
NBIFIN has a 5-year average Operating Profit Margin (OPM) of 81.23%, indicating the company's operational efficiency.
How is NBIFIN quarterly performance?
Recent quarterly performance shows NBI Industrial Finance Co Ltd YoY Sales Growth of 26.51% and YoY Profit Growth of 36.73%.
What is the institutional holding pattern in NBIFIN?
NBIFIN has FII holding of 0.17% and DII holding of 2.46%. Significant institutional holding often suggests professional confidence in the NBI Industrial Finance Co Ltd stock.