Northlink Fiscal & Capital Services Ltd

NORTHLINKNon Banking Financial Company (NBFC)
14.31+0.00 (+0.00%)
As on 14 Jan 2026, 09:52 amMarket Closed

Fundamental Score

...

Northlink Fiscal & Capital Services Ltd Share Price Live NSE/BSE

No data
High
0.00
Low
0.00
Volume
0
Change
+0.00%

Profitability Metrics

Poor

Return on Equity

-14.34%
Poor

Return on Capital Employed

-10.10%
Poor

Operating Profit Margin (5Y)

1.67%
Poor

Dividend Yield

0.00%

Valuation Metrics

Price to Earnings

N/A

Market Capitalization

7.96 (Cr)

Industry P/E

22.03x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

64.29%
Poor

YoY Quarterly Sales Growth

-28.57%
Poor

Sales Growth (5Y)

-48.71%

EPS Growth (5Y)

N/A

Profit Growth (5Y)

N/A

Financial Health

Excellent

Debt to Equity

0.17x
Poor

Interest Coverage

-5.42x
Poor

Free Cash Flow (5Y)

-2.52 (Cr)

Ownership Structure

Average

Promoter Holding

46.24%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
46.24%
Promoter Holding
7.96 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of NORTHLINK across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Robust Profit Growth (64.29%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Conservative Debt Levels (D/E: 0.17)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

10 factors identified

Below-Average Return on Equity (-14.34%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (-10.10%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

Margin Pressure Concerns (1.67%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.

Revenue Contraction (-28.57%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.

Limited Growth History (-48.71% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.

Weak Interest Coverage (-5.42x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.

Negative Free Cash Flow (₹-2.52 Cr over 5Y)

Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.

Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

Very Low ROE

Observation: Poor capital utilization and shareholder returns.

Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

Financial Statements

Comprehensive financial data for Northlink Fiscal & Capital Services Ltd

About NORTHLINK

Business Overview

Northlink Fiscal and Capital Services Limited, a non-banking financial company, provides loans and other financial services in India. The company provides advances and loans to traders, industries, and other educational and social institutions; and invests in shares/securities, bonds/ IPO, gold, jewelry, and other commodities, as well as malls, schools, colleges, hospitals, old age homes, and nursing homes.It also offers advisory services to various institutions, such as schools, nursing homes, and dispensaries and community centers; and arranges agencies of brand companies in the field of electronics/electricals, computers and mobiles, and other connected brand items, including various appliances, etc. Northlink Fiscal and Capital Services Limited was incorporated in 1994 and is based in Ludhiana, India.

Company Details

Symbol:NORTHLINK
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Ms. Shamli Madia M.D.
MD & Chairman
Mr. Sunil Dutt Maria
Chief Executive Officer
Ms. Anuradha Rani
Chief Financial Officer

NORTHLINK Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)-14.34%
Return on Capital Employed-10.10%
Operating Profit Margin (5Y)1.67%
Debt to Equity Ratio0.17
Interest Coverage Ratio-5.42

Growth & Valuation

Sales Growth (5Y)-48.71%
Profit Growth (5Y)N/A%
EPS Growth (5Y)N/A%
YoY Quarterly Profit Growth64.29%
YoY Quarterly Sales Growth-28.57%

Frequently Asked Questions

What is the current price of Northlink Fiscal & Capital Services Ltd (NORTHLINK)?

As of 14 Jan 2026, 09:52 am IST, Northlink Fiscal & Capital Services Ltd (NORTHLINK) is currently trading at ₹14.31. The stock has a market capitalization of ₹7.96 (Cr).

Is NORTHLINK share price Overvalued or Undervalued?

NORTHLINK is currently trading at a P/E ratio of 0.00x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.

What factors affect the Northlink Fiscal & Capital Services Ltd share price?

Key factors influencing NORTHLINK's price include its quarterly earnings growth (Sales Growth: -28.57%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).

Is Northlink Fiscal & Capital Services Ltd a good stock for long-term investment?

Northlink Fiscal & Capital Services Ltd shows a 5-year Profit Growth of N/A% and an ROE of -14.34%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.17 before investing.

How does Northlink Fiscal & Capital Services Ltd compare with its industry peers?

Northlink Fiscal & Capital Services Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare NORTHLINK's P/E of 0.00x and ROE of -14.34% against the industry averages to determine its competitive standing.

What is the P/E ratio of NORTHLINK and what does it mean?

NORTHLINK has a P/E ratio of N/Ax compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.

How is NORTHLINK performing according to Bull Run's analysis?

NORTHLINK has a Bull Run fundamental score of 18.3/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.

What sector and industry does NORTHLINK belong to?

NORTHLINK operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Northlink Fiscal & Capital Services Ltd.

What is Return on Equity (ROE) and why is it important for NORTHLINK?

NORTHLINK has an ROE of -14.34%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Northlink Fiscal & Capital Services Ltd generates profits from shareholders' equity.

How is NORTHLINK's debt-to-equity ratio and what does it indicate?

NORTHLINK has a debt-to-equity ratio of 0.17, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.

What is NORTHLINK's dividend yield and is it a good dividend stock?

NORTHLINK offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.

How has NORTHLINK grown over the past 5 years?

NORTHLINK has achieved 5-year growth rates of: Sales Growth -48.71%, Profit Growth N/A%, and EPS Growth N/A%.

What is the promoter holding in NORTHLINK and why does it matter?

Promoters hold 46.24% of NORTHLINK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.

What is NORTHLINK's market capitalization category?

NORTHLINK has a market capitalization of ₹8 crores, placing it in the Small-cap category.

How volatile is NORTHLINK stock?

NORTHLINK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.

What is the 52-week high and low for NORTHLINK?

NORTHLINK has a 52-week high of ₹N/A and low of ₹N/A.

What is NORTHLINK's operating profit margin trend?

NORTHLINK has a 5-year average Operating Profit Margin (OPM) of 1.67%, indicating the company's operational efficiency.

How is NORTHLINK's quarterly performance?

Recent quarterly performance shows YoY Sales Growth of -28.57% and YoY Profit Growth of 64.29%.

What is the institutional holding pattern in NORTHLINK?

NORTHLINK has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.