One 97 Communications Ltd Stock Price Today (NSE: PAYTM)
Fundamental Score
One 97 Communications Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
One 97 Communications Ltd share price today is ₹1006.00, up +0.89% on NSE/BSE as of 21 April 2026. One 97 Communications Ltd (PAYTM) is a Large-cap company in the Financial Technology (Fintech) sector with a market capitalisation of ₹87.41K (Cr). The 52-week high for PAYTM share price is ₹1381.80 and the 52-week low is ₹808.00. At a P/E ratio of 805.43x, PAYTM is currently trading above its industry average P/E of 36.33x. The company has a Return on Equity (ROE) of -10.28% and a debt-to-equity ratio of 0.01.
One 97 Communications Ltd Share Price Chart — NSE/BSE Historical Performance
Institutional Deep-Dive
Bull Run Research Hub
One 97 Communications Share Price: A ROCE Efficiency Analysis
The Financial Technology (Fintech) sector, despite its disruptive potential, often faces challenges in translating rapid growth into sustainable profitability. One recurring issue across several Fintech companies is the balance between acquiring market share and maintaining a healthy Return on Capital Employed (ROCE). This analysis examines the financial standing of One 97 Communications, the parent company of Paytm, with particular attention to ROCE efficiency, impacting the sentiment surrounding the One 97 Communications share price. Currently trading at ₹1187.40, the company sports a PE ratio of 805.43.
The critical figure in this evaluation is the ROCE, which currently stands at -10.14%. A negative ROCE indicates that the company is destroying value; it is not generating sufficient returns from the capital invested in the business. This contrasts sharply with successful fintech companies that have achieved a positive ROCE through efficient capital allocation and strong operational execution. The negative ROCE impacts the company's economic moat, potentially hindering its ability to reinvest earnings, fund innovation, and defend its market position against competitors. Maintaining a competitive edge becomes difficult when returns generated from capital employed do not sufficiently support the business.
Comparisons with sector peers are crucial. Consider
Infibeam Avenues Ltd. While both companies operate within the digital payments space, differences in management quality can significantly influence ROCE. Factors such as strategic decision-making, operational efficiency, and capital allocation practices play a crucial role in determining how effectively each company converts investments into profits. A lower ROCE compared to peers could suggest areas for improvement in One 97 Communications' operational strategies or resource deployment.The high PE ratio, coupled with a negative ROCE, warrants careful monitoring. While a high PE can reflect investor expectations of future growth, it becomes less justifiable when the company isn’t effectively utilizing its capital. This observational analysis is based on publicly available data and is part of an 80-parameter fundamental audit verified by Sweta Mishra. It highlights potential areas of concern regarding One 97 Communications' financial performance. Investors should consider these factors when evaluating the company's long-term sustainability and prospects.
One 97 Communications Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹988.00 | ₹1011.00 | ₹962.00 | ₹1006.00 | 21.82L (Cr) | |
| ₹989.95 | ₹1009.85 | ₹979.55 | ₹997.10 | 20.49L (Cr) | |
| ₹992.00 | ₹997.90 | ₹930.60 | ₹959.00 | 31.08L (Cr) | |
| ₹1059.00 | ₹1059.00 | ₹1005.00 | ₹1008.80 | 22.19L (Cr) | |
| ₹1049.00 | ₹1071.00 | ₹1040.30 | ₹1065.90 | 24.99L (Cr) | |
| ₹1020.00 | ₹1038.60 | ₹1004.40 | ₹1035.10 | 17.98L (Cr) | |
| ₹1036.00 | ₹1040.00 | ₹987.10 | ₹992.80 | 27.70L (Cr) | |
| ₹1055.10 | ₹1070.00 | ₹1044.00 | ₹1054.30 | 25.28L (Cr) | |
| ₹1045.20 | ₹1066.60 | ₹1033.50 | ₹1041.80 | 19.99L (Cr) | |
| ₹1023.00 | ₹1085.90 | ₹1023.00 | ₹1076.40 | 28.80L (Cr) |
One 97 Communications Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹989.95 | ₹1011.00 | ₹962.00 | ₹1006.00 | +1.62% | |
| ₹1065.00 | ₹1096.10 | ₹930.60 | ₹959.00 | -9.95% | |
| ₹1174.00 | ₹1250.00 | ₹1087.00 | ₹1098.30 | -6.45% | |
| ₹1298.90 | ₹1357.20 | ₹1112.20 | ₹1137.50 | -12.43% | |
| ₹1335.00 | ₹1381.80 | ₹1253.10 | ₹1298.90 | -2.70% | |
| ₹1300.10 | ₹1353.80 | ₹1231.00 | ₹1320.60 | +1.58% | |
| ₹1123.70 | ₹1323.50 | ₹1118.00 | ₹1303.20 | +15.97% | |
| ₹1207.00 | ₹1296.60 | ₹1097.40 | ₹1123.80 | -6.89% | |
| ₹1093.00 | ₹1291.60 | ₹1032.40 | ₹1207.00 | +10.43% | |
| ₹911.00 | ₹1128.50 | ₹896.10 | ₹1089.35 | +19.58% | |
| ₹888.90 | ₹978.00 | ₹857.15 | ₹924.00 | +3.95% | |
| ₹866.00 | ₹895.35 | ₹808.00 | ₹890.45 | +2.82% |
AI Research Briefing
Powered by Gemini · 2026-04-10
Paytm is a high-risk, high-reward bet on the Indian fintech boom; valuation is a punch in the face, and execution is everything.
⚡WHAT'S HAPPENING NOW (last 2-4 weeks):
Paytm shares experienced a 5.27% gain on April 8, 2026, outperforming the Sensex, driven by stock-specific momentum. However, the stock slightly underperformed its sector by 0.55 percentage points, indicating that while the sector was broadly strong, the stock's move was more nuanced.
�� CORE STORY (THE REAL GAME):
Paytm is being priced as a turnaround story hinged on profitability in the Indian fintech space, leveraging UPI and digital payment infrastructure. The key is whether it can convert revenue growth into sustained profits, especially given past losses and negative FCF.
- Fintech sector tailwinds
- UPI transaction growth
- Strategic acquisitions completed
- Consistent profitability
- New partnerships/innovations
- Favorable regulatory changes
- Extreme valuation
- Negative free cash flow
- High competition
FII decreased holdings by 3.16%, while DII increased holdings by 4.11%.
India's fintech sector is a high-growth area, but faces increasing competition and regulatory scrutiny.
No - Free Cash Flow 5Y: ₹-4890.6 Cr
Paytm needs to demonstrate consistent profitability in the next 3-6 months to justify its valuation. Failure to do so will likely lead to a significant correction.
Primary Thesis Risk
Inability to achieve sustained profitability will crush the stock.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
One 97 Communications Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Shareholding Pattern
Promoter
FII
DII
Pledged
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
One 97 Communications Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PAYTM across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Robust Profit Growth (149.74%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (24.23%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (16.05% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Conservative Debt Levels (D/E: 0.01)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (8.84x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Strong Institutional Confidence (FII+DII: 71.66%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-10.28%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-10.14%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-25.47%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 805.43x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Negative Free Cash Flow (₹-4890.60 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Peer Comparison - Financial Technology (Fintech)
Compare One 97 Communications Ltd with 7 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
One 97 Communications LtdOne 97 Communic...Selected✓ PAYTM • 543396 | 33/100 | ₹1006.00₹1006 | ₹87405.62₹87405.62 | 805.43Average 805.4 Average | -10.28%Poor -10.28% Poor | -10.14%Poor -10.14% Poor | 0.01Excellent 0.0 Excellent | 7.39%Good 7.39% Good | 16.05%Excellent 16.05% Excellent | 0.00% |
Pb Fintech LtdPb Fintech Ltd... POLICYBZR • 543390 | 47.8/100 | ₹1426.90₹1427 | ₹86108.66₹86108.66 | 186.54Average 186.5 Average | 5.13%Poor 5.13% Poor | 0.00%Poor 0.00% Poor | 0.05Excellent 0.1 Excellent | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
Infibeam Avenues LtdInfibeam Avenue... INFIBEAM • 539807 | 60.9/100 | ₹14.35₹14 | ₹5274.02₹5274.02 | 22.29Average 22.3 Average | 6.47%Poor 6.47% Poor | 0.00%Poor 0.00% Poor | 0.02Excellent 0.0 Excellent | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
One Mobikwik Systems LtdOne Mobikwik Sy... MOBIKWIK • 544305 | 7.9/100 | ₹170.06₹170 | ₹1814.89₹1814.89 | 0.00Average 0.0 Average | -31.34%Poor -31.34% Poor | 0.00%Poor 0.00% Poor | 0.69Good 0.7 Good | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
25.9/100 | ₹10.65₹11 | ₹598.55₹598.55 | 38.39Average 38.4 Average | 13.82%Average 13.82% Average | 0.00%Poor 0.00% Poor | 0.53Good 0.5 Good | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% | |
Suvidhaa Infoserve Private LimitedSuvidhaa Infose... SUVIDHAA • 543281 | 12.1/100 | ₹2.45₹2 | ₹78.26₹78.26 | 0.00Average 0.0 Average | -36.22%Poor -36.22% Poor | 0.00%Poor 0.00% Poor | 0.04Excellent 0.0 Excellent | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
Wsfx Global Pay LtdWsfx Global Pay... WSFX • 511147 | 64.5/100 | ₹61.20₹61 | ₹77.26₹77.26 | 24.76Average 24.8 Average | 10.08%Average 10.08% Average | 0.00%Poor 0.00% Poor | 0.26Excellent 0.3 Excellent | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
AGS Transact Technologies LtdAGS Transact Te... AGSTRA • 543451 | 0/100 | ₹2.61₹3 | ₹56.19₹56.19 | 0.00Average 0.0 Average | -16.31%Poor -16.31% Poor | 0.00%Poor 0.00% Poor | 2.00Average 2.0 Average | 0.00%Average 0.00% Average | 0.00%Average 0.00% Average | 0.00% |
One 97 Communications Ltd Financial Statements
Comprehensive financial data for One 97 Communications Ltd including income statement, balance sheet and cash flow
About PAYTM (One 97 Communications Ltd)
One 97 Communications Ltd is a prominent Indian digital financial services platform, operating under the brand name Paytm. It has established a substantial presence in the fintech ...landscape, acting as a conduit between millions of consumers and merchants in India. The company's core function lies in providing a seamless payment ecosystem that encompasses diverse methods, including digital wallets, UPI (Unified Payments Interface), and card payments. This comprehensive approach fosters a convenient and accessible transactional environment, facilitating ease of use for everyday financial activities and enhancing digital commerce nationwide. One 97 aims to be at the forefront of India's digital transformation, pushing the boundaries of innovation and developing solutions tailored to the unique demands of the Indian market. Beyond its core payment services, One 97 has strategically expanded its portfolio to offer a wider range of financial solutions. Recognizing the growing need for credit access, Paytm facilitates lending partnerships, enabling both consumers and merchants to secure loans through its platform. Further diversifying its offerings, the company delves into wealth management services, providing avenues for users to invest and manage their finances more effectively. This multi-faceted strategy positions One 97 as a holistic financial services provider, addressing a broad spectrum of user needs and aspirations in the modern digital age. By leveraging its extensive user base and technological capabilities, the company strives to empower individuals and businesses with innovative and accessible financial tools. One 97 Communications Ltd extends its capabilities into commerce and marketing services, strategically augmenting its primary financial operations. This includes facilitating online sales for merchants through its platform, thereby enhancing their reach and engagement with a wider customer base. Furthermore, the company operates as an aggregator for various digital products and services, enabling consumers to easily discover and access a diverse selection of offerings. One notable segment is its ticketing business, streamlining the booking process for travel, entertainment, and other events. By integrating these complementary services, One 97 aims to create a comprehensive and engaging digital experience for its users, reinforcing its position as a leading player in India's fintech evolution.
Company Details
Key Leadership
Corporate Events
PAYTM Share Price: Frequently Asked Questions
What is the current share price of One 97 Communications Ltd?
As of 21 Apr 2026, 11:00 am IST, One 97 Communications Ltd share price is ₹1006.00. The One 97 Communications Ltd stock has a market capitalisation of ₹87.41K (Cr) on NSE/BSE.
Is One 97 Communications Ltd share price Overvalued or Undervalued?
One 97 Communications Ltd share price is currently trading at a P/E ratio of 805.43x, compared to the industry average of 36.33x. Based on this relative valuation, the One 97 Communications Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of One 97 Communications Ltd share price?
The 52-week high of One 97 Communications Ltd share price is ₹1381.80 and the 52-week low is ₹808.00. These values are updated daily from NSE/BSE price data.
What factors affect the One 97 Communications Ltd share price?
Key factors influencing One 97 Communications Ltd share price include quarterly earnings growth (Sales Growth: 24.23%), raw material costs, government spending, and institutional flows (FII/DII holding).
Is One 97 Communications Ltd a good stock for long-term investment?
One 97 Communications Ltd shows a 5-year Profit Growth of 7.39% and an ROE of -10.28%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.01 before investing in One 97 Communications Ltd shares.
How does One 97 Communications Ltd compare with its industry peers?
One 97 Communications Ltd competes with major peers in the Financial Technology (Fintech). Investors should compare One 97 Communications Ltd share price P/E of 805.43x and ROE of -10.28% against the industry averages to determine competitive standing.
What is the P/E ratio of One 97 Communications Ltd and what does it mean?
One 97 Communications Ltd share price has a P/E ratio of 805.43x compared to the industry average of 36.33x. Investors pay ₹805 for every ₹1 of annual earnings.
How is One 97 Communications Ltd performing according to Bull Run's analysis?
One 97 Communications Ltd has a Bull Run fundamental score of 33/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does One 97 Communications Ltd belong to?
One 97 Communications Ltd operates in the Financial Technology (Fintech) industry. This classification helps understand the competitive landscape and sector-specific trends affecting One 97 Communications Ltd share price.
What is Return on Equity (ROE) and why is it important for PAYTM?
PAYTM has an ROE of -10.28%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently One 97 Communications Ltd generates profits from shareholders capital.
How is PAYTM debt-to-equity ratio and what does it indicate?
PAYTM has a debt-to-equity ratio of 0.01, which indicates conservative financing with low financial risk.
What is PAYTM dividend yield and is it a good dividend stock?
PAYTM offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in One 97 Communications Ltd shares.
How has PAYTM share price grown over the past 5 years?
PAYTM has achieved 5-year growth rates of: Sales Growth 16.05%, Profit Growth 7.39%, and EPS Growth 14.24%.
What is the promoter holding in PAYTM and why does it matter?
Promoters hold 0.00% of PAYTM shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in One 97 Communications Ltd.
What is PAYTM market capitalisation category?
PAYTM has a market capitalisation of ₹87406 crores, placing it in the Large-cap category.
How volatile is PAYTM stock?
PAYTM has a beta of N/A. A beta > 1 suggests the One 97 Communications Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is PAYTM operating profit margin trend?
PAYTM has a 5-year average Operating Profit Margin (OPM) of -25.47%, indicating the company's operational efficiency.
How is PAYTM quarterly performance?
Recent quarterly performance shows One 97 Communications Ltd YoY Sales Growth of 24.23% and YoY Profit Growth of 149.74%.
What is the institutional holding pattern in PAYTM?
PAYTM has FII holding of 51.71% and DII holding of 19.95%. Significant institutional holding often suggests professional confidence in the One 97 Communications Ltd stock.