One 97 Communications Ltd Stock Price Today (NSE: PAYTM)

One 97 Communications Ltd

1120.10+11.60 (+1.05%)
Market Open

Fundamental Score

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One 97 Communications Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

One 97 Communications Ltd share price today is 1120.10, up +1.05% on NSE/BSE as of 17 June 2026. One 97 Communications Ltd (PAYTM) is a Large-cap company in the Financial Technology (Fintech) sector with a market capitalisation of 87.41K (Cr). The 52-week high for PAYTM share price is 1381.80 and the 52-week low is 857.15. At a P/E ratio of 805.43x, PAYTM is currently trading above its industry average P/E of 36.33x. The company has a Return on Equity (ROE) of -10.28% and a debt-to-equity ratio of 0.01.

One 97 Communications Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
1223.00
Low
1051.10
Volume
35.4L
Change
-0.34%

One 97 Communications Ltd share price chart: -0.34% return over the past month. 52-week high ₹1381.80, 52-week low ₹857.15.

One 97 Communications Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
1090.001090.001055.901070.9025.98L (Cr)
1120.501123.201090.501095.0016.71L (Cr)
1128.001141.001112.001118.8030.66L (Cr)
1128.201128.201128.201128.200.00 (Cr)
1140.001157.801124.001128.2021.89L (Cr)
1103.401136.501098.601131.6034.41L (Cr)
1118.501128.001094.101097.4017.86L (Cr)
1161.001161.001110.001112.4040.94L (Cr)
1170.201172.001141.401155.6012.33L (Cr)
1111.701156.801101.001153.5014.15L (Cr)

One 97 Communications Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
1120.501123.201055.901070.90-4.43%
1097.801223.001075.101118.80+1.91%
989.951181.00962.001095.80+10.69%
1065.001096.10930.60959.00-9.95%
1174.001250.001087.001098.30-6.45%
1298.901357.201112.201137.50-12.43%
1335.001381.801253.101298.90-2.70%
1300.101353.801231.001320.60+1.58%
1123.701323.501118.001303.20+15.97%
1207.001296.601097.401123.80-6.89%
1093.001291.601032.401207.00+10.43%
911.001128.50896.101089.35+19.58%

AI Research Briefing

Powered by Gemini · 2026-04-10

Paytm is a high-risk, high-reward bet on the Indian fintech boom; valuation is a punch in the face, and execution is everything.

Research Confidence
6.0/10Moderate
DEBT TRAP TURNAROUNDConsolidation - 1M: 4.96%, 3M: 8.74%, 6M: 45.58%Expensive - P/E: 805.43x vs Industry P/E: 36.33x

WHAT'S HAPPENING NOW (last 2-4 weeks)

Paytm shares experienced a 5.27% gain on April 8, 2026, outperforming the Sensex, driven by stock-specific momentum. However, the stock slightly underperformed its sector by 0.55 percentage points, indicating that while the sector was broadly strong, the stock's move was more nuanced.

CORE STORY (THE REAL GAME)

Paytm is being priced as a turnaround story hinged on profitability in the Indian fintech space, leveraging UPI and digital payment infrastructure. The key is whether it can convert revenue growth into sustained profits, especially given past losses and negative FCF.

Why Now
  • Fintech sector tailwinds
  • UPI transaction growth
  • Strategic acquisitions completed
Potential Catalysts
  • Consistent profitability
  • New partnerships/innovations
  • Favorable regulatory changes
Key Risks
  • Extreme valuation
  • Negative free cash flow
  • High competition
Institutional Activity

FII decreased holdings by 3.16%, while DII increased holdings by 4.11%.

Macro Context

India's fintech sector is a high-growth area, but faces increasing competition and regulatory scrutiny.

Cash Flow Quality

No - Free Cash Flow 5Y: ₹-4890.6 Cr

3–6 Month Outlook

Paytm needs to demonstrate consistent profitability in the next 3-6 months to justify its valuation. Failure to do so will likely lead to a significant correction.

Primary Thesis Risk

Inability to achieve sustained profitability will crush the stock.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

-10.28%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

-10.14%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-25.47%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

One 97 Communications Ltd Valuation Check

Poor

Price to Earnings (P/E)

805.43x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

36.33x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Poor

Promoter Holding

0.00%

% shares held by company founders/management

Excellent

FII Holding

51.71%

% shares held by foreign institutional investors

Good

DII Holding

19.95%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

149.74%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

24.23%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

16.05%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

14.24%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

7.39%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.01x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

8.84x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-4.89K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

One 97 Communications Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of PAYTM across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Robust Profit Growth (149.74%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (24.23%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (16.05% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Conservative Debt Levels (D/E: 0.01)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (8.84x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Institutional Confidence (FII+DII: 71.66%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (-10.28%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (-10.14%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Margin Pressure Concerns (-25.47%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 805.43x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Negative Free Cash Flow (₹-4890.60 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

One 97 Communications Ltd vs Financial Technology (Fintech) Peers

Peer Comparison - Financial Technology (Fintech)

Compare One 97 Communications Ltd with 7 other companies in the same sector

8 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
33/100
1120
₹87405.62
805.4
Average
-10.28%
Poor
-10.14%
Poor
0.0
Excellent
7.39%
Good
16.05%
Excellent
0.00%
47.8/100
1805
₹86108.66
186.5
Average
5.13%
Poor
5.90%
Poor
0.1
Excellent
23.21%
Excellent
45.20%
Excellent
0.00%
60.9/100
14
₹5274.02
22.3
Average
6.47%
Poor
8.65%
Poor
0.0
Excellent
17.94%
Excellent
44.55%
Excellent
0.00%
7.9/100
199
₹1814.89
-31.34%
Poor
-13.13%
Poor
0.7
Good
-4.37%
Poor
30.66%
Excellent
0.00%
25.9/100
13
₹598.55
38.4
Average
13.82%
Average
19.20%
Good
0.5
Good
0.00%
12.1/100
3
₹78.26
-36.22%
Poor
-32.08%
Poor
0.0
Excellent
-48.19%
Poor
0.00%
64.5/100
62
₹77.26
24.8
Average
10.08%
Average
18.00%
Good
0.3
Excellent
54.04%
Excellent
18.36%
Excellent
2.44%
0/100
2
₹56.19
-16.31%
Poor
1.26%
Poor
2.0
Average
-4.02%
Poor
0.00%

One 97 Communications Ltd Quarterly Performance

Latest quarterly metrics for PAYTM — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

24.23%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

149.74%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

16.05%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

7.39%

Compounded annual net profit growth over 5 years

One 97 Communications Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for PAYTM — calculated from daily price history

39RSI 14
Neutral — RSI 39

Momentum is balanced — neither overbought nor oversold.

SMA 50
1098
▲ Price above SMA 50 — Short-term bullish
SMA 200
1199
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
2995K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

One 97 Communications Ltd Financial Statements

Annual income statement, balance sheet and cash flow for One 97 Communications Ltd (PAYTM) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for One 97 Communications Ltd

About PAYTM (One 97 Communications Ltd)

One 97 Communications Ltd is a prominent Indian digital financial services platform, operating under the brand name Paytm. It has established a substantial presence in the fintech ...landscape, acting as a conduit between millions of consumers and merchants in India. The company's core function lies in providing a seamless payment ecosystem that encompasses diverse methods, including digital wallets, UPI (Unified Payments Interface), and card payments. This comprehensive approach fosters a convenient and accessible transactional environment, facilitating ease of use for everyday financial activities and enhancing digital commerce nationwide. One 97 aims to be at the forefront of India's digital transformation, pushing the boundaries of innovation and developing solutions tailored to the unique demands of the Indian market. Beyond its core payment services, One 97 has strategically expanded its portfolio to offer a wider range of financial solutions. Recognizing the growing need for credit access, Paytm facilitates lending partnerships, enabling both consumers and merchants to secure loans through its platform. Further diversifying its offerings, the company delves into wealth management services, providing avenues for users to invest and manage their finances more effectively. This multi-faceted strategy positions One 97 as a holistic financial services provider, addressing a broad spectrum of user needs and aspirations in the modern digital age. By leveraging its extensive user base and technological capabilities, the company strives to empower individuals and businesses with innovative and accessible financial tools. One 97 Communications Ltd extends its capabilities into commerce and marketing services, strategically augmenting its primary financial operations. This includes facilitating online sales for merchants through its platform, thereby enhancing their reach and engagement with a wider customer base. Furthermore, the company operates as an aggregator for various digital products and services, enabling consumers to easily discover and access a diverse selection of offerings. One notable segment is its ticketing business, streamlining the booking process for travel, entertainment, and other events. By integrating these complementary services, One 97 aims to create a comprehensive and engaging digital experience for its users, reinforcing its position as a leading player in India's fintech evolution.

Company Details

Symbol:PAYTM
Industry:Financial Technology (Fintech)
Sector:Financial Technology (Fintech)

Key Leadership

Mr. Vijay Shekhar Sharma
Founder, CEO, MD & Chairman
Mr. Anuj Mittal
Senior Vice President of Investor Relations
Mr. Sunil Kumar Bansal
Company Secretary & Compliance Officer

Corporate Events

Upcoming
Earnings Date

PAYTM Share Price: Frequently Asked Questions

What is the current share price of One 97 Communications Ltd?

One 97 Communications Ltd (PAYTM) trades at ₹1120.10 on NSE and BSE. Market cap ₹87.41K (Cr). Educational data only.

What is the P/E ratio of One 97 Communications Ltd?

One 97 Communications Ltd has a P/E of 805.43x vs industry average 36.33x.

What is the Bull Run score for One 97 Communications Ltd?

One 97 Communications Ltd has a Bull Run score of 33/100 based on 25+ financial parameters.

Does One 97 Communications Ltd pay dividends?

One 97 Communications Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of One 97 Communications Ltd?

One 97 Communications Ltd has ROE of -10.28%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of One 97 Communications Ltd?

One 97 Communications Ltd has debt-to-equity of 0.01.

Is One 97 Communications Ltd a good investment?

Bull Run gives One 97 Communications Ltd a score of 33/100. This is not investment advice — consult a SEBI-registered advisor.