One Mobikwik Systems Ltd
Fundamental Score
One Mobikwik Systems Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of MOBIKWIK across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Consistent Growth Track Record (30.66% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
12 factors identified
Below-Average Return on Equity (-31.34%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-13.13%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-12.72%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Profit Decline Concern (-420.62%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-7.34%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Stagnant Profit Growth (-4.37% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Weak Interest Coverage (-3.91x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-447.72 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Low Promoter Commitment (24.87%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment and long-term vision alignment.
Limited Institutional Interest (FII+DII: 8.05%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
Financial Statements
Comprehensive financial data for One Mobikwik Systems Ltd
About MOBIKWIK
Business Overview
One MobiKwik Systems Limited provides digital payments and financial services for consumers and merchants in India and internationally. The company offers payment services for consumers, such as recharge, utility payments, bill payments, merchant payments, and other services through wallet; and operates prepaid payment instruments, including wallet payment system. It also provides Pocket UPI to make UPI payments through MobiKwik Wallet without linking bank account; MobiKwik ZIP, a pay-later product with a 30-day interest free credit line; ZIP EMI, a personal loan for salaried and self-employed individuals; co-branded credit cards backed by fixed deposits; Lens, a personal financial management product using bank data; Xtra, a peer to peer lending product; fixed deposits with RBI-registered NBFCs and banks; and mutual funds and digital gold distribution services. In addition, the company offers personal finance management, which utilized account aggregator technology to provide consumers with a personal financial management product; Lens.ai, an AI-based chatbot where users can have a conversation regarding finances; money-tracking solutions; and fixed deposit and stock broking services, soundboxes, and EDC E-H wallets. Further, it provides online checkout for e-commerce merchants to accept payments; Kwik QRs to scan and pay to retail merchant partners; MobiKwik Vibe, a QR enabled payment announcement device; MobiKwik EDC Machine, a point-of-sale machine to accept various modes of in-person payments; and merchant cash advance credit products. One MobiKwik Systems Limited was incorporated in 2008 and is based in Gurugram, India.
Company Details
Key Leadership
Latest News
MOBIKWIK Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of One Mobikwik Systems Ltd (MOBIKWIK)?
As of 30 Jan 2026, 01:35 pm IST, One Mobikwik Systems Ltd (MOBIKWIK) is currently trading at ₹198.02. The stock has a market capitalization of ₹1.81K (Cr).
Is MOBIKWIK share price Overvalued or Undervalued?
MOBIKWIK is currently trading at a P/E ratio of 0.00x, compared to the industry average of 36.33x. Based on this relative valuation, the stock appears to be Fairly Valued against its sector peers.
What factors affect the One Mobikwik Systems Ltd share price?
Key factors influencing MOBIKWIK's price include its quarterly earnings growth (Sales Growth: -7.34%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is One Mobikwik Systems Ltd a good stock for long-term investment?
One Mobikwik Systems Ltd shows a 5-year Profit Growth of -4.37% and an ROE of -31.34%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.69 before investing.
How does One Mobikwik Systems Ltd compare with its industry peers?
One Mobikwik Systems Ltd competes with major peers in the Financial Technology (Fintech). Investors should compare MOBIKWIK's P/E of 0.00x and ROE of -31.34% against the industry averages to determine its competitive standing.
What is the P/E ratio of MOBIKWIK and what does it mean?
MOBIKWIK has a P/E ratio of N/Ax compared to the industry average of 36.33x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹N/A for every ₹1 of annual earnings.
How is MOBIKWIK performing according to Bull Run's analysis?
MOBIKWIK has a Bull Run fundamental score of 7.9/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does MOBIKWIK belong to?
MOBIKWIK operates in the Financial Technology (Fintech) industry. This classification helps understand the competitive landscape and sector-specific trends affecting One Mobikwik Systems Ltd.
What is Return on Equity (ROE) and why is it important for MOBIKWIK?
MOBIKWIK has an ROE of -31.34%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently One Mobikwik Systems Ltd generates profits from shareholders' equity.
How is MOBIKWIK's debt-to-equity ratio and what does it indicate?
MOBIKWIK has a debt-to-equity ratio of 0.69, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is MOBIKWIK's dividend yield and is it a good dividend stock?
MOBIKWIK offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has MOBIKWIK grown over the past 5 years?
MOBIKWIK has achieved 5-year growth rates of: Sales Growth 30.66%, Profit Growth -4.37%, and EPS Growth 14.69%.
What is the promoter holding in MOBIKWIK and why does it matter?
Promoters hold 24.87% of MOBIKWIK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is MOBIKWIK's market capitalization category?
MOBIKWIK has a market capitalization of ₹1815 crores, placing it in the Small-cap category.
How volatile is MOBIKWIK stock?
MOBIKWIK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for MOBIKWIK?
MOBIKWIK has a 52-week high of ₹N/A and low of ₹N/A.
What is MOBIKWIK's operating profit margin trend?
MOBIKWIK has a 5-year average Operating Profit Margin (OPM) of -12.72%, indicating the company's operational efficiency.
How is MOBIKWIK's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -7.34% and YoY Profit Growth of -420.62%.
What is the institutional holding pattern in MOBIKWIK?
MOBIKWIK has FII holding of 3.74% and DII holding of 4.31%. Significant institutional holding often suggests professional confidence in the stock.