Optimus Finance Ltd
Fundamental Score
Optimus Finance Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of OPTIFIN across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Attractive Valuation (P/E: 17.49 vs Industry: 22.03)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Robust Profit Growth (23.74%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (27.91%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Consistent Growth Track Record (37.41% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (21.69% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (29.06% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Balanced Promoter Holding (53.89%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
3 factors identified
Negative Free Cash Flow (₹-26.24 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Optimus Finance Ltd
About OPTIFIN
Business Overview
Optimus Finance Limited, a non-banking financial company, engages in the financing and investment activities in India. The company operates in two segments, Financing and Investment activities, and Trading of Chemicals. It primarily invests in shares and securities, as well as other investments. The company manufactures, distributes, and trades in lubricant oils, base oils, and other petro-chemical products for use in the automotive, metal working, refrigeration, electrical, paint, and ink industries. Optimus Finance Limited was formerly known as Transpek Finance Limited and changed its name to Optimus Finance Limited in September 2015. The company was incorporated in 1991 and is based in Vadodara, India. Optimus Finance Limited is a subsidiary of Sukruti Infratech Private Limited.
Company Details
Key Leadership
Corporate Events
OPTIFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Optimus Finance Ltd (OPTIFIN)?
As of 09 Feb 2026, 10:27 am IST, Optimus Finance Ltd (OPTIFIN) is currently trading at ₹14.55. The stock has a market capitalization of ₹107.23 (Cr).
Is OPTIFIN share price Overvalued or Undervalued?
OPTIFIN is currently trading at a P/E ratio of 17.49x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Optimus Finance Ltd share price?
Key factors influencing OPTIFIN's price include its quarterly earnings growth (Sales Growth: 27.91%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Optimus Finance Ltd a good stock for long-term investment?
Optimus Finance Ltd shows a 5-year Profit Growth of 29.06% and an ROE of 11.87%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.42 before investing.
How does Optimus Finance Ltd compare with its industry peers?
Optimus Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare OPTIFIN's P/E of 17.49x and ROE of 11.87% against the industry averages to determine its competitive standing.
What is the P/E ratio of OPTIFIN and what does it mean?
OPTIFIN has a P/E ratio of 17.49x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹17 for every ₹1 of annual earnings.
How is OPTIFIN performing according to Bull Run's analysis?
OPTIFIN has a Bull Run fundamental score of 66.4/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does OPTIFIN belong to?
OPTIFIN operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Optimus Finance Ltd.
What is Return on Equity (ROE) and why is it important for OPTIFIN?
OPTIFIN has an ROE of 11.87%, which shows decent profitability but room for improvement. Return on Equity measures how efficiently Optimus Finance Ltd generates profits from shareholders' equity.
How is OPTIFIN's debt-to-equity ratio and what does it indicate?
OPTIFIN has a debt-to-equity ratio of 0.42, which indicates moderate leverage that should be monitored. A ratio below 1.0 generally indicates conservative financing.
What is OPTIFIN's dividend yield and is it a good dividend stock?
OPTIFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has OPTIFIN grown over the past 5 years?
OPTIFIN has achieved 5-year growth rates of: Sales Growth 37.41%, Profit Growth 29.06%, and EPS Growth 21.69%.
What is the promoter holding in OPTIFIN and why does it matter?
Promoters hold 53.89% of OPTIFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is OPTIFIN's market capitalization category?
OPTIFIN has a market capitalization of ₹107 crores, placing it in the Small-cap category.
How volatile is OPTIFIN stock?
OPTIFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for OPTIFIN?
OPTIFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is OPTIFIN's operating profit margin trend?
OPTIFIN has a 5-year average Operating Profit Margin (OPM) of 9.73%, indicating the company's operational efficiency.
How is OPTIFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 27.91% and YoY Profit Growth of 23.74%.
What is the institutional holding pattern in OPTIFIN?
OPTIFIN has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.