Oracle Financial Services Software Limited
Fundamental Score
Oracle Financial Services Software Limited Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of OFSS across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Return on Equity (29.34%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Excellent ROCE Performance (40.60%)
Observation: Superior returns on capital employed across business operations.
Analysis: ROCE >15% demonstrates efficient capital deployment and strong operational performance. This indicates quality business fundamentals.
Strong Operating Margins (45.66%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Debt-Free Balance Sheet (D/E: 0.00)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (362.91x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Strong Cash Generation (₹9368.66 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (72.53%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Attractive Dividend Yield (3.25%)
Observation: Healthy dividend yield provides income component to returns.
Analysis: Dividend yield >3% offers income potential while indicating cash flow strength and shareholder-friendly policies.
Risk Factors
0 factors identified
No significant concerns identified in current analysis.
Financial Statements
Comprehensive financial data for Oracle Financial Services Software Limited
About OFSS
Business Overview
Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Accounts Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, and Oracle Documaker solutions. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.
Company Details
Key Leadership
Corporate Events
Latest News
OFSS Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Oracle Financial Services Software Limited (OFSS)?
As of 30 Jan 2026, 01:36 pm IST, Oracle Financial Services Software Limited (OFSS) is currently trading at ₹7760.00. The stock has a market capitalization of ₹70.89K (Cr).
Is OFSS share price Overvalued or Undervalued?
OFSS is currently trading at a P/E ratio of 29.87x, compared to the industry average of 36.75x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Oracle Financial Services Software Limited share price?
Key factors influencing OFSS's price include its quarterly earnings growth (Sales Growth: 6.86%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Oracle Financial Services Software Limited a good stock for long-term investment?
Oracle Financial Services Software Limited shows a 5-year Profit Growth of 10.23% and an ROE of 29.34%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.00 before investing.
How does Oracle Financial Services Software Limited compare with its industry peers?
Oracle Financial Services Software Limited competes with major peers in the Software Products. Investors should compare OFSS's P/E of 29.87x and ROE of 29.34% against the industry averages to determine its competitive standing.
What is the P/E ratio of OFSS and what does it mean?
OFSS has a P/E ratio of 29.87x compared to the industry average of 36.75x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹30 for every ₹1 of annual earnings.
How is OFSS performing according to Bull Run's analysis?
OFSS has a Bull Run fundamental score of 55.8/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does OFSS belong to?
OFSS operates in the Software Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting Oracle Financial Services Software Limited.
What is Return on Equity (ROE) and why is it important for OFSS?
OFSS has an ROE of 29.34%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Oracle Financial Services Software Limited generates profits from shareholders' equity.
How is OFSS's debt-to-equity ratio and what does it indicate?
OFSS has a debt-to-equity ratio of 0.00, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is OFSS's dividend yield and is it a good dividend stock?
OFSS offers a dividend yield of 3.25%, which means you receive ₹3.25 annual dividend for every ₹100 invested.
How has OFSS grown over the past 5 years?
OFSS has achieved 5-year growth rates of: Sales Growth 7.09%, Profit Growth 10.23%, and EPS Growth 9.98%.
What is the promoter holding in OFSS and why does it matter?
Promoters hold 72.53% of OFSS shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is OFSS's market capitalization category?
OFSS has a market capitalization of ₹70894 crores, placing it in the Large-cap category.
How volatile is OFSS stock?
OFSS has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for OFSS?
OFSS has a 52-week high of ₹N/A and low of ₹N/A.
What is OFSS's operating profit margin trend?
OFSS has a 5-year average Operating Profit Margin (OPM) of 45.66%, indicating the company's operational efficiency.
How is OFSS's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 6.86% and YoY Profit Growth of -5.47%.
What is the institutional holding pattern in OFSS?
OFSS has FII holding of 8.66% and DII holding of 8.45%. Significant institutional holding often suggests professional confidence in the stock.