Pacheli Industrial Finance Ltd Stock Price Today (NSE: PIFL)
Pacheli Industrial Finance Ltd
Fundamental Score
Pacheli Industrial Finance Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Pacheli Industrial Finance Ltd share price today is ₹49.25, up +0.00% on NSE/BSE as of 2 January 2026. Pacheli Industrial Finance Ltd (PIFL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹2.56K (Cr). The 52-week high for PIFL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 582.12x, PIFL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of -1.17% and a debt-to-equity ratio of 3.05.
Pacheli Industrial Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Pacheli Industrial Finance Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Pacheli Industrial Finance Share Price: A Conservative Value Investor's Perspective
The Non-Banking Financial Company (NBFC) sector is increasingly scrutinized for asset quality and responsible lending practices, particularly concerning capital adequacy amidst fluctuating interest rate environments. This analysis examines the Pacheli Industrial Finance share price from the perspective of a conservative value investor prioritizing capital safety. Currently trading at ₹49.25, Pacheli Industrial Finance presents immediate cause for concern given its extraordinarily high Price-to-Earnings (PE) ratio of 582.12.
One of the most crucial metrics for a value investor is Return on Capital Employed (ROCE). Pacheli Industrial Finance's ROCE of -0.22% is a significant red flag. A negative ROCE indicates that the company is destroying value rather than creating it. This profoundly impacts the company's economic moat, suggesting a lack of competitive advantage and difficulty in generating sustainable returns. While companies can have fluctuations, sustained negative ROCE poses a real risk to long term shareholder value.
Considering peer comparison, such as
Apollo Finvest, a contrast in management quality and execution becomes essential. A high PE combined with negative ROCE suggests either market mispricing or a need for deeper investigation into management's strategic decisions and capital allocation efficiency. A more detailed qualitative analysis on management quality is warranted. Further, benchmarking against successful NBFCs such as Apollo Finvest will highlight potential areas for improvement in operational efficiency.The information presented here is part of a broader, 80-parameter fundamental audit verified by Sweta Mishra, aiming to provide a comprehensive overview of the company's financial health. This analysis uses observational language based on publicly available data and is not intended as investment advice. The purpose is to highlight potential areas of concern for a value-oriented investor focused on capital preservation. A cautious approach is advised, and further due diligence is strongly recommended before making any investment decisions regarding Pacheli Industrial Finance Ltd.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Pacheli Industrial Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PIFL across key market metrics for learning purposes.
Positive Indicators
2 factors identified
Robust Profit Growth (203.40%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Below-Average Return on Equity (-1.17%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (-0.22%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 582.12x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Elevated Debt Levels (D/E: 3.05)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.02%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Pacheli Industrial Finance Ltd Financial Statements
Comprehensive financial data for Pacheli Industrial Finance Ltd including income statement, balance sheet and cash flow
About PIFL (Pacheli Industrial Finance Ltd)
Pacheli Industrial Finance Ltd (PIFL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹2.56K (Cr). Pacheli Industrial Finance Ltd has delivered a Return on Equity (ROE) of -1.17% and a ROCE of -0.22%. The debt-to-equity ratio stands at 3.05, reflecting the company's capital structure. Investors tracking PIFL share price can monitor key metrics including P/E ratio, promoter holding of 0.00%, and quarterly earnings growth.
Company Details
Latest News
PIFL Share Price: Frequently Asked Questions
What is the current share price of Pacheli Industrial Finance Ltd (PIFL)?
As of 02 Jan 2026, 08:11 pm IST, Pacheli Industrial Finance Ltd share price is ₹49.25. The PIFL stock has a market capitalisation of ₹2.56K (Cr) on NSE/BSE.
Is PIFL share price Overvalued or Undervalued?
PIFL share price is currently trading at a P/E ratio of 582.12x, compared to the industry average of 22.03x. Based on this relative valuation, the Pacheli Industrial Finance Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of PIFL share price?
The 52-week high of PIFL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Pacheli Industrial Finance Ltd share price?
Key factors influencing PIFL share price include quarterly earnings growth (Sales Growth: N/A%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Pacheli Industrial Finance Ltd a good stock for long-term investment?
Pacheli Industrial Finance Ltd shows a 5-year Profit Growth of N/A% and an ROE of -1.17%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 3.05 before investing in PIFL shares.
How does Pacheli Industrial Finance Ltd compare with its industry peers?
Pacheli Industrial Finance Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare PIFL share price P/E of 582.12x and ROE of -1.17% against the industry averages to determine competitive standing.
What is the P/E ratio of PIFL and what does it mean?
PIFL share price has a P/E ratio of 582.12x compared to the industry average of 22.03x. Investors pay ₹582 for every ₹1 of annual earnings.
How is PIFL performing according to Bull Run's analysis?
PIFL has a Bull Run fundamental score of 2.2/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does PIFL belong to?
PIFL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Pacheli Industrial Finance Ltd share price.
What is Return on Equity (ROE) and why is it important for PIFL?
PIFL has an ROE of -1.17%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Pacheli Industrial Finance Ltd generates profits from shareholders capital.
How is PIFL debt-to-equity ratio and what does it indicate?
PIFL has a debt-to-equity ratio of 3.05, which indicates high leverage that increases financial risk.
What is PIFL dividend yield and is it a good dividend stock?
PIFL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Pacheli Industrial Finance Ltd shares.
How has PIFL share price grown over the past 5 years?
PIFL has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in PIFL and why does it matter?
Promoters hold 0.00% of PIFL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Pacheli Industrial Finance Ltd.
What is PIFL market capitalisation category?
PIFL has a market capitalisation of ₹2556 crores, placing it in the Small-cap category.
How volatile is PIFL stock?
PIFL has a beta of N/A. A beta > 1 suggests the Pacheli Industrial Finance Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is PIFL operating profit margin trend?
PIFL has a 5-year average Operating Profit Margin (OPM) of N/A%, indicating the company's operational efficiency.
How is PIFL quarterly performance?
Recent quarterly performance shows Pacheli Industrial Finance Ltd YoY Sales Growth of N/A% and YoY Profit Growth of 203.40%.
What is the institutional holding pattern in PIFL?
PIFL has FII holding of 0.00% and DII holding of 0.02%. Significant institutional holding often suggests professional confidence in the Pacheli Industrial Finance Ltd stock.