Paragon Finance Ltd Stock Price Today (NSE: PARAGONF)

Paragon Finance Ltd

47.183.82 (7.49%)
Market Closed

Fundamental Score

...

Paragon Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Paragon Finance Ltd share price today is 47.18, down 7.49% on NSE/BSE as of 23 June 2026. Paragon Finance Ltd (PARAGONF) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of 22.31 (Cr). The 52-week high for PARAGONF share price is 65.10 and the 52-week low is 40.16. At a P/E ratio of 26.56x, PARAGONF is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 1.03% and a debt-to-equity ratio of 0.02.

Paragon Finance Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
56.62
Low
43.71
Volume
1.8K
Change
-7.49%

Paragon Finance Ltd share price chart: -7.49% return over the past month. 52-week high ₹65.10, 52-week low ₹40.16.

Paragon Finance Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
49.0050.9947.0547.185.28K (Cr)
52.8852.8851.0051.00108.00 (Cr)
54.9954.9946.1348.4518.85K (Cr)
51.0051.2051.0051.20300.00 (Cr)
48.7351.2048.7351.20577.00 (Cr)
53.0053.0048.7048.73256.00 (Cr)
50.9051.9050.9051.901.94K (Cr)
51.0051.0047.9050.00756.00 (Cr)
53.3753.3750.5051.00278.00 (Cr)
48.3251.0043.7148.53239.00 (Cr)

Paragon Finance Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
52.8852.8847.0547.18-10.78%
51.0056.6243.7148.45-5.00%
53.8559.9945.2351.00-5.29%
48.8061.9743.7053.85+10.35%
50.5054.9942.0551.90+2.77%
48.9352.9040.1648.19-1.51%
52.7554.9541.8049.93-5.35%
54.4159.0046.3152.49-3.53%
48.6159.0044.6050.49+3.87%
53.2963.6748.5548.55-8.89%
56.0558.9046.7753.29-4.92%
59.3261.7553.2058.99-0.56%

Returns & Performance

Poor

Return on Equity (ROE)

1.03%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

1.76%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

15.90%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Paragon Finance Ltd Valuation Check

Poor

Price to Earnings (P/E)

26.56x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

22.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

70.86%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

33.33%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-83.96%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

-12.83%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-27.80%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-27.80%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.02x

Total debt ÷ equity. Below 0.5 = financially healthy

Interest Coverage Ratio

N/A

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

7.42 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Paragon Finance Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of PARAGONF across key market metrics for learning purposes.

Positive Indicators

5 factors identified

Strong Operating Margins (15.90%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Robust Profit Growth (33.33%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Conservative Debt Levels (D/E: 0.02)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Balanced Promoter Holding (70.86%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

7 factors identified

Below-Average Return on Equity (1.03%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (1.76%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Revenue Contraction (-83.96%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Growth History (-12.83% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Weak Earnings Growth (-27.80% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-27.80% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Paragon Finance Ltd vs Non Banking Financial Company (NBFC) Peers

Peer Comparison - Non Banking Financial Company (NBFC)

Compare Paragon Finance Ltd with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
27.6/100
47
₹22.31
26.6
Average
1.03%
Poor
1.76%
Poor
0.0
Excellent
-27.80%
Poor
-12.83%
Poor
0.00%
61.2/100
882
₹635285.77
34.7
Average
19.22%
Good
11.35%
Average
3.9
Poor
25.91%
Excellent
21.46%
Excellent
0.43%
48.1/100
912
₹160454.76
18.3
Average
15.57%
Good
10.95%
Average
3.9
Poor
26.73%
Excellent
21.55%
Excellent
1.16%
58.9/100
3262
₹153050.66
21.0
Average
19.58%
Good
13.19%
Average
3.8
Poor
11.18%
Good
15.86%
Excellent
0.68%
62.5/100
1483
₹145498.76
31.3
Average
19.71%
Good
10.34%
Average
7.2
Poor
32.25%
Excellent
24.29%
Excellent
0.12%
38.2/100
606
₹83417.35
43.5
Average
14.82%
Average
10.40%
Average
3.3
Poor
9.01%
Good
14.26%
Good
0.29%
35/100
271
₹77417.35
28.7
Average
10.79%
Average
8.71%
Poor
3.7
Poor
9.23%
Good
2.46%
Average
0.89%
25.3/100
649
₹63088.80
29.3
Average
14.72%
Average
9.79%
Poor
4.7
Poor
0.26%
36.5/100
4250
₹52888.17
26.8
Average
15.27%
Good
9.64%
Poor
4.3
Poor
18.93%
Excellent
12.58%
Good
0.74%
58/100
454
₹44785.81
11.2
Average
34.14%
Excellent
30.85%
Excellent
0.2
Excellent
208.59%
Excellent
0.04%
35.4/100
398
₹39398.34
180.8
Average
-1.28%
Poor
4.77%
Poor
3.6
Poor
10.76%
Good
0.00%

Paragon Finance Ltd PE Ratio History

Historical price-to-earnings ratio for PARAGONF — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20242.02₹68.0033.7x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Paragon Finance Ltd Quarterly Performance

Latest quarterly metrics for PARAGONF — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-83.96%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

33.33%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

-12.83%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-27.80%

Compounded annual net profit growth over 5 years

Paragon Finance Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for PARAGONF — calculated from daily price history

51RSI 14
Neutral — RSI 51

Momentum is balanced — neither overbought nor oversold.

SMA 50
51
▼ Price below SMA 50 — Short-term bearish
SMA 200
52
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Paragon Finance Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Paragon Finance Ltd (PARAGONF) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Paragon Finance Ltd

About PARAGONF (Paragon Finance Ltd)

Paragon Finance Ltd is a multifaceted Non-Banking Financial Company (NBFC) operating primarily in India. Rooted in the financial services sector, Paragon Finance focuses its lendin...g activities on providing loans secured by the hypothecation of vehicles. This core business allows individuals and businesses to access financing while leveraging their vehicular assets. Beyond lending, the company also participates in the capital markets through strategic investments in shares and securities, indicating a diversified approach to asset management and revenue generation. Paragon Finance leverages its financial expertise to navigate both lending and investment opportunities within the Indian economy. Expanding beyond its financial core, Paragon Finance Ltd also engages in real estate development activities. This involves both the construction and meticulous planning of real estate projects. This diversification indicates a willingness to explore growth opportunities beyond traditional lending and investment sectors. The company's real estate involvement suggests a long-term investment strategy, capitalizing on the potential appreciation of land and property within the Indian market. This blend of financial services and real estate ventures distinguishes Paragon Finance as a diversified player in the Indian financial landscape. Established in 1986 and headquartered in Kolkata, India, Paragon Finance Ltd has evolved from its initial identity as Paragon Finance and Plywood Industries Ltd, adopting its current name in August 1993. This history highlights the company's adaptability and commitment to aligning its identity with its evolving business operations. With a strong foundation in the Indian market, Paragon Finance continues to operate as an NBFC, focusing on vehicle-secured loans, strategic investments, and real estate development. The company's presence in Kolkata underscores its focus on the regional economic landscape and its commitment to serving the financial needs of its target markets.

Company Details

Symbol:PARAGONF
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Key Leadership

Mr. Sanjay Kumar Gupta
Chairman, CEO, Company Secretary & Compliance Officer
Mr. Aloke Kumar Gupta
CFO & Executive Director

PARAGONF Share Price: Frequently Asked Questions

What is the current share price of Paragon Finance Ltd?

Paragon Finance Ltd (PARAGONF) trades at ₹47.18 on NSE and BSE. Market cap ₹22.31 (Cr). Educational data only.

What is the P/E ratio of Paragon Finance Ltd?

Paragon Finance Ltd has a P/E of 26.56x vs industry average 22.03x.

What is the Bull Run score for Paragon Finance Ltd?

Paragon Finance Ltd has a Bull Run score of 27.6/100 based on 25+ financial parameters.

Does Paragon Finance Ltd pay dividends?

Paragon Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Paragon Finance Ltd?

Paragon Finance Ltd has ROE of 1.03%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Paragon Finance Ltd?

Paragon Finance Ltd has debt-to-equity of 0.02.

Is Paragon Finance Ltd a good investment?

Bull Run gives Paragon Finance Ltd a score of 27.6/100. This is not investment advice — consult a SEBI-registered advisor.