Pb Fintech Ltd Stock Price Today (NSE: POLICYBZR)

Pb Fintech Ltd

1650.00+56.50 (+3.55%)
Market Closed

Fundamental Score

...

Pb Fintech Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Pb Fintech Ltd share price today is 1650.00, up +3.55% on NSE/BSE as of 3 August 2026. Pb Fintech Ltd (POLICYBZR) is a Large-cap company in the Financial Technology (Fintech) sector with a market capitalisation of 74.52K (Cr). The 52-week high for POLICYBZR share price is 1974.00 and the 52-week low is 1364.00. At a P/E ratio of 111.24x, POLICYBZR is currently trading above its industry average P/E of 54.18x. The company has a Return on Equity (ROE) of 9.75% and a debt-to-equity ratio of 0.05.

Pb Fintech Ltd Share Price Chart — NSE/BSE Historical Performance

No data
High
1705.00
Low
1502.10
Volume
27.9L
Change
-4.91%

Pb Fintech Ltd share price chart: -4.91% return over the past month. 52-week high ₹1974.00, 52-week low ₹1364.00.

Pb Fintech Ltd — Last 10 Trading Days

DateOpenHighLowCloseVolume
1606.001613.501594.001601.505.42L (Cr)
1600.001606.301580.201593.507.46L (Cr)
1591.601620.901591.601611.205.43L (Cr)
1551.401591.901546.201583.306.93L (Cr)
1540.001558.901536.401553.206.39L (Cr)
1516.701546.601502.101537.2011.55L (Cr)
1577.001587.501558.901562.5012.83L (Cr)
1576.001593.201566.601584.606.97L (Cr)
1567.101610.001567.101574.0021.36L (Cr)
1622.001622.001537.001561.1029.62L (Cr)

Pb Fintech Ltd — Last 12 Months Price History

MonthOpenHighLowCloseChange
1640.001705.001502.101601.50-2.35%
1702.501711.301478.301628.60-4.34%
1674.001845.501593.701702.50+1.70%
1468.601728.601390.501666.20+13.45%
1445.101546.701364.001427.80-1.20%
1619.701625.001412.301481.60-8.53%
1837.701848.001592.301654.50-9.97%
1818.901964.201756.001825.60+0.37%
1768.001866.501715.001818.90+2.88%
1699.201851.001631.201785.40+5.07%
1767.001974.001658.001702.00-3.68%
1784.901940.001725.001770.80-0.79%

Returns & Performance

Poor

Return on Equity (ROE)

9.75%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

10.31%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

-5.98%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Pb Fintech Ltd Valuation Check

Poor

Price to Earnings (P/E)

111.24x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

54.18x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Poor

Promoter Holding

0.00%

% shares held by company founders/management

Excellent

FII Holding

39.94%

% shares held by foreign institutional investors

Excellent

DII Holding

36.72%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

53.87%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

36.70%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

50.27%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

14.89%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

41.91%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.05x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

20.07x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-2.33K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Pb Fintech Ltd Fundamental Analysis & Valuation Benchmarking

Educational evaluation of POLICYBZR across key market metrics for learning purposes.

Positive Indicators

8 factors identified

Robust Profit Growth (53.87%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (36.70%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (50.27% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Strong Profit Growth Track Record (41.91% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Conservative Debt Levels (D/E: 0.05)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (20.07x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Strong Institutional Confidence (FII+DII: 76.66%)

Observation: Significant professional investor participation.

Analysis: High institutional holding often signals thorough due diligence.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (9.75%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Margin Pressure Concerns (-5.98%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 111.24x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Negative Free Cash Flow (₹-2332.32 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Pb Fintech Ltd vs Financial Technology (Fintech) Peers

Peer Comparison - Financial Technology (Fintech)

Compare Pb Fintech Ltd with 7 other companies in the same sector

8 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
53.2/100
1650
₹74521.38
111.2
Average
9.75%
Poor
10.31%
Average
0.1
Excellent
41.91%
Excellent
50.27%
Excellent
0.00%
47.5/100
1343
₹87610.75
120.1
Average
4.70%
Poor
5.01%
Poor
0.0
Excellent
19.50%
Excellent
24.67%
Excellent
0.00%
65.4/100
14
₹6205.55
22.0
Average
6.64%
Poor
7.71%
Poor
0.1
Excellent
31.26%
Excellent
64.39%
Excellent
0.00%
24.9/100
205
₹1770.19
-8.26%
Poor
-2.24%
Poor
0.5
Good
9.61%
Good
31.14%
Excellent
0.00%
25.4/100
11
₹356.56
19.8
Average
18.66%
Good
19.50%
Good
0.7
Good
0.00%
77.7/100
62
₹76.75
12.5
Average
15.80%
Good
18.17%
Good
0.4
Excellent
28.76%
Excellent
38.75%
Excellent
2.48%
12.6/100
3
₹53.29
-31.34%
Poor
-28.03%
Poor
0.1
Excellent
-49.58%
Poor
0.00%
1.9/100
2
₹29.80
-16.31%
Poor
1.26%
Poor
2.0
Average
-4.02%
Poor
0.00%

Pb Fintech Ltd PE Ratio History

Historical price-to-earnings ratio for POLICYBZR — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20257.65₹1825.60238.6x
FY 20241.45₹2108.851454.4x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Pb Fintech Ltd Quarterly Performance

Latest quarterly metrics for POLICYBZR — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

36.70%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

53.87%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

50.27%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

41.91%

Compounded annual net profit growth over 5 years

Pb Fintech Ltd Technical Indicators

SMA 50, SMA 200, RSI and volume signals for POLICYBZR — calculated from daily price history

58RSI 14
Neutral — RSI 58

Momentum is balanced — neither overbought nor oversold.

SMA 50
1622
▲ Price above SMA 50 — Short-term bullish
SMA 200
1654
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
2306K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Pb Fintech Ltd Financial Statements

Annual income statement, balance sheet and cash flow for Pb Fintech Ltd (POLICYBZR) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Pb Fintech Ltd

About POLICYBZR (Pb Fintech Ltd)

PB Fintech Ltd is a pioneering force in the Indian Fintech landscape, revolutionizing the way individuals access and navigate the complex worlds of insurance and lending. As a digi...tal-first company, PB Fintech has established a robust online marketplace that empowers consumers with unparalleled transparency and choice. Through its innovative platforms, it streamlines the traditionally cumbersome processes associated with financial product discovery, comparison, and acquisition. The company’s core mission is to democratize access to essential financial tools, making them readily available and easily understandable to a vast and diverse audience. By leveraging technology to simplify complex information, PB Fintech plays a crucial role in fostering financial literacy and empowering individuals to make informed decisions about their financial well-being. At the heart of PB Fintech's operations lies a commitment to providing a seamless and user-friendly experience. Its platforms are meticulously designed to guide users through a comprehensive range of insurance and lending products, catering to a wide spectrum of needs and financial goals. From securing vital life insurance coverage to exploring investment opportunities and accessing credit solutions, PB Fintech offers a holistic suite of services. The company's commitment extends beyond mere product aggregation, encompassing a focus on objective information and personalized recommendations. By empowering consumers with the knowledge and tools they need, PB Fintech aims to foster a culture of financial confidence and responsibility, enabling them to navigate their financial journeys with greater ease and assurance. PB Fintech's strategic vision extends beyond the Indian market, reflecting its ambition to become a global leader in the Fintech space. Its expansion into international territories underscores its commitment to serving a broader audience and driving financial inclusion on a global scale. By adapting its innovative platform and services to meet the unique needs of different markets, PB Fintech continues to solidify its position as a dynamic and forward-thinking organization. As it continues to evolve and expand, PB Fintech remains dedicated to leveraging technology to transform the financial services industry, empowering individuals with greater control over their financial futures and building a more inclusive and accessible financial ecosystem.

Company Details

Symbol:POLICYBZR
Industry:Financial Technology (Fintech)
Sector:Financial Technology (Fintech)

Key Leadership

Mr. Yashish Dahiya
Executive Chairman & CEO
Mr. Sarbvir Singh
Executive Director & Joint Group CEO
Mr. Alok Bansal
Co-Founder & Executive Vice Chairman

Corporate Events

Upcoming
Earnings Date

POLICYBZR Share Price: Frequently Asked Questions

What is the current share price of Pb Fintech Ltd?

Pb Fintech Ltd (POLICYBZR) trades at ₹1650.00 on NSE and BSE. Market cap ₹74.52K (Cr). Educational data only.

What is the P/E ratio of Pb Fintech Ltd?

Pb Fintech Ltd has a P/E of 111.24x vs industry average 54.18x.

What is the Bull Run score for Pb Fintech Ltd?

Pb Fintech Ltd has a Bull Run score of 53.2/100 based on 25+ financial parameters.

Does Pb Fintech Ltd pay dividends?

Pb Fintech Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Pb Fintech Ltd?

Pb Fintech Ltd has ROE of 9.75%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Pb Fintech Ltd?

Pb Fintech Ltd has debt-to-equity of 0.05.

Is Pb Fintech Ltd a good investment?

Bull Run gives Pb Fintech Ltd a score of 53.2/100. This is not investment advice — consult a SEBI-registered advisor.