Pine Labs Stock Price Today (NSE: PINELABS)
Fundamental Score
Pine Labs Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Pine Labs share price today is ₹154.44, down 1.03% on NSE/BSE as of 7 August 2026. Pine Labs (PINELABS) is a Mid-cap company in the Financial Technology (Fintech) sector with a market capitalisation of ₹18.14K (Cr). The 52-week high for PINELABS share price is ₹284.00 and the 52-week low is ₹134.73. At a P/E ratio of 157.93x, PINELABS is currently trading above its industry average P/E of 54.18x. The company has a Return on Equity (ROE) of 2.46% and a debt-to-equity ratio of 0.07.
Pine Labs Share Price Chart — NSE/BSE Historical Performance
Pine Labs share price chart: -10.81% return over the past month. 52-week high ₹284.00, 52-week low ₹134.73.
Pine Labs — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹156.00 | ₹157.74 | ₹154.00 | ₹154.44 | 128.01L (Cr) | |
| ₹148.00 | ₹158.70 | ₹147.01 | ₹156.04 | 463.64L (Cr) | |
| ₹151.70 | ₹151.79 | ₹146.71 | ₹147.82 | 106.57L (Cr) | |
| ₹154.00 | ₹156.50 | ₹149.00 | ₹151.19 | 326.72L (Cr) | |
| ₹141.24 | ₹153.40 | ₹139.61 | ₹152.17 | 710.05L (Cr) | |
| ₹141.00 | ₹143.50 | ₹138.29 | ₹138.97 | 187.59L (Cr) | |
| ₹145.00 | ₹145.38 | ₹139.51 | ₹140.17 | 136.27L (Cr) | |
| ₹154.00 | ₹154.77 | ₹143.37 | ₹144.64 | 321.76L (Cr) | |
| ₹149.00 | ₹156.25 | ₹143.55 | ₹152.94 | 399.89L (Cr) | |
| ₹147.11 | ₹150.41 | ₹147.11 | ₹148.94 | 54.83L (Cr) |
Pine Labs — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹141.24 | ₹158.70 | ₹139.61 | ₹154.44 | +9.35% | |
| ₹157.44 | ₹161.91 | ₹138.29 | ₹138.97 | -11.73% | |
| ₹146.00 | ₹164.40 | ₹139.55 | ₹156.76 | +7.37% | |
| ₹195.00 | ₹207.50 | ₹134.73 | ₹144.51 | -25.89% | |
| ₹159.63 | ₹214.17 | ₹151.75 | ₹193.71 | +21.35% | |
| ₹179.56 | ₹188.80 | ₹151.12 | ₹156.18 | -13.02% | |
| ₹226.99 | ₹229.24 | ₹184.33 | ₹190.21 | -16.20% | |
| ₹239.60 | ₹244.70 | ₹213.50 | ₹228.11 | -4.80% | |
| ₹249.00 | ₹254.75 | ₹219.50 | ₹239.33 | -3.88% | |
| ₹242.00 | ₹284.00 | ₹230.53 | ₹249.76 | +3.21% |
AI Research Briefing
Powered by Gemini · 2026-04-13
Pine Labs is a high-growth, high-risk fintech play that needs to demonstrate sustained profitability to justify its valuation after a weak IPO.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Pine Labs secured multi-year contracts with Bharat Petroleum Corporation Limited (BPCL), Hindustan Petroleum Corporation Limited (HPCL), and Indian Oil Corporation Limited (IOCL) to deploy and manage digital payments infrastructure at petrol pumps and merchant outlets across India. This includes deploying and maintaining approximately 130,000 digital payment acceptance devices. For IOCL, Pine Labs will also manage the XTRAPOWER loyalty rewards platform.
CORE STORY (THE REAL GAME)
Pine Labs is a play on the increasing digitization of payments in India, leveraging its payment infrastructure to capture transaction volume and merchant relationships. The OMC contracts solidify its position in a key sector.
- OMC contract wins provide near-term revenue visibility
- Q3 FY26 profitability signals a potential turnaround
- AI integration offers long-term growth potential
- Significant new order wins
- Stronger-than-expected earnings reports
- Successful AI product launches
- Stock is trading significantly below IPO price
- Negative ROE and rising debt levels
- Intense competition in the fintech sector
Institutions hold 16.48%. No recent change in FII/DII holdings from the brief.
India's digital payments ecosystem continues to grow, providing a tailwind for Pine Labs.
Pine Labs secured multi-year contracts with BPCL, HPCL, and IOCL to deploy and manage approximately 130,000 digital payment acceptance devices.
No. Free Cash Flow 5Y: ₹-1422.55 Cr.
Pine Labs needs to demonstrate consistent profitability and strong revenue growth over the next 3-6 months to justify its valuation. Focus on OMC contract execution and AI initiatives.
Primary Thesis Risk
Failure to achieve sustained profitability will lead to a significant stock correction.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Pine Labs Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Pine Labs Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PINELABS across key market metrics for learning purposes.
Positive Indicators
7 factors identified
Robust Profit Growth (284.05%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (17.02%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (32.25% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (17.40% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (32.29% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.07)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (2.46%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.16%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Premium Valuation Risk (P/E: 157.93x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Negative Free Cash Flow (₹-1346.83 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (0.00%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Pine Labs vs Financial Technology (Fintech) Peers
Peer Comparison -
Compare Pine Labs with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Pine LabsPine Labs...Selected✓ PINELABS • 544606 | 45.6/100 | ₹154.44₹154 | ₹18140.95₹18140.95 | 157.93Average 157.9 Average | 2.46%Poor 2.46% Poor | 4.16%Poor 4.16% Poor | 0.07Excellent 0.1 Excellent | 32.29%Excellent 32.29% Excellent | 32.25%Excellent 32.25% Excellent | 0.00% |
One 97 Communications LtdOne 97 Communic... PAYTM • 543396 | 47.5/100 | ₹1343.00₹1343 | ₹87610.75₹87610.75 | 120.11Average 120.1 Average | 4.70%Poor 4.70% Poor | 5.01%Poor 5.01% Poor | 0.01Excellent 0.0 Excellent | 19.50%Excellent 19.50% Excellent | 24.67%Excellent 24.67% Excellent | 0.00% |
Pb Fintech LtdPb Fintech Ltd... POLICYBZR • 543390 | 53.2/100 | ₹1601.50₹1602 | ₹74521.38₹74521.38 | 111.24Average 111.2 Average | 9.75%Poor 9.75% Poor | 10.31%Average 10.31% Average | 0.05Excellent 0.1 Excellent | 41.91%Excellent 41.91% Excellent | 50.27%Excellent 50.27% Excellent | 0.00% |
Seshaasai Tech.Seshaasai Tech.... STYL • 544533 | 74.8/100 | ₹346.15₹346 | ₹6459.74₹6459.74 | 26.50Average 26.5 Average | 23.57%Excellent 23.57% Excellent | 27.98%Excellent 27.98% Excellent | 0.06Excellent 0.1 Excellent | 84.54%Excellent 84.54% Excellent | 31.29%Excellent 31.29% Excellent | 0.00% |
Infibeam Avenues LtdInfibeam Avenue... INFIBEAM • 539807 | 65.4/100 | ₹14.35₹14 | ₹6205.55₹6205.55 | 22.02Average 22.0 Average | 6.64%Poor 6.64% Poor | 7.71%Poor 7.71% Poor | 0.09Excellent 0.1 Excellent | 31.26%Excellent 31.26% Excellent | 64.39%Excellent 64.39% Excellent | 0.00% |
69.2/100 | ₹1525.60₹1526 | ₹3342.10₹3342.10 | 81.85Average 81.8 Average | 15.01%Good 15.01% Good | 19.67%Good 19.67% Good | 0.03Excellent 0.0 Excellent | 106.78%Excellent 106.78% Excellent | 66.26%Excellent 66.26% Excellent | 0.13% | |
One Mobikwik Systems LtdOne Mobikwik Sy... MOBIKWIK • 544305 | 24.9/100 | ₹205.21₹205 | ₹1770.19₹1770.19 | — — | -8.26%Poor -8.26% Poor | -2.24%Poor -2.24% Poor | 0.51Good 0.5 Good | 9.61%Good 9.61% Good | 31.14%Excellent 31.14% Excellent | 0.00% |
25.4/100 | ₹11.00₹11 | ₹356.56₹356.56 | 19.81Average 19.8 Average | 18.66%Good 18.66% Good | 19.50%Good 19.50% Good | 0.67Good 0.7 Good | — — | — — | 0.00% | |
29.2/100 | ₹127.15₹127 | ₹242.22₹242.22 | 20.79Average 20.8 Average | 15.39%Good 15.39% Good | 17.82%Good 17.82% Good | 0.20Excellent 0.2 Excellent | — — | — — | 0.00% | |
Wsfx Global Pay LtdWsfx Global Pay... WSFX • 511147 | 77.7/100 | ₹61.50₹62 | ₹76.75₹76.75 | 12.50Average 12.5 Average | 15.80%Good 15.80% Good | 18.17%Good 18.17% Good | 0.41Excellent 0.4 Excellent | 28.76%Excellent 28.76% Excellent | 38.75%Excellent 38.75% Excellent | 2.48% |
Suvidhaa Infoserve Private LimitedSuvidhaa Infose... SUVIDHAA • 543281 | 12.6/100 | ₹2.55₹3 | ₹53.29₹53.29 | — — | -31.34%Poor -31.34% Poor | -28.03%Poor -28.03% Poor | 0.05Excellent 0.1 Excellent | — — | -49.58%Poor -49.58% Poor | 0.00% |
Top Financial Technology (Fintech) Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- One 97 Communications Ltd share price87610.75 Cr
- Pb Fintech Ltd share price74521.38 Cr
- Seshaasai Tech. share price6459.74 Cr
- Infibeam Avenues Ltd share price6205.55 Cr
- Network People Services Technologies Ltd share price3342.10 Cr
Pine Labs Quarterly Performance
Latest quarterly metrics for PINELABS — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
17.02%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
284.05%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
32.25%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
32.29%
Compounded annual net profit growth over 5 years
Pine Labs Technical Indicators
SMA 50, SMA 200, RSI and volume signals for PINELABS — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Pine Labs Financial Statements
Annual income statement, balance sheet and cash flow for Pine Labs (PINELABS) — sourced from NSE/BSE filings.
Loading Financial Statements...
Fetching financial data for Pine Labs
About PINELABS (Pine Labs)
Pine Labs (PINELABS) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Financial Technology (Fintech) sector with... a current market capitalisation of ₹18.14K (Cr). Pine Labs has delivered a Return on Equity (ROE) of 2.46% and a ROCE of 4.16%. The debt-to-equity ratio stands at 0.07, reflecting the company's capital structure. Investors tracking PINELABS share price can monitor key metrics including P/E ratio, promoter holding of 0.00%, and quarterly earnings growth.
Company Details
PINELABS Share Price: Frequently Asked Questions
What is the current share price of Pine Labs?
Pine Labs (PINELABS) trades at ₹154.44 on NSE and BSE. Market cap ₹18.14K (Cr). Educational data only.
What is the P/E ratio of Pine Labs?
Pine Labs has a P/E of 157.93x vs industry average 54.18x.
What is the Bull Run score for Pine Labs?
Pine Labs has a Bull Run score of 45.6/100 based on 25+ financial parameters.
Does Pine Labs pay dividends?
Pine Labs has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Pine Labs?
Pine Labs has ROE of 2.46%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Pine Labs?
Pine Labs has debt-to-equity of 0.07.
Is Pine Labs a good investment?
Bull Run gives Pine Labs a score of 45.6/100. This is not investment advice — consult a SEBI-registered advisor.