Pine Labs Stock Price Today (NSE: PINELABS)

Pine Labs

142.821.03 (0.72%)
Market Closed

Fundamental Score

...

Pine Labs Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Pine Labs share price today is 142.82, down 0.72% on NSE/BSE as of 23 June 2026. Pine Labs (PINELABS) is a Large-cap company in the Financial Technology (Fintech) sector with a market capitalisation of 28.22K (Cr). The 52-week high for PINELABS share price is 284.00 and the 52-week low is 134.73. The company has a Return on Equity (ROE) of -3.31% and a debt-to-equity ratio of 0.30.

Pine Labs Share Price Chart — NSE/BSE Historical Performance

No data
High
207.95
Low
134.73
Volume
1.6Cr
Change
-25.60%

Pine Labs share price chart: -25.60% return over the past month. 52-week high ₹284.00, 52-week low ₹134.73.

Pine Labs — Last 10 Trading Days

DateOpenHighLowCloseVolume
142.30144.12141.01142.82139.64L (Cr)
146.00149.10142.25143.85383.13L (Cr)
147.99152.24143.00144.51656.36L (Cr)
145.83145.83145.83145.830.00 (Cr)
140.65147.31134.73145.83866.36L (Cr)
151.50152.80135.52137.94756.97L (Cr)
145.50147.60137.51146.20246.33L (Cr)
153.45153.95140.30142.84368.17L (Cr)
150.50152.91146.78148.3250.80L (Cr)
149.00150.41143.34149.2749.27L (Cr)

Pine Labs — Last 12 Months Price History

MonthOpenHighLowCloseChange
146.00149.10141.01142.82-2.18%
195.00207.50134.73144.51-25.89%
159.63214.17151.75193.71+21.35%
179.56188.80151.12156.18-13.02%
226.99229.24184.33190.21-16.20%
239.60244.70213.50228.11-4.80%
249.00254.75219.50239.33-3.88%
242.00284.00230.53249.76+3.21%

AI Research Briefing

Powered by Gemini · 2026-04-13

Pine Labs is a high-growth, high-risk fintech play that needs to demonstrate sustained profitability to justify its valuation after a weak IPO.

Research Confidence
6.0/10Moderate
DEBT TRAP TURNAROUNDBreakdown. Stock is down 29% from its IPO price. 52 Week Low (30-Mar-2026) 151.12.Expensive. P/E is non-existent due to losses. Industry P/E is 36.33x, but Pine Labs needs to demonstrate consistent profitability.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Pine Labs secured multi-year contracts with Bharat Petroleum Corporation Limited (BPCL), Hindustan Petroleum Corporation Limited (HPCL), and Indian Oil Corporation Limited (IOCL) to deploy and manage digital payments infrastructure at petrol pumps and merchant outlets across India. This includes deploying and maintaining approximately 130,000 digital payment acceptance devices. For IOCL, Pine Labs will also manage the XTRAPOWER loyalty rewards platform.

CORE STORY (THE REAL GAME)

Pine Labs is a play on the increasing digitization of payments in India, leveraging its payment infrastructure to capture transaction volume and merchant relationships. The OMC contracts solidify its position in a key sector.

Why Now
  • OMC contract wins provide near-term revenue visibility
  • Q3 FY26 profitability signals a potential turnaround
  • AI integration offers long-term growth potential
Potential Catalysts
  • Significant new order wins
  • Stronger-than-expected earnings reports
  • Successful AI product launches
Key Risks
  • Stock is trading significantly below IPO price
  • Negative ROE and rising debt levels
  • Intense competition in the fintech sector
Institutional Activity

Institutions hold 16.48%. No recent change in FII/DII holdings from the brief.

Macro Context

India's digital payments ecosystem continues to grow, providing a tailwind for Pine Labs.

Order Book / Expansion

Pine Labs secured multi-year contracts with BPCL, HPCL, and IOCL to deploy and manage approximately 130,000 digital payment acceptance devices.

Cash Flow Quality

No. Free Cash Flow 5Y: ₹-1422.55 Cr.

3–6 Month Outlook

Pine Labs needs to demonstrate consistent profitability and strong revenue growth over the next 3-6 months to justify its valuation. Focus on OMC contract execution and AI initiatives.

Primary Thesis Risk

Failure to achieve sustained profitability will lead to a significant stock correction.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

-3.31%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

-0.49%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

8.17%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Pine Labs Valuation Check

Price to Earnings (P/E)

N/A

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

36.33x

Average P/E of all peers in this sector

Market-cap Classification
Large-cap
Established & liquid; typically steadier returns.

Shareholding Pattern

Poor

Promoter Holding

0.00%

% shares held by company founders/management

Average

FII Holding

5.14%

% shares held by foreign institutional investors

Average

DII Holding

9.91%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Profit Growth (Quarterly YoY)

N/A

Net profit growth vs same quarter last year

Revenue Growth (Quarterly YoY)

N/A

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

21.82%

Compounded annual revenue growth over 5 years

Average

EPS Growth (5-Year CAGR)

10.60%

Earnings per share growth over 5 years

Net Profit Growth (5-Year CAGR)

N/A

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.30x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

-0.27x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-1.42K (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Pine Labs Fundamental Analysis & Valuation Benchmarking

Educational evaluation of PINELABS across key market metrics for learning purposes.

Positive Indicators

3 factors identified

Consistent Growth Track Record (21.82% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Conservative Debt Levels (D/E: 0.30)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

6 factors identified

Below-Average Return on Equity (-3.31%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (-0.49%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Weak Interest Coverage (-0.27x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-1422.55 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Low Promoter Commitment (0.00%)

Observation: Reduced promoter stake may indicate limited confidence.

Analysis: Low promoter holding may raise questions about management commitment.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Pine Labs vs Financial Technology (Fintech) Peers

Peer Comparison -

Compare Pine Labs with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
12.5/100
143
₹28222.13
-3.31%
Poor
-0.49%
Poor
0.3
Excellent
21.82%
Excellent
0.00%
33/100
1121
₹87405.62
805.4
Average
-10.28%
Poor
-10.14%
Poor
0.0
Excellent
7.39%
Good
16.05%
Excellent
0.00%
47.8/100
1805
₹86108.66
186.5
Average
5.13%
Poor
5.90%
Poor
0.1
Excellent
23.21%
Excellent
45.20%
Excellent
0.00%
60.9/100
14
₹5274.02
22.3
Average
6.47%
Poor
8.65%
Poor
0.0
Excellent
17.94%
Excellent
44.55%
Excellent
0.00%
37.6/100
270
₹5029.25
23.4
Average
41.45%
Excellent
36.54%
Excellent
0.3
Excellent
0.00%
7.9/100
199
₹1814.89
-31.34%
Poor
-13.13%
Poor
0.7
Good
-4.37%
Poor
30.66%
Excellent
0.00%
25.9/100
13
₹598.55
38.4
Average
13.82%
Average
19.20%
Good
0.5
Good
0.00%
3.3/100
153
₹291.17
34.3
Average
35.59%
Excellent
33.95%
Excellent
0.5
Good
0.00%
12.1/100
3
₹78.26
-36.22%
Poor
-32.08%
Poor
0.0
Excellent
-48.19%
Poor
0.00%
64.5/100
62
₹77.26
24.8
Average
10.08%
Average
18.00%
Good
0.3
Excellent
54.04%
Excellent
18.36%
Excellent
2.44%
0/100
2
₹56.19
-16.31%
Poor
1.26%
Poor
2.0
Average
-4.02%
Poor
0.00%

Pine Labs Quarterly Performance

Latest quarterly metrics for PINELABS — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

N/A

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

N/A

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

21.82%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

N/A

Compounded annual net profit growth over 5 years

Pine Labs Technical Indicators

SMA 50, SMA 200, RSI and volume signals for PINELABS — calculated from daily price history

15RSI 14
Oversold — RSI 15

Selling pressure is heavy — potential reversal zone.

SMA 50
173
▼ Price below SMA 50 — Short-term bearish
30-Day Avg Volume
12599K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Pine Labs Financial Statements

Annual income statement, balance sheet and cash flow for Pine Labs (PINELABS) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Pine Labs

About PINELABS (Pine Labs)

Pine Labs (PINELABS) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Financial Technology (Fintech) sector with... a current market capitalisation of ₹28.22K (Cr). Pine Labs has delivered a Return on Equity (ROE) of -3.31% and a ROCE of -0.49%. The debt-to-equity ratio stands at 0.30, reflecting the company's capital structure. Investors tracking PINELABS share price can monitor key metrics including P/E ratio, promoter holding of 0.00%, and quarterly earnings growth.

Company Details

Symbol:PINELABS
Industry:Financial Technology (Fintech)
Sector:N/A
Website:N/A

PINELABS Share Price: Frequently Asked Questions

What is the current share price of Pine Labs?

Pine Labs (PINELABS) trades at ₹142.82 on NSE and BSE. Market cap ₹28.22K (Cr). Educational data only.

What is the P/E ratio of Pine Labs?

Pine Labs has a P/E of N/Ax vs industry average 36.33x.

What is the Bull Run score for Pine Labs?

Pine Labs has a Bull Run score of 12.5/100 based on 25+ financial parameters.

Does Pine Labs pay dividends?

Pine Labs has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Pine Labs?

Pine Labs has ROE of -3.31%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Pine Labs?

Pine Labs has debt-to-equity of 0.30.

Is Pine Labs a good investment?

Bull Run gives Pine Labs a score of 12.5/100. This is not investment advice — consult a SEBI-registered advisor.