Piramal Finance.
Fundamental Score
Piramal Finance. Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of PIRAMALFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Robust Profit Growth (150.22%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.
Strong Revenue Growth (21.42%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.
Strong Profit Growth Track Record (15.28% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Strong Cash Generation (₹6144.79 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 29.57%)
Observation: Significant professional investor participation indicates quality recognition.
Analysis: High institutional holding often signals thorough due diligence and quality business fundamentals.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
13 factors identified
Below-Average Return on Equity (2.31%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (7.73%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Margin Pressure Concerns (-18.83%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges. Monitor for operational improvements.
Premium Valuation Risk (P/E: 56.75x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Limited Growth History (1.45% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Elevated Debt Levels (D/E: 2.61)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.10x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Very Low ROE
Observation: Poor capital utilization and shareholder returns.
Analysis: ROE below 5% suggests significant inefficiencies in capital deployment.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Financial Statements
Comprehensive financial data for Piramal Finance.
About PIRAMALFIN
Company Details
PIRAMALFIN Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Piramal Finance. (PIRAMALFIN)?
As of 01 Dec 2025, 04:21 pm IST, Piramal Finance. (PIRAMALFIN) is currently trading at ₹1555.00. The stock has a market capitalization of ₹35.22K (Cr).
Is PIRAMALFIN share price Overvalued or Undervalued?
PIRAMALFIN is currently trading at a P/E ratio of 56.75x, compared to the industry average of 18.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Piramal Finance. share price?
Key factors influencing PIRAMALFIN's price include its quarterly earnings growth (Sales Growth: 21.42%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Piramal Finance. a good stock for long-term investment?
Piramal Finance. shows a 5-year Profit Growth of 15.28% and an ROE of 2.31%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.61 before investing.
How does Piramal Finance. compare with its industry peers?
Piramal Finance. competes with major peers in the Housing Finance Company. Investors should compare PIRAMALFIN's P/E of 56.75x and ROE of 2.31% against the industry averages to determine its competitive standing.
What is the P/E ratio of PIRAMALFIN and what does it mean?
PIRAMALFIN has a P/E ratio of 56.75x compared to the industry average of 18.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹57 for every ₹1 of annual earnings.
How is PIRAMALFIN performing according to Bull Run's analysis?
PIRAMALFIN has a Bull Run fundamental score of 41.8/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does PIRAMALFIN belong to?
PIRAMALFIN operates in the Housing Finance Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting Piramal Finance..
What is Return on Equity (ROE) and why is it important for PIRAMALFIN?
PIRAMALFIN has an ROE of 2.31%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Piramal Finance. generates profits from shareholders' equity.
How is PIRAMALFIN's debt-to-equity ratio and what does it indicate?
PIRAMALFIN has a debt-to-equity ratio of 2.61, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is PIRAMALFIN's dividend yield and is it a good dividend stock?
PIRAMALFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has PIRAMALFIN grown over the past 5 years?
PIRAMALFIN has achieved 5-year growth rates of: Sales Growth 1.45%, Profit Growth 15.28%, and EPS Growth 14.88%.
What is the promoter holding in PIRAMALFIN and why does it matter?
Promoters hold 46.16% of PIRAMALFIN shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is PIRAMALFIN's market capitalization category?
PIRAMALFIN has a market capitalization of ₹35222 crores, placing it in the Large-cap category.
How volatile is PIRAMALFIN stock?
PIRAMALFIN has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for PIRAMALFIN?
PIRAMALFIN has a 52-week high of ₹N/A and low of ₹N/A.
What is PIRAMALFIN's operating profit margin trend?
PIRAMALFIN has a 5-year average Operating Profit Margin (OPM) of -18.83%, indicating the company's operational efficiency.
How is PIRAMALFIN's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 21.42% and YoY Profit Growth of 150.22%.
What is the institutional holding pattern in PIRAMALFIN?
PIRAMALFIN has FII holding of 15.10% and DII holding of 14.47%. Significant institutional holding often suggests professional confidence in the stock.