Piramal Finance. Stock Price Today (NSE: PIRAMALFIN)
Fundamental Score
Piramal Finance. Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Piramal Finance. share price today is ₹1908.30, down 1.36% on NSE/BSE as of 19 June 2026. Piramal Finance. (PIRAMALFIN) is a Large-cap company in the Housing Finance Company sector with a market capitalisation of ₹35.22K (Cr). The 52-week high for PIRAMALFIN share price is ₹2073.20 and the 52-week low is ₹1260.00. At a P/E ratio of 56.75x, PIRAMALFIN is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 2.31% and a debt-to-equity ratio of 2.61.
Piramal Finance. Share Price Chart — NSE/BSE Historical Performance
Piramal Finance. share price chart: 6.65% return over the past month. 52-week high ₹2073.20, 52-week low ₹1260.00.
Piramal Finance. — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹1930.10 | ₹1936.30 | ₹1900.20 | ₹1908.30 | 4.25L (Cr) | |
| ₹1905.00 | ₹1952.70 | ₹1901.90 | ₹1934.60 | 1.16L (Cr) | |
| ₹1985.00 | ₹1985.00 | ₹1913.00 | ₹1926.80 | 4.94L (Cr) | |
| ₹1957.10 | ₹1995.00 | ₹1944.00 | ₹1985.90 | 3.97L (Cr) | |
| ₹1945.00 | ₹1972.50 | ₹1935.10 | ₹1949.20 | 3.33L (Cr) | |
| ₹1969.00 | ₹1976.00 | ₹1925.00 | ₹1942.90 | 3.34L (Cr) | |
| ₹1935.00 | ₹1971.00 | ₹1918.00 | ₹1959.50 | 1.58L (Cr) | |
| ₹1935.00 | ₹1954.00 | ₹1912.00 | ₹1924.10 | 1.75L (Cr) | |
| ₹1936.40 | ₹1938.90 | ₹1900.20 | ₹1925.50 | 5.19L (Cr) | |
| ₹1908.00 | ₹1947.50 | ₹1886.30 | ₹1936.20 | 2.99L (Cr) |
Piramal Finance. — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹1905.00 | ₹1952.70 | ₹1900.20 | ₹1908.30 | +0.17% | |
| ₹1992.20 | ₹2031.00 | ₹1862.10 | ₹1926.80 | -3.28% | |
| ₹1848.90 | ₹2073.20 | ₹1620.10 | ₹1998.60 | +8.10% | |
| ₹1680.00 | ₹1949.00 | ₹1675.50 | ₹1834.50 | +9.20% | |
| ₹1737.10 | ₹1828.50 | ₹1676.90 | ₹1738.60 | +0.09% | |
| ₹1653.70 | ₹1954.50 | ₹1621.00 | ₹1743.50 | +5.43% | |
| ₹1545.00 | ₹1707.50 | ₹1416.50 | ₹1643.00 | +6.34% | |
| ₹1260.00 | ₹1784.00 | ₹1260.00 | ₹1548.70 | +22.91% |
AI Research Briefing
Powered by Gemini · 2026-04-17
Overvalued turnaround with weak interest coverage; avoid until valuation catches up with fundamentals.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Piramal Finance is showing signs of strong consolidation, indicating base formation and supply absorption. SMIFS suggested that Piramal Finance is among top stock ideas.
CORE STORY (THE REAL GAME)
Piramal Finance is a debt trap turnaround play. The market is betting on the continued recovery and restructuring efforts after its near-collapse in FY20.
- Turnaround momentum in Q3 FY26
- USD 350 million funding from IFC and ADB
- Technical strength indicating accumulation
- Sustained earnings growth
- Improvement in asset quality
- Further capital infusion
- Stretched valuation at 56.75x P/E
- Weak interest coverage at 1.1x
- Low ROE at 2.31%
No significant change in FII/DII holdings reported.
General India 2026: No specific major tailwind or headwind found after live search.
Profit converting to cash - yes, Free Cash Flow 5Y: ₹6144.79 Cr
The next 3-6 months will be crucial to see if the turnaround is sustainable and if the company can improve its asset quality and profitability. Focus on execution and managing credit costs.
Primary Thesis Risk
Valuation disconnect from fundamentals could lead to a sharp correction.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Piramal Finance. Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Piramal Finance. Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PIRAMALFIN across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Robust Profit Growth (150.22%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (21.42%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Strong Profit Growth Track Record (15.28% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹6144.79 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Strong Institutional Confidence (FII+DII: 29.57%)
Observation: Significant professional investor participation.
Analysis: High institutional holding often signals thorough due diligence.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Below-Average Return on Equity (2.31%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (7.73%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (-18.83%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 56.75x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Limited Growth History (1.45% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Elevated Debt Levels (D/E: 2.61)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.10x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Piramal Finance. vs Housing Finance Company Peers
Peer Comparison -
Compare Piramal Finance. with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Piramal Finance.Piramal Finance...Selected✓ PIRAMALFIN • 544597 | 41.8/100 | ₹1908.30₹1908 | ₹35222.23₹35222.23 | 56.75Average 56.8 Average | 2.31%Poor 2.31% Poor | 7.73%Poor 7.73% Poor | 2.61Poor 2.6 Poor | 15.28%Excellent 15.28% Excellent | 1.45%Average 1.45% Average | 0.00% |
Bajaj Housing Finance LimitedBajaj Housing F... BAJAJHFL • 544252 | 54.8/100 | ₹86.02₹86 | ₹87039.71₹87039.71 | 36.87Average 36.9 Average | 13.46%Average 13.46% Average | 9.55%Poor 9.55% Poor | 4.44Poor 4.4 Poor | 38.71%Excellent 38.71% Excellent | 29.33%Excellent 29.33% Excellent | 0.00% |
LIC Housing Finance LtdLIC Housing Fin... LICHSGFIN • 500253 | 41.4/100 | ₹543.00₹543 | ₹30291.98₹30291.98 | 5.49Average 5.5 Average | 16.05%Good 16.05% Good | 8.93%Poor 8.93% Poor | 7.08Poor 7.1 Poor | 17.76%Excellent 17.76% Excellent | 7.33%Good 7.33% Good | 1.82% |
PNB Housing Finance LtdPNB Housing Fin... PNBHOUSING • 540173 | 44.1/100 | ₹1064.50₹1065 | ₹23669.79₹23669.79 | 10.77Average 10.8 Average | 12.27%Average 12.27% Average | 9.46%Poor 9.46% Poor | 3.62Poor 3.6 Poor | 23.34%Excellent 23.34% Excellent | -2.03%Poor -2.03% Poor | 0.55% |
Aadhar Housing Finance LtdAadhar Housing ... AADHARHFC • 544176 | 31.1/100 | ₹477.80₹478 | ₹21011.57₹21011.57 | 21.27Average 21.3 Average | 16.86%Good 16.86% Good | 11.42%Average 11.42% Average | 2.55Poor 2.5 Poor | 36.61%Excellent 36.61% Excellent | 17.50%Excellent 17.50% Excellent | 0.00% |
Aptus Value Housing Finance India LtdAptus Value Hou... APTUS • 543335 | 32.4/100 | ₹262.70₹263 | ₹14148.60₹14148.60 | 16.78Average 16.8 Average | 18.58%Good 18.58% Good | 15.05%Good 15.05% Good | 1.57Average 1.6 Average | 28.91%Excellent 28.91% Excellent | 28.46%Excellent 28.46% Excellent | 1.59% |
Sammaan Capital LtdSammaan Capital... SAMMAANCAP • 535789 | 24.2/100 | ₹173.32₹173 | ₹12631.74₹12631.74 | 9.95Average 9.9 Average | -8.66%Poor -8.66% Poor | 3.65%Poor 3.65% Poor | 2.04Poor 2.0 Poor | — — | -8.08%Poor -8.08% Poor | 0.00% |
Can Fin Homes LtdCan Fin Homes L... CANFINHOME • 511196 | 40.1/100 | ₹832.95₹833 | ₹12107.71₹12107.71 | 13.14Average 13.1 Average | 18.22%Good 18.22% Good | 9.34%Poor 9.34% Poor | 6.61Poor 6.6 Poor | 17.91%Excellent 17.91% Excellent | 13.82%Good 13.82% Good | 1.32% |
Aavas Financiers LtdAavas Financier... AAVAS • 541988 | 29.6/100 | ₹1369.00₹1369 | ₹11994.35₹11994.35 | 19.88Average 19.9 Average | 14.11%Average 14.11% Average | 10.09%Average 10.09% Average | 3.08Poor 3.1 Poor | 18.16%Excellent 18.16% Excellent | 21.15%Excellent 21.15% Excellent | 0.00% |
Home First Finance Company India LtdHome First Fina... HOMEFIRST • 543259 | 55.6/100 | ₹1076.40₹1076 | ₹11504.83₹11504.83 | 25.41Average 25.4 Average | 16.46%Good 16.46% Good | 11.35%Average 11.35% Average | 2.40Poor 2.4 Poor | 36.87%Excellent 36.87% Excellent | 30.23%Excellent 30.23% Excellent | 0.33% |
India Shelter Finance Corporation LimitedIndia Shelter F... INDIASHLTR • 544044 | 44.3/100 | ₹778.80₹779 | ₹9428.70₹9428.70 | 21.19Average 21.2 Average | 15.07%Good 15.07% Good | 12.61%Average 12.61% Average | 1.89Average 1.9 Average | 51.70%Excellent 51.70% Excellent | 38.34%Excellent 38.34% Excellent | 0.58% |
Top Housing Finance Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Housing Finance Limited share price87039.71 Cr
- LIC Housing Finance Ltd share price30291.98 Cr
- PNB Housing Finance Ltd share price23669.79 Cr
- Aadhar Housing Finance Ltd share price21011.57 Cr
- Aptus Value Housing Finance India Ltd share price14148.60 Cr
Piramal Finance. Quarterly Performance
Latest quarterly metrics for PIRAMALFIN — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
21.42%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
150.22%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
1.45%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
15.28%
Compounded annual net profit growth over 5 years
Piramal Finance. Technical Indicators
SMA 50, SMA 200, RSI and volume signals for PIRAMALFIN — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Piramal Finance. Financial Statements
Annual income statement, balance sheet and cash flow for Piramal Finance. (PIRAMALFIN) — sourced from NSE/BSE filings.
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Fetching financial data for Piramal Finance.
About PIRAMALFIN (Piramal Finance.)
Piramal Finance. (PIRAMALFIN) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Housing Finance Company sector wi...th a current market capitalisation of ₹35.22K (Cr). Piramal Finance. has delivered a Return on Equity (ROE) of 2.31% and a ROCE of 7.73%. The debt-to-equity ratio stands at 2.61, reflecting the company's capital structure. Investors tracking PIRAMALFIN share price can monitor key metrics including P/E ratio, promoter holding of 46.16%, and quarterly earnings growth.
Company Details
PIRAMALFIN Share Price: Frequently Asked Questions
What is the current share price of Piramal Finance.?
Piramal Finance. (PIRAMALFIN) trades at ₹1908.30 on NSE and BSE. Market cap ₹35.22K (Cr). Educational data only.
What is the P/E ratio of Piramal Finance.?
Piramal Finance. has a P/E of 56.75x vs industry average 18.03x.
What is the Bull Run score for Piramal Finance.?
Piramal Finance. has a Bull Run score of 41.8/100 based on 25+ financial parameters.
Does Piramal Finance. pay dividends?
Piramal Finance. has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Piramal Finance.?
Piramal Finance. has ROE of 2.31%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Piramal Finance.?
Piramal Finance. has debt-to-equity of 2.61.
Is Piramal Finance. a good investment?
Bull Run gives Piramal Finance. a score of 41.8/100. This is not investment advice — consult a SEBI-registered advisor.