PNB Gilts Ltd
Fundamental Score
PNB Gilts Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of PNBGILTS across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Return on Equity (16.10%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (91.57%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 8.49 vs Industry: 31.61)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Consistent Growth Track Record (13.70% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Balanced Promoter Holding (74.07%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
11 factors identified
Suboptimal ROCE (6.80%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Profit Decline Concern (-140.03%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Revenue Contraction (-11.45%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
Weak Earnings Growth (-1.30% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation. Consider growth catalysts and competitive positioning.
Stagnant Profit Growth (-1.30% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity. Assess transformation initiatives.
Elevated Debt Levels (D/E: 15.13)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.19x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
Negative Free Cash Flow (₹-9809.37 Cr over 5Y)
Observation: Cash outflows exceed inflows, indicating capital intensity or working capital issues.
Analysis: Negative FCF requires analysis of capital expenditure cycle and working capital management efficiency.
Limited Institutional Interest (FII+DII: 0.77%)
Observation: Low institutional participation may affect liquidity and visibility.
Analysis: Limited institutional interest may indicate size constraints or visibility issues in the investment community.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Financial Statements
Comprehensive financial data for PNB Gilts Ltd
About PNBGILTS
Business Overview
PNB Gilts Ltd. operates as a government securities dealer in India. The company involved in underwriting and bidding of government securities issuances; trading of fixed income instruments, such as government securities, treasury bills, state development loans, corporate bonds, and interest rate swaps, as well as various money market instruments, including certificates of deposits, commercial papers, etc.; and provision of custodian services to its constituents. It also provides gilts accounts; debt solutions comprising bond and debenture issuances; and retailing services. It serves provident funds trusts, regional rural banks, co-operative banks, corporates, educational institutions, individuals, etc. PNB Gilts Ltd. was incorporated in 1996 and is based in New Delhi, India. PNB Gilts Ltd. is a subsidiary of Punjab National Bank.
Company Details
Key Leadership
Corporate Events
PNBGILTS Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of PNB Gilts Ltd (PNBGILTS)?
As of 30 Jan 2026, 01:40 pm IST, PNB Gilts Ltd (PNBGILTS) is currently trading at ₹79.14. The stock has a market capitalization of ₹1.52K (Cr).
Is PNBGILTS share price Overvalued or Undervalued?
PNBGILTS is currently trading at a P/E ratio of 8.49x, compared to the industry average of 31.61x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the PNB Gilts Ltd share price?
Key factors influencing PNBGILTS's price include its quarterly earnings growth (Sales Growth: -11.45%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is PNB Gilts Ltd a good stock for long-term investment?
PNB Gilts Ltd shows a 5-year Profit Growth of -1.30% and an ROE of 16.10%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 15.13 before investing.
How does PNB Gilts Ltd compare with its industry peers?
PNB Gilts Ltd competes with major peers in the Investment Company. Investors should compare PNBGILTS's P/E of 8.49x and ROE of 16.10% against the industry averages to determine its competitive standing.
What is the P/E ratio of PNBGILTS and what does it mean?
PNBGILTS has a P/E ratio of 8.49x compared to the industry average of 31.61x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹8 for every ₹1 of annual earnings.
How is PNBGILTS performing according to Bull Run's analysis?
PNBGILTS has a Bull Run fundamental score of 29.1/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does PNBGILTS belong to?
PNBGILTS operates in the Investment Company industry. This classification helps understand the competitive landscape and sector-specific trends affecting PNB Gilts Ltd.
What is Return on Equity (ROE) and why is it important for PNBGILTS?
PNBGILTS has an ROE of 16.10%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently PNB Gilts Ltd generates profits from shareholders' equity.
How is PNBGILTS's debt-to-equity ratio and what does it indicate?
PNBGILTS has a debt-to-equity ratio of 15.13, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is PNBGILTS's dividend yield and is it a good dividend stock?
PNBGILTS offers a dividend yield of 1.18%, which means you receive ₹1.18 annual dividend for every ₹100 invested.
How has PNBGILTS grown over the past 5 years?
PNBGILTS has achieved 5-year growth rates of: Sales Growth 13.70%, Profit Growth -1.30%, and EPS Growth -1.30%.
What is the promoter holding in PNBGILTS and why does it matter?
Promoters hold 74.07% of PNBGILTS shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is PNBGILTS's market capitalization category?
PNBGILTS has a market capitalization of ₹1517 crores, placing it in the Small-cap category.
How volatile is PNBGILTS stock?
PNBGILTS has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for PNBGILTS?
PNBGILTS has a 52-week high of ₹N/A and low of ₹N/A.
What is PNBGILTS's operating profit margin trend?
PNBGILTS has a 5-year average Operating Profit Margin (OPM) of 91.57%, indicating the company's operational efficiency.
How is PNBGILTS's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -11.45% and YoY Profit Growth of -140.03%.
What is the institutional holding pattern in PNBGILTS?
PNBGILTS has FII holding of 0.77% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.