PNB Gilts Ltd Stock Price Today (NSE: PNBGILTS)
Fundamental Score
PNB Gilts Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
PNB Gilts Ltd share price today is ₹80.70, down 1.59% on NSE/BSE as of 7 August 2026. PNB Gilts Ltd (PNBGILTS) is a Small-cap company in the Investment Company sector with a market capitalisation of ₹1.58K (Cr). The 52-week high for PNBGILTS share price is ₹109.99 and the 52-week low is ₹58.60. At a P/E ratio of 8.74x, PNBGILTS is currently trading below its industry average P/E of 32.42x. The company has a Return on Equity (ROE) of 11.08% and a debt-to-equity ratio of 14.56.
PNB Gilts Ltd Share Price Chart — NSE/BSE Historical Performance
PNB Gilts Ltd share price chart: -7.86% return over the past month. 52-week high ₹109.99, 52-week low ₹58.60.
PNB Gilts Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹82.00 | ₹82.89 | ₹80.00 | ₹80.70 | 4.61L (Cr) | |
| ₹83.75 | ₹84.24 | ₹80.51 | ₹82.00 | 4.18L (Cr) | |
| ₹82.81 | ₹85.54 | ₹82.81 | ₹83.75 | 3.46L (Cr) | |
| ₹83.50 | ₹84.44 | ₹82.51 | ₹82.79 | 2.62L (Cr) | |
| ₹85.80 | ₹85.80 | ₹83.00 | ₹83.51 | 3.16L (Cr) | |
| ₹82.38 | ₹86.29 | ₹82.38 | ₹84.50 | 3.24L (Cr) | |
| ₹83.90 | ₹84.90 | ₹83.12 | ₹83.78 | 2.28L (Cr) | |
| ₹85.81 | ₹86.02 | ₹83.30 | ₹83.80 | 2.34L (Cr) | |
| ₹85.59 | ₹86.69 | ₹85.25 | ₹85.44 | 1.64L (Cr) | |
| ₹86.90 | ₹90.44 | ₹86.90 | ₹88.09 | 6.35L (Cr) |
PNB Gilts Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹85.80 | ₹85.80 | ₹80.00 | ₹80.70 | -5.94% | |
| ₹92.25 | ₹92.48 | ₹82.38 | ₹84.50 | -8.40% | |
| ₹79.80 | ₹99.80 | ₹76.10 | ₹92.27 | +15.63% | |
| ₹71.50 | ₹83.40 | ₹66.91 | ₹78.79 | +10.20% | |
| ₹60.55 | ₹77.25 | ₹60.55 | ₹70.55 | +16.52% | |
| ₹78.01 | ₹79.90 | ₹58.60 | ₹59.16 | -24.16% | |
| ₹79.00 | ₹83.50 | ₹76.46 | ₹79.93 | +1.18% | |
| ₹81.00 | ₹87.99 | ₹76.05 | ₹79.14 | -2.30% | |
| ₹83.65 | ₹87.10 | ₹77.27 | ₹81.03 | -3.13% | |
| ₹91.69 | ₹92.26 | ₹83.00 | ₹83.80 | -8.61% | |
| ₹96.25 | ₹101.45 | ₹88.15 | ₹91.99 | -4.43% | |
| ₹96.85 | ₹106.00 | ₹95.55 | ₹96.20 | -0.67% |
AI Research Briefing
Powered by Gemini · 2026-04-10
PNB Gilts is a pure rate speculation vehicle, and right now, the rates aren't juicy enough.
WHAT'S HAPPENING NOW (last 2-4 weeks)
PNB Gilts' trading window closed on April 1st for FY26 financial results. The stock opened with a 5.33% gain on April 8th but closed with a 4.39% gain, suggesting potential resistance. Promoter Punjab National Bank (PNB) confirmed no shares were encumbered during FY26.
CORE STORY (THE REAL GAME)
PNB Gilts is a rate play, heavily influenced by government bond yields and RBI policy. It's not about fundamental business growth, but about correctly predicting and trading interest rate movements.
- Gap up on April 8th suggests short-term buying interest
- Confirmation of unencumbered shares from promoter
- Potential peak in interest rate cycle
- RBI rate cut announcement
- Significant increase in government bond issuance
- Sharp drop in crude oil prices, leading to lower inflation expectations
- Small-cap: liquidity risk
- High debt/equity ratio of 15.13
- Negative free cash flow of ₹-9809.37 Cr
- YoY profit decline of -140.03% in the latest quarter
FII increased their stake by 0.24%, a mildly positive signal.
Global realignment and capital market maturity are tailwinds for the Indian economy.
No, negative free cash flow of ₹-9809.37 Cr
If interest rates decline, PNB Gilts will benefit. However, its financial performance is highly susceptible to interest rate fluctuations.
Primary Thesis Risk
Adverse interest rate movements can decimate their trading book.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
PNB Gilts Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
PNB Gilts Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PNBGILTS across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (90.75%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Attractive Valuation (P/E: 8.74 vs Industry: 32.42)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity.
Balanced Promoter Holding (74.07%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
8 factors identified
Suboptimal ROCE (6.14%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Profit Decline Concern (-82.51%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes.
Weak Earnings Growth (-17.10% CAGR)
Observation: Below-average 5-year EPS growth performance.
Analysis: Low EPS growth may not keep pace with inflation.
Stagnant Profit Growth (-17.10% CAGR)
Observation: Limited 5-year profit growth trajectory.
Analysis: Low profit growth may indicate scalability challenges or market maturity.
Elevated Debt Levels (D/E: 14.56)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.18x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Negative Free Cash Flow (₹-14831.48 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Limited Institutional Interest (FII+DII: 0.07%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
PNB Gilts Ltd vs Investment Company Peers
Peer Comparison - Investment Company
Compare PNB Gilts Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
PNB Gilts LtdPNB Gilts Ltd...Selected✓ PNBGILTS • 532366 | 26.6/100 | ₹80.70₹81 | ₹1575.46₹1575.46 | 8.74Average 8.7 Average | 11.08%Average 11.08% Average | 6.14%Poor 6.14% Poor | 14.56Poor 14.6 Poor | -17.10%Poor -17.10% Poor | 10.06%Good 10.06% Good | 1.14% |
Jio Financial Services LimitedJio Financial S... JIOFIN • 543940 | 39.8/100 | ₹263.00₹263 | ₹156236.97₹156236.97 | 101.61Average 101.6 Average | 1.19%Poor 1.19% Poor | 1.86%Poor 1.86% Poor | 0.16Excellent 0.2 Excellent | — — | — — | 0.21% |
Aditya Birla Capital LtdAditya Birla Ca... ABCAPITAL • 540691 | 59/100 | ₹424.35₹424 | ₹110622.91₹110622.91 | 29.09Average 29.1 Average | 11.74%Average 11.74% Average | 8.72%Poor 8.72% Poor | 5.22Poor 5.2 Poor | 27.55%Excellent 27.55% Excellent | 18.77%Excellent 18.77% Excellent | 0.00% |
Tata Investment Corporation LimitedTata Investment... TATAINVEST • 501301 | 62.7/100 | ₹676.65₹677 | ₹34030.36₹34030.36 | 78.47Average 78.5 Average | 1.44%Poor 1.44% Poor | 1.57%Poor 1.57% Poor | 0.00Excellent 0.0 Excellent | 23.01%Excellent 23.01% Excellent | 19.83%Excellent 19.83% Excellent | 0.51% |
Cholamandalam Financial Holdings LimitedCholamandalam F... CHOLAHLDNG • 504973 | 61.2/100 | ₹1574.60₹1575 | ₹30067.34₹30067.34 | 12.32Average 12.3 Average | 17.46%Good 17.46% Good | 9.75%Poor 9.75% Poor | 13.61Poor 13.6 Poor | 24.24%Excellent 24.24% Excellent | 22.96%Excellent 22.96% Excellent | 0.08% |
Tvs Holdings LtdTvs Holdings Lt... TVSHLTD • 520056 | 57.1/100 | ₹14836.00₹14836 | ₹28418.63₹28418.63 | 16.65Average 16.6 Average | 30.61%Excellent 30.61% Excellent | 16.95%Good 16.95% Good | 5.59Poor 5.6 Poor | 38.66%Excellent 38.66% Excellent | 23.37%Excellent 23.37% Excellent | 0.66% |
Maharashtra Scooters LtdMaharashtra Sco... MAHSCOOTER • 500266 | 49/100 | ₹13937.00₹13937 | ₹14898.96₹14898.96 | 47.97Average 48.0 Average | 1.06%Poor 1.06% Poor | 1.06%Poor 1.06% Poor | 0.00Excellent 0.0 Excellent | 104.24%Excellent 104.24% Excellent | 59.38%Excellent 59.38% Excellent | 1.69% |
73.8/100 | ₹455.70₹456 | ₹12947.55₹12947.55 | 28.14Average 28.1 Average | 7.93%Poor 7.93% Poor | 2.27%Poor 2.27% Poor | 0.00Excellent 0.0 Excellent | 39.46%Excellent 39.46% Excellent | 10.70%Good 10.70% Good | 1.00% | |
JSW Holdings LtdJSW Holdings Lt... JSWHL • 532642 | 51.6/100 | ₹12016.00₹12016 | ₹12401.45₹12401.45 | 83.53Average 83.5 Average | 0.46%Poor 0.46% Poor | 0.51%Poor 0.51% Poor | 0.00Excellent 0.0 Excellent | 14.57%Good 14.57% Good | 14.10%Good 14.10% Good | 0.00% |
Religare Enterprises LtdReligare Enterp... RELIGARE • 532915 | 35.6/100 | ₹261.10₹261 | ₹8919.87₹8919.87 | 103.77Average 103.8 Average | 3.17%Poor 3.17% Poor | 3.06%Poor 3.06% Poor | 0.17Excellent 0.2 Excellent | 16.75%Excellent 16.75% Excellent | 27.48%Excellent 27.48% Excellent | 0.00% |
Nalwa Sons Investments LtdNalwa Sons Inve... NSIL • 532256 | 54/100 | ₹5622.00₹5622 | ₹2819.52₹2819.52 | 51.72Average 51.7 Average | 0.34%Poor 0.34% Poor | 0.48%Poor 0.48% Poor | 0.00Excellent 0.0 Excellent | 5.45%Good 5.45% Good | 8.43%Good 8.43% Good | 0.00% |
Top Investment Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Jio Financial Services Limited share price156236.97 Cr
- Aditya Birla Capital Ltd share price110622.91 Cr
- Tata Investment Corporation Limited share price34030.36 Cr
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- Tvs Holdings Ltd share price28418.63 Cr
PNB Gilts Ltd PE Ratio History
Historical price-to-earnings ratio for PNBGILTS — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹12.95 | ₹81.03 | 6.3x |
| FY 2024 | ₹3.86 | ₹108.56 | 28.1x |
| FY 2022 | ₹9.21 | ₹63.95 | 6.9x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
PNB Gilts Ltd Dividend History
Annual cash dividends paid by PNBGILTS — dividend yield 1.14%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹18.00 Cr |
| FY 2023 | ₹90.01 Cr |
| FY 2022 | ₹54.00 Cr |
| FY 2021 | ₹180.01 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
PNB Gilts Ltd Quarterly Performance
Latest quarterly metrics for PNBGILTS — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
1.28%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
-82.51%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
10.06%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
-17.10%
Compounded annual net profit growth over 5 years
PNB Gilts Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for PNBGILTS — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
PNB Gilts Ltd Financial Statements
Annual income statement, balance sheet and cash flow for PNB Gilts Ltd (PNBGILTS) — sourced from NSE/BSE filings.
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About PNBGILTS (PNB Gilts Ltd)
PNB Gilts Ltd is a key player in the Indian financial market, specializing in government securities and fixed income instruments. The company acts as a primary dealer, actively par...ticipating in the underwriting and bidding processes for newly issued government securities. This involves a deep understanding of macroeconomic factors, interest rate movements, and government fiscal policies to accurately assess risk and determine competitive bids. Beyond primary market activities, PNB Gilts Ltd. is a significant participant in the secondary market, facilitating trading in a wide array of fixed income assets, catering to institutional investors, banks, and other financial institutions seeking to manage their portfolios and optimize returns. PNB Gilts Ltd. distinguishes itself by offering a comprehensive suite of services tailored to the needs of fixed income market participants. Beyond trading, the company provides specialized custodian services, ensuring the safe and efficient management of clients' securities holdings. They also actively engage in trading diverse financial instruments, including Treasury Bills, State Development Loans, and corporate bonds, thus broadening their market reach and client base. PNB Gilts Ltd. further provides its constituents with Gilts Accounts through which they can hold their investments in government securities. This active involvement across multiple asset classes and service offerings demonstrates a commitment to providing holistic solutions to its clientele in the ever-evolving world of fixed income. PNB Gilts Ltd. occupies a crucial role in fostering liquidity and efficiency within the Indian government securities market. By actively participating in primary auctions and secondary market trading, the company contributes significantly to price discovery and market stability. Its expertise in fixed income instruments, coupled with its comprehensive service offerings, makes it a valuable partner for institutions seeking to navigate the complexities of the Indian debt market. PNB Gilts Ltd. strives to maintain its position as a reliable and trusted intermediary, supporting the growth and development of the Indian financial system through its specialized focus on government securities and fixed income instruments.
Company Details
Key Leadership
Corporate Events
PNBGILTS Share Price: Frequently Asked Questions
What is the current share price of PNB Gilts Ltd?
PNB Gilts Ltd (PNBGILTS) trades at ₹80.70 on NSE and BSE. Market cap ₹1.58K (Cr). Educational data only.
What is the P/E ratio of PNB Gilts Ltd?
PNB Gilts Ltd has a P/E of 8.74x vs industry average 32.42x.
What is the Bull Run score for PNB Gilts Ltd?
PNB Gilts Ltd has a Bull Run score of 26.6/100 based on 25+ financial parameters.
Does PNB Gilts Ltd pay dividends?
PNB Gilts Ltd has a dividend yield of 1.14%. Past dividends don't guarantee future payments.
What is the ROE of PNB Gilts Ltd?
PNB Gilts Ltd has ROE of 11.08%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of PNB Gilts Ltd?
PNB Gilts Ltd has debt-to-equity of 14.56.
Is PNB Gilts Ltd a good investment?
Bull Run gives PNB Gilts Ltd a score of 26.6/100. This is not investment advice — consult a SEBI-registered advisor.