Provident Financial Holdings Inc Stock Price Today (NSE: PROV)
Fundamental Score
Provident Financial Holdings Inc Share Price Live NSE/BSE & Institutional Fundamental Analysis
Provident Financial Holdings Inc share price today is ₹1238.90, up +0.00% on NSE/BSE as of 17 February 2026. Provident Financial Holdings Inc (PROV) is a Small-cap company in the Other Food Products sector with a market capitalisation of ₹434.28 (Cr). The 52-week high for PROV share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 47.41x, PROV is currently trading above its industry average P/E of 22.79x. The company has a Return on Equity (ROE) of 4.43% and a debt-to-equity ratio of 0.19.
Provident Financial Holdings Inc Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Provident Financial Holdings Inc Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Provident Financial Holdings Inc Share Price: A Financial Analysis
In the often-overlooked "Other Food Products" sector, where innovation and niche market dominance can lead to significant returns, a close examination of individual companies is paramount. This financial analysis focuses on Provident Financial Holdings Inc share price, currently trading at ₹1200.0, and explores its relative standing within the competitive landscape. The analysis is part of a larger 80-parameter fundamental audit, verified by Sweta Mishra, ensuring a comprehensive and objective assessment.
One of the first metrics that catches the eye is the Price-to-Earnings (PE) ratio of 47.41. This relatively high PE suggests that the market has elevated expectations for Provident Financial Holdings Inc's future earnings growth. However, when compared to sector peers like
Shri Ahimsa Naturals Ltd, a crucial aspect to consider is the qualitative element of management quality. Assessing the experience, vision, and track record of Provident's management team is vital to justify this higher valuation and understand the risk appetite of investors.A crucial factor influencing a company's long-term industry dominance is its Return on Capital Employed (ROCE). Provident Financial Holdings Inc exhibits a ROCE of 6.76%. While positive, this relatively modest ROCE has implications for the company's economic moat. A higher ROCE typically indicates a stronger competitive advantage, allowing a company to generate greater returns on its invested capital. A lower ROCE, such as Provident's, suggests that the company may face challenges in consistently outperforming its peers and defending its market share over the long term.
Further investigation into Provident Financial Holdings Inc's financial statements, including revenue growth, profit margins, and debt levels, is essential to fully contextualize these metrics. Furthermore, comparing these financials not only to Shri Ahimsa Naturals Ltd, but also to Spectrum Foods Ltd and Tricom Fruit Products Ltd, would provide a broader perspective on Provident's relative performance and potential for sustainable growth within the "Other Food Products" sector. This analysis utilizes observational language and does not offer any buy or sell recommendations.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Provident Financial Holdings Inc Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PROV across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Robust Profit Growth (37.27%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (32.78%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Conservative Debt Levels (D/E: 0.19)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (16.41x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Balanced Promoter Holding (67.34%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (4.43%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (6.76%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Margin Pressure Concerns (1.47%)
Observation: Operating margins are below industry standards.
Analysis: OPM <5% may indicate pricing pressures or cost management challenges.
Premium Valuation Risk (P/E: 47.41x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.
Negative Free Cash Flow (₹-25.64 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Provident Financial Holdings Inc Financial Statements
Comprehensive financial data for Provident Financial Holdings Inc including income statement, balance sheet and cash flow
About PROV (Provident Financial Holdings Inc)
Provident Financial Holdings Inc (PROV) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Food Products sector with a current market capitalisation of ₹434.28 (Cr). Provident Financial Holdings Inc has delivered a Return on Equity (ROE) of 4.43% and a ROCE of 6.76%. The debt-to-equity ratio stands at 0.19, reflecting the company's capital structure. Investors tracking PROV share price can monitor key metrics including P/E ratio, promoter holding of 67.34%, and quarterly earnings growth.
Company Details
PROV Share Price: Frequently Asked Questions
What is the current share price of Provident Financial Holdings Inc (PROV)?
As of 17 Feb 2026, 10:18 am IST, Provident Financial Holdings Inc share price is ₹1238.90. The PROV stock has a market capitalisation of ₹434.28 (Cr) on NSE/BSE.
Is PROV share price Overvalued or Undervalued?
PROV share price is currently trading at a P/E ratio of 47.41x, compared to the industry average of 22.79x. Based on this relative valuation, the Provident Financial Holdings Inc stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of PROV share price?
The 52-week high of PROV share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Provident Financial Holdings Inc share price?
Key factors influencing PROV share price include quarterly earnings growth (Sales Growth: 32.78%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Provident Financial Holdings Inc a good stock for long-term investment?
Provident Financial Holdings Inc shows a 5-year Profit Growth of N/A% and an ROE of 4.43%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.19 before investing in PROV shares.
How does Provident Financial Holdings Inc compare with its industry peers?
Provident Financial Holdings Inc competes with major peers in the Other Food Products. Investors should compare PROV share price P/E of 47.41x and ROE of 4.43% against the industry averages to determine competitive standing.
What is the P/E ratio of PROV and what does it mean?
PROV share price has a P/E ratio of 47.41x compared to the industry average of 22.79x. Investors pay ₹47 for every ₹1 of annual earnings.
How is PROV performing according to Bull Run's analysis?
PROV has a Bull Run fundamental score of 34/100, indicating concerns requiring careful analysis. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does PROV belong to?
PROV operates in the Other Food Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting Provident Financial Holdings Inc share price.
What is Return on Equity (ROE) and why is it important for PROV?
PROV has an ROE of 4.43%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Provident Financial Holdings Inc generates profits from shareholders capital.
How is PROV debt-to-equity ratio and what does it indicate?
PROV has a debt-to-equity ratio of 0.19, which indicates conservative financing with low financial risk.
What is PROV dividend yield and is it a good dividend stock?
PROV offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Provident Financial Holdings Inc shares.
How has PROV share price grown over the past 5 years?
PROV has achieved 5-year growth rates of: Sales Growth N/A%, Profit Growth N/A%, and EPS Growth N/A%.
What is the promoter holding in PROV and why does it matter?
Promoters hold 67.34% of PROV shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Provident Financial Holdings Inc.
What is PROV market capitalisation category?
PROV has a market capitalisation of ₹434 crores, placing it in the Small-cap category.
How volatile is PROV stock?
PROV has a beta of N/A. A beta > 1 suggests the Provident Financial Holdings Inc stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is PROV operating profit margin trend?
PROV has a 5-year average Operating Profit Margin (OPM) of 1.47%, indicating the company's operational efficiency.
How is PROV quarterly performance?
Recent quarterly performance shows Provident Financial Holdings Inc YoY Sales Growth of 32.78% and YoY Profit Growth of 37.27%.
What is the institutional holding pattern in PROV?
PROV has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the Provident Financial Holdings Inc stock.