Provident Financial Holdings Inc Stock Price Today (NSE: PROV)

Provident Financial Holdings Inc

1620.0030.00 (1.82%)
Market Closed

Fundamental Score

...

Provident Financial Holdings Inc Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Provident Financial Holdings Inc share price today is 1620.00, down 1.82% on NSE/BSE as of 31 July 2026. Provident Financial Holdings Inc (PROV) is a Small-cap company in the Other Food Products sector with a market capitalisation of 566.36 (Cr). The 52-week high for PROV share price is 1749.20 and the 52-week low is 815.10. At a P/E ratio of 40.05x, PROV is currently trading above its industry average P/E of 23.75x. The company has a Return on Equity (ROE) of 10.31% and a debt-to-equity ratio of 0.19.

Provident Financial Holdings Inc Share Price Chart — NSE/BSE Historical Performance

No data
High
1749.20
Low
1515.00
Volume
400
Change
+2.86%

Provident Financial Holdings Inc share price chart: 2.86% return over the past month. 52-week high ₹1749.20, 52-week low ₹815.10.

Provident Financial Holdings Inc — Last 10 Trading Days

DateOpenHighLowCloseVolume
1650.001660.001620.001620.00320.00 (Cr)
1650.001650.001650.001650.0080.00 (Cr)
1680.001720.001680.001720.00240.00 (Cr)
1700.001710.001700.001710.00560.00 (Cr)
1749.201749.201699.001703.00880.00 (Cr)
1650.001650.001640.001640.00160.00 (Cr)
1580.001600.001515.001515.00640.00 (Cr)
1595.001595.001550.001575.00320.00 (Cr)
1636.001636.001600.001600.00400.00 (Cr)
1616.001616.001580.001580.00320.00 (Cr)

Provident Financial Holdings Inc — Last 12 Months Price History

MonthOpenHighLowCloseChange
1595.001749.201515.001620.00+1.57%
1636.001636.001600.001600.00-2.20%
1350.001616.001320.001580.00+17.04%
1175.001307.001175.001307.00+11.23%
1140.001210.001140.001210.00+6.14%
1243.001256.151200.001205.00-3.06%
1270.051290.001180.001248.00-1.74%
1251.001395.001245.001335.00+6.71%
1151.251349.001147.051260.50+9.49%
1170.001170.001040.001137.00-2.82%
920.001249.95815.101175.00+27.72%
975.00975.00915.00920.00-5.64%

Returns & Performance

Poor

Return on Equity (ROE)

10.31%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

11.48%

Returns generated on total capital deployed

Poor

Oper. Profit Margin (5Y Avg)

1.68%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Provident Financial Holdings Inc Valuation Check

Poor

Price to Earnings (P/E)

40.05x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

23.75x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

67.21%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

1.18%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Excellent

Profit Growth (Quarterly YoY)

196.84%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

85.81%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

25.18%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

45.01%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

51.70%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Excellent

Debt to Equity Ratio

0.19x

Total debt ÷ equity. Below 0.5 = financially healthy

Excellent

Interest Coverage Ratio

25.14x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-17.93 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Provident Financial Holdings Inc Fundamental Analysis & Valuation Benchmarking

Educational evaluation of PROV across key market metrics for learning purposes.

Positive Indicators

9 factors identified

Robust Profit Growth (196.84%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture.

Strong Revenue Growth (85.81%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (25.18% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (45.01% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (51.70% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Conservative Debt Levels (D/E: 0.19)

Observation: Low leverage provides financial flexibility and reduced risk.

Analysis: Conservative debt structure offers resilience during economic downturns.

Strong Interest Coverage (25.14x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk.

Balanced Promoter Holding (67.21%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

5 factors identified

Margin Pressure Concerns (1.68%)

Observation: Operating margins are below industry standards.

Analysis: OPM <5% may indicate pricing pressures or cost management challenges.

Premium Valuation Risk (P/E: 40.05x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Negative Free Cash Flow (₹-17.93 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 1.18%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Provident Financial Holdings Inc vs Other Food Products Peers

Peer Comparison - Other Food Products

Compare Provident Financial Holdings Inc with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
65/100
1620
₹566.36
40.0
Average
10.31%
Average
11.48%
Average
0.2
Excellent
51.70%
Excellent
25.18%
Excellent
0.00%
48.1/100
760
₹13858.30
20.0
Average
8.30%
Poor
17.81%
Good
0.4
Excellent
7.71%
Good
15.74%
Excellent
0.00%
64.2/100
1605
₹10151.59
43.5
Average
40.32%
Excellent
35.45%
Excellent
0.5
Good
74.10%
Excellent
46.29%
Excellent
0.04%
57.1/100
394
₹1024.49
47.7
Average
13.11%
Average
16.21%
Good
0.2
Excellent
100.07%
Excellent
59.75%
Excellent
0.06%
69.5/100
384
₹909.12
30.2
Average
17.24%
Good
22.96%
Excellent
0.1
Excellent
80.73%
Excellent
34.57%
Excellent
0.00%
41.1/100
338
₹744.57
20.6
Average
24.04%
Excellent
20.92%
Excellent
0.7
Good
0.00%
58.2/100
58
₹738.77
29.2
Average
13.62%
Average
14.59%
Average
0.3
Excellent
32.12%
Excellent
7.47%
Good
0.00%
50.8/100
332
₹389.96
42.6
Average
9.39%
Poor
11.64%
Average
1.3
Average
17.21%
Excellent
26.82%
Excellent
0.00%
60.4/100
235
₹378.41
23.4
Average
15.44%
Good
16.25%
Good
0.6
Good
104.67%
Excellent
30.67%
Excellent
0.00%
Nutricircle Ltd...
NUTRICIRCLE530219
33/100
274
₹316.35
1054.5
Average
4.72%
Poor
4.23%
Poor
0.2
Excellent
23.16%
Excellent
0.00%
65.2/100
720
₹299.47
68.1
Average
24.10%
Excellent
32.12%
Excellent
0.1
Excellent
102.26%
Excellent
45.72%
Excellent
0.00%

Provident Financial Holdings Inc PE Ratio History

Historical price-to-earnings ratio for PROV — last 5 years

YearEPS (₹)Price (₹)P/E Ratio
FY 20241.06₹1671.751577.1x
FY 20231.19₹1000.00840.3x

P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.

Provident Financial Holdings Inc Dividend History

Annual cash dividends paid by PROV — dividend yield N/A

Financial YearDividends Paid (₹ Cr)
FY 20240.39 Cr
FY 20230.40 Cr
FY 20220.41 Cr
FY 20210.42 Cr

Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.

Provident Financial Holdings Inc Quarterly Performance

Latest quarterly metrics for PROV — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

85.81%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

196.84%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

25.18%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

51.70%

Compounded annual net profit growth over 5 years

Provident Financial Holdings Inc Technical Indicators

SMA 50, SMA 200, RSI and volume signals for PROV — calculated from daily price history

69RSI 14
Neutral — RSI 69

Momentum is balanced — neither overbought nor oversold.

SMA 50
1345
▲ Price above SMA 50 — Short-term bullish
SMA 200
1124
▲ Price above SMA 200 — Long-term uptrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Provident Financial Holdings Inc Financial Statements

Annual income statement, balance sheet and cash flow for Provident Financial Holdings Inc (PROV) — sourced from NSE/BSE filings.

Loading Financial Statements...

Fetching financial data for Provident Financial Holdings Inc

About PROV (Provident Financial Holdings Inc)

Provident Financial Holdings Inc (PROV) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Other Food Products sec...tor with a current market capitalisation of ₹566.36 (Cr). Provident Financial Holdings Inc has delivered a Return on Equity (ROE) of 10.31% and a ROCE of 11.48%. The debt-to-equity ratio stands at 0.19, reflecting the company's capital structure. Investors tracking PROV share price can monitor key metrics including P/E ratio, promoter holding of 67.21%, and quarterly earnings growth.

Company Details

Symbol:PROV
Industry:Other Food Products
Sector:Other Food Products
Website:N/A

PROV Share Price: Frequently Asked Questions

What is the current share price of Provident Financial Holdings Inc?

Provident Financial Holdings Inc (PROV) trades at ₹1620.00 on NSE. Market cap ₹566.36 (Cr). Educational data only.

What is the P/E ratio of Provident Financial Holdings Inc?

Provident Financial Holdings Inc has a P/E of 40.05x vs industry average 23.75x.

What is the Bull Run score for Provident Financial Holdings Inc?

Provident Financial Holdings Inc has a Bull Run score of 65/100 based on 25+ financial parameters.

Does Provident Financial Holdings Inc pay dividends?

Provident Financial Holdings Inc has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Provident Financial Holdings Inc?

Provident Financial Holdings Inc has ROE of 10.31%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Provident Financial Holdings Inc?

Provident Financial Holdings Inc has debt-to-equity of 0.19.

Is Provident Financial Holdings Inc a good investment?

Bull Run gives Provident Financial Holdings Inc a score of 65/100. This is not investment advice — consult a SEBI-registered advisor.