Punjab National Bank Stock Price Today (NSE: PNB)
Fundamental Score
Punjab National Bank Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Punjab National Bank share price today is ₹104.09, up +0.30% on NSE/BSE as of 18 June 2026. Punjab National Bank (PNB) is a Large-cap company in the Public Sector Bank sector with a market capitalisation of ₹1.44L (Cr). The 52-week high for PNB share price is ₹135.15 and the 52-week low is ₹98.50. At a P/E ratio of 8.45x, PNB is currently trading above its industry average P/E of 8.20x. The company has a Return on Equity (ROE) of 15.17% and a debt-to-equity ratio of 12.22.
Punjab National Bank Share Price Chart — NSE/BSE Historical Performance
Punjab National Bank share price chart: -6.33% return over the past month. 52-week high ₹135.15, 52-week low ₹98.50.
Punjab National Bank — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹103.15 | ₹104.53 | ₹102.67 | ₹104.09 | 173.65L (Cr) | |
| ₹106.50 | ₹107.13 | ₹103.52 | ₹103.78 | 192.56L (Cr) | |
| ₹106.75 | ₹108.47 | ₹105.57 | ₹106.05 | 320.64L (Cr) | |
| ₹106.67 | ₹106.67 | ₹106.67 | ₹106.67 | 0.00 (Cr) | |
| ₹105.90 | ₹107.04 | ₹105.58 | ₹106.67 | 116.17L (Cr) | |
| ₹106.13 | ₹107.20 | ₹105.44 | ₹105.91 | 262.98L (Cr) | |
| ₹103.60 | ₹106.50 | ₹103.50 | ₹106.26 | 232.50L (Cr) | |
| ₹102.27 | ₹102.90 | ₹101.95 | ₹102.66 | 136.95L (Cr) | |
| ₹103.22 | ₹103.45 | ₹101.66 | ₹101.92 | 215.69L (Cr) | |
| ₹100.39 | ₹102.45 | ₹99.67 | ₹102.22 | 203.81L (Cr) |
Punjab National Bank — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹106.50 | ₹107.13 | ₹102.67 | ₹104.09 | -2.26% | |
| ₹109.36 | ₹111.74 | ₹98.50 | ₹106.05 | -3.03% | |
| ₹104.55 | ₹115.60 | ₹99.79 | ₹109.36 | +4.60% | |
| ₹125.05 | ₹128.70 | ₹100.11 | ₹100.56 | -19.58% | |
| ₹121.00 | ₹132.73 | ₹117.55 | ₹129.44 | +6.98% | |
| ₹123.70 | ₹135.15 | ₹119.55 | ₹125.19 | +1.20% | |
| ₹124.99 | ₹127.80 | ₹115.13 | ₹123.58 | -1.13% | |
| ₹123.10 | ₹126.24 | ₹118.86 | ₹124.50 | +1.14% | |
| ₹112.70 | ₹124.05 | ₹111.20 | ₹122.89 | +9.04% | |
| ₹101.00 | ₹115.00 | ₹100.95 | ₹112.83 | +11.71% | |
| ₹105.30 | ₹108.06 | ₹100.60 | ₹100.88 | -4.20% | |
| ₹110.65 | ₹115.71 | ₹103.92 | ₹105.38 | -4.76% |
AI Research Briefing
Powered by Gemini · 2026-04-10
PNB is a turnaround story, but high debt and asset quality risks keep it a hold.
WHAT'S HAPPENING NOW
PNB reported provisional Q4 FY26 figures. Global business grew 10.79% YoY to , driven by a 12.97% increase in advances to and a 9.25% rise in deposits to In March 2026, PNB's shares experienced price pressure, hitting an intraday low of
CORE STORY
PNB is being priced as a turnaround story, leveraging deposit growth and expansion in Southern India to improve its asset quality and profitability. The market is watching if PNB can sustain its growth momentum and maintain its net interest margin.
- Strong Q4 FY26 business growth
- Focus on organic expansion in South India
- Global advances up 12.17% YoY
- Further improvement in asset quality
- Successful expansion in Southern India
- Increase in net interest margin
- High debt/equity ratio of 12.22 [cite: brief]
- Trading below key moving averages
- Sensitivity to asset quality issues
FII increased holdings by 0.15%, DII increased holdings by 0.48% [cite: brief]
Slowing growth amid Middle East conflict poses a headwind [cite: brief]
Global Business increased by 10.79% to ₹29,728.96 crore
Profit converting to cash, Free Cash Flow 5Y: ₹63105.57 Cr [cite: brief]
PNB aims to sustain growth momentum and improve asset quality. Success depends on macroeconomic conditions and effective execution of its expansion strategy.
Primary Thesis Risk
Deterioration of asset quality could derail the turnaround story.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Punjab National Bank Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Punjab National Bank Fundamental Analysis & Valuation Benchmarking
Educational evaluation of PNB across key market metrics for learning purposes.
Positive Indicators
8 factors identified
Strong Return on Equity (15.17%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (60.33%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Consistent Growth Track Record (17.69% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (89.91% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (111.32% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Strong Cash Generation (₹63105.57 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (70.08%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
3 factors identified
Suboptimal ROCE (6.32%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Elevated Debt Levels (D/E: 12.22)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.
Weak Interest Coverage (1.31x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Punjab National Bank vs Public Sector Bank Peers
Peer Comparison - Public Sector Bank
Compare Punjab National Bank with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Punjab National BankPunjab National...Selected✓ PNB • 532461 | 54.8/100 | ₹104.09₹104 | ₹144006.58₹144006.58 | 8.45Average 8.4 Average | 15.17%Good 15.17% Good | 6.32%Poor 6.32% Poor | 12.22Poor 12.2 Poor | 111.32%Excellent 111.32% Excellent | 17.69%Excellent 17.69% Excellent | 2.31% |
State Bank of IndiaState Bank of I... SBIN • 500112 | 47.9/100 | ₹948.80₹949 | ₹897727.05₹897727.05 | 11.42Average 11.4 Average | 17.20%Good 17.20% Good | 6.47%Poor 6.47% Poor | 11.08Poor 11.1 Poor | 36.29%Excellent 36.29% Excellent | 12.71%Good 12.71% Good | 1.63% |
Bank of BarodaBank of Baroda... BANKBARODA • 532134 | 48.4/100 | ₹270.95₹271 | ₹152813.25₹152813.25 | 7.94Average 7.9 Average | 15.53%Good 15.53% Good | 6.29%Poor 6.29% Poor | 10.53Poor 10.5 Poor | 86.18%Excellent 86.18% Excellent | 10.15%Good 10.15% Good | 2.83% |
Canara BankCanara Bank... CANBK • 532483 | 59.5/100 | ₹134.16₹134 | ₹136450.29₹136450.29 | 7.13Average 7.1 Average | 17.75%Good 17.75% Good | 6.79%Poor 6.79% Poor | 14.05Poor 14.1 Poor | 61.05%Excellent 61.05% Excellent | 19.57%Excellent 19.57% Excellent | 2.66% |
Indian BankIndian Bank... INDIANB • 532814 | 58.3/100 | ₹817.10₹817 | ₹119515.98₹119515.98 | 10.14Average 10.1 Average | 17.09%Good 17.09% Good | 6.38%Poor 6.38% Poor | 10.65Poor 10.7 Poor | 67.24%Excellent 67.24% Excellent | 23.72%Excellent 23.72% Excellent | 1.83% |
Union Bank of IndiaUnion Bank of I... UNIONBANK • 532477 | 53.8/100 | ₹158.96₹159 | ₹117756.34₹117756.34 | 6.37Average 6.4 Average | 17.05%Good 17.05% Good | 6.72%Poor 6.72% Poor | 10.38Poor 10.4 Poor | 50.74%Excellent 50.74% Excellent | 23.67%Excellent 23.67% Excellent | 3.08% |
Indian Overseas BankIndian Overseas... IOB • 532388 | 47.5/100 | ₹33.54₹34 | ₹74811.85₹74811.85 | 17.55Average 17.6 Average | 11.02%Average 11.02% Average | 5.95%Poor 5.95% Poor | 11.07Poor 11.1 Poor | 19.04%Excellent 19.04% Excellent | 10.08%Good 10.08% Good | 0.00% |
Bank of IndiaBank of India... BANKINDIA • 532149 | 49.4/100 | ₹147.00₹147 | ₹67074.50₹67074.50 | 6.69Average 6.7 Average | 12.35%Average 12.35% Average | 6.17%Poor 6.17% Poor | 11.67Poor 11.7 Poor | 38.07%Excellent 38.07% Excellent | 10.86%Good 10.86% Good | 2.75% |
Bank of MaharashtraBank of Maharas... MAHABANK • 532525 | 64.9/100 | ₹78.34₹78 | ₹44341.82₹44341.82 | 7.28Average 7.3 Average | 22.81%Excellent 22.81% Excellent | 5.72%Poor 5.72% Poor | 10.66Poor 10.7 Poor | 69.68%Excellent 69.68% Excellent | 16.76%Excellent 16.76% Excellent | 2.60% |
UCO BankUCO Bank... UCOBANK • 532505 | 43.4/100 | ₹24.77₹25 | ₹38609.30₹38609.30 | 15.33Average 15.3 Average | 8.38%Poor 8.38% Poor | 5.76%Poor 5.76% Poor | 10.08Poor 10.1 Poor | 24.60%Excellent 24.60% Excellent | 10.62%Good 10.62% Good | 1.27% |
Central Bank of IndiaCentral Bank of... CENTRALBK • 532885 | 49.9/100 | ₹30.84₹31 | ₹34775.46₹34775.46 | 7.69Average 7.7 Average | 11.43%Average 11.43% Average | 5.48%Poor 5.48% Poor | 11.87Poor 11.9 Poor | 39.11%Excellent 39.11% Excellent | 7.38%Good 7.38% Good | 1.04% |
Top Public Sector Bank Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- State Bank of India share price897727.05 Cr
- Bank of Baroda share price152813.25 Cr
- Canara Bank share price136450.29 Cr
- Indian Bank share price119515.98 Cr
- Union Bank of India share price117756.34 Cr
Punjab National Bank PE Ratio History
Historical price-to-earnings ratio for PNB — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2025 | ₹16.42 | ₹123.58 | 7.5x |
| FY 2024 | ₹8.27 | ₹102.78 | 12.4x |
| FY 2023 | ₹3.04 | ₹95.75 | 31.5x |
| FY 2022 | ₹3.53 | ₹56.45 | 16x |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Punjab National Bank Dividend History
Annual cash dividends paid by PNB — dividend yield 2.31%
| Financial Year | Dividends Paid (₹ Cr) |
|---|---|
| FY 2025 | ₹1651.65 Cr |
| FY 2024 | ₹715.72 Cr |
| FY 2023 | ₹704.71 Cr |
Cash dividends from annual cash flow statements. Past dividends do not guarantee future payments. Not investment advice.
Punjab National Bank Quarterly Performance
Latest quarterly metrics for PNB — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
6.78%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
8.72%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
17.69%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
111.32%
Compounded annual net profit growth over 5 years
Punjab National Bank Technical Indicators
SMA 50, SMA 200, RSI and volume signals for PNB — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Punjab National Bank Financial Statements
Annual income statement, balance sheet and cash flow for Punjab National Bank (PNB) — sourced from NSE/BSE filings.
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Fetching financial data for Punjab National Bank
About PNB (Punjab National Bank)
Punjab National Bank is a towering institution etched into the Indian financial landscape, a steadfast sentinel of economic progress since its inception. It stands as a cornerstone... of the nation's banking sector, a public sector behemoth with a legacy spanning over a century. PNB's presence extends far beyond mere numbers, it is woven into the very fabric of countless communities, a trusted partner in the financial journeys of millions. The bank's vast network branches stretching from the bustling metropolises to the remote corners of the country, serve as vital conduits for financial inclusion, empowering individuals and businesses alike. Its iconic logo, a symbol of stability and trustworthiness, has become synonymous with financial security for generations of Indians. At the core of Punjab National Bank lies a diverse portfolio of financial solutions, designed to cater to the evolving needs of its vast clientele. From the fundamental building blocks of personal finance, such as savings accounts, and term deposits, to the complex instruments that fuel the growth of large corporations, PNB offers a comprehensive suite of products and services. Individuals seeking to realize their dreams, whether it be owning a home, pursuing higher education, or starting a business, can find tailored loan options to suit their specific requirements. Similarly, businesses can access a range of credit facilities and advisory services to support their growth ambitions, from working capital finance to project loans. Beyond its core banking operations, Punjab National Bank also plays a significant role in promoting financial literacy and economic empowerment, particularly in underserved communities. Through various initiatives, PNB seeks to educate individuals about the importance of saving, investing, and managing their finances responsibly. The bank actively promotes government schemes aimed at improving the socio-economic conditions of the underprivileged, thereby contributing to the overall development of the nation. In an era of rapid technological advancements, PNB is constantly evolving to meet the changing needs of its customers, embracing digital innovation to enhance convenience, efficiency, and accessibility.
Company Details
Key Leadership
Corporate Events
PNB Share Price: Frequently Asked Questions
What is the current share price of Punjab National Bank?
Punjab National Bank (PNB) trades at ₹104.09 on NSE and BSE. Market cap ₹1.44L (Cr). Educational data only.
What is the P/E ratio of Punjab National Bank?
Punjab National Bank has a P/E of 8.45x vs industry average 8.20x.
What is the Bull Run score for Punjab National Bank?
Punjab National Bank has a Bull Run score of 54.8/100 based on 25+ financial parameters.
Does Punjab National Bank pay dividends?
Punjab National Bank has a dividend yield of 2.31%. Past dividends don't guarantee future payments.
What is the ROE of Punjab National Bank?
Punjab National Bank has ROE of 15.17%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Punjab National Bank?
Punjab National Bank has debt-to-equity of 12.22.
Is Punjab National Bank a good investment?
Bull Run gives Punjab National Bank a score of 54.8/100. This is not investment advice — consult a SEBI-registered advisor.