Reliance Home Finance Ltd Stock Price Today (NSE: RHFL)
Fundamental Score
Reliance Home Finance Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Reliance Home Finance Ltd share price today is ₹2.16, down 1.82% on NSE/BSE as of 19 June 2026. Reliance Home Finance Ltd (RHFL) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of ₹155.22 (Cr). The 52-week high for RHFL share price is ₹7.01 and the 52-week low is ₹1.82.
Reliance Home Finance Ltd Share Price Chart — NSE/BSE Historical Performance
Reliance Home Finance Ltd share price chart: 9.45% return over the past month. 52-week high ₹7.01, 52-week low ₹1.82.
Reliance Home Finance Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹2.17 | ₹2.22 | ₹2.15 | ₹2.16 | 4.94L (Cr) | |
| ₹2.17 | ₹2.24 | ₹2.14 | ₹2.20 | 6.06L (Cr) | |
| ₹2.17 | ₹2.21 | ₹2.15 | ₹2.16 | 8.96L (Cr) | |
| ₹2.18 | ₹2.24 | ₹2.18 | ₹2.20 | 4.33L (Cr) | |
| ₹2.27 | ₹2.29 | ₹2.20 | ₹2.22 | 4.41L (Cr) | |
| ₹2.19 | ₹2.26 | ₹2.10 | ₹2.22 | 9.32L (Cr) | |
| ₹2.22 | ₹2.23 | ₹2.15 | ₹2.17 | 4.95L (Cr) | |
| ₹2.29 | ₹2.29 | ₹2.18 | ₹2.19 | 6.69L (Cr) | |
| ₹2.20 | ₹2.28 | ₹2.18 | ₹2.25 | 7.54L (Cr) | |
| ₹2.19 | ₹2.22 | ₹2.14 | ₹2.18 | 4.13L (Cr) |
Reliance Home Finance Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹2.17 | ₹2.24 | ₹2.14 | ₹2.16 | -0.46% | |
| ₹2.01 | ₹2.38 | ₹1.82 | ₹2.16 | +7.46% | |
| ₹2.45 | ₹2.45 | ₹2.01 | ₹2.01 | -17.96% | |
| ₹2.10 | ₹2.70 | ₹1.94 | ₹2.45 | +16.67% | |
| ₹2.87 | ₹2.88 | ₹2.08 | ₹2.14 | -25.44% | |
| ₹2.86 | ₹3.09 | ₹2.61 | ₹2.73 | -4.55% | |
| ₹3.20 | ₹3.25 | ₹2.81 | ₹2.89 | -9.69% | |
| ₹3.61 | ₹3.70 | ₹3.00 | ₹3.20 | -11.36% | |
| ₹4.04 | ₹4.25 | ₹3.58 | ₹3.67 | -9.16% | |
| ₹4.78 | ₹5.00 | ₹3.37 | ₹3.89 | -18.62% | |
| ₹4.94 | ₹5.51 | ₹4.36 | ₹4.78 | -3.24% | |
| ₹5.92 | ₹5.92 | ₹4.01 | ₹4.86 | -17.91% |
AI Research Briefing
Powered by Gemini · 2026-04-10
RHFL is a distressed asset play with a high probability of value destruction for equity holders.
WHAT'S HAPPENING NOW (last 2-4 weeks)
Reliance Home Finance Ltd (RHFL) held its 8th Committee of Creditors (CoC) meeting on April 3, 2026, as part of its ongoing Corporate Insolvency Resolution Process (CIRP). The company invited expressions of interest from resolution applicants, setting April 4, 2026, as the deadline for submissions, with final resolution plans due by June 3, 2026. On March 13, 2026, the stock surged to its upper circuit limit, closing at , a 4.88% gain, driven by strong buying pressure.
CORE STORY (THE REAL GAME)
RHFL is not a housing finance company; it's a distressed asset play trading on hopes of a successful resolution under CIRP. The stock's movement is divorced from fundamentals and tied to the progress (or lack thereof) in the insolvency proceedings and potential takeover bids.
- CIRP process ongoing
- Takeover speculation
- Short-term technical momentum
- Successful CIRP resolution
- Concrete takeover offer
- Change in regulatory environment
- Micro/SME cap = liquidity risk
- Opaque financials and governance issues
- High debt and negative profitability
No significant FII/DII activity. Promoter holding is negligible at 0.74%.
RBI's unchanged repo rate at 5.25% provides a stable environment for housing finance, but RHFL's internal issues overshadow any macro tailwinds.
No. Free Cash Flow 5Y: ₹6606.34 Cr, but Sales CAGR 5Y: -83.11%
The next 3-6 months will be determined by the CIRP outcome. Expect high volatility and potential for significant losses.
Primary Thesis Risk
Failure of CIRP leading to liquidation and complete erosion of equity value.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Reliance Home Finance Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Reliance Home Finance Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RHFL across key market metrics for learning purposes.
Positive Indicators
4 factors identified
Strong Operating Margins (113.37%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (89.78%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Cash Generation (₹6606.34 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
7 factors identified
Suboptimal ROCE (-432.21%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Revenue Contraction (-100.00%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions.
Limited Growth History (-83.11% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.
Weak Interest Coverage (-3.58x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability.
Low Promoter Commitment (0.74%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 1.54%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Reliance Home Finance Ltd vs Housing Finance Company Peers
Peer Comparison - Housing Finance Company
Compare Reliance Home Finance Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
Reliance Home Finance LtdReliance Home F...Selected✓ RHFL • 540709 | 26.9/100 | ₹2.16₹2 | ₹155.22₹155.22 | — — | — — | -432.21%Poor -432.21% Poor | — — | 14.75%Good 14.75% Good | -83.11%Poor -83.11% Poor | 0.00% |
Bajaj Housing Finance LimitedBajaj Housing F... BAJAJHFL • 544252 | 54.8/100 | ₹86.02₹86 | ₹87039.71₹87039.71 | 36.87Average 36.9 Average | 13.46%Average 13.46% Average | 9.55%Poor 9.55% Poor | 4.44Poor 4.4 Poor | 38.71%Excellent 38.71% Excellent | 29.33%Excellent 29.33% Excellent | 0.00% |
LIC Housing Finance LtdLIC Housing Fin... LICHSGFIN • 500253 | 41.4/100 | ₹556.45₹556 | ₹30291.98₹30291.98 | 5.49Average 5.5 Average | 16.05%Good 16.05% Good | 8.93%Poor 8.93% Poor | 7.08Poor 7.1 Poor | 17.76%Excellent 17.76% Excellent | 7.33%Good 7.33% Good | 1.82% |
PNB Housing Finance LtdPNB Housing Fin... PNBHOUSING • 540173 | 44.1/100 | ₹1077.90₹1078 | ₹23669.79₹23669.79 | 10.77Average 10.8 Average | 12.27%Average 12.27% Average | 9.46%Poor 9.46% Poor | 3.62Poor 3.6 Poor | 23.34%Excellent 23.34% Excellent | -2.03%Poor -2.03% Poor | 0.55% |
Aadhar Housing Finance LtdAadhar Housing ... AADHARHFC • 544176 | 31.1/100 | ₹477.80₹478 | ₹21011.57₹21011.57 | 21.27Average 21.3 Average | 16.86%Good 16.86% Good | 11.42%Average 11.42% Average | 2.55Poor 2.5 Poor | 36.61%Excellent 36.61% Excellent | 17.50%Excellent 17.50% Excellent | 0.00% |
Aptus Value Housing Finance India LtdAptus Value Hou... APTUS • 543335 | 32.4/100 | ₹262.70₹263 | ₹14148.60₹14148.60 | 16.78Average 16.8 Average | 18.58%Good 18.58% Good | 15.05%Good 15.05% Good | 1.57Average 1.6 Average | 28.91%Excellent 28.91% Excellent | 28.46%Excellent 28.46% Excellent | 1.59% |
Sammaan Capital LtdSammaan Capital... SAMMAANCAP • 535789 | 24.2/100 | ₹173.32₹173 | ₹12631.74₹12631.74 | 9.95Average 9.9 Average | -8.66%Poor -8.66% Poor | 3.65%Poor 3.65% Poor | 2.04Poor 2.0 Poor | — — | -8.08%Poor -8.08% Poor | 0.00% |
Can Fin Homes LtdCan Fin Homes L... CANFINHOME • 511196 | 40.1/100 | ₹832.95₹833 | ₹12107.71₹12107.71 | 13.14Average 13.1 Average | 18.22%Good 18.22% Good | 9.34%Poor 9.34% Poor | 6.61Poor 6.6 Poor | 17.91%Excellent 17.91% Excellent | 13.82%Good 13.82% Good | 1.32% |
Aavas Financiers LtdAavas Financier... AAVAS • 541988 | 29.6/100 | ₹1369.00₹1369 | ₹11994.35₹11994.35 | 19.88Average 19.9 Average | 14.11%Average 14.11% Average | 10.09%Average 10.09% Average | 3.08Poor 3.1 Poor | 18.16%Excellent 18.16% Excellent | 21.15%Excellent 21.15% Excellent | 0.00% |
Home First Finance Company India LtdHome First Fina... HOMEFIRST • 543259 | 55.6/100 | ₹1117.90₹1118 | ₹11504.83₹11504.83 | 25.41Average 25.4 Average | 16.46%Good 16.46% Good | 11.35%Average 11.35% Average | 2.40Poor 2.4 Poor | 36.87%Excellent 36.87% Excellent | 30.23%Excellent 30.23% Excellent | 0.33% |
India Shelter Finance Corporation LimitedIndia Shelter F... INDIASHLTR • 544044 | 44.3/100 | ₹787.30₹787 | ₹9428.70₹9428.70 | 21.19Average 21.2 Average | 15.07%Good 15.07% Good | 12.61%Average 12.61% Average | 1.89Average 1.9 Average | 51.70%Excellent 51.70% Excellent | 38.34%Excellent 38.34% Excellent | 0.58% |
Top Housing Finance Company Stocks
View all →By Bull Run Score
By Return on Equity
By Market Cap
- Bajaj Housing Finance Limited share price87039.71 Cr
- LIC Housing Finance Ltd share price30291.98 Cr
- PNB Housing Finance Ltd share price23669.79 Cr
- Aadhar Housing Finance Ltd share price21011.57 Cr
- Aptus Value Housing Finance India Ltd share price14148.60 Cr
Reliance Home Finance Ltd PE Ratio History
Historical price-to-earnings ratio for RHFL — last 5 years
| Year | EPS (₹) | Price (₹) | P/E Ratio |
|---|---|---|---|
| FY 2023 | ₹111.71 | ₹4.25 | — |
P/E = year-end price ÷ diluted EPS from annual filings. Source: NSE/BSE via Bull Run.
Reliance Home Finance Ltd Quarterly Performance
Latest quarterly metrics for RHFL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
-100.00%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
89.78%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
-83.11%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
14.75%
Compounded annual net profit growth over 5 years
Reliance Home Finance Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for RHFL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Reliance Home Finance Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Reliance Home Finance Ltd (RHFL) — sourced from NSE/BSE filings.
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About RHFL (Reliance Home Finance Ltd)
Reliance Home Finance Ltd is a dedicated housing finance company operating within the Indian financial landscape. It focuses on facilitating home ownership and property-related fin...ancial solutions for a diverse range of customers. The company's core business revolves around providing accessible and tailored loan products designed to meet various housing needs, catering to both individual aspirations and broader market demands. Understanding the crucial role of housing in economic development and personal well-being, Reliance Home Finance strives to be a reliable partner in making property dreams a reality, offering a comprehensive suite of financial instruments to support the acquisition, construction, or enhancement of residential and commercial properties. Reliance Home Finance offers a spectrum of loan options to address the varied requirements of prospective homeowners and property investors. Its portfolio encompasses home loans, providing funding for purchasing residential properties; affordable housing loans, designed to support individuals seeking budget-friendly home ownership options; loans against property, allowing customers to leverage existing property assets for financial needs; and construction finance loans, facilitating the development of new housing projects. Beyond conventional financing, the company extends its service offerings to include property services, potentially encompassing assistance with property valuation, legal clearances, and other related advisory functions. This holistic approach aims to streamline the property transaction process for its customers. Established in 2008 and headquartered in the bustling financial hub of Mumbai, Reliance Home Finance operates with a mission to empower individuals and businesses through strategic financial solutions. With a commitment to ethical practices and customer-centric service, the company navigates the complexities of the Indian housing market. By providing financial resources and related support, Reliance Home Finance plays a role in enabling individuals to realize their aspirations of owning a home or investing in property, contributing to the overall growth and development of the housing sector in India. Its location in Mumbai situates it within a key economic center, allowing it to efficiently serve a broad customer base across the country.
Company Details
Key Leadership
Corporate Events
RHFL Share Price: Frequently Asked Questions
What is the current share price of Reliance Home Finance Ltd?
Reliance Home Finance Ltd (RHFL) trades at ₹2.16 on NSE and BSE. Market cap ₹155.22 (Cr). Educational data only.
What is the P/E ratio of Reliance Home Finance Ltd?
Reliance Home Finance Ltd has a P/E of N/Ax vs industry average 18.03x.
What is the Bull Run score for Reliance Home Finance Ltd?
Reliance Home Finance Ltd has a Bull Run score of 26.9/100 based on 25+ financial parameters.
Does Reliance Home Finance Ltd pay dividends?
Reliance Home Finance Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Reliance Home Finance Ltd?
Reliance Home Finance Ltd has ROE of N/A. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Reliance Home Finance Ltd?
Reliance Home Finance Ltd has debt-to-equity of N/A.
Is Reliance Home Finance Ltd a good investment?
Bull Run gives Reliance Home Finance Ltd a score of 26.9/100. This is not investment advice — consult a SEBI-registered advisor.