Rita Finance & Leasing Ltd Stock Price Today (NSE: RFLL)
Fundamental Score
Rita Finance & Leasing Ltd Share Price — Live NSE/BSE Price, Fundamentals & Analysis
Rita Finance & Leasing Ltd share price today is ₹16.50, down 1.90% on NSE/BSE as of 22 June 2026. Rita Finance & Leasing Ltd (RFLL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹23.00 (Cr). The 52-week high for RFLL share price is ₹27.81 and the 52-week low is ₹12.84. At a P/E ratio of 32.39x, RFLL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 3.79% and a debt-to-equity ratio of 0.11.
Rita Finance & Leasing Ltd Share Price Chart — NSE/BSE Historical Performance
Rita Finance & Leasing Ltd share price chart: 11.02% return over the past month. 52-week high ₹27.81, 52-week low ₹12.84.
Rita Finance & Leasing Ltd — Last 10 Trading Days
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| ₹16.45 | ₹16.50 | ₹16.45 | ₹16.50 | 32.14K (Cr) | |
| ₹16.82 | ₹16.82 | ₹16.82 | ₹16.82 | 11.03K (Cr) | |
| ₹17.85 | ₹17.85 | ₹17.04 | ₹17.70 | 503.00 (Cr) | |
| ₹17.99 | ₹17.99 | ₹17.93 | ₹17.93 | 256.00 (Cr) | |
| ₹16.15 | ₹17.77 | ₹16.15 | ₹17.24 | 349.00 (Cr) | |
| ₹17.00 | ₹17.00 | ₹16.34 | ₹16.99 | 3.11K (Cr) | |
| ₹18.00 | ₹18.00 | ₹16.45 | ₹17.20 | 9.19K (Cr) | |
| ₹16.53 | ₹17.20 | ₹15.63 | ₹17.20 | 3.66K (Cr) | |
| ₹17.74 | ₹17.98 | ₹16.45 | ₹16.45 | 6.51K (Cr) | |
| ₹17.31 | ₹17.31 | ₹17.31 | ₹17.31 | 100.00 (Cr) |
Rita Finance & Leasing Ltd — Last 12 Months Price History
| Month | Open | High | Low | Close | Change |
|---|---|---|---|---|---|
| ₹16.82 | ₹16.82 | ₹16.45 | ₹16.50 | -1.90% | |
| ₹16.24 | ₹18.00 | ₹15.28 | ₹17.70 | +8.99% | |
| ₹15.22 | ₹18.60 | ₹14.92 | ₹16.57 | +8.87% | |
| ₹17.35 | ₹21.68 | ₹12.84 | ₹16.02 | -7.67% | |
| ₹19.80 | ₹20.79 | ₹17.94 | ₹18.00 | -9.09% | |
| ₹20.50 | ₹21.50 | ₹17.58 | ₹18.87 | -7.95% | |
| ₹26.25 | ₹26.25 | ₹18.19 | ₹19.55 | -25.52% | |
| ₹18.00 | ₹23.99 | ₹16.60 | ₹23.48 | +30.44% | |
| ₹19.50 | ₹21.69 | ₹13.11 | ₹16.69 | -14.41% | |
| ₹23.84 | ₹25.50 | ₹19.40 | ₹20.47 | -14.14% | |
| ₹24.49 | ₹26.60 | ₹21.50 | ₹21.71 | -11.35% | |
| ₹25.36 | ₹27.81 | ₹21.80 | ₹24.49 | -3.43% |
AI Research Briefing
Powered by Gemini · 2026-04-10
Micro-cap NBFC turnaround story with high execution risk and illiquidity.
WHAT'S HAPPENING NOW
Rita Finance approved increasing authorized share capital to million and is raising million through preferential issue of 6,000,000 convertible warrants at each to 18 investors. A 25% payment is due at subscription. In February 2026, they signed an MOU to acquire a 45% stake in Aaquaria Fincart via share swap, targeting advisory and debt syndication. Jenisha Het Shah was appointed CEO on February 13, 2026.
CORE STORY
This is a micro-cap NBFC attempting a turnaround via acquisitions and capital raising. The market is likely viewing it as a high-risk, high-reward bet on management's ability to execute.
- Capital raise of ₹120 million
- Acquisition of 45% stake in Aaquaria Fincart
- Appointment of new CEO
- Successful integration of Aaquaria Fincart
- Deployment of capital into profitable lending opportunities
- Improved asset quality and NIM
- Micro/SME cap = high liquidity risk
- Execution risk on acquisition
- Intense competition in NBFC sector
Promoter holding decreased by 0.42%
NBFC sector faces regulatory scrutiny and rising funding costs.
Free Cash Flow 5Y: ₹-10.2 Cr - Poor
Next 3-6 months hinge on successful capital deployment and acquisition integration. Failure to execute will lead to significant downside.
Primary Thesis Risk
Inability to execute on turnaround strategy and deploy capital effectively.
For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.
Returns & Performance
Return on Equity (ROE)
Profit generated per ₹1 of shareholder equity
Return on Capital (ROCE)
Returns generated on total capital deployed
Oper. Profit Margin (5Y Avg)
Average operating profit margin over 5 years
Dividend Yield
Annual dividend as % of current share price
Rita Finance & Leasing Ltd Valuation Check
Price to Earnings (P/E)
Share price ÷ earnings per share. Lower = cheaper
Industry Avg P/E
Average P/E of all peers in this sector
Market Capitalisation
Total market value of all outstanding shares
Growth Engine
Profit Growth (Quarterly YoY)
Net profit growth vs same quarter last year
Revenue Growth (Quarterly YoY)
Revenue growth vs same quarter last year
Revenue Growth (5-Year CAGR)
Compounded annual revenue growth over 5 years
EPS Growth (5-Year CAGR)
Earnings per share growth over 5 years
Net Profit Growth (5-Year CAGR)
Compounded annual net profit growth over 5 years
Balance Sheet Health
Debt to Equity Ratio
Total debt ÷ equity. Below 0.5 = financially healthy
Interest Coverage Ratio
EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably
Free Cash Flow (5-Year Total)
Cash left after capex over 5 years. Positive = self-funded growth
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Rita Finance & Leasing Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RFLL across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (61.53%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (185.71%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (43.48%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (16.50% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (40.63% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (64.38% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.11)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (30.33x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (3.79%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.62%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Negative Free Cash Flow (₹-10.20 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (29.07%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.01%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Rita Finance & Leasing Ltd vs Non Banking Financial Company (NBFC) Peers
Peer Comparison - Non Banking Financial Company (NBFC)
Compare Rita Finance & Leasing Ltd with 10 other companies in the same sector
| Company Info | Fundamental | Valuation | Profitability | Financial Health | Growth | Dividend | ||||
|---|---|---|---|---|---|---|---|---|---|---|
Company Company name | Score Bull Run comprehensive fundamental score based on 20+ metrics | Price Current trading price of the stock | Market Cap Total value of all shares in the market | P/E Price per share divided by earnings per share | ROE Net income divided by shareholder equity | ROCE Earnings before interest and tax divided by capital employed | Debt/Eq Total debt divided by total equity | Profit 5Y Average annual profit growth over 5 years | Sales 5Y Average annual sales growth over 5 years | Dividend Annual dividend per share divided by price per share |
53.2/100 | ₹16.50₹17 | ₹23.00₹23.00 | 32.39Average 32.4 Average | 3.79%Poor 3.79% Poor | 4.62%Poor 4.62% Poor | 0.11Excellent 0.1 Excellent | 64.38%Excellent 64.38% Excellent | 16.50%Excellent 16.50% Excellent | 0.00% | |
Bajaj Finance LtdBajaj Finance L... BAJFINANCE • 500034 | 61.2/100 | ₹931.15₹931 | ₹635285.77₹635285.77 | 34.71Average 34.7 Average | 19.22%Good 19.22% Good | 11.35%Average 11.35% Average | 3.85Poor 3.9 Poor | 25.91%Excellent 25.91% Excellent | 21.46%Excellent 21.46% Excellent | 0.43% |
Shriram Finance LtdShriram Finance... SHRIRAMFIN • 511218 | 48.1/100 | ₹963.20₹963 | ₹160454.76₹160454.76 | 18.32Average 18.3 Average | 15.57%Good 15.57% Good | 10.95%Average 10.95% Average | 3.87Poor 3.9 Poor | 26.73%Excellent 26.73% Excellent | 21.55%Excellent 21.55% Excellent | 1.16% |
Muthoot Finance LtdMuthoot Finance... MUTHOOTFIN • 533398 | 58.9/100 | ₹3306.90₹3307 | ₹153050.66₹153050.66 | 20.96Average 21.0 Average | 19.58%Good 19.58% Good | 13.19%Average 13.19% Average | 3.76Poor 3.8 Poor | 11.18%Good 11.18% Good | 15.86%Excellent 15.86% Excellent | 0.68% |
62.5/100 | ₹1553.30₹1553 | ₹145498.76₹145498.76 | 31.32Average 31.3 Average | 19.71%Good 19.71% Good | 10.34%Average 10.34% Average | 7.23Poor 7.2 Poor | 32.25%Excellent 32.25% Excellent | 24.29%Excellent 24.29% Excellent | 0.12% | |
SBI Cards and Payment Services LtdSBI Cards and P... SBICARD • 543066 | 38.2/100 | ₹625.25₹625 | ₹83417.35₹83417.35 | 43.49Average 43.5 Average | 14.82%Average 14.82% Average | 10.40%Average 10.40% Average | 3.33Poor 3.3 Poor | 9.01%Good 9.01% Good | 14.26%Good 14.26% Good | 0.29% |
L&T Finance LtdL&T Finance Ltd... LTF • 533519 | 35/100 | ₹281.70₹282 | ₹77417.35₹77417.35 | 28.69Average 28.7 Average | 10.79%Average 10.79% Average | 8.71%Poor 8.71% Poor | 3.72Poor 3.7 Poor | 9.23%Good 9.23% Good | 2.46%Average 2.46% Average | 0.89% |
HDB Financial Services LimitedHDB Financial S... HDBFS • 544429 | 25.3/100 | ₹674.20₹674 | ₹63088.80₹63088.80 | 29.31Average 29.3 Average | 14.72%Average 14.72% Average | 9.79%Poor 9.79% Poor | 4.68Poor 4.7 Poor | — — | — — | 0.26% |
Sundaram Finance LtdSundaram Financ... SUNDARMFIN • 590071 | 36.5/100 | ₹4354.60₹4355 | ₹52888.17₹52888.17 | 26.82Average 26.8 Average | 15.27%Good 15.27% Good | 9.64%Poor 9.64% Poor | 4.35Poor 4.3 Poor | 18.93%Excellent 18.93% Excellent | 12.58%Good 12.58% Good | 0.74% |
58/100 | ₹497.00₹497 | ₹44785.81₹44785.81 | 11.15Average 11.2 Average | 34.14%Excellent 34.14% Excellent | 30.85%Excellent 30.85% Excellent | 0.17Excellent 0.2 Excellent | 208.59%Excellent 208.59% Excellent | — — | 0.04% | |
Poonawalla Fincorp LtdPoonawalla Finc... POONAWALLA • 524000 | 35.4/100 | ₹394.50₹395 | ₹39398.34₹39398.34 | 180.84Average 180.8 Average | -1.28%Poor -1.28% Poor | 4.77%Poor 4.77% Poor | 3.64Poor 3.6 Poor | — — | 10.76%Good 10.76% Good | 0.00% |
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Rita Finance & Leasing Ltd Quarterly Performance
Latest quarterly metrics for RFLL — revenue growth and profit growth vs same quarter last year
Revenue Growth (YoY)
43.48%
Latest quarter vs same quarter previous year
Net Profit Growth (YoY)
185.71%
Latest quarter net profit vs same quarter previous year
5-Year Revenue CAGR
16.50%
Compounded annual revenue growth over 5 years
5-Year Profit CAGR
64.38%
Compounded annual net profit growth over 5 years
Rita Finance & Leasing Ltd Technical Indicators
SMA 50, SMA 200, RSI and volume signals for RFLL — calculated from daily price history
Momentum is balanced — neither overbought nor oversold.
Technical indicators are for educational purposes only. Not investment advice.
Rita Finance & Leasing Ltd Financial Statements
Annual income statement, balance sheet and cash flow for Rita Finance & Leasing Ltd (RFLL) — sourced from NSE/BSE filings.
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About RFLL (Rita Finance & Leasing Ltd)
Rita Finance & Leasing Ltd is a distinguished Non-Banking Financial Company (NBFC) rooted in the vibrant city of Ahmedabad, India. Established in 1981, RFLL has cultivated a legacy... of financial stewardship, navigating the intricacies of the Indian financial landscape for over four decades. With a commitment to strategic growth and responsible financial practices, the company is deeply invested in contributing to the nation’s economic progress. RFLL focuses on identifying and capitalizing on opportunities within the financial sector, constantly adapting to the evolving needs of its stakeholders and the dynamic market conditions of India. RFLL’s core business activities revolve around strategic investments in a diverse portfolio of securities, enabling them to generate stable returns and fuel further growth. Beyond investments, the company actively engages in the advancement of loans, catering to the financial needs of individuals and businesses alike. This lending arm is instrumental in supporting economic activity and empowering entrepreneurs to achieve their ambitions. RFLL prioritizes responsible lending practices, diligently assessing risk and ensuring that its financial solutions are tailored to the specific requirements of its clientele. The company also seeks innovative ways to deliver value to its customers and stakeholders. Formerly recognized as Rita Holdings Limited, the transition to Rita Finance & Leasing Ltd reflects the company's strategic evolution and its focused commitment to the financial services domain. RFLL continues to build on its foundational strengths while exploring new avenues for expansion and diversification. The company’s enduring presence in the market speaks volumes about its resilience, adaptability, and unwavering dedication to ethical business conduct. RFLL is committed to upholding the highest standards of transparency and accountability.
Company Details
Key Leadership
Latest News
RFLL Share Price: Frequently Asked Questions
What is the current share price of Rita Finance & Leasing Ltd?
Rita Finance & Leasing Ltd (RFLL) trades at ₹16.50 on NSE and BSE. Market cap ₹23.00 (Cr). Educational data only.
What is the P/E ratio of Rita Finance & Leasing Ltd?
Rita Finance & Leasing Ltd has a P/E of 32.39x vs industry average 22.03x.
What is the Bull Run score for Rita Finance & Leasing Ltd?
Rita Finance & Leasing Ltd has a Bull Run score of 53.2/100 based on 25+ financial parameters.
Does Rita Finance & Leasing Ltd pay dividends?
Rita Finance & Leasing Ltd has a dividend yield of 0.00%. Past dividends don't guarantee future payments.
What is the ROE of Rita Finance & Leasing Ltd?
Rita Finance & Leasing Ltd has ROE of 3.79%. Higher ROE indicates better use of shareholder equity.
What is the debt-to-equity ratio of Rita Finance & Leasing Ltd?
Rita Finance & Leasing Ltd has debt-to-equity of 0.11.
Is Rita Finance & Leasing Ltd a good investment?
Bull Run gives Rita Finance & Leasing Ltd a score of 53.2/100. This is not investment advice — consult a SEBI-registered advisor.