Rita Finance & Leasing Ltd Stock Price Today (NSE: RFLL)
Rita Finance & Leasing Ltd
Fundamental Score
Rita Finance & Leasing Ltd Share Price Live NSE/BSE & Institutional Fundamental Analysis
Rita Finance & Leasing Ltd share price today is ₹19.00, up +0.00% on NSE/BSE as of 18 February 2026. Rita Finance & Leasing Ltd (RFLL) is a Small-cap company in the Non Banking Financial Company (NBFC) sector with a market capitalisation of ₹23.00 (Cr). The 52-week high for RFLL share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 32.39x, RFLL is currently trading above its industry average P/E of 22.03x. The company has a Return on Equity (ROE) of 3.79% and a debt-to-equity ratio of 0.11.
Rita Finance & Leasing Ltd Share Price Chart — NSE/BSE Historical Performance
Returns & Performance
ROE
ROCE
OPM (5Y)
Div Yield
Rita Finance & Leasing Ltd Valuation Check
P/E Ratio
Industry P/E
Market Cap
Growth Engine
Profit Growth (Q)
Sales Growth (Q)
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Balance Sheet Health
Debt to Equity
Int. Coverage
Free Cash Flow (5Y)
Shareholding
Promoter
FII
DII
Pledged
Institutional Deep-Dive
Bull Run Research Hub
Rita Finance & Leasing Share Price: A Conservative Value Investor's Perspective
In the Non-Banking Financial Company (NBFC) sector, sustained profitability often hinges on effective risk management and efficient capital allocation, especially crucial given the sector's reliance on borrowed funds. This analysis focuses on the current Rita Finance & Leasing share price, trading at ₹20.450001. This assessment is part of an 80-parameter fundamental audit verified by Sweta Mishra, emphasizing a conservative, value-oriented approach with a primary focus on capital safety.
The reported Price-to-Earnings (PE) ratio of 32.39 raises concerns from a value investing standpoint. A high PE ratio, particularly relative to the broader market, could indicate that the market anticipates significant future earnings growth. However, conservative investors should scrutinize the sustainability of such expectations. Considering the Rita Finance & Leasing share price, it warrants further investigation if the valuation matches the underlying business performance.
A critical metric for evaluating capital efficiency is Return on Capital Employed (ROCE). Rita Finance & Leasing's ROCE of 4.62% is a significant area of concern. A low ROCE suggests the company is not generating substantial returns from its invested capital. From a moat perspective, the ROCE directly impacts the company's ability to maintain a competitive advantage. Low ROCE prevents aggressive capital deployment and limits the company's financial flexibility, weakening its potential to fend off competitors and creating a weaker moat.
When comparing Rita Finance & Leasing share price relative to sector peers, such as
Apollo Finvest, differences in management quality become apparent when analyzing financial performance. For instance, variations in operational efficiency and strategic decision-making may translate to disparities in crucial metrics like ROCE and profitability. While this analysis doesn't endorse specific investment actions, it emphasizes the importance of considering management's track record in capital allocation and risk mitigation.This analysis is purely observational and does not constitute investment advice. The purpose is to highlight key areas of consideration for a conservative value investor evaluating Rita Finance & Leasing share price with an emphasis on capital preservation and sustainable profitability.
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Rita Finance & Leasing Ltd Fundamental Analysis & Valuation Benchmarking
Educational evaluation of RFLL across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (61.53%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages.
Robust Profit Growth (185.71%)
Observation: Strong year-over-year profit expansion demonstrates business momentum.
Analysis: Profit growth >20% indicates effective execution and market opportunity capture.
Strong Revenue Growth (43.48%)
Observation: Healthy sales growth indicates market demand and execution capability.
Analysis: Revenue growth >15% suggests strong market position and growth potential.
Consistent Growth Track Record (16.50% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.
Excellent EPS Growth (40.63% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential.
Strong Profit Growth Track Record (64.38% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model.
Conservative Debt Levels (D/E: 0.11)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns.
Strong Interest Coverage (30.33x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral.
Analysis: Absence of share pledging eliminates potential forced-selling pressure.
Risk Factors
6 factors identified
Below-Average Return on Equity (3.79%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (4.62%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.
Negative Free Cash Flow (₹-10.20 Cr over 5Y)
Observation: Cash outflows exceed inflows.
Analysis: Negative FCF requires analysis of capital expenditure cycle.
Low Promoter Commitment (29.07%)
Observation: Reduced promoter stake may indicate limited confidence.
Analysis: Low promoter holding may raise questions about management commitment.
Limited Institutional Interest (FII+DII: 0.01%)
Observation: Low institutional participation may affect liquidity.
Analysis: Limited institutional interest may indicate size constraints or visibility issues.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.
Rita Finance & Leasing Ltd Financial Statements
Comprehensive financial data for Rita Finance & Leasing Ltd including income statement, balance sheet and cash flow
About RFLL (Rita Finance & Leasing Ltd)
Rita Finance & Leasing Ltd (RFLL) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Non Banking Financial Company (NBFC) sector with a current market capitalisation of ₹23.00 (Cr). Rita Finance & Leasing Ltd has delivered a Return on Equity (ROE) of 3.79% and a ROCE of 4.62%. The debt-to-equity ratio stands at 0.11, reflecting the company's capital structure. Investors tracking RFLL share price can monitor key metrics including P/E ratio, promoter holding of 29.07%, and quarterly earnings growth.
Company Details
Key Leadership
Latest News
RFLL Share Price: Frequently Asked Questions
What is the current share price of Rita Finance & Leasing Ltd (RFLL)?
As of 18 Feb 2026, 10:36 am IST, Rita Finance & Leasing Ltd share price is ₹19.00. The RFLL stock has a market capitalisation of ₹23.00 (Cr) on NSE/BSE.
Is RFLL share price Overvalued or Undervalued?
RFLL share price is currently trading at a P/E ratio of 32.39x, compared to the industry average of 22.03x. Based on this relative valuation, the Rita Finance & Leasing Ltd stock appears to be Overvalued against its sector peers.
What is the 52-week high and low of RFLL share price?
The 52-week high of RFLL share price is ₹N/A and the 52-week low is ₹N/A.
What factors affect the Rita Finance & Leasing Ltd share price?
Key factors influencing RFLL share price include quarterly earnings growth (Sales Growth: 43.48%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Rita Finance & Leasing Ltd a good stock for long-term investment?
Rita Finance & Leasing Ltd shows a 5-year Profit Growth of 64.38% and an ROE of 3.79%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.11 before investing in RFLL shares.
How does Rita Finance & Leasing Ltd compare with its industry peers?
Rita Finance & Leasing Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare RFLL share price P/E of 32.39x and ROE of 3.79% against the industry averages to determine competitive standing.
What is the P/E ratio of RFLL and what does it mean?
RFLL share price has a P/E ratio of 32.39x compared to the industry average of 22.03x. Investors pay ₹32 for every ₹1 of annual earnings.
How is RFLL performing according to Bull Run's analysis?
RFLL has a Bull Run fundamental score of 53.2/100, indicating moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters.
What sector and industry does RFLL belong to?
RFLL operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Rita Finance & Leasing Ltd share price.
What is Return on Equity (ROE) and why is it important for RFLL?
RFLL has an ROE of 3.79%, which suggests challenges in generating returns from shareholders equity. ROE measures how efficiently Rita Finance & Leasing Ltd generates profits from shareholders capital.
How is RFLL debt-to-equity ratio and what does it indicate?
RFLL has a debt-to-equity ratio of 0.11, which indicates conservative financing with low financial risk.
What is RFLL dividend yield and is it a good dividend stock?
RFLL offers a dividend yield of 0.00%, meaning you receive ₹0.00 annual dividend for every ₹100 invested in Rita Finance & Leasing Ltd shares.
How has RFLL share price grown over the past 5 years?
RFLL has achieved 5-year growth rates of: Sales Growth 16.50%, Profit Growth 64.38%, and EPS Growth 40.63%.
What is the promoter holding in RFLL and why does it matter?
Promoters hold 29.07% of RFLL shares, with 0.00% pledged. High promoter holding often indicates strong management confidence in Rita Finance & Leasing Ltd.
What is RFLL market capitalisation category?
RFLL has a market capitalisation of ₹23 crores, placing it in the Small-cap category.
How volatile is RFLL stock?
RFLL has a beta of N/A. A beta > 1 suggests the Rita Finance & Leasing Ltd stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is RFLL operating profit margin trend?
RFLL has a 5-year average Operating Profit Margin (OPM) of 61.53%, indicating the company's operational efficiency.
How is RFLL quarterly performance?
Recent quarterly performance shows Rita Finance & Leasing Ltd YoY Sales Growth of 43.48% and YoY Profit Growth of 185.71%.
What is the institutional holding pattern in RFLL?
RFLL has FII holding of 0.00% and DII holding of 0.01%. Significant institutional holding often suggests professional confidence in the Rita Finance & Leasing Ltd stock.