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RR Financial Consultants Ltd

RRFINNon Banking Financial Company (NBFC)

Fundamental Score

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RR Financial Consultants Ltd Share Price & Market Analysis

Current Market Price (CMP)
137.60
No change data available
Market Cap
211.42 (Cr)
Industry
Non Banking Financial Company (NBFC)

Profitability Metrics

Poor

Return on Equity

5.98%
Poor

Return on Capital Employed

7.63%
Good

Operating Profit Margin (5Y)

11.22%
Poor

Dividend Yield

0.00%

Valuation Metrics

Poor

Price to Earnings

31.00x

Market Capitalization

211.42 (Cr)

Industry P/E

22.03x

Growth Metrics

Excellent

YoY Quarterly Profit Growth

507.32%
Excellent

YoY Quarterly Sales Growth

46.90%
Average

Sales Growth (5Y)

10.29%
Excellent

EPS Growth (5Y)

73.13%
Excellent

Profit Growth (5Y)

73.13%

Financial Health

Excellent

Debt to Equity

0.35x
Excellent

Interest Coverage

17.46x
Average

Free Cash Flow (5Y)

2.48 (Cr)

Ownership Structure

Good

Promoter Holding

74.83%
Poor

FII Holding

0.00%
Poor

DII Holding

0.00%
Excellent

Pledged Percentage

0.00%
Market-cap Classification
Small-cap
Higher growth potential with higher volatility.
74.83%
Promoter Holding
211.42 (Cr)
Market Cap

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Market Data Analysis & Educational Insights

Educational evaluation of RRFIN across key market metrics for learning purposes.

Positive Indicators

7 factors identified

Robust Profit Growth (507.32%)

Observation: Strong year-over-year profit expansion demonstrates business momentum.

Analysis: Profit growth >20% indicates effective execution and market opportunity capture. This suggests positive business trajectory.

Strong Revenue Growth (46.90%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential. This indicates business expansion success.

Excellent EPS Growth (73.13% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.

Strong Profit Growth Track Record (73.13% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.

Strong Interest Coverage (17.46x)

Observation: Earnings comfortably cover interest obligations.

Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.

Balanced Promoter Holding (74.83%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral, reducing forced-selling risk.

Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.

Risk Factors

5 factors identified

Below-Average Return on Equity (5.98%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (7.63%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.

High P/E Ratio

Observation: Stock may be overvalued relative to earnings.

Analysis: P/E above 30 requires strong growth execution to justify current valuations.

Small Market Cap

Observation: Higher investment risk due to limited size.

Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.

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Financial Statements

Comprehensive financial data for RR Financial Consultants Ltd

About RRFIN

Company Details

Symbol:RRFIN
Industry:Non Banking Financial Company (NBFC)
Sector:Non Banking Financial Company (NBFC)

Market Information

Market Cap:211.42 (Cr)
P/E Ratio:31.00
Beta:N/A

Performance

52W High:N/A
52W Low:N/A
Dividend Yield:0.00%

RRFIN Stock Details & Analysis

Key Financial Metrics

Return on Equity (ROE)5.98%
Return on Capital Employed7.63%
Operating Profit Margin (5Y)11.22%
Debt to Equity Ratio0.35
Interest Coverage Ratio17.46

Growth & Valuation

Sales Growth (5Y)10.29%
Profit Growth (5Y)73.13%
EPS Growth (5Y)73.13%
YoY Quarterly Profit Growth507.32%
YoY Quarterly Sales Growth46.90%

Frequently Asked Questions

What is the current price of RRFIN?

RRFIN is currently trading at ₹137.60 with a gain of 0.00% today. The current market price (CMP) represents the last traded price of RRFIN shares on the stock exchange. This price fluctuates throughout trading hours based on supply and demand. You can track real-time price movements, percentage changes, and trading volume in the header section.

What is the P/E ratio of RRFIN and what does it mean?

RRFIN has a P/E ratio of 31.00x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹31 for every ₹1 of annual earnings. This is higher than the industry average, suggesting either growth premium or potential overvaluation.

How is RRFIN performing according to Bull Run's analysis?

RRFIN has a Bull Run fundamental score of 59/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability (ROE: 5.98%), growth metrics, valuation ratios, and financial health indicators. The score updates quarterly with new financial data and helps you quickly assess overall investment quality.

What sector and industry does RRFIN belong to?

RRFIN operates in the Non Banking Financial Company (NBFC) industry. This sector classification helps understand the broader economic trends, regulatory framework, and competitive landscape affecting RR Financial Consultants Ltd. Companies in this industry typically face similar market dynamics, cyclical patterns, and macroeconomic factors. Understanding the industry context is crucial for peer comparison and assessing how sector-specific trends might impact the stock's performance.

What is Return on Equity (ROE) and why is it important for RRFIN?

RRFIN has an ROE of 5.98%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently RR Financial Consultants Ltd generates profits from shareholders' equity. An ROE of 6% means the company generates ₹6 profit for every ₹100 of shareholders' equity. This metric is crucial for assessing management's ability to create value for shareholders.

How is RRFIN's debt-to-equity ratio and what does it indicate?

RRFIN has a debt-to-equity ratio of 0.35, which indicates moderate leverage that should be monitored. This means the company has ₹35 of debt for every ₹100 of equity. This conservative approach provides financial stability but may limit growth potential.

What is RRFIN's dividend yield and is it a good dividend stock?

RRFIN offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested. The focus appears to be more on growth rather than dividend income. Dividend yield is calculated as annual dividend per share ÷ current share price × 100. Evaluate dividend consistency over 5+ years and free cash flow coverage for sustainability.

How has RRFIN grown over the past 5 years?

RRFIN has achieved 5-year growth rates of: Sales Growth 10.29%, Profit Growth 73.13%, and EPS Growth 73.13%. These growth metrics show the company's ability to expand its business and improve profitability over time. Sales growth indicates market expansion, profit growth shows operational efficiency, and EPS growth directly impacts share price appreciation potential.

What is the promoter holding in RRFIN and why does it matter?

Promoters hold 74.83% of RRFIN shares, with 0.00% of promoter shares pledged. This high promoter holding indicates strong management confidence and alignment with shareholders. Low pledging indicates financial stability of promoters. Recent change in promoter holding: 0.22%.

How does RRFIN compare with its industry peers?

RRFIN trades at P/E 31.00x vs industry average 22.03x, with ROE of 5.98% and ROCE of 7.63%. The stock trades at a premium to industry average, which may be justified by superior fundamentals. Peer comparison helps identify whether RRFIN is outperforming its competitive set in profitability, growth, and valuation metrics.

What is RRFIN's market capitalization and what category does it fall into?

RRFIN has a market capitalization of ₹211 crores, making it a Large-cap stock. Large-cap stocks offer stability and liquidity but typically slower growth. Market cap is calculated as current share price × total outstanding shares, representing the company's total market value.

What are the key financial ratios to consider for RRFIN?

Key ratios for RRFIN: ROE 5.98% (Needs improvement), ROCE 7.63%, P/E 31.00x, Debt-to-Equity 0.35, Interest Coverage 17.46x. These ratios help assess profitability (ROE, ROCE), valuation (P/E), financial health (D/E, Interest Coverage), and overall investment quality. Compare these with industry medians and historical trends for meaningful analysis.

How volatile is RRFIN stock and what is its beta?

RRFIN has a beta of N/A, which means it is less volatile than the market and offers defensive characteristics. Beta measures price volatility relative to the Nifty 50. Lower beta stocks provide stability during uncertain market conditions. Consider beta alongside your risk tolerance and portfolio diversification strategy.

What is the 52-week high and low for RRFIN?

RRFIN has a 52-week high of ₹N/A and low of ₹N/A. Currently trading at ₹137.60, the stock is within its annual trading range. Trading near highs indicates strong momentum but limited upside potential.

What are the key risks associated with investing in RRFIN?

Key risks for RRFIN include: Market volatility (Beta: N/A), financial leverage (Debt-to-Equity: 0.35), and operational challenges. The stock has a Fundamental Score of 59/100, indicating moderate risk requiring careful monitoring. Sector-specific risks in Non Banking Financial Company (NBFC) include regulatory changes, economic cycles, and competitive pressures. Consider your risk tolerance, investment horizon, and portfolio diversification before investing. Past performance doesn't guarantee future results.

What is RRFIN's operating profit margin and how has it trended?

RRFIN has a 5-year average Operating Profit Margin (OPM) of 11.22%, which is good and shows decent operational efficiency. Operating Profit Margin shows operational efficiency by measuring operating profit as a percentage of revenue. Monitor margin trends to assess management's ability to control costs and improve efficiency. Compare with industry peers to understand relative performance.

How is RRFIN's quarterly performance in terms of sales and profit growth?

RRFIN's recent quarterly performance shows YoY Sales Growth of 46.90% and YoY Profit Growth of 507.32%. This strong double-digit growth indicates excellent business momentum and management execution. Sales growth shows market demand while profit growth reveals operational efficiency and margin management.

What is the FII and DII holding pattern in RRFIN?

RRFIN has FII holding of 0.00% and DII holding of 0.00%, totaling 0.00% institutional ownership. This institutional participation level shows the confidence of professional money managers. Monitor quarterly changes in institutional holdings for investment flow trends and sentiment.