S I Cap & Fin (SICAPIT) – Share Price & Analysis

Price ₹23.32, Market Cap 11.78 (Cr), P/E 35.70x. Score: 36.1/100.

Financial Ratios PE Ratio Shareholding Dividend Quarterly Results Financial Statements

S I Cap & Fin Stock Price Today (NSE: SICAPIT)

S I Cap & Fin

SICAPITDiversified Commercial Services

₹23.32+₹0.00 (+0.00%)

As on 01 Aug 2026, 02:46 pm ISTMarket Closed

Fundamental Score

...

S I Cap & Fin Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Q: What is the current share price of S I Cap & Fin?

S I Cap & Fin (SICAPIT) trades at ₹23.32 on NSE and BSE. Market cap ₹11.78 (Cr). Educational data only.

Q: What is the P/E ratio of S I Cap & Fin?

S I Cap & Fin has a P/E of 35.70x vs industry average 19.79x.

Q: What is the Bull Run score for S I Cap & Fin?

S I Cap & Fin has a Bull Run score of 36.1/100 based on 25+ financial parameters.

Q: Does S I Cap & Fin pay dividends?

S I Cap & Fin has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

Q: What is the ROE of S I Cap & Fin?

S I Cap & Fin has ROE of 5.97%. Higher ROE indicates better use of shareholder equity.

Q: What is the debt-to-equity ratio of S I Cap & Fin?

S I Cap & Fin has debt-to-equity of 1.40.

Q: Is S I Cap & Fin a good investment?

Bull Run gives S I Cap & Fin a score of 36.1/100. This is not investment advice — consult a SEBI-registered advisor.

S I Cap & Fin share price today is ₹23.32, up +0.00% on NSE/BSE as of 1 August 2026. S I Cap & Fin (SICAPIT) is a Small-cap company in the Diversified Commercial Services sector with a market capitalisation of ₹11.78 (Cr). The 52-week high for SICAPIT share price is ₹N/A and the 52-week low is ₹N/A. At a P/E ratio of 35.70x, SICAPIT is currently trading above its industry average P/E of 19.79x. The company has a Return on Equity (ROE) of 5.97% and a debt-to-equity ratio of 1.40.

S I Cap & Fin Share Price Chart — NSE/BSE Historical Performance

No data

High

₹23.32

Low

₹23.32

Volume

Change

+0.00%

AI Research Briefing

Cash-burning micro-cap diluted by a ₹7.58 Cr rights issue while Q1 net profit plummets 30% YoY.

Research Confidence

4.0/10Low

MICRO-CAP DARK HORSEBreakdown — down 43.81% in 3M and 40.59% in 1Y.Expensive — trading at 35.7x P/E vs industry average of 19.79x despite negative FCF.

WHAT'S HAPPENING NOW (last 2-4 weeks)

The key catalyst is a ₹7.58 crore Rights Issue announced in late July 2026, offering 0.7575 crore shares at ₹10 per share in a 3:2 ratio. The record date was set for July 31, 2026, with bidding running from August 10 to September 3, 2026. Operationally, Q1 FY27 results (ended June 30, 2026) showed revenue of ₹1.10 crore (up 27.9% YoY) but net profit collapsed 30% YoY to ₹0.14 crore (₹14.15 lakh). BSE issued a price movement clarification request in mid-July.

CORE STORY (THE REAL GAME)

This is a micro-cap capital raise play, not a fundamental growth story. The market is pricing dilution risk and cash-injection necessity rather than underlying earnings quality. Small-ticket financial services aggregators in India face massive margin squeeze and high debt burdens.

WHAT IS DRIVING THE STOCK

Balance sheet recapitalization via the ₹7.58 crore Rights Issue at a deeply discounted ₹10 offer price.

Sharp profit decay: Q1 FY27 net profit sank 30% YoY to ₹0.14 crore despite top-line growth.

Weak cash conversion profile, highlighted by a 5-year cumulative Free Cash Flow of ₹-12.02 Cr.

BULL vs BEAR

Bull:Capital inflow from the ₹7.58 crore Rights Issue could temporarily repair working capital and reduce expensive short-term leverage.

Bear:The business burns cash consistently (₹-12.02 Cr FCF over 5 years), trades at a bloated 35.7x P/E against the industry's 19.79x, and carries a weak interest coverage ratio of 1.4x.

WHAT MARKET IS PRICING

The market is discounting heavy EPS dilution from the 3:2 Rights Issue while penalizing the company for poor operational profit conversion. Once the rights entitlement trading window completes, support could completely evaporate.

BOTTOM LINE

A illiquid micro-cap trap raising cash to stay afloat while earnings deteriorate.

Why Now

₹7.58 Cr Rights Issue announced at ₹10/share with Record Date on July 31, 2026
Q1 FY27 net profit fell 30% YoY to ₹0.14 Cr despite a revenue rise to ₹1.10 Cr
Stock under heavy selling pressure, dropping 43.81% over the last 3 months

Potential Catalysts

Completion and subscription outcome of the ₹7.58 Cr Rights Issue
Inability to service debt given low interest coverage of 1.4x
Further margin compression in upcoming quarterly financial results

Key Risks

Extreme illiquidity risk inherent to a ₹11.78 Cr micro-cap shell-like asset
Negative 5-year Free Cash Flow of ₹-12.02 Cr showing zero organic cash generation
Valuation premium (35.7x P/E vs 19.79x Industry P/E) despite falling profits

Institutional Activity

Zero FII participation (0.0%), negligible DII stake (0.18%), and unmoving promoter holding (39.47%). Smart money completely ignores this counter.

Macro Context

Tightening credit environment and high cost of capital hit sub-scale financial service micro-caps hardest.

Order Book / Expansion

Rights Issue of ₹7.58 Cr announced to raise capital; no major commercial order wins reported.

Cash Flow Quality

No — 5-year Free Cash Flow is negative at ₹-12.02 Cr.

3–6 Month Outlook

Severe downside risk and liquidity crunch post-rights issue dilution. Unlikely to generate sustainable operational alpha.

Primary Thesis Risk

Heavy equity dilution paired with negative cash flows leading to permanent capital loss.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

5.97%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

8.68%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

18.74%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

S I Cap & Fin Valuation Check

Poor

Price to Earnings (P/E)

35.70x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

19.79x

Average P/E of all peers in this sector

Market-cap Classification

Small-cap

Higher growth potential with higher volatility.

Market Capitalisation

11.78 (Cr)

Total market value of all outstanding shares

Shareholding Pattern

Excellent

Promoter Holding

39.47%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.18%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-50.00%

Net profit growth vs same quarter last year

Excellent

Revenue Growth (Quarterly YoY)

30.77%

Revenue growth vs same quarter last year

Excellent

Revenue Growth (5-Year CAGR)

59.45%

Compounded annual revenue growth over 5 years

Excellent

EPS Growth (5-Year CAGR)

20.02%

Earnings per share growth over 5 years

Excellent

Net Profit Growth (5-Year CAGR)

23.08%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Poor

Debt to Equity Ratio

1.40x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.40x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

-12.02 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

S I Cap & Fin Fundamental Analysis & Valuation Benchmarking

Educational evaluation of SICAPIT across key market metrics for learning purposes.

Positive Indicators

6 factors identified

Strong Operating Margins (18.74%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Revenue Growth (30.77%)

Observation: Healthy sales growth indicates market demand and execution capability.

Analysis: Revenue growth >15% suggests strong market position and growth potential.

Consistent Growth Track Record (59.45% CAGR)

Observation: Strong 5-year sales compound annual growth rate.

Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model.

Excellent EPS Growth (20.02% CAGR)

Observation: Outstanding 5-year earnings per share compound growth.

Analysis: EPS CAGR >15% indicates strong wealth creation potential.

Strong Profit Growth Track Record (23.08% CAGR)

Observation: Consistent 5-year profit compound annual growth rate.

Analysis: Profit CAGR >15% demonstrates scalable business model.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

8 factors identified

Below-Average Return on Equity (5.97%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (8.68%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Profit Decline Concern (-50.00%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Elevated Debt Levels (D/E: 1.40)

Observation: High leverage increases financial risk and interest burden.

Analysis: High debt-to-equity ratios require monitoring of debt servicing capability.

Weak Interest Coverage (1.40x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

Negative Free Cash Flow (₹-12.02 Cr over 5Y)

Observation: Cash outflows exceed inflows.

Analysis: Negative FCF requires analysis of capital expenditure cycle.

Limited Institutional Interest (FII+DII: 0.18%)

Observation: Low institutional participation may affect liquidity.

Analysis: Limited institutional interest may indicate size constraints or visibility issues.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

S I Cap & Fin vs Diversified Commercial Services Peers

Peer Comparison - Diversified Commercial Services

Compare S I Cap & Fin with 10 other companies in the same sector

11 companies

Company Info	Fundamental Overall score	Valuation Price metrics	Profitability Return metrics		Financial Health Debt management	Growth 5Y performance		Dividend Yield %
Company Company name	Score Bull Run comprehensive fundamental score based on 20+ metrics	Price Current trading price of the stock	Market Cap Total value of all shares in the market	P/E Price per share divided by earnings per share	ROE Net income divided by shareholder equity	ROCE Earnings before interest and tax divided by capital employed	Debt/Eq Total debt divided by total equity	Profit 5Y Average annual profit growth over 5 years	Sales 5Y Average annual sales growth over 5 years	Dividend Annual dividend per share divided by price per share
S I Cap & FinS I Cap & Fin...Selected✓ SICAPIT • 530907	36.1/100	₹23.32₹23	₹11.78₹11.78	35.70Average 35.7 Average	5.97%Poor 5.97% Poor	8.68%Poor 8.68% Poor	1.40Average 1.4 Average	23.08%Excellent 23.08% Excellent	59.45%Excellent 59.45% Excellent	0.00%
International Gemmological InstituteInternational G... IGIL • 544311	72.2/100	₹363.25₹363	₹15268.32₹15268.32	26.22Average 26.2 Average	23.22%Excellent 23.22% Excellent	30.72%Excellent 30.72% Excellent	0.01Excellent 0.0 Excellent	67.78%Excellent 67.78% Excellent	48.99%Excellent 48.99% Excellent	0.71%
Nesco LtdNesco Ltd... NESCO • 505355	68.3/100	₹1055.00₹1055	₹7688.93₹7688.93	18.42Average 18.4 Average	14.84%Average 14.84% Average	18.54%Good 18.54% Good	0.09Excellent 0.1 Excellent	19.33%Excellent 19.33% Excellent	26.21%Excellent 26.21% Excellent	0.64%
Yaari Digital Integrated Services LtdYaari Digital I... YAARI • 533520	61/100	₹16.47₹16	₹7318.76₹7318.76	22.61Average 22.6 Average	23.06%Excellent 23.06% Excellent	16.17%Good 16.17% Good	0.15Excellent 0.1 Excellent	36.58%Excellent 36.58% Excellent	37.68%Excellent 37.68% Excellent	0.00%
NDR INVIT TrustNDR INVIT Trust... NDRINVIT •	10.1/100	₹135.05₹135	₹6185.81₹6185.81	65.38Average 65.4 Average	2.47%Poor 2.47% Poor	5.08%Poor 5.08% Poor	0.57Good 0.6 Good	— —	— —	5.66%
Nirlon LtdNirlon Ltd... NIRLON • 500307	63.3/100	₹625.00₹625	₹5787.56₹5787.56	16.73Average 16.7 Average	83.82%Excellent 83.82% Excellent	30.77%Excellent 30.77% Excellent	2.45Poor 2.5 Poor	22.12%Excellent 22.12% Excellent	16.12%Excellent 16.12% Excellent	4.04%
Smartworks Coworking Spaces LimitedSmartworks Cowo... SMARTWORKS • 544447	55.7/100	₹476.15₹476	₹5287.73₹5287.73	502.16Average 502.2 Average	3.30%Poor 3.30% Poor	8.30%Poor 8.30% Poor	9.00Poor 9.0 Poor	17.02%Excellent 17.02% Excellent	45.06%Excellent 45.06% Excellent	0.00%
CMS Info Systems LtdCMS Info System... CMSINFO • 543441	39.7/100	₹279.10₹279	₹4465.92₹4465.92	14.40Average 14.4 Average	13.20%Average 13.20% Average	17.65%Good 17.65% Good	0.09Excellent 0.1 Excellent	13.06%Good 13.06% Good	13.75%Good 13.75% Good	2.41%
Quess Corp LtdQuess Corp Ltd... QUESS • 539978	53.2/100	₹324.50₹325	₹4382.22₹4382.22	19.10Average 19.1 Average	20.38%Excellent 20.38% Excellent	23.04%Excellent 23.04% Excellent	0.11Excellent 0.1 Excellent	37.55%Excellent 37.55% Excellent	7.15%Good 7.15% Good	3.41%
Hemisphere Properties India LtdHemisphere Prop... HEMIPROP • 543242	11.3/100	₹139.21₹139	₹3892.82₹3892.82	— —	-2.70%Poor -2.70% Poor	-1.14%Poor -1.14% Poor	0.20Excellent 0.2 Excellent	-13.16%Poor -13.16% Poor	— —	0.00%
Sanghvi Movers LtdSanghvi Movers ... SANGHVIMOV • 530073	64/100	₹440.00₹440	₹3761.22₹3761.22	19.79Average 19.8 Average	15.49%Good 15.49% Good	16.68%Good 16.68% Good	0.51Good 0.5 Good	59.97%Excellent 59.97% Excellent	36.76%Excellent 36.76% Excellent	0.46%

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By Bull Run Score

By Return on Equity

Nirlon Ltd share price83.82%
International Gemmological Institute share price23.22%
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By Market Cap

International Gemmological Institute share price15268.32 Cr
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NDR INVIT Trust share price6185.81 Cr
Nirlon Ltd share price5787.56 Cr

S I Cap & Fin Quarterly Performance

Latest quarterly metrics for SICAPIT — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

30.77%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-50.00%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

59.45%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

23.08%

Compounded annual net profit growth over 5 years

S I Cap & Fin Financial Statements

Annual income statement, balance sheet and cash flow for S I Cap & Fin (SICAPIT) — sourced from NSE/BSE filings.

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Fetching financial data for S I Cap & Fin

About SICAPIT (S I Cap & Fin)

S I Cap & Fin (SICAPIT) is listed on the National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) of India. The company operates in the Diversified Commercial Services sector ...with a current market capitalisation of ₹11.78 (Cr). S I Cap & Fin has delivered a Return on Equity (ROE) of 5.97% and a ROCE of 8.68%. The debt-to-equity ratio stands at 1.40, reflecting the company's capital structure. Investors tracking SICAPIT share price can monitor key metrics including P/E ratio, promoter holding of 39.47%, and quarterly earnings growth.

Company Details

Symbol:SICAPIT

Industry:Diversified Commercial Services

Sector:Diversified Commercial Services

Website:N/A

SICAPIT Share Price: Frequently Asked Questions

What is the current share price of S I Cap & Fin?

S I Cap & Fin (SICAPIT) trades at ₹23.32 on NSE and BSE. Market cap ₹11.78 (Cr). Educational data only.

What is the P/E ratio of S I Cap & Fin?

S I Cap & Fin has a P/E of 35.70x vs industry average 19.79x.

What is the Bull Run score for S I Cap & Fin?

S I Cap & Fin has a Bull Run score of 36.1/100 based on 25+ financial parameters.

Does S I Cap & Fin pay dividends?

S I Cap & Fin has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of S I Cap & Fin?

S I Cap & Fin has ROE of 5.97%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of S I Cap & Fin?

S I Cap & Fin has debt-to-equity of 1.40.

Is S I Cap & Fin a good investment?

Bull Run gives S I Cap & Fin a score of 36.1/100. This is not investment advice — consult a SEBI-registered advisor.