Sahara Housingfina Corporation Limited Stock Price Today (NSE: SAHARAHOUS)

Sahara Housingfina Corporation Limited

42.15+0.37 (+0.89%)
Market Closed

Fundamental Score

...

Sahara Housingfina Corporation Limited Share Price — Live NSE/BSE Price, Fundamentals & Analysis

Sahara Housingfina Corporation Limited share price today is 42.15, up +0.89% on NSE/BSE as of 22 June 2026. Sahara Housingfina Corporation Limited (SAHARAHOUS) is a Small-cap company in the Housing Finance Company sector with a market capitalisation of 29.67 (Cr). The 52-week high for SAHARAHOUS share price is 64.82 and the 52-week low is 30.00. At a P/E ratio of 60.56x, SAHARAHOUS is currently trading above its industry average P/E of 18.03x. The company has a Return on Equity (ROE) of 1.25% and a debt-to-equity ratio of 0.44.

Sahara Housingfina Corporation Limited Share Price Chart — NSE/BSE Historical Performance

No data
High
48.00
Low
37.35
Volume
1.1K
Change
-8.40%

Sahara Housingfina Corporation Limited share price chart: -8.40% return over the past month. 52-week high ₹64.82, 52-week low ₹30.00.

Sahara Housingfina Corporation Limited — Last 10 Trading Days

DateOpenHighLowCloseVolume
39.1142.2539.1142.15730.00 (Cr)
39.0042.0039.0041.782.32K (Cr)
39.3942.0539.0139.1312.74K (Cr)
41.0041.0038.5539.781.29K (Cr)
39.5040.0038.6038.641.06K (Cr)
40.3040.3037.3539.70144.00 (Cr)
38.6239.9938.6238.66144.00 (Cr)
39.3939.8038.5238.571.95K (Cr)
43.9843.9839.0039.01359.00 (Cr)
39.6439.6438.5039.64183.00 (Cr)

Sahara Housingfina Corporation Limited — Last 12 Months Price History

MonthOpenHighLowCloseChange
39.0042.2539.0042.15+8.08%
41.0048.0037.3539.13-4.56%
44.3546.5036.6541.00-7.55%
37.5540.0030.0036.96-1.57%
39.1145.1838.8339.45+0.87%
39.1545.0037.0039.26+0.28%
43.4046.9338.1638.75-10.71%
54.5554.5544.2844.50-18.42%
44.5064.8243.0055.52+24.76%
38.0046.0036.5744.62+17.42%
40.7440.8037.0037.51-7.93%
40.0042.0034.0040.74+1.85%

AI Research Briefing

Powered by Gemini · 2026-04-08

Sahara Housingfina is a micro-cap value trap with weak fundamentals and high speculative risk; avoid until a clear turnaround is visible.

Research Confidence
8.0/10High
DEBT TRAP TURNAROUNDBreakdown. Stock at 52-week low, 1M: -23.65%.Expensive. P/E of 60.56x vs Industry P/E of 18.03x.

WHAT'S HAPPENING NOW (last 2-4 weeks)

Sahara Housingfina Corporation completed a second partial NCD redemption of Crore. The stock hit a 52-week low of amidst a continued downtrend. The company has also submitted quarterly dematerialization and SEBI compliance certificates to the BSE.

CORE STORY (THE REAL GAME)

Distressed micro-cap housing finance play. Market is hoping for a turnaround or acquisition, despite weak fundamentals.

Why Now
  • Partial NCD redemption suggests slight liquidity improvement
  • Stock at 52-week low attracts speculative buying
  • Overall positive sentiment in the housing finance sector due to stable repo rates
Potential Catalysts
  • Significant earnings beat
  • Major contract win
  • Acquisition announcement
Key Risks
  • Micro-cap liquidity risk
  • Negative sales and profit growth
  • High P/E relative to industry
Institutional Activity

No FII/DII activity. Promoter holding steady at 71.35%, indicating a lack of external confidence.

Macro Context

RBI's unchanged repo rate provides a stable environment for housing finance, but overall growth projections need to be carefully monitored.

Cash Flow Quality

Free Cash Flow positive over 5 years (₹47.73 Cr), but inconsistent profitability raises concerns.

3–6 Month Outlook

Near-term outlook is negative due to weak financials. A turnaround is possible but highly uncertain. Monitor for significant improvements in sales and profitability.

Primary Thesis Risk

Illiquidity and weak financials can lead to significant capital erosion.

For educational purposes only. Not investment advice. Consult a SEBI-registered advisor before investing.

Returns & Performance

Poor

Return on Equity (ROE)

1.25%

Profit generated per ₹1 of shareholder equity

Poor

Return on Capital (ROCE)

4.04%

Returns generated on total capital deployed

Excellent

Oper. Profit Margin (5Y Avg)

57.98%

Average operating profit margin over 5 years

Dividend Yield

0.00%

Annual dividend as % of current share price

Sahara Housingfina Corporation Limited Valuation Check

Poor

Price to Earnings (P/E)

60.56x

Share price ÷ earnings per share. Lower = cheaper

Poor

Industry Avg P/E

18.03x

Average P/E of all peers in this sector

Market-cap Classification
Small-cap
Higher growth potential with higher volatility.

Shareholding Pattern

Excellent

Promoter Holding

71.35%

% shares held by company founders/management

Poor

FII Holding

0.00%

% shares held by foreign institutional investors

Poor

DII Holding

0.00%

% held by domestic mutual funds, LIC, banks

Excellent

Promoter Pledged %

0.00%

% of promoter shares pledged as collateral — lower is safer

Growth Engine

Poor

Profit Growth (Quarterly YoY)

-130.00%

Net profit growth vs same quarter last year

Poor

Revenue Growth (Quarterly YoY)

-13.74%

Revenue growth vs same quarter last year

Poor

Revenue Growth (5-Year CAGR)

-9.95%

Compounded annual revenue growth over 5 years

Poor

EPS Growth (5-Year CAGR)

-20.76%

Earnings per share growth over 5 years

Poor

Net Profit Growth (5-Year CAGR)

-20.76%

Compounded annual net profit growth over 5 years

Balance Sheet Health

Good

Debt to Equity Ratio

0.44x

Total debt ÷ equity. Below 0.5 = financially healthy

Poor

Interest Coverage Ratio

1.29x

EBIT ÷ interest expense. Above 2.5 = can pay interest comfortably

Free Cash Flow (5-Year Total)

47.73 (Cr)

Cash left after capex over 5 years. Positive = self-funded growth

Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice

Sahara Housingfina Corporation Limited Fundamental Analysis & Valuation Benchmarking

Educational evaluation of SAHARAHOUS across key market metrics for learning purposes.

Positive Indicators

4 factors identified

Strong Operating Margins (57.98%)

Observation: Healthy 5-year operating margins indicate pricing power and cost control.

Analysis: OPM >15% suggests operational efficiency and competitive advantages.

Strong Cash Generation (₹47.73 Cr over 5Y)

Observation: Healthy free cash flow generation supports growth and returns.

Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.

Balanced Promoter Holding (71.35%)

Observation: Optimal balance between promoter control and public float.

Analysis: Promoter holding in 50-75% range provides management alignment.

Zero Share Pledging Risk

Observation: No promoter shares pledged as collateral.

Analysis: Absence of share pledging eliminates potential forced-selling pressure.

Risk Factors

10 factors identified

Below-Average Return on Equity (1.25%)

Observation: Returns on equity are below industry benchmarks.

Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.

Suboptimal ROCE (4.04%)

Observation: Returns on capital employed are below expectations.

Analysis: ROCE <10% suggests potential inefficiencies in capital allocation.

Premium Valuation Risk (P/E: 60.56x)

Observation: High valuation multiples may limit upside potential.

Analysis: Elevated P/E ratios require strong growth execution to justify current valuations.

Profit Decline Concern (-130.00%)

Observation: Significant year-over-year profit contraction observed.

Analysis: Declining profitability requires investigation into underlying causes.

Revenue Contraction (-13.74%)

Observation: Sales decline may indicate market challenges or competitive pressures.

Analysis: Negative revenue growth requires analysis of market conditions.

Limited Growth History (-9.95% CAGR)

Observation: Below-average 5-year sales growth trajectory.

Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities.

Weak Earnings Growth (-20.76% CAGR)

Observation: Below-average 5-year EPS growth performance.

Analysis: Low EPS growth may not keep pace with inflation.

Stagnant Profit Growth (-20.76% CAGR)

Observation: Limited 5-year profit growth trajectory.

Analysis: Low profit growth may indicate scalability challenges or market maturity.

Weak Interest Coverage (1.29x)

Observation: Limited ability to service debt obligations from earnings.

Analysis: Low interest coverage raises concerns about financial stability.

No Dividend Distribution

Observation: Company does not currently pay dividends to shareholders.

Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints.

Sahara Housingfina Corporation Limited vs Housing Finance Company Peers

Peer Comparison - Housing Finance Company

Compare Sahara Housingfina Corporation Limited with 10 other companies in the same sector

11 companies
Company Info
Fundamental
Valuation
Profitability
Financial Health
Growth
Dividend
Company
Company name
Score
Bull Run comprehensive fundamental score based on 20+ metrics
Price
Current trading price of the stock
Market Cap
Total value of all shares in the market
P/E
Price per share divided by earnings per share
ROE
Net income divided by shareholder equity
ROCE
Earnings before interest and tax divided by capital employed
Debt/Eq
Total debt divided by total equity
Profit 5Y
Average annual profit growth over 5 years
Sales 5Y
Average annual sales growth over 5 years
Dividend
Annual dividend per share divided by price per share
21.1/100
42
₹29.67
60.6
Average
1.25%
Poor
4.04%
Poor
0.4
Excellent
-20.76%
Poor
-9.95%
Poor
0.00%
54.8/100
86
₹87039.71
36.9
Average
13.46%
Average
9.55%
Poor
4.4
Poor
38.71%
Excellent
29.33%
Excellent
0.00%
41.4/100
556
₹30291.98
5.5
Average
16.05%
Good
8.93%
Poor
7.1
Poor
17.76%
Excellent
7.33%
Good
1.82%
44.1/100
1078
₹23669.79
10.8
Average
12.27%
Average
9.46%
Poor
3.6
Poor
23.34%
Excellent
-2.03%
Poor
0.55%
31.1/100
478
₹21011.57
21.3
Average
16.86%
Good
11.42%
Average
2.5
Poor
36.61%
Excellent
17.50%
Excellent
0.00%
32.4/100
263
₹14148.60
16.8
Average
18.58%
Good
15.05%
Good
1.6
Average
28.91%
Excellent
28.46%
Excellent
1.59%
24.2/100
173
₹12631.74
9.9
Average
-8.66%
Poor
3.65%
Poor
2.0
Poor
-8.08%
Poor
0.00%
40.1/100
833
₹12107.71
13.1
Average
18.22%
Good
9.34%
Poor
6.6
Poor
17.91%
Excellent
13.82%
Good
1.32%
29.6/100
1369
₹11994.35
19.9
Average
14.11%
Average
10.09%
Average
3.1
Poor
18.16%
Excellent
21.15%
Excellent
0.00%
55.6/100
1118
₹11504.83
25.4
Average
16.46%
Good
11.35%
Average
2.4
Poor
36.87%
Excellent
30.23%
Excellent
0.33%
44.3/100
787
₹9428.70
21.2
Average
15.07%
Good
12.61%
Average
1.9
Average
51.70%
Excellent
38.34%
Excellent
0.58%

Sahara Housingfina Corporation Limited Quarterly Performance

Latest quarterly metrics for SAHARAHOUS — revenue growth and profit growth vs same quarter last year

Revenue Growth (YoY)

-13.74%

Latest quarter vs same quarter previous year

Net Profit Growth (YoY)

-130.00%

Latest quarter net profit vs same quarter previous year

5-Year Revenue CAGR

-9.95%

Compounded annual revenue growth over 5 years

5-Year Profit CAGR

-20.76%

Compounded annual net profit growth over 5 years

Sahara Housingfina Corporation Limited Technical Indicators

SMA 50, SMA 200, RSI and volume signals for SAHARAHOUS — calculated from daily price history

36RSI 14
Neutral — RSI 36

Momentum is balanced — neither overbought nor oversold.

SMA 50
40
▲ Price above SMA 50 — Short-term bullish
SMA 200
42
▼ Price below SMA 200 — Long-term downtrend
30-Day Avg Volume
1K shares/day
Average daily traded volume over last 30 trading sessions

Technical indicators are for educational purposes only. Not investment advice.

Sahara Housingfina Corporation Limited Financial Statements

Annual income statement, balance sheet and cash flow for Sahara Housingfina Corporation Limited (SAHARAHOUS) — sourced from NSE/BSE filings.

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Fetching financial data for Sahara Housingfina Corporation Limited

About SAHARAHOUS (Sahara Housingfina Corporation Limited)

Sahara Housingfina Corporation Limited is a dedicated housing finance company committed to empowering individuals and families across India to realize their dreams of homeownership.... With a focus on understanding the diverse needs of its customers, the corporation offers a comprehensive suite of loan products designed to facilitate every stage of the housing journey. From acquiring a first home to expanding existing living spaces or renovating a cherished property, Sahara Housingfina strives to provide accessible and tailored financial solutions. It distinguishes itself by prioritizing customer-centric service and building lasting relationships with those it serves, fostering a sense of trust and reliability. The company constantly adapts to the evolving real estate landscape, ensuring its offerings remain relevant and competitive within the Indian market. The corporation's product portfolio extends beyond standard home purchase loans, encompassing specialized financing options to address a wide array of housing requirements. Recognizing that homeownership is a multifaceted endeavor, Sahara Housingfina provides loans for land acquisition, enabling individuals to secure the foundation for their future homes. Home improvement and extension loans allow existing homeowners to enhance their living spaces, reflecting their evolving lifestyles and needs. Furthermore, the corporation offers mortgage loans, catering to diverse financial situations, and non-residential property loans for business owners or those seeking investment opportunities. By providing such a comprehensive range of products, Sahara Housingfina aims to be a one-stop solution for all housing finance needs. Originally established as Livewell Home Finance Limited, Sahara Housingfina has undergone a strategic transformation to better reflect its vision and commitment to the Indian housing market. This evolution is not merely a name change, but a testament to the company's dedication to growth and its unwavering focus on customer satisfaction. Sahara Housingfina continues to refine its processes, enhance its technological capabilities, and expand its reach, with the goal of making homeownership a reality for even more individuals and families throughout India. The corporation's unwavering dedication to ethical lending practices and responsible financial management solidifies its reputation as a trusted and reliable partner in the pursuit of the Indian dream.

Company Details

Symbol:SAHARAHOUS
Industry:Housing Finance Company
Sector:Housing Finance Company

Key Leadership

Mr. Dhrubajyoti Jnandas Bagchi FCS, L.L.B.
CEO, Company Secretary & Compliance Officer
Mr. Vivek Kapoor
Chief Financial Officer
Mr. Anup Kumar Kirtan
Head of Credit & Operations and Deputy Chief Manager

SAHARAHOUS Share Price: Frequently Asked Questions

What is the current share price of Sahara Housingfina Corporation Limited?

Sahara Housingfina Corporation Limited (SAHARAHOUS) trades at ₹42.15 on NSE and BSE. Market cap ₹29.67 (Cr). Educational data only.

What is the P/E ratio of Sahara Housingfina Corporation Limited?

Sahara Housingfina Corporation Limited has a P/E of 60.56x vs industry average 18.03x.

What is the Bull Run score for Sahara Housingfina Corporation Limited?

Sahara Housingfina Corporation Limited has a Bull Run score of 21.1/100 based on 25+ financial parameters.

Does Sahara Housingfina Corporation Limited pay dividends?

Sahara Housingfina Corporation Limited has a dividend yield of 0.00%. Past dividends don't guarantee future payments.

What is the ROE of Sahara Housingfina Corporation Limited?

Sahara Housingfina Corporation Limited has ROE of 1.25%. Higher ROE indicates better use of shareholder equity.

What is the debt-to-equity ratio of Sahara Housingfina Corporation Limited?

Sahara Housingfina Corporation Limited has debt-to-equity of 0.44.

Is Sahara Housingfina Corporation Limited a good investment?

Bull Run gives Sahara Housingfina Corporation Limited a score of 21.1/100. This is not investment advice — consult a SEBI-registered advisor.