Sainik Finance & Industries Ltd
Fundamental Score
Sainik Finance & Industries Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of SAINIK across key market metrics for learning purposes.
Positive Indicators
6 factors identified
Strong Return on Equity (15.15%)
Observation: Efficient use of shareholders' capital generating superior returns.
Analysis: ROE >15% indicates strong profitability and effective management. This metric suggests the company can generate substantial returns on invested capital.
Strong Operating Margins (75.17%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Attractive Valuation (P/E: 6.98 vs Industry: 33.70)
Observation: Trading at discount to industry peers.
Analysis: P/E below industry average may present value opportunity if fundamentals support the business case.
Strong Cash Generation (₹101.12 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (70.25%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
8 factors identified
Profit Decline Concern (-42.97%)
Observation: Significant year-over-year profit contraction observed.
Analysis: Declining profitability requires investigation into underlying causes. Monitor for recovery signs and management guidance.
Limited Growth History (-13.26% CAGR)
Observation: Below-average 5-year sales growth trajectory.
Analysis: Low sales CAGR may indicate mature markets or limited growth opportunities. Assess future growth catalysts.
Elevated Debt Levels (D/E: 2.47)
Observation: High leverage increases financial risk and interest burden.
Analysis: High debt-to-equity ratios require monitoring of debt servicing capability and cash flow generation.
Weak Interest Coverage (1.60x)
Observation: Limited ability to service debt obligations from earnings.
Analysis: Low interest coverage raises concerns about financial stability. Monitor cash flow and debt reduction plans.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High Debt-to-Equity Ratio
Observation: Elevated financial risk due to high leverage.
Analysis: High debt levels may strain cash flows and increase financial risk during economic downturns.
Very High Debt Levels
Observation: Excessive leverage may strain cash flows.
Analysis: Debt-to-equity above 2.0 indicates potential financial distress risk.
Small Market Cap
Observation: Higher investment risk due to limited size.
Analysis: Small-cap stocks typically carry higher volatility and liquidity risks.
Financial Statements
Comprehensive financial data for Sainik Finance & Industries Ltd
About SAINIK
Business Overview
Sainik Finance & Industries Limited, a non-banking finance company, engages in the investment, finance, and lending businesses in India. The company was formerly known as Garuda Clays Limited and changed its name to Sainik Finance & Industries Limited in April 2000. Sainik Finance & Industries Limited was incorporated in 1991 and is based in Gurugram, India.
Company Details
Key Leadership
Corporate Events
Latest News
SAINIK Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Sainik Finance & Industries Ltd (SAINIK)?
As of 30 Jan 2026, 01:37 pm IST, Sainik Finance & Industries Ltd (SAINIK) is currently trading at ₹39.95. The stock has a market capitalization of ₹40.15 (Cr).
Is SAINIK share price Overvalued or Undervalued?
SAINIK is currently trading at a P/E ratio of 6.98x, compared to the industry average of 33.70x. Based on this relative valuation, the stock appears to be Undervalued against its sector peers.
What factors affect the Sainik Finance & Industries Ltd share price?
Key factors influencing SAINIK's price include its quarterly earnings growth (Sales Growth: 5.96%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Sainik Finance & Industries Ltd a good stock for long-term investment?
Sainik Finance & Industries Ltd shows a 5-year Profit Growth of 8.77% and an ROE of 15.15%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 2.47 before investing.
How does Sainik Finance & Industries Ltd compare with its industry peers?
Sainik Finance & Industries Ltd competes with major peers in the Cement & Cement Products. Investors should compare SAINIK's P/E of 6.98x and ROE of 15.15% against the industry averages to determine its competitive standing.
What is the P/E ratio of SAINIK and what does it mean?
SAINIK has a P/E ratio of 6.98x compared to the industry average of 33.70x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹7 for every ₹1 of annual earnings.
How is SAINIK performing according to Bull Run's analysis?
SAINIK has a Bull Run fundamental score of 37.5/100, which indicates concerns that require careful analysis. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does SAINIK belong to?
SAINIK operates in the Cement & Cement Products industry. This classification helps understand the competitive landscape and sector-specific trends affecting Sainik Finance & Industries Ltd.
What is Return on Equity (ROE) and why is it important for SAINIK?
SAINIK has an ROE of 15.15%, which indicates excellent management efficiency and profitable operations. Return on Equity measures how efficiently Sainik Finance & Industries Ltd generates profits from shareholders' equity.
How is SAINIK's debt-to-equity ratio and what does it indicate?
SAINIK has a debt-to-equity ratio of 2.47, which indicates high leverage that increases financial risk. A ratio below 1.0 generally indicates conservative financing.
What is SAINIK's dividend yield and is it a good dividend stock?
SAINIK offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has SAINIK grown over the past 5 years?
SAINIK has achieved 5-year growth rates of: Sales Growth -13.26%, Profit Growth 8.77%, and EPS Growth 8.77%.
What is the promoter holding in SAINIK and why does it matter?
Promoters hold 70.25% of SAINIK shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is SAINIK's market capitalization category?
SAINIK has a market capitalization of ₹40 crores, placing it in the Small-cap category.
How volatile is SAINIK stock?
SAINIK has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for SAINIK?
SAINIK has a 52-week high of ₹N/A and low of ₹N/A.
What is SAINIK's operating profit margin trend?
SAINIK has a 5-year average Operating Profit Margin (OPM) of 75.17%, indicating the company's operational efficiency.
How is SAINIK's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of 5.96% and YoY Profit Growth of -42.97%.
What is the institutional holding pattern in SAINIK?
SAINIK has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.