Saraswati Commercial I Ltd
Fundamental Score
Saraswati Commercial I Ltd Share Price Live NSE/BSE
Profitability Metrics
Return on Equity
Return on Capital Employed
Operating Profit Margin (5Y)
Dividend Yield
Valuation Metrics
Price to Earnings
Market Capitalization
Industry P/E
Growth Metrics
YoY Quarterly Profit Growth
YoY Quarterly Sales Growth
Sales Growth (5Y)
EPS Growth (5Y)
Profit Growth (5Y)
Financial Health
Debt to Equity
Interest Coverage
Free Cash Flow (5Y)
Ownership Structure
Promoter Holding
FII Holding
DII Holding
Pledged Percentage
Labels (e.g., "Excellent", "Good") are peer-based vs industry/sector averages — data-only, not advice
Market Data Analysis & Educational Insights
Educational evaluation of ZSARACOM across key market metrics for learning purposes.
Positive Indicators
9 factors identified
Strong Operating Margins (95.56%)
Observation: Healthy 5-year operating margins indicate pricing power and cost control.
Analysis: OPM >15% suggests operational efficiency and competitive advantages. This indicates sustainable profitability potential.
Consistent Growth Track Record (123.25% CAGR)
Observation: Strong 5-year sales compound annual growth rate.
Analysis: Consistent sales CAGR >12% demonstrates sustainable growth model and market opportunity execution over time.
Excellent EPS Growth (47.90% CAGR)
Observation: Outstanding 5-year earnings per share compound growth.
Analysis: EPS CAGR >15% indicates strong wealth creation potential and effective capital allocation over extended periods.
Strong Profit Growth Track Record (49.86% CAGR)
Observation: Consistent 5-year profit compound annual growth rate.
Analysis: Profit CAGR >15% demonstrates scalable business model and effective operational leverage over time.
Conservative Debt Levels (D/E: 0.05)
Observation: Low leverage provides financial flexibility and reduced risk.
Analysis: Conservative debt structure offers resilience during economic downturns and flexibility for growth investments.
Strong Interest Coverage (11.35x)
Observation: Earnings comfortably cover interest obligations.
Analysis: Interest coverage >5x indicates low financial distress risk and strong debt servicing capability.
Strong Cash Generation (₹113.90 Cr over 5Y)
Observation: Healthy free cash flow generation supports growth and returns.
Analysis: Strong FCF provides flexibility for dividends, debt reduction, and growth investments.
Balanced Promoter Holding (73.99%)
Observation: Optimal balance between promoter control and public float.
Analysis: Promoter holding in 50-75% range provides management alignment while ensuring adequate liquidity.
Zero Share Pledging Risk
Observation: No promoter shares pledged as collateral, reducing forced-selling risk.
Analysis: Absence of share pledging eliminates potential forced-selling pressure during market stress.
Risk Factors
7 factors identified
Below-Average Return on Equity (6.47%)
Observation: Returns on equity are below industry benchmarks.
Analysis: ROE <10% may indicate inefficient capital utilization. Consider monitoring for operational improvements and management effectiveness.
Suboptimal ROCE (8.32%)
Observation: Returns on capital employed are below expectations.
Analysis: ROCE <10% suggests potential inefficiencies in capital allocation. Review business model and competitive positioning.
Premium Valuation Risk (P/E: 67.38x)
Observation: High valuation multiples may limit upside potential.
Analysis: Elevated P/E ratios require strong growth execution to justify current valuations. Consider entry timing carefully.
Revenue Contraction (-6.44%)
Observation: Sales decline may indicate market challenges or competitive pressures.
Analysis: Negative revenue growth requires analysis of market conditions and competitive positioning. Monitor recovery strategies.
No Dividend Distribution
Observation: Company does not currently pay dividends to shareholders.
Analysis: Zero dividend yield may indicate growth reinvestment focus or cash flow constraints. Assess capital allocation strategy.
High P/E Ratio
Observation: Stock may be overvalued relative to earnings.
Analysis: P/E above 30 requires strong growth execution to justify current valuations.
Very High P/E Ratio
Observation: Significant overvaluation risk present.
Analysis: Extremely high P/E ratios indicate potential bubble territory and high downside risk.
Financial Statements
Comprehensive financial data for Saraswati Commercial I Ltd
About ZSARACOM
Business Overview
Saraswati Commercial (India) Limited, a non-banking financial company, engages in the business of investment and trading in shares and securities, and lending activities in India. The company was incorporated in 1983 and is based in Mumbai, India.
Company Details
Key Leadership
ZSARACOM Stock Details & Analysis
Key Financial Metrics
Growth & Valuation
Frequently Asked Questions
What is the current price of Saraswati Commercial I Ltd (ZSARACOM)?
As of 29 Jan 2026, 10:36 am IST, Saraswati Commercial I Ltd (ZSARACOM) is currently trading at ₹12273.90. The stock has a market capitalization of ₹1.45K (Cr).
Is ZSARACOM share price Overvalued or Undervalued?
ZSARACOM is currently trading at a P/E ratio of 67.38x, compared to the industry average of 22.03x. Based on this relative valuation, the stock appears to be Overvalued against its sector peers.
What factors affect the Saraswati Commercial I Ltd share price?
Key factors influencing ZSARACOM's price include its quarterly earnings growth (Sales Growth: -6.44%), raw material costs, government infrastructure spending, and institutional flows (FII/DII holding).
Is Saraswati Commercial I Ltd a good stock for long-term investment?
Saraswati Commercial I Ltd shows a 5-year Profit Growth of 49.86% and an ROE of 6.47%. Long-term investors should consider these fundamentals alongside the debt-to-equity ratio of 0.05 before investing.
How does Saraswati Commercial I Ltd compare with its industry peers?
Saraswati Commercial I Ltd competes with major peers in the Non Banking Financial Company (NBFC). Investors should compare ZSARACOM's P/E of 67.38x and ROE of 6.47% against the industry averages to determine its competitive standing.
What is the P/E ratio of ZSARACOM and what does it mean?
ZSARACOM has a P/E ratio of 67.38x compared to the industry average of 22.03x. The Price-to-Earnings (P/E) ratio is calculated by dividing the current share price by earnings per share (EPS). This means investors are paying ₹67 for every ₹1 of annual earnings.
How is ZSARACOM performing according to Bull Run's analysis?
ZSARACOM has a Bull Run fundamental score of 50/100, which indicates moderate strength with some areas for improvement. This comprehensive rating is based on 15+ financial parameters including profitability, growth metrics, and valuation ratios.
What sector and industry does ZSARACOM belong to?
ZSARACOM operates in the Non Banking Financial Company (NBFC) industry. This classification helps understand the competitive landscape and sector-specific trends affecting Saraswati Commercial I Ltd.
What is Return on Equity (ROE) and why is it important for ZSARACOM?
ZSARACOM has an ROE of 6.47%, which suggests challenges in generating returns from shareholders' equity. Return on Equity measures how efficiently Saraswati Commercial I Ltd generates profits from shareholders' equity.
How is ZSARACOM's debt-to-equity ratio and what does it indicate?
ZSARACOM has a debt-to-equity ratio of 0.05, which indicates conservative financing with low financial risk. A ratio below 1.0 generally indicates conservative financing.
What is ZSARACOM's dividend yield and is it a good dividend stock?
ZSARACOM offers a dividend yield of 0.00%, which means you receive ₹0.00 annual dividend for every ₹100 invested.
How has ZSARACOM grown over the past 5 years?
ZSARACOM has achieved 5-year growth rates of: Sales Growth 123.25%, Profit Growth 49.86%, and EPS Growth 47.90%.
What is the promoter holding in ZSARACOM and why does it matter?
Promoters hold 73.99% of ZSARACOM shares, with 0.00% of promoter shares pledged. High promoter holding often indicates strong management confidence.
What is ZSARACOM's market capitalization category?
ZSARACOM has a market capitalization of ₹1450 crores, placing it in the Small-cap category.
How volatile is ZSARACOM stock?
ZSARACOM has a beta of N/A. A beta > 1 suggests the stock is more volatile than the market, while a beta < 1 suggests it is less volatile.
What is the 52-week high and low for ZSARACOM?
ZSARACOM has a 52-week high of ₹N/A and low of ₹N/A.
What is ZSARACOM's operating profit margin trend?
ZSARACOM has a 5-year average Operating Profit Margin (OPM) of 95.56%, indicating the company's operational efficiency.
How is ZSARACOM's quarterly performance?
Recent quarterly performance shows YoY Sales Growth of -6.44% and YoY Profit Growth of -4.78%.
What is the institutional holding pattern in ZSARACOM?
ZSARACOM has FII holding of 0.00% and DII holding of 0.00%. Significant institutional holding often suggests professional confidence in the stock.